CSC Advisors

APRIL 10, 2025

Through the MCA refinancing process, repayments are typically restructured into a more flexible schedule, giving businesses the breathing room to cover other operational costs and grow. Refinancing replaces your MCA loan with one that has better terms, reducing monthly obligations and making it easier to manage expenses.

Restructuring

CFO Talks

JUNE 3, 2025

For example, if your bookkeeper hasnt reconciled the bank account, you dont know whats really happening. Youve led teams through restructuring, regulation changes, and system upgrades. Were undergoing a major restructuring now to align with our new strategy. It all starts with the bookkeeper. Leana: Thats amazing.

Leadership

CFO Talks

MAY 20, 2025

With over three decades of experience in corporate banking, finance, and distressed business recovery, Louis brought a wealth of insights into navigating today’s volatile landscape. The business rescue plan involved: Operational Restructuring : Closing underperforming stores and streamlining operations to reduce costs.

Restructuring

CSC Advisors

APRIL 10, 2025

Difficulty Qualifying for Traditional Financing Many businesses turn to MCA loans because they don’t qualify for bank loans. However, just because traditional financing wasn’t an initial option doesn’t mean opportunities to restructure debt are unavailable.

Restructuring

CFO Thought Leader

MAY 19, 2025

When demand fell just as quickly, Woodworth slashed the bikes price and led a restructuring that cut $800million of costs, announcing it days after the board replaced the CEO. The lesson, she says, is clear: even elegant models need room for the unimaginable.

CFO

Trade Credit & Liquidity Management

JUNE 11, 2025

Marketed as sales of future receivables rather than traditional loans, these agreements allow funders to withdraw fixed daily or weekly payments directly from a business’s bank account until a predefined “purchase amount” has been satisfied. For secured lenders, this matters.

Reconciliations

CSC Advisors

MAY 23, 2025

This could include: Your home (if equity exists and local laws permit) Bank accounts and savings Retirement funds (limited based on protection laws) Vehicles or other property Depending on how the guarantee was structured and whether other protections apply, this personal liability can persist even after a business bankruptcy.

Restructuring

CSC Advisors

MARCH 14, 2025

This can happen when your business cannot generate enough revenue to cover agreed repayments or if contractual terms, such as maintaining a specific bank account balance, are violated. Bank Account Issues: Failing to maintain the balance required for repayments. Low Revenue: Insufficient sales to meet the percentage required payment.

Restructuring

Global Finance

APRIL 7, 2025

billion by 2040 and the region will account for over 60% of global output, according to a 2024 World Bank report. Bank funding will continue to play an important role, but this will be compounded by external financing via bilateral or multilateral efforts. In the event of a debt restructuring, they will receive the same treatment.

Economics

Global Finance

MARCH 5, 2025

While the World Bank projects GDP growth will surpass 2% this year, recent calls from US President Donald Trump to cut global oil prices are pressing Kuwait to accelerate its diversification efforts. In addition, this reform sets the base for the implementation of further tax reforms, which could diversify revenue sources for the government.

Economics

CFO Thought Leader

MAY 18, 2025

When demand fell just as quickly, Woodworth slashed the bikes price and led a restructuring that cut $800million of costs, announcing it days after the board replaced the CEO. The lesson, she says, is clear: even elegant models need room for the unimaginable.

CFO

E78 Partners

JUNE 16, 2025

Bank of America and Countrywide (2008) – $2 Billion What was seen as a timely acquisition of a major mortgage lender turned into a long-term liability. Bank of America later faced tens of billions in losses and legal penalties. The technology didn’t align with user behavior, and the integration lacked a compelling business case.

Mergers and Acquisitions (M&A)

CFO Talks

APRIL 24, 2025

With over three decades of experience across corporate banking, business rescue, and strategic financial management, Louis has become a trusted figure in the world of distressed business recovery and operational restructuring. Quite a few. Their new energy, drive and enthusiasm is contagious. Every challenge requires a unique solution.

CFO

Musings on Markets

FEBRUARY 12, 2025

Conventional banks often start their income statements with net interest income, which is interest expense on their debt/deposits netted out against net income, making it closer to nough to categorize and compare to non-financial firms). Data Update 4 for 2025: Interest Rates, Inflation and Central Banks!

Hurdle Rate

Global Finance

MAY 6, 2025

Over the coming five years, the capital and financial account is expected to gradually improve, the IMF noted in a December 2024 report, with FDI fore- cast to increase to 3% of GDP by 2028 following the completion of the debt restructuring and gradual reform imple- mentation. But Ghana also owes the IMF some $2.5

Foreign Exchange

Musings on Markets

APRIL 7, 2025

After the 2008 crisis, the conclusions were that the problems was banks behaving badly and ratings agencies that were not doing their job, both merited judgments, but the question of risk incentives that had led them on their risk taking misadventures were largely left untouched.

Marketing

Barry Ritholtz

APRIL 29, 2025

So we did foreclosures, we did restructurings, we did equity kickers, and we pulled up some of these loans into CMBS deals and sold them, sold them through Wall Street. I, I said that to myself that if I left, it would not be for another insurance or bank owned asset manager. Tell us a little bit about that.

Concentration

CFO News

JUNE 9, 2025

As of last week, the bank started discussing a floating-rate term loan B at 97 cents on the dollar with a variable interest rate of 700 basis points (bps) over the SOFR benchmark rate, one person familiar with the matter said. interest rates and Musk started restructuring the company.

Marketing

CFO Dive

JULY 17, 2025

Weinsten also served in various posts at Neiman Marcus , including as chief restructuring officer during the retailer’s bankruptcy five years ago. Richardson spent 15 years at Neiman Marcus in various financial roles but since 2021 has served as CFO of Tailored Brands. © 2025 TechTarget, Inc. or its subsidiaries. All rights reserved.

CFO

CFO Dive

JULY 8, 2025

The CFO appointment comes shortly after the Durham, North Carolina-based company filed for Chapter 11 bankruptcy on June 30 as part of a restructuring plan aimed at reducing its debt and strengthening its capital structure, according to a press release at the time. billion with the restructuring. “In © 2025 TechTarget, Inc.

CFO

CFO Dive

DECEMBER 7, 2023

The bank’s biggest restructuring in a decade is hitting group finance chiefs as Citi seeks to trim expenses over the next two years.

Restructuring

CFO Dive

OCTOBER 22, 2024

The bank is simplifying its business into four spheres and has tapped its chief risk and compliance officer, Pam Kaur, to become its next finance chief.

Restructuring

CFO Dive

JANUARY 20, 2023

The regional bank will aim for low-level expense growth and conduct some measure of organizational restructuring as it looks to position itself to weather a mild recession, CFO Zach Wesserman said.

Restructuring

Global Finance

AUGUST 16, 2024

The rattled corporation faces a rocky road through a wide-ranging restructuring, but some analysts see a more competitive company emerging. The decision, which was intended to help Anglo focus on its restructuring, swung the company from a net profit of $1.26 The restructuring itself is a complicated affair.

Restructuring

Global Finance

OCTOBER 10, 2024

Byadran Lkhagvasuren, governor of the Bank of Mongolia, speaks to Global Finance about the country’s growth prospects and its pursuit of sustainable economic development. The Bank of Mongolia started repaying the PBoC [People’s Bank of China] swap line in late 2023 to reduce interest costs and improve the central bank’s balance sheet.

Restructuring

PYMNTS

AUGUST 28, 2020

and Canadian banks are all but certain to cut personnel costs as the COVID-19 shock gives way to more long-term economic problems, even though the CEOs of some banks pledged this past spring to not lay off employees, per sources as reported by Reuters on Friday (Aug. His firm invests in J.P.Morgan Chase and other banks.

Banking

PYMNTS

JUNE 4, 2019

Wells Fargo announced on Tuesday (June 4) that it has restructured its commercial banking business. In a press release , Wells Fargo said Kyle Hranicky, a 25-year veteran of the company, will head up its commercial banking business.

Restructuring

PYMNTS

OCTOBER 22, 2020

HSBC will be restructuring its commercial banking business in Britain which will result in 300 job cuts, according to Reuters. The cuts come as part of Europe's largest bank's larger restructuring effort from earlier this year, with HSBC looking to cut costs worldwide as the ability to boost revenues becomes more difficult.

Profit and Loss

CFO News Room

FEBRUARY 3, 2022

A parliamentary panel has asked the government to explore new and innovative tools to deal with the issue of financial constrains in the renewable energy sector, including setting up of green banks and introduction of renewable finance obligation for financial institutions, among others. Financial Express is now on Telegram. Source link.

Finance

PYMNTS

AUGUST 23, 2020

The pandemic has fueled the need for European banks to restructure following years of poor performance. HSBC CEO Noel Quinn said 35,000 of the bank’s 235,000-member workforce will be cut in much of Europe to refocus on its more profitable lines. This is not the first time Europe’s FIs have talked about restructuring.

Banking

PYMNTS

SEPTEMBER 19, 2019

Deutsche Bank has acquired a 4.9 percent stake in the German-based FinTech Deposit Solutions, according to a Deutsche Bank press release on Thursday (Sept. Deposit Solutions provides open banking technology that allows more than 100 banks across 18 countries to offer their customers products from third-party banks.

Banking

PYMNTS

OCTOBER 30, 2019

Germany’s Deutsche Bank reported a net loss below market expectations amid a restructuring plan that includes about 18,000 layoffs, The Wall Street Journal (WSJ) reported Wednesday (Oct. This is the second quarterly loss for Deutsche Bank, which triggered a 7.9 Last month, Deutsche Bank announced it had acquired a 4.9

Restructuring

CFO Share

MARCH 16, 2021

Then I am hired to negotiate with lenders to help small businesses restructure debt and avoid folding. Does your small business need debt restructuring? Consider a bank mortgage (very good debt.) When should I restructure my business debt? The post Does My Business Debt Need Restructuring? That sure was easy!

Restructuring

PYMNTS

SEPTEMBER 22, 2020

Banks from the United States to Europe are closing bank branches as consumers embrace digital banking amid the pandemic. These are just some of the financial institutions that are reducing their brick-and-mortar footprints: Deutsche Bank intends to shutter 20 percent of bank offices in Germany, the Financial Times reported.

Banking

PYMNTS

SEPTEMBER 7, 2020

The disagreement began when Brigade Capital Management , which is a $28 billion money manager for Citigroup, disagreed with the bank over Citigroup's aid to billionaire investor Ron Perelman in his restructuring of corporate loans for his company Revlon. The break is unusual for the two companies.

Banking

PYMNTS

JUNE 4, 2019

Wells Fargo announced Tuesday (June 4) it has restructured its Commercial banking business. In a press release , Wells Fargo said Kyle Hranicky, a twenty-five year veteran of the company will head up the Commercial Banking Business. They will provide industry expertise, customized services, and local support to its customers.

Restructuring

CFO News Room

NOVEMBER 26, 2022

Deutsche Bank (DB) – The German bank’s U.S.-traded in the premarket, following a report by RBC Capital that said Deutsche Bank’s restructuring progress has been overlooked by investors. Nonetheless, the stock rose 1% in the premarket. traded shares added 2.4% in the premarket, on top of its 28.9%

Restructuring