PYMNTS

DECEMBER 19, 2016

And a set of problems with some very pointed implications for everyone in payments, retail and commerce whose ambition it is to capture the purchasing power of this coveted generation. Besides that, they’re the ideal credit risk and perfect target to stake the future of FinTech, payments and retail. Or should it?

Advertising 88

Advertising Credit Risk Retail Banking 88

Barry Ritholtz

AUGUST 29, 2023

I found this conversation to be absolutely a masterclass in how to think about investing risk, how to think about where your returns come from, what sort of behavioral problems lead to bad outcomes, and all of the usual things that we’ve learned over the years from the success of Vanguard. And Greg Davis just does an amazing job.

Investments 52

Investments Benchmarking Valuation Construction 52

Barry Ritholtz

SEPTEMBER 12, 2022

And so, coming out of school, I studied Economics and Spanish Literature, and I applied to a — a program that actually targeted Liberal Arts majors. And so, with this gave me exposure to everything from investment banking to retail, looking at like checking account campaigns, like how do you get more assets in the door to credit risk.

Investments 112

Investments Marketing Profit and Loss Banking 112

PYMNTS

DECEMBER 26, 2016

Likewise, the rate of online fraud attacks on retailers has doubled, up 137 percent year over year in the first quarter of 2016. Mike Cook, CEO and founder of XOR Data Exchange, explained how his company used data aggregation to manage SMB credit risk, fight fraud and put consumers back in control of their identity.

Financial Systems 44

Financial Systems Banking Credit Risk Economics 44

Barry Ritholtz

FEBRUARY 13, 2023

But there are so many tools at your disposal, and let alone how much duration you’re taking, how much interest, how much credit risk you’re taking, illiquidity, et cetera. And how do you make the decision, I’m not comfortable with this credit risk relative to the return it’s going to throw off?

Mergers and Acquisitions (M&A) 55

Mergers and Acquisitions (M&A) Investments Marketing Education 55

Barry Ritholtz

SEPTEMBER 26, 2023

So you have almost a doubling of the interest coupon paid by some of these businesses against the backdrop of c ovid 19 inflation and some of the economic pressures that come with, with those factors. If SS O F R is five plus percent, what do the private credit markets look like for a reasonable borrower, reasonable corporate borrower?

Investments 52

Investments Banking Economics Construction 52

PYMNTS

JANUARY 30, 2017

They say that understanding how animals forage for their food is helpful in understanding how consumers forage for everything they buy — and even what type of credit risk they are in the process. Here’s what that means for retailers, why physical retail is in such a world of hurt and where the silver lining might lie.

Concentration 54

Concentration Retail Numbers Credit Risk 54

Barry Ritholtz

MARCH 12, 2024

And up until that moment in time, we didn’t spend a lot of time on credit risk in mortgages. We didn’t really have to model credit risk because that was, that risk was taken by the agencies. But in these private labels, you had the, the market was taking the credit risk. Fascinating.

Profit and Loss 55

Profit and Loss Investments Marketing Securities 55

PYMNTS

NOVEMBER 28, 2016

The Short End Of The Economic Stick. “A A lot of the people who voted for Trump are people who got the short end of the economic stick,” according to Ira Rheingold , executive director of the National Association of Consumer Advocates. These lower-income households need more credit. That compares to 11 percent versus 3.7

Economics 51

Economics Budgeting Accounting Startups 51

Barry Ritholtz

APRIL 4, 2023

So obviously, risk managers, you know, and CROs were very focused on how do we manage that risk and diversify that credit risk that they were taking on in mid-market companies. You raised another $11 billion in capital, despite the economic environment. You said no restaurants, no retail, no oil and gas.

Mergers and Acquisitions (M&A) 55

Mergers and Acquisitions (M&A) Finance Investments Banking 55