PYMNTS

APRIL 15, 2016

Merchants have a lot going on these days. The EMV liability shift just hit the six-month mark , the force of mobile continues to strengthen, and industry players are shape-shifting their business models all while authenticating consumers just keeps getting more complex – and that’s the tip of the iceberg. As Merchant Link CIO Scott Carcillo pointed out during a recent sit down with MPD CEO Karen Webster to discuss what’s happening in the world of merchants and how they’re overcoming the challeng

Securities 71

Securities eCommerce Technology Sales 71

PYMNTS

APRIL 14, 2016

Bank of America just took a major step toward extending its mobile banking services to a growing base of millennials that are steering away from traditional banking. The bank announced its collaboration with Facebook in which it is developing new capabilities that would allow its customers to stay connected with the bank on Messenger. The announcement comes on the heels of Facebook’s F8 conference, where the tech giant revealed details on its plan to commerce-enable its Messenger app via

Banking 56

Banking Communication Startups eCommerce 56

PYMNTS

APRIL 11, 2016

Refund.me aids consumers in recovering money from a refund and champions consumer rights, but the refund.me Group is now entering into the space of protecting corporates and their business travelers. The company announced on Friday (April 8) that it is introducing Business Solutions, a unit of the firm that acts as a B2B online platform to help business travelers recover funds by automating the refund claims process.

Marketing 52

Marketing B2B Securities 52

PYMNTS

APRIL 12, 2016

Meeting the consumer where they are. That’s the mantra of innovators everywhere. It’s what’s turned the retail word upside down as consumers with their mobile devices have decided they’d rather buy from their couch with their mobile phone than schlep to the mall. It could also be what could transform what used to be called the “unattended” or “vending” industry.

Retail 46

Retail Entertainment Education Technology 46

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PYMNTS

APRIL 12, 2016

Crowdfunding may be a stylish way for a business to get off the ground, but the crowdfunding model can play into small business finance in other ways. Kickfurther is one company that takes the model of a marketplace lending platform, allowing investors to finance a company against outstanding invoices and inventory. Now, one leading venture capitalist is supporting Kickfurther’s business model.

Invoicing 46

Invoicing Finance Banking Marketing 46

PYMNTS

APRIL 15, 2016

For a while, body weight was the best factor for determining physical health. Somewhere along the way, body mass index took over the preferred spot. But now that BMI has been discredited, too, perhaps a more holistic way of looking at oneself might work? That’s the mission behind Naked Labs, which announced on Thursday (April 14) that it’s releasing what it calls “the world’s first 3D fitness tracker for consumers.” Essentially a full-length mirror and rotating pla

Technology 44

Technology Retail 44

PYMNTS

APRIL 15, 2016

Much of the experimentation surrounding the Internet of Things (IoT) today is focused on security aspects and creating consumer value … but MPD CEO Karen Webster wonders if perhaps a lot of it isn’t misdirected. Joe Jensen, V P of the Internet of Things Group (IOTG) and General Manager of the Retail Solutions Division at Intel Corporation , tends to agree.

Retail 43

Retail Technology Securities Economics 43

PYMNTS

APRIL 11, 2016

“Measuring credit enables businesses to know who to lend to. It’s critical to our economy, and it always has been.” Obvious, right? Well, HBO’s John Oliver, who kicked off his segment about credit reporting agencies with that simple reminder dug into the industry to show why that vision has gotten skewed in recent years. But in Oliver’s scathing segment about the three big credit reporting companies — Equifax, Experian, and TransUnion — and where there may be gaps

Accounting 43

Accounting Banking 43

PYMNTS

APRIL 11, 2016

A technology startup is looking to put mobile messaging into context. On Friday (April 8), Inmoji — which creates branded, interactive emojis for integration into consumer messaging — announced a new feature, Inmoji Brand Bots. Described in a press release as an extension of Inmoji’s current offering, the new, shareable Brand Bots provide brands with a splash page that is contained within a clickable icon.

Entertainment 42

Entertainment Startups Marketing Technology 42

Speaker: James Kahler, COO of Full Course

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Planning

PYMNTS

APRIL 13, 2016

Somewhere between the early use of computers as devices only the most dedicated of tech geeks could figure out to their omnipresence as essential business tools today, the SaaS (Software as a Service) application became an effective model and compelling value proposition. Yet some worry that not actually owning or hosting the software in their own environment blunted their ability to get all of the customization they might want or need to meet their business requirements.

Retail 42

Retail Technology eCommerce 42

PYMNTS

APRIL 13, 2016

Modern air travel is a fragmented experience. Between security checks, harried boarding procedures and more fees than passengers can shake their wallets at, it doesn’t really seem like fertile ground for merchants to make the positive connections valued in contemporary retail. However, Magento Commerce and the Frankfurt Airport are giving it a go anyhow.

Retail 42

Retail Securities eCommerce Marketing 42

PYMNTS

APRIL 13, 2016

Is $500 million the magic number for Sears? Or is it just the latest in a string of failed attempts to turn the struggling retailer around? It’s no secret that Sears has been in the weeds , so to speak, for some time now. Yet, in the scrappy tradition of so many great American brands, the company continues to find a way to hold things together. This may be its last chance for a turnaround, as it’s one that would come with a $500 million price tag.

Retail 41

Retail Investments Numbers Securities 41

PYMNTS

APRIL 12, 2016

Between stretched-out payment terms, the threat of late payments and the everyday challenges of operating as a smaller enterprise on a global scale, the world’s suppliers have a tough time managing cash flow. Suppliers look to various financing solutions to fill in their cash flow gaps, but a lack of credit history often means expensive loans. It’s a vicious cycle and one that makes today’s global supply chain plagued, argue SAP Ariba and PrimeRevenue.

SAP 41

SAP Finance Invoicing B2B 41

Speaker: Jamie Eagan

As organizations strive for agility and efficiency, it's imperative for finance leaders to embrace innovative technologies and redefine traditional processes. Join us as we explore the pivotal role of digitalization and automation in reshaping what is commonly referred to as the “last mile of reporting”. We’ll deep-dive into why digitalization is no longer a choice, but a necessity for finance departments to stay competitive in a fast-paced environment touching on: 2024 trends for the Office of

Finance

PYMNTS

APRIL 13, 2016

Mobile sales are not just for the biggest retail players — at least not anymore. Thanks to the leaps forward in technology that have created a world of convenient, safe and fast mobile payments, small businesses have seen increased opportunity for mobile sales. With mPOS solutions, sellers of any size can harness the power of ever-present mobile devices and create retail opportunities wherever, whenever.

Nonprofit 41

Nonprofit Sales Retail Technology 41

PYMNTS

APRIL 15, 2016

As mobile and omnichannel are changing the face of retail – and the “Amazon effect” is changing customer demands and expectations for their front-end experiences, retailers of all stripes are being forced to re-evaluate their back-end systems and operations. Such is the conclusion of a new study out of Auburn University’s Center for Supply Chain Innovation, the Retail Industry Leaders Association (RILA) and Checkpoint Systems, “The State of the Retail Supply Chain.” Accor

Retail 41

Retail eCommerce Planning 41

PYMNTS

APRIL 14, 2016

International demand for foreign products and services continues to expand. A recent PayPal study, which focused on the x-border strategies of U.S. businesses and corroborated the Q1 PYMNTS.com X-Border Payments Optimization Index , reported that consumers value their time and money over all other factors. Now, more than ever, people expect to be able to purchase what they want, when they want and from wherever they want.

Currencies 41

Currencies Sales eCommerce Numbers 41

PYMNTS

APRIL 12, 2016

China has some new taxes on goods imported through eCommerce sites, though it has also removed some duties that had previously been assessed. Food will now import at a higher duty price; previously the tax was 10 percent. Cosmetics on the other hand are getting cheaper, falling from the 50 percent tariff previously charged. “I don’t see the new policy as a problem,” Tao Yuan, eCommerce director of Germany-based Metro AG’s China division told Internet Retailer.

eCommerce 41

eCommerce Advertising Retail Sales 41

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Reconciliations

PYMNTS

APRIL 15, 2016

Business-to-business payments may finally be on the right track to faster, digital payments. New data from NACHA offered insight into the growth of ACH payments in 2015 and found significant increases in the use of ACH for B2B payments. An announcement on Thursday (April 14) by NACHA said ACH transaction volume increased by more than 5.6 percent last year compared to 2014.

B2B 41

B2B Invoicing Numbers 41

PYMNTS

APRIL 12, 2016

When you think of the future of online retail, you may get a vision of innovative online retailers at a startup in Silicon Valley or the hip streets of NYC or L.A. But, in actuality, if you want to see what the future of online retail looks like, you might need to look to Ohio. Fulfillment, while perhaps not the most flashy component of eCommerce operations, is nonetheless vital to the entire equation that often decides the winners and losers of the retail game.

eCommerce 40

eCommerce Transportation Retail Startups 40

PYMNTS

APRIL 12, 2016

Small business short-term loans can be expensive, but worse, borrowers may not always know what they’re paying. That’s according to online SME lender Able, which is looking to heighten the transparency of small business loan rates. “In talking to thousands of small business owners about their financing, we found that an overwhelming majority did not realize the actual rate they are being charged,” said Able Cofounder and CEO Will Davis in a statement on Monday (April 11).

Finance 40

Finance Marketing B2B 40

PYMNTS

APRIL 15, 2016

Apple can’t seem to catch a break when it comes to news about their iPhones — especially when it comes to sales. And now today (April 15), Apple’s stock is down more than 1 percent, which comes after a Nikkei report that the company is continuing its iPhone production cut into the next quarter. The reason? Sales haven’t seemed to pick up.

Sales 40

Sales Planning Marketing Retail 40

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Accounting

PYMNTS

APRIL 15, 2016

Facebook’s new research lab, which is tasked with developing hardware products, will be led by a top Google executive. In a Facebook post on Wednesday (April 13), Facebook CEO Mark Zuckerberg said the new group, called Building 8, will focus on “building new hardware products to advance our mission of connecting the world.”. Regina Dugan, who was the director of DARPA (Defense Advanced Research Projects Agency) and, more recently, led the advanced technology and projects group at Google, will re

Investments 40

Investments Technology Planning 40

PYMNTS

APRIL 14, 2016

Everybody wants brand names, right? By definition, they are recognizable, trustworthy (more or less) and, therefore, popular. The upshot for the wholesale manufacturers behind those brands is, of course, that they are able to set their suggested retail prices a little bit (or, sometimes, a lot) higher than items bearing lesser-known labels. And that has become something of a problem for brick-and-mortar retailers.

Manufacturing 40

Manufacturing Retail eCommerce Sales 40

PYMNTS

APRIL 14, 2016

How fast does the reality of modern retail change? Just when the biggest merchants had done everything they could to become fluent in desktop- and mobile-based commerce, consumers flip the script on them again. The Wall Street Journal reported that app-based “snacking,” or small, impulsive purchases made on mobile devices through the day, is largely coming to replace the increasingly antiquated practice of making a lower number of larger purchases on less portable devices.

Retail 40

Retail Numbers Marketing 40

PYMNTS

APRIL 13, 2016

As both retailers and consumers continue to mature alongside the technology they both use to stay in touch with each other, it’s only to be expected that a good deal from each side figure out ways to optimize digital communications. According to a new study, millennial shoppers already have. Euclid Analytics, a location-based marketing group, and Harris Poll announced on Wednesday (April 6) the findings of a survey on millennial preferences for retailer-based interactions, and the results

Communication 40

Communication Retail Technology Marketing 40

Advertiser: Paycor

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