PYMNTS

AUGUST 22, 2016

There was a time when it seemed that ubiquity would become the focal point of full-service and mobile payments systems. Experts believed that universally accepted mobile wallets from trusted companies like Apple or Samsung would dominate the new wave of payments. That belief was perhaps misguided, according to Stephen Goodrich, president and CEO of ZipLine, the company that built the loyalty and mobile payments app known as SmartPay for popular convenience and gas chain Cumberland Farms.

Securities 58

Securities Retail Technology Marketing 58

Planful

AUGUST 23, 2016

The systems used to support these processes are typically evaluated, selected, and maintained by Finance – especially in today’s market where Software as a Service (SaaS) or cloud-based EPM solutions are becoming the favored deployment approach. However, the CIO and other Information Technology (IT) executives are also important stakeholders and are often asked to be part of the evaluation team.

Value-Added Analysis 40

Value-Added Analysis Budgeting Forecasting Leverage 40

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AUGUST 24, 2016

Popular announced on Tuesday (Aug. 23) that it has become the second financial institution in the U.S. and the first in Puerto Rico to offer its credit cards for use in Cuba. In a press release , Popular said the Mastercard credit cards of its two banking subsidiaries, Banco Popular de Puerto Rico and Popular Community Bank, can be used at any of Cuba’s authorized merchants and ATMs throughout the country.

Currencies 56

Currencies Banking Marketing 56

PYMNTS

AUGUST 24, 2016

With advancements in technology, parents are doing their homework online before making purchases online and in-store. The Vantiv Back-to-School Report — Special Edition takes a look at the latest back-to-school shopping trends and includes hot-off-the-presses insights from Google. Twenty years ago, taking a trip to the mall or retail store for some good old-fashioned back-to-school shopping was the norm when it came to getting new outfits and supplies.

Retail 54

Retail Technology 54

Advertiser: Paycor

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AUGUST 26, 2016

You know what they say, everything is bigger in Texas. That couldn’t ring truer for the state’s capital, which many consider to have a tech scene bursting with potential and growth. Though Austin may fall in the shadows of bigger U.S. tech hubs, like Silicon Valley and New York City, the city has been recognized as having a fast-growing tech sector with strong expansion.

Startups 50

Startups eCommerce Economics Numbers 50

PYMNTS

AUGUST 25, 2016

Pet owners, rejoice! Soon, you may own a pet food bowl — integrated with Internet of Things (IoT) technology and Amazon ’s Dash Replenishment Service (DRS) — that will automatically reorder dog or cat food. Pet owners may not have to worry about running out of pet food ever again. So says Obe , a San Francisco-based startup, whose ProBowl, a new IoT-enabled device, can track supplies and reorder food.

Communication 48

Communication Startups Technology 48

PYMNTS

AUGUST 23, 2016

Millennials are buying fewer houses than their Baby-Boomer counterparts – that is inarguable by the data. Across age groups, the U.S. homeownership rate has fallen to a 50 year low – 62.9 percent – and that dip is mostly powered by millennial homebuyers who aren’t buying. Among those under the age of 35, home ownership rates are just over 1/3 – and about half the national figures.

Planning 47

Planning Numbers 47

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AUGUST 24, 2016

A&A Vending Services is expanding its relationship with self-service retail market payment technology service provider USA Technologies (USAT). The company announced on Tuesday (Aug. 23) that it has committed to enabling 100 percent of its vending machines with cashless payment options. USAT will assist with upgrading 1,200 of the company’s machines to accept cash, credit/debit cards and mobile wallet payments, such as Android Pay and Apple Pay, through the NFC-capable ePort Connect cashle

Technology 44

Technology Retail Marketing Planning 44

PYMNTS

AUGUST 25, 2016

From makeup to jewelry, mobile payments are all about accessorizing going into the fall season. In this roundup, Global Payments is providing Bluetooth technology and mobile payment capabilities to Mary Kay Sales consultants; iZettle, the U.K. mobile payments leader, might yet be toppled; Walgreens is integrating its rewards program with its Android app; and we have the launch of the first EMV-complaint payment ring —exquisite gem devotees are drooling.

Startups 43

Startups Valuation Treasury Sales 43

Speaker: James Kahler, COO of Full Course

Ever wondered where to splurge and where to safely conserve when it comes to operating and growing your restaurant? 🤔 Join James Kahler, COO of Full Course and industry visionary, in this new webinar where he'll talk all about best practices to invest in your restaurant's success! Whether you're a new business or an established restaurant, a seasoned pro or a rookie, you'll learn the keys to sustainable success in this competitive industry.

Planning

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AUGUST 24, 2016

The blockchain — the underlying technology that powers the digital currency bitcoin — may be nearing its mainstream moment in the sun as four of the world’s largest banks are using it to develop a new form of digital currency. That bank-backed “bitcoin” is intended to become a financial industry standard for making it easier and faster to move money around the world.

Banking 42

Banking Currencies Technology Finance 42

PYMNTS

AUGUST 24, 2016

From Same Day ACH to paycard controversies , a few recent news stories have placed payroll in center stage. At the heart of the discussion is how companies can pay their employees in a timely manner — naturally, a critical component of a functioning workforce. New research from payments technology firm Hyperwallet is placing data behind the need for employers to come through on payday.

Banking 42

Banking Technology B2B 42

PYMNTS

AUGUST 26, 2016

After Facebook paid a staggering $22 billion for WhatsApp , the most popular question that followed was “why?” WhatsApp had lots of users at the time — still does — but Facebook already had lots of core services users, as well as a lot of Messenger users (especially once the company split it out as its own app) and Instagrammers. WhatsApp didn’t have a proven ability to generate profit, thus the questions about why Facebook would pay so very much for it.

Advertising 42

Advertising Forecasting Communication Numbers 42

PYMNTS

AUGUST 25, 2016

Can the biggest banks in the United States catch up to the millennial-beloved Venmo with their own P2P payments app? They’re sure hoping so and are putting their product, reportedly called Zelle, out for public consumption in October. The hope? That soon the young and hip who are Venmoing each other will be Zelling each other like crazy come the fall.

Banking 42

Banking Risk Management Accounting Planning 42

Speaker: Jamie Eagan

As organizations strive for agility and efficiency, it's imperative for finance leaders to embrace innovative technologies and redefine traditional processes. Join us as we explore the pivotal role of digitalization and automation in reshaping what is commonly referred to as the “last mile of reporting”. We’ll deep-dive into why digitalization is no longer a choice, but a necessity for finance departments to stay competitive in a fast-paced environment touching on: 2024 trends for the Office of

Finance

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AUGUST 26, 2016

Ridesharing app Uber may be enjoying brisk business as it expands around the globe, but the company isn’t making money as a result. That’s according to a report by Bloomberg , which cited people familiar with the matter who heard comments from Uber’s head of finance, Gautam Gupta. According to the report, Gupta informed investors that Uber ‘s losses are increasing in the second quarter, even in the U.S., where the company reported a profit during its first quarter.

Profit and Loss 41

Profit and Loss Startups Finance Investments 41

PYMNTS

AUGUST 25, 2016

It is almost never a good sign when tech luminaries start complaining about a product long before its release — and arguably somewhat worse when said tech luminary is one of the vaunted founding fathers of the firm. And yet, such is the latest headwind Apple is facing, as Steve Wozniak is publicly sounding off about Apple’s reported plan to make the next iPhone iteration fully wireless without a headphone jack (Bluetooth earbuds only from here on out).

Planning 41

Planning Technology 41

PYMNTS

AUGUST 22, 2016

“ Reality Check ” was a TV show that aired in 1995 about a couple of kids who moved into a house and found a computer that was left behind by the previous owner. These kids – Samantha and Nick – soon discovered that the computer was not your run-of-the-mill ugly beige Compaq. Stuck inside the computer was the original owner of the house, a guy named Jack Clark.

Currencies 41

Currencies Banking Budgeting Accounting 41

PYMNTS

AUGUST 24, 2016

Exaggerated claims on expense reports are challenging businesses’ ability to manage employee spend — and their own. A new survey released by travel and expense management company Concur revealed some of the ways manual expense reporting processes are harming employees and the companies they work for, despite automation and digitization having taken off in other parts of business spend processes.

Compliance 41

Compliance Technology Numbers B2B 41

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Reconciliations

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AUGUST 25, 2016

They can both be used as a way to lure potential customers to a physical store front or location, according to an opinion piece that Keenan Baldwin, cofounder of location intelligence technology provider SiteZeus, wrote for Chain Store Age. “As retailers, we’re learning that location is really the crux of progress when it comes to store fronts versus online shopping.

Advertising 41

Advertising Retail Technology 41

PYMNTS

AUGUST 26, 2016

In an always-on world, communication moves instantaneously, while payments remain a bit behind the curve — to put it mildly. Mired in paper though transactions may be, financial tech firms are moving to promote speed and to bridge the gap in lending between businesses and their suppliers or customers. Yantra Financial Technologies said earlier this week that it has enabled lenders to deliver funds in real time, using a business bank account known as BlastPay.

B2B 41

B2B Vendor Management Reconciliations Communication 41

PYMNTS

AUGUST 25, 2016

Social media giant Twitter is at it again, this time rolling out a new button for websites that enables visitors to privately message an individual or company directly. The feature, which is now one of several website buttons that Twitter offers, comes on the heels of the company’s move to encourage users to direct message and not tweet at a business’ Twitter account.

Advertising 41

Advertising eCommerce Numbers Accounting 41

PYMNTS

AUGUST 23, 2016

Wells Fargo may have recently announced a partnership with Amazon to give student loan borrowers a break, but when it comes to servicing its existing loans, the bank is falling short — big time. That’s according to the Consumer Financial Protection Bureau , which announced on Monday (Aug. 22) it took action against Wells Fargo, charging the bank engaged in allegedly illegal private student loan servicing practices that increased the costs for borrowers and unfairly penalized certain borrowers.

Banking 41

Banking Accounting Marketing 41

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Accounting

PYMNTS

AUGUST 22, 2016

Though often written about and praised highly, the digital-only world may not have quite the number of converts the tech press would lead one to believe. Case in point? Banking. Despite banks’ best efforts to move more of their customers online – and thus lessen the need for overhead-heavy branches – consumers are turning out to be way more into visiting the local branch than initially imagined.

Banking 41

Banking Leverage Numbers 41

PYMNTS

AUGUST 26, 2016

Wells Fargo , Advanced Micro Devices (AMD) and Fifth Third Bank have reportedly struck settlement agreements with former employees that may have run afoul of U.S. whistleblower protection laws. According to a report by Reuters , which cited five lawyers, including three who represent whistleblowers, the settlements appear to be aimed at preventing employees from voicing concerns about their company’s activities regarding government rules.

Communication 40

Communication Securities Banking 40

PYMNTS

AUGUST 25, 2016

As the list of retailers and service providers breached by hackers seems to be ever-growing, it seems the organizations that suffer at the hands of data thieves have a related but separate problem to worry about. Customers are watching and making decisions about where to shop based on security questions more than they ever have. According to new data released by KPMG , 19 percent of consumers would stop shopping at a retailer that had been breached — no matter what said retailer did to remediat

Retail 40

Retail Securities Sales Investments 40

PYMNTS

AUGUST 25, 2016

GM ‘s car-sharing operation Maven has hit a couple of big milestones: expansion to five cities in the U.S., more than 5,000 registered members and 4.2 million miles driven. The car-sharing effort, which provides customers with access to new vehicles on-demand based on an hourly fee, has enabled General Motors to build an entire end-to-end service in just seven months.

Technology 40

Technology Investments Marketing 40

Advertiser: Paycor

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