Remove Concentration Remove Currencies Remove Retail Remove Securities
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OCC Defines Top Threats To Banks This Season

PYMNTS

Treasury’s Office of the Comptroller of the Currency (OCC) has again released its report on top risks facing banks, with its Spring 2017 analysis warning FIs that threats are coming from all angles. Noreika, acting Comptroller of the Currency, in a statement. Today, the federal banking system remains healthy,” he continued. “As

Banking 46
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Re-Packaging Apps To Sell: What Will It Take?

PYMNTS

smartphone owners now download a grand total of zero apps per month, and most new app downloads are (unsurprisingly) concentrated in the millennial demographic. Users will need to convert their assorted currencies to Spheris’s SPRS tokens to spend them in the marketplace. More than half of U.S. Google Play Malware Defense.

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A Tale Of Two Payments Regions: UK And Germany

PYMNTS

.” He added that in 2016, roughly a quarter of European banking revenue (€128B) will come from retail payments. Consumers need reassurance that mobile is secure. The not-so-obvious factor is a concern over security. There’s a myriad of ways to pay with smartphone, but security concerns are really slowing mass adoption.”.

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Can FinTech Walk The FinTalk?

PYMNTS

Most of that spend will be concentrated in the U.S., trillion; on security-related hardware, software and services at 10 percent a year from a 2018 base of $91.4 They’re also using software and cryptographic techniques and permissioned-based networks to digitize and move assets around the world faster and in a secure, compliant manner.

Banking 73
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Apple Pay’s Tough Twenty Months

PYMNTS

NFC penetration at launch was 15 large retailers’ stores and some 200k merchant locations. The card provisioning is elegant, the user experience secure, the tap-and-go a magical experience. UNDERESTIMATING THE VALUE OF TIME AS A CURRENCY. Of course, in reality at most of the places in the U.S. Solving The Wrong Problem.

Numbers 66
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Four Techniques Companies Use To Advance In Today’s New Economic Environment

The Finance Weekly

For example, a retailer might discover that, despite plans to build another location, many of its consumers choose to never shop in a store again. Concentrate on particular areas of improvement. However, according to a , 2019 SANS Institute Cloud Security Survey , roughly one in every five businesses had a data breach in 2018.

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Why It’s Time To Shut Down Cryptocurrencies

PYMNTS

The ability to use an anonymous single currency to power a decentralized, permissionless distributed ledger operating over the public internet where miners compete to solve the math problems that enable the processing of transactions is a remarkable innovation. The Crypto Has No Clothes. The Need for a Balanced View.