PYMNTS

NOVEMBER 22, 2018

In Sweden, the move to a cashless society has been marked by a quickened pace. Might there be speed bumps ahead, though? The New York Times said cash is being left by the wayside, in favor of digital payments, so quickly that the government is reportedly “recalculating the societal costs of a cash-free future.”. The reconsideration comes, according to the Times , as half of Sweden’s retailers have said they will stop accepting hard currency within the next few years.

Currencies 80

Currencies Financial Systems Banking Retail 80

Anaplan

NOVEMBER 20, 2018

What is sales forecasting? Sales forecasting is a projected measure of how a market will respond to a company’s go-to-market efforts.

Forecasting 70

Forecasting Sales Marketing 70

CFA Institute

NOVEMBER 18, 2018

BlackRock's Marilyn Watson is optimistic about opportunities in global bond markets, despite significant challenges in the current interest rate environment.

Investments 52

Investments Marketing Economics 52

PYMNTS

NOVEMBER 19, 2018

Smartphones are now more ubiquitous than laptops and desktops. As many as 86 percent of modern consumers own a smartphone, and 23 percent of them shop on their mobiles. Many eTailers are looking to cash in on the smartphone’s ubiquity by optimizing their mobile sites, making it easier for consumers to navigate, find and pay for items. For bottom-performing merchants, mobile checkouts are an even higher priority.

eCommerce 77

eCommerce Numbers Retail 77

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PYMNTS

NOVEMBER 21, 2018

Algorithms are taking on more of the data and security work for financial institutions (FIs), with technologies such as data mining and business rules management systems (BRMS) finding popularity among banks and credit unions. However, fewer institutions have made the move to true artificial intelligence (AI), with funding and even misunderstanding about the technology serving as challenges to the wider acceptance of AI.

Banking 76

Banking Technology Construction Compliance 76

PYMNTS

NOVEMBER 19, 2018

Cargill is a big name in turkeys in the United States: when Americans sit down for Thanksgiving dinner later this week, there’s approximately a one-in-four chance they will be digging into a Cargill bird. The Minnesota-based firm is a an old-school kind of company; founded in 1865, it sells a pretty old-school product, as Americans have been eating turkey on Thanksgiving Day since the 1800s.

Retail 76

Retail Technology Securities Planning 76

PYMNTS

NOVEMBER 19, 2018

Snap, the maker of the disappearing messaging app Snapchat, announced Monday (Nov. 19) a partner program aimed at making it easier for brands to use and pay for augmented reality (AR) lenses. According to a report , the launch of this program to help advertisers find certified AR shops to create the digital product placements marks the first move after Snap opened up its lenses to outside developers nearly a year ago.

Advertising 76

Advertising Numbers Planning 76

PYMNTS

NOVEMBER 21, 2018

The rate of contact center fraud has skyrocketed recently, growing by 350 percent during the past four years. For call centers, dealing with this growing issue requires a multi-pronged approached, complete with defense to beat attacks coming from both outside and inside the company. That means thwarting fraudsters who call in, masquerading as legitimate customers, or who hack into a cell center, as well as blocking any dishonest agents within the center from stealing customer information.

Leverage 76

Leverage Securities Retail Technology 76

PYMNTS

NOVEMBER 20, 2018

Bitcoin’s use as a form of commercial payments has declined during the year, at the same time that the digital token appears to be stabilizing. According to a report in Reuters , citing Chainalysis, the blockchain research firm, the value of bitcoin handled by payment processors declined close to 80 percent this year ending in September, signaling that bitcoin is still having a tough time moving away from being a speculative asset.

Currencies 75

Currencies 75

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Planning

PYMNTS

NOVEMBER 20, 2018

According to the latest Q3 2018 TransUnion’s Industry Insights Report the back half of 2018 has been a good year for sub-prime borrowers looking for access to credit. In the year between Q2 2017 and Q2 2018, sub-prime consumer loan originations grew 28 percent between Q2 2017 and Q2 2018 across the categories of auto loans, mortgage loans and credit cards.

Leverage 75

Leverage Marketing Numbers Finance 75

PYMNTS

NOVEMBER 18, 2018

A Chinese company that develops facial recognition technology could be facing a ban in the U.S. According to the Financial Times , the facial recognition cameras are created by Hikvision , one of the world’s biggest CCTV companies, selling video surveillance throughout China and across the globe. However, its core components — from the chips that power its smart cameras to the hardware that stores high-definition footage — are made in Silicon Valley.

Securities 75

Securities Technology 75

PYMNTS

NOVEMBER 22, 2018

In India, get ready for new lines. News came this week that as many as half of the ATMs that dot the country’s landscape may be shuttered by March of 2019. The estimate is courtesy of the Confederation of ATM Industry (CATMi), which focuses on the domestic ATM industry. The number is a significant one, as there were more than 2.2 million ATMs across India, per data from the Reserve Bank of India (RBI).

Compliance 75

Compliance Banking Investments Marketing 75

PYMNTS

NOVEMBER 21, 2018

Amazon is preparing to enter the mobile payments market, reportedly working to get retailers to accept Amazon Pay as a payment method. The Wall Street Journal, citing people familiar with the matter, reported Amazon wants the service to be expanded beyond making payments online. The paper reported that Amazon in its initial push and has been working with gas stations, restaurants and local merchants that aren’t competing directly with Amazon.

Retail 74

Retail Accounting Marketing 74

Speaker: Jamie Eagan

As organizations strive for agility and efficiency, it's imperative for finance leaders to embrace innovative technologies and redefine traditional processes. Join us as we explore the pivotal role of digitalization and automation in reshaping what is commonly referred to as the “last mile of reporting”. We’ll deep-dive into why digitalization is no longer a choice, but a necessity for finance departments to stay competitive in a fast-paced environment touching on: 2024 trends for the Office of

Finance

PYMNTS

NOVEMBER 23, 2018

Keeping yourself protected from criminals can often seem a daunting task. Even the most eagled-eyed person — for instance, a veteran tourist in a crowded plaza thick with professional pickpocket artists — probably lacks the laser focus, determination and experience of those bent on theft and other illegal activities. That holds true in the digital world, where software, computer and fraud experts operate globally, and part of global networks, using their expertise not only to steal from consumer

Advertising 73

Advertising Banking Communication Accounting 73

PYMNTS

NOVEMBER 22, 2018

When Amazon announced Alexa’s first big global push last year, some were left scratching their heads about the rollout, and how well suited Amazon’s voice-activated speaker was for a global audience. The device launched in 80 countries, but somewhat differently than it had rolled out in other international locations like England, Germany and Japan. When Alexa debuted in those nations, users were able to converse with Alexa in their native language — and developers were given local language editi

Marketing 73

Marketing Communication Retail Planning 73

PYMNTS

NOVEMBER 18, 2018

Amazon has announced the developer preview of Alexa-hosted skills for Amazon Web Services. In a blog post on Thursday (November 15), Amazon said the new offering will automatically provision and manage a set of Amazon Web Services (AWS) cloud resources for developers skill’s back-end service. With an Alexa-hosted skill, Amazon said developers can build, edit and publish a skill without leaving the Alexa Skills Kit Developer Console.

72

72

PYMNTS

NOVEMBER 18, 2018

The subway system in Hong Kong will allow commuters to scan a QR code as a payment method after announcing a deal with Alibaba’s payment affiliate Ant Financial last week. According to reports , as part of the partnership, scan to pay services will be enabled in 91 MTR metro stations beginning in the middle of 2020. Commuters will use the Alipay app to scan a code at the turnstile.

Transportation 71

Transportation Technology Planning 71

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Reconciliations

PYMNTS

NOVEMBER 19, 2018

During the holiday shopping season, countless consumers will use digital payments and commerce technology to buy gifts from distant companies — some overseas, some just in neighboring time zones — and have them shipped seamlessly to their destinations. But the same technology that enables those transactions also can bring the benefits of consumer intimacy to small and medium-sized businesses (SMBs) that are often struggling to win more market share in a retail world dominated by the likes of Ama

Retail 70

Retail Sales Technology Finance 70

PYMNTS

NOVEMBER 20, 2018

About 48.5 million Americans will be hitting the road this week for the Thanksgiving holiday, according to AAA. A fair share will be stopping at gas stations to refuel their tanks, and roughly half of these consumers will be using mobile apps to find the cheapest gas and get directions to the station. Of course, no road trip is complete without snacks and refreshments.

Sales 70

Sales Retail 70

PYMNTS

NOVEMBER 20, 2018

Real-time payments: It’s one of those changes that everyone seems to agree on, but could still use some push. That’s the idea behind the recently launched Faster Payments Council (FPC), a group of payment industry participants with the goal of providing a ubiquitous payment system with near-immediate funds availability anywhere. New PYMNTS research painted a detailed picture of how the market is seemingly ready for such transactions.

Education 70

Education B2B Technology Planning 70

PYMNTS

NOVEMBER 18, 2018

Japan’s Financial Services Agency (FSA) had a plan for crypto wallet service regulation on its meeting agenda for a recent gathering of its crypto study group, bitcoin.com reported. As it stands, crypto wallet providers aren’t currently treated the same way as cryptocurrency exchanges as they do not engage in cryptocurrency trading. Instead, these providers transfer and manage digital currencies.

Auditing 69

Auditing Manufacturing Currencies Securities 69

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Accounting

PYMNTS

NOVEMBER 21, 2018

It’s a relatively simple prospect: Select food. Order food. Eat and pay for the food (the process depends on the type of restaurant, of course). And then, perhaps, open a few notches on your belt to allow your newly full stomach to expand. ( Happy Thanksgiving , by the way!). But even as that basic concept remains in force — and will likely remain in force until pure energy is simply transferred seamlessly into computer-hybrid, not-quite-traditionally human bodies in one potential future — mobi

Technology 69

Technology Retail Accounting Sales 69

PYMNTS

NOVEMBER 18, 2018

Visa , American Express and Mastercard are among the payment companies that are the subject of an inquiry by Brazilian regulators. According to a report in Bloomberg citing the Brazilian Administrative Council for Economic Defense or CADE , the Brazilian regulators are looking to see if the credit card companies ran afoul of payment network rules. Bloomberg noted that Visa said in an annual regulatory filing that it’s also looking into the country’s Elo Network as well.

Investments 69

Investments Economics Banking Technology 69

PYMNTS

NOVEMBER 19, 2018

The bitcoin bust continued Monday (Nov. 19), with the price of the cryptocurrency falling to $4,905 by mid-afternoon, a decline of at least 12 percent. Over the past week, the price of bitcoin has declined some 20 percent — and at least 60 percent since January. “Bitcoin futures also hit their lowest levels since their introduction in December 2017, with Bitcoin CME November futures down to $4,855 and bitcoin contracts on the CBOE down at $4,878.10,” reads one report from Monday.

Marketing 69

Marketing 69

PYMNTS

NOVEMBER 22, 2018

According to the National Turkey Federation (which really does exist) roughly 85 percent of Americans plan to eat turkey for Thanksgiving. That amounts to something like 45 to 50 million turkeys sold and 700 million to 800 million pounds of turkey meat eaten today — and the days to come as leftovers. The average turkey weighs 16 pounds and costs $22.03.

Startups 67

Startups Accounting Sales Retail 67

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