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Holiday Rebound: Apparel Retailers Drive Sales With Flexible Payment Options

PYMNTS

This will not only help retail items be more accessible to more consumers but could help merchants bounce back from what may have been a rocky year in sales due to the pandemic. Nearly 20 percent of shoppers ages 22 to 30 lack credit histories that are robust enough to grant them credit card approval, for example.

Sales 77
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China's policy shifts to targeting recovery in domestic demand  

Future CFO

China's modest fiscal policy expansion, reflected in support from fiscal budgets and bond issuance from regional and local governments (RLGs), mitigates credit risks for local government financing vehicles (LGFVs) and infrastructure companies, the credit rating agency said.

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How a CFO Can Help You Solve the Inflation Puzzle

Focus CFO

Trading partners’ credit risks : Customers and suppliers grapple with the same inflationary pressures and working capital management challenges, which can create a drag on their profitability. Moreover, these issues can impede a customer’s ability to pay and a supplier’s ability to deliver. .

CFO 52
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Affirm Gets $100 Million Lending Facility From Morgan Stanley

PYMNTS

On pace to more than triple its year-over-year loan volume, Affirm will leverage the facility to continue its expansion of consumer-friendly point-of-sale financing at leading online and offline retailers, the company said in a press release.

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Data Enablers: Enova’s Decision-Making Tech

PYMNTS

After operating 11 brands in six countries, DeCosmo leveraged the data and analytics to launch Enova Decisions in 2015 and provide clients with custom, real-time analytics services that improve credit risk, fraud protection, operations and marketing. The Chicago-based business falls under Enova International, Inc.,

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Transcript: Kristen Bitterly Michell

Barry Ritholtz

KRISTEN BITTERLY MICHELL, HEAD OF NORTH AMERICAN INVESTMENTS, CITI GLOBAL WEALTH: It’s really interesting because I’m not someone that you would think would be the typical profile to end up in capital markets or — or sales and trading. BITTERLY MICHELL: Not in leveraged, no, not at all, give more …. BITTERLY MICHELL: Sure.

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Transcript: Rick Rieder

Barry Ritholtz

And then somebody convinced me to go into sales and trading, and I decided to do that. You know, people are comfortable, leverage builds. But there are so many tools at your disposal, and let alone how much duration you’re taking, how much interest, how much credit risk you’re taking, illiquidity, et cetera.