article thumbnail

Unlocking Growth: The Strategic Power of Debt as Financial Leverage

VCFO

Frequently referred to as leverage, debt has the potential to fuel growth, drive strategic initiatives, and propel businesses to new heights. By securing a loan, they can fund research and development, positioning themselves as industry leaders and driving long-term growth.

article thumbnail

Retailers Using Chapter 11 To Break Lease Agreements

PYMNTS

But the ripple effects are daunting, as the moves could threaten the half-trillion-dollar market for commercial mortgage-backed securities. If this becomes a tsunami of retailers rejecting their leases, it’s going to trigger another part of the sea change — the mortgages held by the landlords.”.

Retail 141
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Trending Sources

article thumbnail

Retail Business – 3 Financial & Operational Factors

VCFO

Navigating a New Era of Retail – Three Financial and Operational Factors The market and operating environments of retail businesses have undergone dramatic transformations since the turn of the millennium; transformations that accelerated significantly more with the outset of the COVID pandemic.

Retail 66
article thumbnail

Investors Cool on Internet-of-Things Startups, a Tech Conduit for Retailers

CFO News Room

Slumping markets have investors pulling back from funding startups that make internet-connected devices for retailers, threatening to choke an innovation pipeline for emerging tools like smart shopping carts and inventory management robots. billion—with notable exceptions in areas like security and connected vehicles—outpacing a 22.2%

Startups 100
article thumbnail

Deep Dive: Using Phone Verification And Text Messaging For Secure Checkouts

PYMNTS

Many banks, utility companies and government agencies have been leveraging two-factor authentication (2FA) for several years. It appears that these stepped-up verification approaches are warranted, too, as tales of security breaches that have ensnared unsuspecting internet users are rampant. Leveraging phone-based verification.

article thumbnail

Deep Dive: QSRs Leverage AI To Fight ATOs And Credential Stuffing

PYMNTS

Security standards have largely not kept up with such threats, according to a joint study from Javelin Research and Kount. Many chains have thus been turning to fraud detection programs driven by artificial intelligence (AI) to make the most of their limited prevention resources, leveraging various techniques to stop bad actors’ advances.

article thumbnail

Fostering FinTech-FI Trust With Data-Driven Security

PYMNTS

Partnering with FinTechs that have lax security creates very real issues: Criminals could abuse open banking-powered payment apps to launder money, for example, or take over accounts and steal victims’ funds. The federal entity is charged with monitoring the U.S. Even if your products are not covered per FinCEN in the U.S.,