Remove Credit Risk Remove Education Remove Leverage Remove Numbers
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Deep Dive: Digital-First Banks Harness The Power Of Data Analytics

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billion by 2025, with banks of all sizes leveraging such capabilities. This episode underscores that data for targeted customer offerings can come from anywhere and is not necessarily the result of meticulous number crunching. When number crunching is needed, however, data analytics can help. Data Analytics Behind the Scenes.

Banking 94
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Data Enablers: Enova’s Decision-Making Tech

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After operating 11 brands in six countries, DeCosmo leveraged the data and analytics to launch Enova Decisions in 2015 and provide clients with custom, real-time analytics services that improve credit risk, fraud protection, operations and marketing. The Chicago-based business falls under Enova International, Inc.,

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The Russian Connection (To Alt Lending Globally)

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Long before founding a data science, credit scoring and digital finance company, the Russian-born and U.K.-educated educated entrepreneurs met while working abroad at Renaissance Capital and Deutsche Bank. The vast majority of money going into FinTech is chasing a small number of well-known startups.

Finance 42
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Transcript: Rick Rieder

Barry Ritholtz

You know, people are comfortable, leverage builds. And like I say, that’s part of why it’s translated to a number of people coming to BlackRock and be with me today. RIEDER: So I had known Larry Fink and Rob Caputo, our CEO and president, for a number of years. And we have a great team in Asia and Europe.

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Transcript: Kristen Bitterly Michell

Barry Ritholtz

And so, with this gave me exposure to everything from investment banking to retail, looking at like checking account campaigns, like how do you get more assets in the door to credit risk. I wasn’t that typical person that did a number of, you know, internships during the summer, had that …. BITTERLY MICHELL: … risk management.

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Transcript: Armen Panossian

Barry Ritholtz

Ritholtz ] 00:09:37 I recall reading, and I know you can’t say this, but I recall reading that fund return something like 19% a year, some just astounding number. And, and as a result, there is a, a condition where there’s risks and opportunities in the current market. Crazy number. That’s an example.

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Transcript: Ken Kencel

Barry Ritholtz

Ken was there at the beginning of the private credit markets when he was working at Drexel. And then I left there and joined a number of my colleagues from Drexel and launched a business that as it turns out, was pretty much a carbon copy of the business we have today. What is the state of private credit looked like today?