Sat.Apr 08, 2017 - Fri.Apr 14, 2017

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NEW REPORT: As Business Priorities Shift, APIs Go White-Hot

PYMNTS

Are the stars aligning for companies to make API investment a top priority? The April B2B API Tracker™ looks at how companies engaged in cross-border trade are turning to API solutions to reduce the friction that some players encounter when engaged in cross-border trade. A Passport to Simpler X-Border B2B Payments. Over the past few weeks, several companies made investments in APIs with a focus on improving the flow of cross-border trade.

B2B 79
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How to Align Financial and Operational Planning

Planful

Taking its place is a more integrated approach where Finance and Operational plans are not created in separate silos, but in a more collaborative fashion. So, what does an integrated financial plan really look like? In the world of transformational finance organizations, it is one that is led by finance but created with operations as an equal partner.

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Massachusetts Bay Transportation Authority Selects Reval for Treasury Management

Reval

Greater Boston public agency connects treasury, banking and payments in the cloud. New York – April 11, 2017 – Greater Boston’s public transportation agency, the Massachusetts Bay Transportation Authority (“MBTA”), is automating its treasury management function using Reval, the leading Software as a Service (SaaS) solution for treasury and risk management.

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Using Blockchain To Build Up Smart Cities

PYMNTS

Dubai is one of the fastest-growing regions in the world and has big ambitions to become a global tech hub. The young country is working to address the inefficiencies that can arise with increased growth. With comparatively less red tape in the way as compared to many other cities, Dubai is able to implement smart city-type technologies in order to continue pushing digital development in many areas.

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Planning Your Restaurants Path to Profitability

Speaker: James Kahler, COO of Full Course

Ever wondered where to splurge and where to safely conserve when it comes to operating and growing your restaurant? 🤔 Join James Kahler, COO of Full Course and industry visionary, in this new webinar where he'll talk all about best practices to invest in your restaurant's success! Whether you're a new business or an established restaurant, a seasoned pro or a rookie, you'll learn the keys to sustainable success in this competitive industry.

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Man Accused Of Massive Yahoo Hack In US Denied Bail In Canada

PYMNTS

The man accused of being involved in a massive hack of Yahoo email accounts was denied bail in Canada, delaying U.S. plans to have him extradited. According to Reuters , prosecutors argued that Karim Baratov, a Canadian citizen who was born in Kazakhstan, posed a flight risk. Baratov will now remain in Canadian custody until his next bail hearing at the end of May, with sources saying that the attorney general of Canada will be ready to proceed with an extradition hearing by June 12.

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Betting On Data, First, For Merchants To Score Payments

PYMNTS

The Super Bowl may be a memory, but the somewhat improbable victory of the New England Patriots was still fresh in the minds of many at snow-jammed Boston during Innovation Project 2017. In a fireside chat with PYMNTS’ Karen Webster, First Data CEO Frank Bisignano stated that his firm “just gave up the championship title,” where, for more than 500 days, First Data had the spot as the largest IPO.

Retail 55
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Voice-Activated Tracker: Location, Location, Location

PYMNTS

We had a bit of fun last week writing that Alexa was taking time out to work on itself — but the reality of the matter is that Amazon isn’t resting easy. As of late, Alexa has grown to play a broader role in the Amazon ecosystem. It was embedded into the Amazon mobile app last month, for instance. More recently, the online retail giant rolled out additional capabilities for third-party developers to create skills that leverage the voice-activated assistant’s location capabilities.

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Uber of X: Spiffy is The Uber of Car Washing

PYMNTS

Taking the time out of a busy schedule to go get a car wash is usually a low item on people’s priority list. With so many activities on a daily basis, making sure vehicles are clean can seem like a hassle. From working a full eight-hour workday to going to the gym and cleaning where you live, there’s not much time for extra things like making a trip out to the car wash.

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Today In Data: The Advantageous Side To Bitcoin

PYMNTS

There have been doubts by many since bitcoin’s debut in 2008 as to whether it would ever be a worthwhile investment. Cambridge Center for Alternative Finance’s new research brings an air of certainty to those looking to invest. Here are the numbers: 12.5 bitcoin | Amount paid out to bitcoin miners able to solve cryptographic puzzles (~$15,225). $2.07 billion | Cumulative revenue made by bitcoin miners. 58 percent | Total amount of bitcoin miners in China. 16 percent | Total amoun

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How Automation is Driving Efficiency Through the Last Mile of Reporting

Speaker: Jamie Eagan

As organizations strive for agility and efficiency, it's imperative for finance leaders to embrace innovative technologies and redefine traditional processes. Join us as we explore the pivotal role of digitalization and automation in reshaping what is commonly referred to as the “last mile of reporting”. We’ll deep-dive into why digitalization is no longer a choice, but a necessity for finance departments to stay competitive in a fast-paced environment touching on: 2024 trends for the Office of

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Android Pay Expands To Mobile Banking Apps

PYMNTS

Android Pay announced new partnerships with a handful of banks from around the globe, including Bank of America, USAA, Bank of New Zealand, Discover and mBank. According to Google , the mobile payment technology will be integrated into the service of the banks’ own mobile apps, making it the first time Android Pay is being made available within mobile banking apps, TechCrunch reported.

Banking 49
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Kohl’s Names Greg Revelle Of Best Buy As CMO

PYMNTS

Retailer Kohl’s announced Monday (April 10) that it named Greg Revelle as chief marketing officer. In a press release Kohl’s said Revelle will be responsible for the department store chain’s marketing organization and overall marketing strategy, including the company’s focus on driving customer engagement through analytics, enhancing the loyalty platform, accelerating customer traffic and continuing to build Kohl’s overall brand position.

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Capital Float Tops Up Capital Raise

PYMNTS

India-based SME lender Capital Float has added a bit of funding to its books thanks to a $2.3 million raise announced Monday (April 10). The company said the funds were provided by Mahindra and Mahindra Financial Services and raised against non-convertible debentures (NCD). According to Capital Float cofounder Sashank Rishyasringa, the deal brings the total raised for Capital Float in 2016–2017 to $9.2 million through this route.

Finance 48
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US Credit Card Debt Revisits Previous Highs at $1T

PYMNTS

In the U.S., at least, debt is no four-letter word. The $1 trillion level has been attained for credit card debt within the country, with that level not seen since early 2009, when the shockwaves of the financial crisis first were felt. That level of debt, estimated by the Federal Reserve as the amount outstanding at the end of February, is up a bit more than 6 percent from a year ago and up 30 basis points from January.

Numbers 48
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Register Now: Sneak Peek Into Close Automation SkyStem Web Demo

Technology is rapidly changing the way accountants perform and manage month-end activities. Spreadsheets, email, and shared drives no longer have to slow us down. Join us as we present a "sneak peek" recorded demo of SkyStem's month-end close solution – ART. In under four weeks, your team can start reaping the benefits of month-end close automation by vastly reducing spreadsheets, cut down on reconciliation work, speed up the month-end close, and better manage your remote team.

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Warby of X: roll: Bicycle Company Goes Omnichannel

PYMNTS

Buying bikes online can bring up a lot of fears for consumers. When it comes to assessing fit, style and assembly, purchasing a bike online can be a daunting task. But that doesn’t mean the experience has to stay that way. Stuart Hunter, founder and CEO of roll: Bicycle Company explained how taking its bike sales online is helping customers not only overcome their fear of purchase, but also find a completely customized product that can be returned if it’s not the perfect fit.

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Corporate Leaders Aren’t Leading On Tech Adoption

PYMNTS

It’s not enough for a technology to be a proven way to improve business processes: Adoption of new tech is a tough sell. For SMEs, limited resources may stifle the ability to invest in new technology. For larger corporates, red tape and old habits challenge the adoption of disruptive tools. But a new report from Sage finds that being knowledgeable in the latest and most innovative solutions is beneficial to the organization.

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Amazon Contemplated Buying Whole Foods

PYMNTS

According to emerging reports, Amazon considered a Whole Foods Market takeover last fall — but ultimately decided not to pursue a deal. The potential move came as Amazon continues to look for ways to bolster its grocery business, though according to an unnamed source, the discussion never went beyond the “talk” phase and no concrete plan was made.

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Retail’s Industry Shifts Felt All Down The Supply Chain

PYMNTS

When you think of retail, you think of shoppers stepping into a storefront, or browsing products online — the B2C of commerce. But new data released from alternative SME finance player C2FO is lifting the veil on the B2B side of retail. As an industry enduring a massive paradigm shift, the supplier chain — and retailers’ suppliers — are now critical components of a successful business, C2FO’s report found.

Math 47
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Accounting Software and ERP Readiness Guide

In this white paper, we explore the factors to consider in deciding whether the time is right for your Company to consider a new ERP or accounting software, the total cost of ownership and plans necessary to make the potential leap to these systems.

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Chatbot Tracker: Implications of The Omnichannel Chatbot

PYMNTS

In a world where consumers expect to have personalized experiences at the touch of their fingertips, chatbots have certainly paved the way. Over the years, the advancement of natural language processing combined with artificial intelligence have given rise to the true capabilities of chatbots. The way in which chatbots are used today by brands has likely been partially responsible for helping to shape consumer perception and expectation of brand interactions.

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Transcepta Ramps Up AI In eProcurement

PYMNTS

Transcepta, a procure-to-pay platform, is ramping up its use of artificial intelligence (AI), the company said late last week. In an announcement , the company said its leveraging of AI and predictive analytics technologies can enable smarter procurement decision making. “Artificial intelligence and predictive analytics are transforming business processes and setting the expectation from customers for seamless function and automation,” said Transcepta CEO Ray Parsons in a statement.

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Investors Help Students Avoid Debt With Income Share Agreements

PYMNTS

As an alternative to Federal Plus and private student loans, more students are looking to income share agreements as a way to fund higher education. In an income share agreement, an investor essentially fronts a student’s college tuition under the condition that when the student graduates and begins working, they will surrender a portion of their future income for a given period of time.

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XOR Data Exchange Combats Fraud For Online Retailers

PYMNTS

The need for online retailers and brands to be vigilant in the face of fraud becomes more pressing by the day — but additional authentication measures can create friction on the consumer’s end, which has a nasty habit of reducing conversion rates. The trouble is, the global implementation of EMV authentication has led to a major uptick in instances of card-not-present (CNP) fraud in the eCommerce space.

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Recruit and Retain New Blue-Collar Talent

Blue-collar jobs have a branding problem. One company, GEON, partnered with Paycor to find the solution. Learn how to attract, engage, and retain blue-collar employees, helping them build meaningful careers – and support your company’s goals.

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Coupa Lands Trade Extensions Buy

PYMNTS

Coupa announced plans to acquire Trade Extensions to augment its strategic sourcing offerings. Reports said the corporate spend management company will acquire Trade Extensions, a company that operates in the eSourcing and strategic sourcing space, for $45 million — $41 million in cash and $4 million in stock issued to employees, according to reports.

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American Retail Stores Closing At Faster Pace Than During 2008 Recession

PYMNTS

As more consumers are turning to online marketplaces like Amazon to get their shopping done, American retailers are closing their doors at a record pace. According to Bloomberg , while high-end stores are still performing well, the Class C and D shopping centers are suffering. Some of the latest casualties include Payless, which recently filed for bankruptcy and announced plans to close 400 locations; Ralph Lauren, which is shutting down its flagship Fifth Avenue Polo store; and teen-apparel ret

Retail 45
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Chatbots’ Holy Grail: Payments

PYMNTS

Chatbots may have fallen out of favor with the tech world, but one executive startup thinks there’s something that will invigorate chatbots: payments. According to a report in TechCrunch , Ted Livingston, the chief executive of chatbot company Kik, said the chatbot industry won’t really take off until the companies enable payments. “If I were looking at [chatbots] from the outside, I’d be saying the same thing,” Livingston said in the interview.

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Hacker Tracker: DataVisor’s Global Insight Into Online Fraud

PYMNTS

While the fraud ecosystem continues to rapidly develop and advance, big data may prove itself to be a strong weapon in combatting fraud. With that thought in mind, DataVisor set off on a mission to utilize harness and analyze that could potentially detect fraud and protect billions of users around the world. The result of that effort is the company’s inaugural DataVisor Online Fraud Report, which analyzed more than 1 billion use4 accounts and 50 million malicious accounts to gain insights into w

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PowerPoint Best Practices for Creating Stellar Presentations

Mastering data visualization in PowerPoint will help accelerate your career because it positions you as someone who can present data that drives business decisions forward. think-cell's PowerPoint Best Practices eBook was created specifically for professionals aiming to master the art and science of data-driven storytelling. What’s inside: Practical Insights: Uncover valuable tips for crafting engaging and persuasive presentations.

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ThredUP And The Resale Retail Revolution

PYMNTS

Resale retail is a rapidly exploding business — particularly if one happens to be in the business of reselling clothes. According to thredUP’s most recent resale retail report, annually resale retail clocks in as a $40 billion industry, 49 percent of which ($18 billion) alone is apparel sales. That number is projected to climb to $33 billion by 2021.

Retail 44
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SMEs Willing To Switch Banks For Faster Payments

PYMNTS

The majority of small businesses across the U.S. and Europe say they are willing to switch banks to a provider that offers real-time payments, says a new report from ACI Worldwide. The survey , conducted by YouGov, was released Wednesday (April 12) to explore how real-time payments may change the way small businesses approach banking. In the U.S., two-thirds of SMEs said a bank that offers real-time payments could be an encouraging motivator behind switching financial service providers.

Banking 44
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IBM Targets Pharmaceuticals With Blockchain Supply Chain Tech

PYMNTS

As IBM continues its exploration of how blockchain could disrupt supply chain management, the technology firm has partnered with Hejia to introduce a solution targeting the pharmaceutical space. Reports this week said the companies have together launched a blockchain-based supply chain finance solution targeting procurement processes in pharmaceuticals.