Sat.Nov 26, 2016 - Fri.Dec 02, 2016

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Visa Acquires CardinalCommerce

PYMNTS

Visa announced today that it will acquire eCommerce payment authentication leader CardinalCommerce. The move is expected to enable Visa’s global clients and partners to accelerate, scale and secure digital commerce as payments expands to include billions upon billions of connected endpoints. Mark Nelsen, senior vice president of risk and authentication products at Visa, said that the “strategic acquisition combines Visa’s industry expertise and Cardinal’s critical role in payment authentication

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Why Visa Bought CardinalCommerce

PYMNTS

To the average consumer, payments looks pretty simple and straightforward — especially when paying online. Enter a card number, hit buy and a millisecond later, the countdown to getting the goods begins. For those that use a mobile wallet, it’s even simpler. And while building all that simplicity for consumers is a good thing, actually making it simple — and secure — is basically what makes the digital commerce world go round.

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What Banks Are Missing In The Digital Enablement Game

PYMNTS

For years, financial institutions have relied heavily on face-to-face interactions at the bank branch in order to determine the financial needs of their customers. The couple that just got married may soon be looking into a mortgage. The family with a baby on the way may want to start a new savings plan. But today, banks are struggling to make these complex decisions because, in many branches, customers are nowhere in sight.

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Supply Chains Suffering From Holiday Overload

PYMNTS

Picture this: Amid preparing for a Thanksgiving family dinner, the flowers you had ordered from a business arrive — only, they’re not exactly what you ordered. They may be different sizes, arranged differently, include different flowers, despite placing an order for all of the arrangements to look the same. It’s a scenario SciQuest CEO Rob Bonavito’s family found itself in last week and is an all-too-common situation for holiday shoppers when consumer demand spikes.

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How to Build the Ideal HR Team

HR doesn’t exist in a vacuum. This work impacts everyone: from the C-Suite to your newest hire. It also drives results. Learn how to make it all happen in Paycor’s latest guide.

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Aussie Millennials Put The Pressure On Corporate Travel Managers

PYMNTS

There seems to be no shortage of ways the millennial workforce is disrupting the status quo. The same goes for corporate travel, with millennial professionals turning to mobile and virtual services to book travel, manage expenses and ensure a smooth business trip. New research from Australia and New Zealand found that this trend is particularly acute.

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Blocking Out Fraudsters

PYMNTS

Whether it’s been the leaked emails of a major political candidate, massive security breaches from major companies like Yahoo and Dropbox or even the hacking of a U.S. bank regulator, information security has been a recurring headline in 2016. But what if a new technology could help safeguard and protect sensitive information, from emails and login credentials to bank accounts and other financial information?

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Biometrics Embraced For Mobile Corporate Banking (Though Not Fully)

PYMNTS

It’s an inescapable trend for banks: Corporate clients want to be able to have the same convenient ways of banking that they already have access to in their consumer lives. It’s placed pressure on FIs to roll out mobile-friendly banking platforms for the CFOs and corporate treasurers that use their services, and while offering these solutions is itself a challenge, it’s also given rise to additional hurdles.

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Apple Will Use Drones To Improve Maps, Add Indoor Navigation

PYMNTS

No less a tech behemoth than Apple is looking to use drones in its own operations, in a move that Bloomberg said seeks to boost the firm’s Maps service. This would be a shot across the location-mapping bow of Google, the newswire said earlier this week. Apple is in the midst of bringing together robotics and data collection professionals with an eye on speed in mapping out information, typically gathered “on the road,” literally, through vehicles.

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Finding Unexpected Uses For B2B ePayments Data

PYMNTS

Disruptive, innovative technology can change markets in ways that could never have been predicted. The rise in Big Data, for instance, has encouraged the exploration of new ways to make use of digital payments data. For corporate payments, that could mean more accurate cash flow forecasting, fraud identification or more efficient reconciliation. But U.K. travel technology company Voyage Manager , which offers traveler tracking capabilities for employers with traveling staff, has identified anoth

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Planning Your Restaurant's Path to Profitability

Speaker: James Kahler, COO of Full Course

Ever wondered where to splurge and where to safely conserve when it comes to operating and growing your restaurant? 🤔 Join James Kahler, COO of Full Course and industry visionary, in this new webinar where he'll talk all about best practices to invest in your restaurant's success! Whether you're a new business or an established restaurant, a seasoned pro or a rookie, you'll learn the keys to sustainable success in this competitive industry.

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Transcepta Adds Dynamic Discounting To AP Platform

PYMNTS

Accounts payable automation company Transcepta has added a new way to support B2B transactions. The company announced Thursday (Dec. 1) that it is introducing a dynamic discounting feature into its cloud-based AP automation and procure-to-pay platforms. Transcepta Dynamic Discounting enables corporate buyers to select which suppliers they are seeking early payment discounts from, while suppliers can opt in to the service.

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Cyber Monday Breaks eCommerce Records, Surpasses Expectations

PYMNTS

Adobe Digital Insights has released its latest holiday shopping data. As predicted, this year’s Cyber Monday was one for the record books. Online shopping sales starting at midnight sent customers into a purchasing frenzy, dropping over $3.45 billion online on Cyber Monday — a reported 12 percent increase over the same day last year. This is a new record for the largest day in U.S. eCommerce.

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Customer Financial Health: The Responsibility Of Financial Institutions

PYMNTS

To attend this live digital discussion on Thursday, December 8, 2016 at 1:00 PM (EST), please complete the registration form shown below: [contact-form-7]. Overview: According to the Center for Financial Services Innovation, more than half of American adults struggle financially on a recurring or occasional basis. To cope, consumers are using alternative sources to meet their financial needs – instead of turning to their banks.

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Google’s Black Friday Mobile Data

PYMNTS

The holiday shopping season has finally kicked into high gear — in online stores and brick-and-mortar alike. Recent data from Google show that, though customer foot traffic may be on a downward trend the rest of the year, Black Friday brings them back into stores — especially if the store sells electronics, clothing or toys. Compared to an average weekend day in November, foot traffic into physical stores rose 65 percent on Black Friday.

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How Automation is Driving Efficiency Through the Last Mile of Reporting

Speaker: Jamie Eagan

As organizations strive for agility and efficiency, it's imperative for finance leaders to embrace innovative technologies and redefine traditional processes. Join us as we explore the pivotal role of digitalization and automation in reshaping what is commonly referred to as the “last mile of reporting”. We’ll deep-dive into why digitalization is no longer a choice, but a necessity for finance departments to stay competitive in a fast-paced environment touching on: 2024 trends for the Office of

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Weird Commerce: Grateful Glass, Remembering Loved Ones Artfully

PYMNTS

Nearly 50 percent of Americans who die in 2017 will have opted for a cremation. That’s a far cry from the 3.6 percent of people who chose the service in 1958. In fact, the number of cremations are expected to surpass traditional burials before 2020. But despite changing trends in environmental concerns, religious evolution and just basic funeral costs — all reasons moving the needle on more cremations — many people wish to remember their loved one in their own special way.

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Eyes As The Window To The (Secure) Digital Soul

PYMNTS

[link]. Eye think we’ll have a few puns — when it comes to biometrics, wordplay can be visionary, and payments innovation is within sight. Ba dum tss. But perhaps the time has come to take another glance at eye-based biometrics — fittingly, the focus of the latest installment of Data Drivers with the CEO and founder of EyeVerify, Toby Rush. In this week’s episode, Karen Webster and Rush dug into three data points which tell the story of how the eyes have it when it comes to authenticating a cons

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New Report: Payments Get The Spa Treatment

PYMNTS

Acquiring new clients is hard, but keeping them can be even more challenging. Just ask health and wellness businesses. These companies often have a difficult time both winning over new clients and then retaining them. With more than 50 percent client turnover each year, paired with a rash of missed appointments that can cost companies as much as $1,000 per appointment, businesses are eager for a solution that can help bring in loyal, long-term customers, while also offering scheduling, data, mar

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Cybric Makes DevSecOps A Reality

PYMNTS

Boston-based company Cybric is a relative newcomer on the cybersecurity scene, but it’s re-envisioning how developers test the security of their applications. “If you look at the cybersecurity landscape, there are over 1,220 solutions and tools,” said Mike Kail, Chief Innovation Officer at Cybric. “There have been incremental approaches to application security and security in general, but there hasn’t been enough focus.

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Register Now: Sneak Peek Into Close Automation SkyStem Web Demo

Technology is rapidly changing the way accountants perform and manage month-end activities. Spreadsheets, email, and shared drives no longer have to slow us down. Join us as we present a "sneak peek" recorded demo of SkyStem's month-end close solution – ART. In under four weeks, your team can start reaping the benefits of month-end close automation by vastly reducing spreadsheets, cut down on reconciliation work, speed up the month-end close, and better manage your remote team.

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Small Banks Essential To Faster Payments Ubiquity

PYMNTS

The U.K. was one of the first markets to truly push for faster payments with the launch of the Faster Payments Service , an initiative spearheaded by several government agencies and top banks. Several years later, the initiative has made big strides as other markets around the globe look to the U.K. to launch their own faster payments efforts. But there is still a long ways to go, and in the several years since the Faster Payments initiative first began, it’s also morphed to evolve along w

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Cybercriminals Take Deals To The Dark (Web) Side

PYMNTS

Consumers aren’t the only ones enjoying the discounts and deals brought on by the holiday season. Even hackers are cashing in and stocking up. James Chappell, CTO and co-founder of Digital Shadows , joined PYMNTS for this week’s Hacker Tracker to discuss how cybercriminals are enjoying their own version of the holiday shopping season across online marketplaces on the dark web.

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New Report: Qualcomm On What China Can Teach The World About mPOS

PYMNTS

So, what’s key to seeing big gains in mobile payments? Thinking small. A recent survey found consumers in China are more likely to use a smartphone to make an online purchase compared to consumers in the U.S. and the U.K. To understand why consumers in China are adapting to mobile payments solutions at a faster rate than their counterparts in North America and Europe, PYMNTS spoke with Sy Choudhury, senior director of product management for Qualcomm.

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Small, Early-Stage Funding Rounds Dominate B2B FinTech

PYMNTS

We’re covering two weeks’ worth of B2B venture capital funding, and across the board, India has come out on top. The nation saw four startups take home investment out of a total of seven investment rounds. But the largest venture capital funding round went to an accounts payable automation firm in the U.S. with an $18 million investment.

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Accounting Software and ERP Readiness Guide

In this white paper, we explore the factors to consider in deciding whether the time is right for your Company to consider a new ERP or accounting software, the total cost of ownership and plans necessary to make the potential leap to these systems.

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Cross-Border Shoppers Purchasing Clothing Online

PYMNTS

Close to 50 percent of cross-border digital buyers age 18 and over have made purchases of clothing, apparel, footwear and accessories from cross-border eCommerce sites during 2016. Citing data from PayPal and Ipsos, eMarketer said in a report that nearly one-third of digital buyers age 18 and over said they made purchases of electronics, computers, tablets, mobile phones and peripherals from websites outside of their country.

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Federal Government To Forgive $108 Billion In Student Loan Debt

PYMNTS

Student loan borrowers have something to cheer about in the coming years: refunds. That’s according to The Wall Street Journal , which reported the U.S. federal government is on track to provide $108 billion or more in debt forgiveness for student loans during the next few years. Citing a report to be released by the Government Accountability Office (GAO), WSJ said that the report will highlight that President Obama’s plan to help struggling student loan borrowers is more expensive than previou

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Credit Model Validation Solves For Shortcomings In Scoring

PYMNTS

Fixed versus dynamic is the push-me-pull-you of payments. The move to digital is forcing the payments and financial services ecosystem to adopt a more dynamic way of thinking and delivering services. Fixed infrastructure can sometimes make that a challenge. Take credit scores. Over the years, credit scores have increasingly been used to inform and influence decisions for lenders and consumers.

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The UK Construction Sector’s B2B Payment Practices Crumble

PYMNTS

Late payments are considered an epidemic by some in the U.K. as small businesses struggle to keep their financial heads above water. Just this week, researchers at Amicus Commercial Finance found that SMEs in the U.K. write off $62 billion in unpaid invoice debt as losses every year. For the companies that do ultimately receive payment for their outstanding bills, the payment terms can be long and disrupt cash flow, leading business owners to struggle with paying their own suppliers and employee

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Recruit and Retain New Blue-Collar Talent

Blue-collar jobs have a branding problem. One company, GEON, partnered with Paycor to find the solution. Learn how to attract, engage, and retain blue-collar employees, helping them build meaningful careers – and support your company’s goals.