Spreadym

SEPTEMBER 12, 2023

Internal Factors: Factors within the company, such as organizational changes, mergers and acquisitions, expansion plans, or restructuring efforts, can significantly impact budgeting. Customer Behavior: Understanding customer preferences, purchasing habits, and market demand is essential for accurate sales forecasts and marketing strategies.

Budgeting 59

Budgeting Strategic Planning Forecasting Economics 59

Barry Ritholtz

MARCH 5, 2024

But in our experience, we’re seeing them efficiently transfer the credit risk of assets, but keeping the customer relationship, it’s a very important distinction. Either you have the asset and the credit risk, I would imagine. This is the product that, that allows them to transfer credit risk.

Mergers and Acquisitions (M&A) 59

Mergers and Acquisitions (M&A) Credit Risk Investments Banking 59

Future CFO

DECEMBER 18, 2020

Liquidity is a major issue for the credit markets. Even if they will decide to provide moratorium or restructuring of their accounts – the question is the same for everyone – can their clients afford to service the payments, either for interest-only or manage the new amortizations? It is the lifeblood of the industry.

Marketing 52

Marketing Profit and Loss Credit Risk Finance 52

Global Finance

MAY 6, 2025

The bank continues to embed artificial intelligence in its processes with an AI-driven credit-assessment model for greater efficiency in credit decisions and improved risk management. The bank restructured its distribution model in 2024 to provide enhanced client service.

Banking 52

Banking Cash Management Finance Leverage 52

Barry Ritholtz

DECEMBER 20, 2022

RITHOLTZ: So late ‘80s, early ‘90s, you’re a VP for an advisory firm that leads some sovereign debt restructurings and transactions in both South America and Central America. To lead the bank’s efforts in investing in sovereign debt restructurings and to bring our clients along was a great experience. KOENIGSBERGER: Yeah.

Restructuring 64

Restructuring Investments Marketing Banking 64

Barry Ritholtz

SEPTEMBER 26, 2023

Because if you’re a risk manager at a bank and all of a sudden the reserve flow is not coming your direction anymore, you’re the expectation that is, it will go the opposite direction. So those investors said, wow, my, my return just went up magically, thank you very much fed.

Investments 52

Investments Banking Economics Marketing 52