CFO Simplified

MAY 1, 2022

What is the biggest profit that we have?”. If you’re spending most of your time concentrating on sales for an item that’s only getting a 5% gross margin, and you have other items that you’re earning a 35% gross margin on (but are not promoting them), it’s likely you’re putting your money in the wrong place. “I

CFO 97

CFO Profit and Loss Sales Concentration 97

CFO Share

SEPTEMBER 7, 2023

If you miss the 12/31 bonus deadline, you can pay a 401k profit share bonus after year-end and apply it to the prior year. Year-end is all about uninterrupted concentration, so working on a Saturday is a great idea. Set aside one full day to perform year-end.

Profit and Loss 40

Profit and Loss Concentration Reconciliations Auditing 40

Musings on Markets

MAY 5, 2023

A bank collects deposits from customers, offering the quid quo pro of convenience, safety and sometimes interest income (on those deposits that are interest-beating) and either lends this money out to borrowers (individuals and businesses), charging an interest rate that is high enough to cover defaults and leave a surplus profit for the bank.

Banking 76

Banking Profit and Loss Investments Securities 76

Planful

JANUARY 26, 2017

To remain competitive, companies must determine how to keep customers longer, grow them into bigger customers, make them more profitable, serve them more efficiently, and acquire more profitable customers. Companies need to not just increase market share and grow sales but to grow profitable sales. That gap needs to be closed.

Profit and Loss 40

Profit and Loss Finance Sales Concentration 40

PYMNTS

NOVEMBER 6, 2019

The news comes as the bank reported a net loss below market expectations amid a restructuring plan that includes about 18,000 layoffs. The lender reported a net loss of $924 million (832 million euros) for the third quarter of 2019. This is the second quarterly loss for Deutsche Bank, which triggered a 7.9

Banking 40

Banking Profit and Loss Restructuring Concentration 40

CFO Share

MARCH 14, 2022

QOE reports go beyond the balance sheet and profit and loss statement – they challenge the underlying data through rigorous testing and management interviews to assess accuracy, and risk. Sales concentrations and/or backlog risk. Think of a QOE report like taking a used car to the mechanic before buying it.

Auditing 52

Auditing GAAP Accounting Principles Profit and Loss 52

Future CFO

APRIL 15, 2020

Highlights of findings Based on data of nearly 13,000 Danish SMEs between 1996 and 2012, Bennedsen and his co-authors find that five-to-seven day hospitalisations sent firm profitability tumbling by 7% in the year of illness, the business school noted. . However, the degree of the dip varied depending on a number of attributes.

Profit and Loss 40

Profit and Loss Concentration Education Economics 40

CFO News Room

NOVEMBER 5, 2022

Outside of work, he serves as a volunteer financial planner and class instructor for non-profits in the Northern Virginia area. Another problem facing some RIAs is slow organic growth, a critical metric for public investors who appear to recognize that strong market returns buoyed firm profitability during the past decade.

Mergers and Acquisitions (M&A) 130

Mergers and Acquisitions (M&A) Profit and Loss Investments Valuation 130

Musings on Markets

OCTOBER 6, 2023

While companies that were listed for much of the twentieth century waited until they had established business models to go public, the dot-com boom saw the listing of young companies with growth potential but unformed business models (translating into operating losses), and that trend has continued and accelerated in this century.

Valuation 104

Valuation Profit and Loss Accounting Investments 104

Future CFO

DECEMBER 18, 2020

We expect Credit and Political Risk Insurance (CPRI) to play an important and increasing role in supporting lenders in mitigating risk, overcoming concentration issues and improving capital adequacy. Reality is showing us that profitability is no longer a target, and in the absence of such, how can we be assured of liquidity.

Marketing 52

Marketing Profit and Loss Finance Credit Risk 52

Musings on Markets

SEPTEMBER 11, 2023

In the 1970s, Hollywood discovered the payoff from blockbuster movies, and the movie business became increasingly dependent on the biggest blockbusters delivering enough revenues and profits to cover a whole host of movies that either lost money or broke even. With Apple TV+ and Amazon Prime, the game is even more difficult to gauge.

Entertainment 77

Entertainment Profit and Loss Numbers Marketing 77

The Finance Weekly

JANUARY 10, 2022

Traditionally, the FP&A process entails creating a budget, cash flow, profit and loss statement, and balance sheet, then using them to forecast future performance. The first step in being a strategic business partner is to stop thinking about how much everything costs and instead concentrate on how to bring value.

Financial Planning and Analysis (FP&A) 52

Financial Planning and Analysis (FP&A) Finance Profit and Loss Budgeting 52

Barry Ritholtz

DECEMBER 12, 2023

They announced a $640 million loss and ouch. But if, if it has a history of not being profitable, you you really want to exclude that. Low price stock has historically had some very large concentrated positions. The visibility on earnings they grew but they stayed profitable as, as they grew. So big loss.

Benchmarking 103

Benchmarking Concentration Investments Profit and Loss 103

Musings on Markets

OCTOBER 4, 2021

The last is the operating margin , it operating income (or loss) as a percent of operating income each year. Third, access to c apital from its deep pocketed investors , especially Alibaba, seems to have made this company casual about its business model and profitability, even by young, tech company standards.

Valuation 72

Valuation Profit and Loss Investments Numbers 72

CFO News Room

NOVEMBER 28, 2022

Outside of work, he serves as a volunteer financial planner and class instructor for non-profits in the Northern Virginia area. Another area where advisor expertise can add value for clients is in the decision-making process surrounding employee stock options or an otherwise concentrated stock position.

Tax Planning 130

Tax Planning Planning Investments Profit and Loss 130

CFO News Room

DECEMBER 26, 2022

Outside of work, he serves as a volunteer financial planner and class instructor for non-profits in the Northern Virginia area. He previously worked at a financial planning firm in Bethesda, Maryland, and as a journalist covering the banking and insurance industries. He can be reached at [email protected]. Read more of Adam’s articles here.

Planning 130

Planning Benchmarking Profit and Loss Communication 130

Musings on Markets

JULY 17, 2023

The biggest winner, and this should come as no surprise, has been technology, with a return of 43% in 2023, and almost entirely recovering its losses in 2022. Financials, handicapped by the bank runs at SVB and First Republic, have been flat for the year, as has been real estate. trillion in the first six months of 2023, 97.2%

Marketing 95

Marketing Treasury Currencies Valuation 95

PYMNTS

APRIL 22, 2016

needed a comprehensive set of tools to protect them, and their merchants, from fraud losses. We concentrated on easy integration, appropriate pricing, sales support, client success, and four profitable (for the merchant aggregation points) use cases. From that meeting, Kount Central was born.

Concentration 40

Concentration Profit and Loss Sales Technology 40

CFO News Room

FEBRUARY 5, 2023

Those risks increase, if the family group companies are built around political connections, where you are one political election loss away your biggest competitive advantage.

Marketing 130

Marketing Investments Auditing Restructuring 130

Musings on Markets

AUGUST 15, 2023

If you do assume that markets will price away this excess profit, you then have the basis for the models that are used to value options and other derivative assets. That is why the risk-free rate becomes an input into option pricing and forward pricing models , and its absence leaves a vacuum.

Investments 80

Investments Currencies Treasury Hurdle Rate 80

CFO News Room

JANUARY 17, 2023

Consequently, I will concentrate this post on how this crisis is playing out in markets, and the effects it has had, so far, on businesses and investments, and whether these effects are likely to be transient or permanent.

Economics 130

Economics Valuation Treasury Forecasting 130

Musings on Markets

DECEMBER 2, 2020

In summary, coming into 2020, Airbnb was delivering a combination of growth driven by disruption and a pathway to profitability that made them a prime candidate for a public offering. In addition, growth in the experiences business will also push this metric upwards, since Airbnb keeps a 20% share of those revenues.

Profit and Loss 52

Profit and Loss Valuation Investments Numbers 52

PYMNTS

OCTOBER 14, 2016

Business Insider said that Caviar does not make a profit, and the extent of the losses are not shown in the company’s financials. It, of course, couldn’t be the first company in this business not to make a profit, so it’s not clear that that alone is its death knell. His executive team does not agree. Apple Watch.

Profit and Loss 60

Profit and Loss Concentration Finance Sales 60

Barry Ritholtz

JUNE 7, 2023

Not to be like the Grim Reaper, but the reality is, if you’re not a multi manager and you’re not aggressively managing market risk, then you fall into the category of a long, short single manager that probably takes concentrated, more concentrated directional risk. Maverick 14 billion. 130 billion. Perceptive 10 billion.

Investments 107

Investments Concentration Profit and Loss Economics 107

Barry Ritholtz

AUGUST 16, 2022

And so, you know, it was relatively, I wouldn’t say straightforward because I don’t think generating consistent profits has ever been something that’s so straightforward or so easy. And it’s always going to expect to lose some of those profits when the trend reverses, but still end up capturing the meat of the trend.

Profit and Loss 117

Profit and Loss Foreign Exchange Valuation Investments 117

PYMNTS

MAY 8, 2017

Department store employment has stayed flat, a stat that is somewhat misleading given the loss of nearly 60,000 jobs in the sector earlier this year and ongoing losses over the last several years, as this chart illustrates. Department of Labor, retail employment remains in a deep funk, accounting for only 2.8 percent of all jobs added.

Retail 49

Retail Profit and Loss Sales Manufacturing 49

PYMNTS

OCTOBER 16, 2017

Bitcoin’s infrastructure is highly concentrated and not all that secure. As a result, bitcoin mining is concentrated in two countries : China, with 60 percent, and Georgia , with 15 percent of bitcoin processing power. The FBI reports that some $28 million in losses were reported to them in 2016, triple what they say they saw in 2015.

Currencies 71

Currencies Concentration Financial Systems Investments 71

Musings on Markets

MARCH 19, 2022

Consequently, I will concentrate this post on how this crisis is playing out in markets, and the effects it has had, so far, on businesses and investments, and whether these effects are likely to be transient or permanent.

Economics 100

Economics Valuation Treasury Forecasting 100

CFO News Room

NOVEMBER 22, 2022

Michael: So, it sounds like part of the challenge was, you live in a large company environment where, as is common for a lot of them, they organized study groups of top advisors, of top producers, of those that are doing well and growing well, and driving the business profitably. In fact, we probably would have been much more profitable.

Planning 130

Planning Communication Profit and Loss Education 130

Musings on Markets

FEBRUARY 4, 2023

Those risks increase, if the family group companies are built around political connections, where you are one political election loss away your biggest competitive advantage.

Investments 100

Investments Valuation Auditing Restructuring 100

Barry Ritholtz

SEPTEMBER 12, 2022

And so, while you can see that concentration in markets, and sales, and trading, once I started really working with our private bank in a meaningful way, I was then able to lead teams of investment counselors and investors. It’s late in the summer in 2022, markets sold off 22, 24 percent, recovered about half of those losses ….

Investments 114

Investments Marketing Profit and Loss Banking 114

Musings on Markets

JANUARY 9, 2021

While the universe of companies is diverse, with approximately half of all firms from emerging markets, it is more concentrated in market capitalization, with the US accounting for 40% of global market capitalization at the start of the year.

Valuation 52

Valuation Currencies Numbers Corporate Finance 52

Barry Ritholtz

DECEMBER 14, 2022

And it became the most profitable private equity investment ever made and — it is true. And Blackstone’s funds through that period, generated substantial profits because we had made those good choices, not just about the investments — RITHOLTZ: Right. RITHOLTZ: Is that true? That’s amazing. Cambridge U.K.,

Mergers and Acquisitions (M&A) 60

Mergers and Acquisitions (M&A) Investments Construction Concentration 60

Barry Ritholtz

JUNE 13, 2023

And that could be painful, because someone will have to take the pain, even if, unlike 2008, where the risk was concentrated on banks’ balance sheet, today is much more spread across, let’s say, asset managers. And then you, obviously the real estate, many areas that were over-levered at the wrong cost.

Investments 56

Investments Banking Entertainment Valuation 56

Barry Ritholtz

APRIL 11, 2023

They had the access to loss and excel really. And I think that’s a loss. I create these concentric circles for people who have time and say, if you have this much time, try these extra things. RITHOLTZ: You would have to put some flesh on those bones, some numbers, to determine is it still profitable to do this or not?

Valuation 114

Valuation Education Finance Numbers 114

Barry Ritholtz

FEBRUARY 20, 2024

And so you had a situation where you could take big positions in the euro dollar market, affect the price and the cash market and actually make a profit. And so then that, that crystallizes in a loss for the, for, for the, for the commercial bank. You have a big repo market.

Treasury 56

Treasury Marketing Economics Banking 56

Barry Ritholtz

JULY 31, 2023

And most people think of Bill, his bread and butter business is activist, very concentrated stock investing, but he has a bit of a background in macro too, back from ’07, ’08, and he actually decides to do this in the credit markets, where spreads are incredibly tight. .” Okay, how do I express it? RITHOLTZ: Happens.

Treasury 52

Treasury Economics Retail Entertainment 52