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Flowcast Introduces Tilfull For SMB Credit Risk Modeling

PYMNTS

Artificial intelligence (AI) credit risk model provider Flowcast has unveiled the Tillful platform that provides quick, complimentary and transparent credit scores in addition to access to credit offers, according to a Wednesday (Oct. 14) announcement.

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CUs Eyeing Member Risk Must Look Beyond FICO Scores

PYMNTS

In an interview with Karen Webster, Chuck Fagan , president and CEO of PSCU , said the very model of the credit union can help members navigate the seismic shifts of a historic economic downturn spurred by the coronavirus. And we have seen upticks in debit, while credit is still down more than 20 percent.”.

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How to Find the Best FP&A Candidates for Your Team

Spreadym

Here's more about who FP&A candidates are: Education: They often have a bachelor's degree in finance, accounting, economics, or a related field. Risk Management: Skills in identifying, assessing, and managing financial risks are important. This includes assessing market risks, credit risks, and operational risks.

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The Coming Millennial FinTech Crisis

PYMNTS

But it’s the recently published groundbreaking research by Raj Chetty, professor of economics at Stanford, and several other of his academic colleagues that finally put a pin in the fact that the generation that every brand is desperately trying to woo is, by and large, broke and is unlikely to ever attain the earnings potential of their parents.

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Transcript: Sean Dobson, Amherst Holdings

Barry Ritholtz

Barry Ritholtz : So, so let’s talk a little bit about your career in real estate, but before we get to that, I just gotta ask on your LinkedIn under education, it says, didn’t graduate, none working for a living. And up until that moment in time, we didn’t spend a lot of time on credit risk in mortgages.

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Transcript: Armen Panossian

Barry Ritholtz

So you have almost a doubling of the interest coupon paid by some of these businesses against the backdrop of c ovid 19 inflation and some of the economic pressures that come with, with those factors. If SS O F R is five plus percent, what do the private credit markets look like for a reasonable borrower, reasonable corporate borrower?

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Transcript: Rick Rieder

Barry Ritholtz

But there are so many tools at your disposal, and let alone how much duration you’re taking, how much interest, how much credit risk you’re taking, illiquidity, et cetera. And how do you make the decision, I’m not comfortable with this credit risk relative to the return it’s going to throw off?