PYMNTS

OCTOBER 20, 2016

And, as the growth of B2B cCommerce grows, each business prefers to pay on its own terms, which can cause some upset in doing business. Founded in 2013, Minnesota-based Apruve is aiming to become the industry standard platform for B2B credit management. We call it ‘CMaaS’ for Credit Management-as-a-Service.”.

B2B 73

B2B Startups Credit Risk eCommerce 73

PYMNTS

JUNE 25, 2020

As accounts payable (AP) and accounts receivable (AR) operations continue to converge for many organizations, buyers and suppliers are increasingly acknowledging the value of using each other’s technology platforms to promote stronger B2B relationships. Esker Adds Credit Tech To AR Platform.

Invoicing 112

Invoicing Accounts Payable B2B Currencies 112

PYMNTS

OCTOBER 14, 2020

Artificial intelligence (AI) credit risk model provider Flowcast has unveiled the Tillful platform that provides quick, complimentary and transparent credit scores in addition to access to credit offers, according to a Wednesday (Oct. 14) announcement.

Credit Risk 56

Credit Risk Education Financial Data Economics 56

PYMNTS

DECEMBER 15, 2020

Considering the complexities of B2B transactions , cash is not a sustainable method of moving funds from a retail buyer to a cannabis brand distributor or wholesaler. But there are other pain points in B2B payments for the legal cannabis market, according to Doug Gordon , executive vice president and head of LeafLink Financial.

B2B 111

B2B Accounts Payable Startups Invoicing 111

PYMNTS

JANUARY 25, 2019

The $24 trillion global B2B commerce opportunity, as PYMNTS readers know, is continually — and has been historically — plagued by the paper chase. The flow of commerce and capital gets bogged down in phone calls, applications, emails and inefficient risk profiling based on traditional credit models. focused B2B sales.

B2B 63

B2B B2C Credit Risk eCommerce 63

PYMNTS

DECEMBER 2, 2020

Today in B2B payments, Amazon takes advantage of cloud adoption with expanded call center functionality, while Sage collaborates on small business cash flow management. Meanwhile, Aareal Bank launches a new B2B payments platform, Cobase teams up for FX and eCapital acquires a commercial lender. 1) announcement.

Cash Management 57

Cash Management B2B Foreign Exchange Banking 57

PYMNTS

JUNE 11, 2020

While optimizing back-office functions like accounts payable and accounts receivable can support enhanced cash-flow management, B2B partnership collaboration is also critical to supporting the financial health of an organization. Xero, Transferwise Team For SMB Cash Flow. AscendantFX Eases Payment Instruction Hurdles.

B2B 52

B2B Accounts Payable Cash Flow Forecasting Reconciliations 52

Trade Credit & Liquidity Management

APRIL 16, 2025

From a Press Release Dated April 15, 2025, New York, NY Instacart Business has partnered with Balance, a B2B financial infrastructure provider, to launch an embedded invoicing and pay-by-invoice solution directly within the Instacart platform.

B2B 52

B2B Invoicing Credit Risk Leverage 52

PYMNTS

DECEMBER 22, 2020

This week's look at the convergence of accounts payable and accounts receivable finds tools like commercial cards, trade credit, artificial intelligence and robotics process automation easing friction on both ends of a B2B transactions. PYMNTS And CSI Eye AR-AP's Digital Shift.

Accounts Payable 79

Accounts Payable B2B Invoicing Accounting 79

PYMNTS

NOVEMBER 12, 2020

It may be an open road for open banking as, three years after the rollout of the second Payment Services Directive (PSD2), bank-FinTech collaborations and new initiatives unlocking bank account data continue to flourish. FinTech partners include small business credit risk analysis company AccountScore and small business data company Codat.

Banking 88

Banking Treasury Foreign Exchange Risk Analysis 88

PYMNTS

JUNE 27, 2016

While last week was a fairly impressive week for B2B venture capital, investors swooped in on their dark horses to give an extra bump to B2B financial services startups. Apruve provides financial management solutions for small businesses that operate in the B2B eCommerce space.

B2B 41

B2B Invoicing Credit Risk eCommerce 41

PYMNTS

SEPTEMBER 7, 2017

B2B payment processing company Matrix Payment Systems is linking up with AR and buyer credit platform Apruve to streamline cash flow between trading partners. According to Matrix and Apruve , the solution is an alternative to suppliers accepting credit cards. Together, we can transform the B2B payments landscape.”.

B2B 41

B2B Credit Risk eCommerce Finance 41

PYMNTS

JUNE 17, 2020

Today, B2B payment terms are in dramatic flux, while supply chain disruptions have led to bottlenecks that leave some vendors in short supply of cash. Broadening Risk Mitigation. The first and most obvious risk is credit risk, or the risk that a business will fail to repay financing. ”

Invoicing 68

Invoicing Finance B2B Credit Risk 68

PYMNTS

MARCH 5, 2019

Those receivables, an asset to the business, are only an asset when they become cash in that SMB’s bank account. As much as 24 percent of monthly revenues for SMBs are tied up in accounts receivable or trade credit, which stymies cash flow. It just hasn’t happened in B2B yet,” Rymarz said. focused B2B sales.

B2C 63

B2C B2B Concentration Credit Risk 63

PYMNTS

MAY 28, 2020

To automate accounts receivable (AR) for mid-sized companies, HighRadius has rolled out its RadiusOne A/R Suite. It also offers a credit risk app to assist mid-sized companies in harnessing AR automation technology to surmount their largest hurdles when it comes to working capital optimization.

Technology 52

Technology Reconciliations Accounts Payable Credit Risk 52

PYMNTS

JUNE 26, 2018

Small Business Administration (SBA) is launching a new initiative to help small firms struggling with regulatory issues and is enlisting the help of accountants to do so.

Accounting 40

Accounting Compliance Credit Risk Auditing 40

PYMNTS

MAY 4, 2018

sellers on the B2B eCommerce platform, advising them of the launch of Pay by Invoice. Instead, they are sent an invoice, with sellers receiving a credited balance to their Selling on Amazon account as soon as a buyer’s payment is processed. The blog posted excerpts from an email reportedly sent by Amazon Business to U.S.

Invoicing 49

Invoicing B2B Credit Risk eCommerce 49

PYMNTS

JANUARY 26, 2018

More than $150 million in venture capital bolstered the B2B FinTech market this week, and while investors made big steps into areas like human resources, fleet management and artificial intelligence (AI), it was an old favorite that saw the most, and largest, investment rounds: alternative lending. B2B Payments. SMB Accounting.

B2B 54

B2B Invoicing Startups Finance 54

PYMNTS

MAY 10, 2018

State-run NTPC , India’s largest energy utility, is rolling out a mobile solution for its suppliers to track the progress of payments on their way to accounts receivable. Last year, the nation’s third-largest non-life insurance company, HDFC ERGO, announced a new insurance product for B2B suppliers that offers them trade credit insurance.

Credit Risk 40

Credit Risk Invoicing B2B Accounting 40

PYMNTS

OCTOBER 18, 2020

For HighRadius, Buxton will be responsible for the company’s global finance and accounting organization, alongside corporate development and dealing with investor relations. HighRadius also rolled out its HighRadius A/R suite to boost accounts receivable (AR) automation in May.

Finance 64

Finance CFO Reconciliations Credit Risk 64

PYMNTS

FEBRUARY 21, 2020

It also includes Payment Track’s fraud prevention capabilities, which enable users to immediately put their account on hold if they see anything suspicious. Together with features like smart business credit, account freeze and instant account approval, these upgrades make Cashplus an indispensable tool for small businesses.

Credit Risk 64

Credit Risk Startups Accounting Banking 64

PYMNTS

DECEMBER 1, 2020

Sage has unveiled a new partnership with Satago , a cash management and finance program for small firms and accounting professionals, according to an announcement.

Risk Analysis 68

Risk Analysis Invoicing Credit Risk Cash Management 68

Future CFO

MARCH 20, 2023

DSO as an accounting metric measures the average number of days a businesses receives payment for goods and services purchased on credit, while DIO is a working capital management ratio that measures the average number of days a company holds inventory before it’s turned into sales.

Credit Risk 52

Credit Risk Transportation Invoicing Economics 52

PYMNTS

MAY 2, 2018

Alibaba Australia kicked off its pilot that enables B2B orders made on its Food Trust Framework, which uses blockchain to heighten transparency of transactions in the food supply chain. Blockchain accounting platform PayPie is now in beta testing, according to Accounting Today reports. PayPie/QuickBooks.

Credit Risk 48

Credit Risk B2B Finance eCommerce 48

PYMNTS

APRIL 16, 2019

But retaining a large collections staff to sift through accounts that need payment, using a variety of esoteric methods to induce buyers to pay, is neither a good nor efficient solution – a situation for which Billtrust’s clients would like a remedy. Smart Collections.

B2B 46

B2B Credit Risk Invoicing Accounting 46

PYMNTS

JULY 28, 2017

At the center of many of these discussions is the issue of ACH underwriting, which sees FIs establish how long it takes for funds to actually settle into an account. According to Anna Maiolo, COO of accounting and payroll company FINSYNC , suppliers are looking at ACH and card payments for that speed.

B2B 41

B2B Invoicing Credit Risk Accounting 41

PYMNTS

FEBRUARY 6, 2019

Walford Trade Risk, a trade credit risk insurance provider, is rolling out a new product designed to help small businesses protect themselves against the risk of non-payment from their corporate customers. ”

Foreign Exchange 53

Foreign Exchange Invoicing Credit Risk Risk Management 53

PYMNTS

OCTOBER 8, 2018

Global Credit Data will lead the collection of data for the Trade Register from member banks in an effort to provide an unbiased view of trade credit risk for banks’ export and import finance operations. The Register was launched in 2011 and currently includes 22 member banks, accounting for $10.5

Risk Analysis 59

Risk Analysis Credit Risk Finance Banking 59

PYMNTS

JULY 18, 2017

Many of its customers have subprime credit, so making the right decision out of the gate is a critical part of protecting its revenue and reputation. “As As we work with business customers with non-prime credit, decisions around credit risk are key to the success of our business,” said Haijian Hu, head of Headway Capital.

Credit Risk 58

Credit Risk Education Banking Technology 58

Trade Credit & Liquidity Management

MAY 27, 2025

This scheme often involves initially creating a credible credit profile, making regular payments to build trust, and then suddenly amassing substantial credit debt across multiple accounts from various credit grantors. These fraudsters may use stolen or synthetic identities, complicating detection efforts.

Compliance 52

Compliance B2B Leverage Benchmarking 52

PYMNTS

MAY 1, 2019

While the cross-border B2B trade market has worked to address some major points of friction, from a $1.5 trillion trade credit gap to the continued reliance on paper trade documents and invoices, often the first hurdle that must be tackled is how to find the right corporate customers.

Foreign Exchange 55

Foreign Exchange Finance Credit Risk B2B 55

PYMNTS

APRIL 23, 2020

struggling because of the coronavirus pandemic, CRIF Realtime is rolling out a new array of products called COVID-19 Credit Passport, according to a press release. CRIF Realtime, which specializes in credit risk for businesses, said the new offering would use open banking technology and help businesses better see where they stand financially.

Credit Risk 56

Credit Risk Startups Technology Banking 56

PYMNTS

JUNE 17, 2020

There was an insufficient understanding of risk; there were “unclear” end-to-end accountabilities for compliance; and there were insufficient resources in place. That tactic — cutting corners and pennies — shows a glaring disconnect in risk management, according to Taylor.

Banking 75

Banking Compliance Risk Management Credit Risk 75

PYMNTS

AUGUST 14, 2018

With the new service, companies get a credit for selling their merchandise on Amazon accounts – but buyers don’t have to actually make a payment when they hit the Buy button. Amazon has also promised that it will handle credit risk assessment, billing and collection for its sellers. percent of the total invoiced amount.

Invoicing 40

Invoicing Credit Risk eCommerce Accounting 40

PYMNTS

FEBRUARY 7, 2020

Things were a bit more active on the Amazon front, with a big infrastructure investment pushing its market cap back over the $1 trillion line, a new B2B financing partnership with Goldman Sachs potentially in the offing and its expanding stores and services menu.

eCommerce 52

eCommerce Benchmarking Restructuring Credit Risk 52

PYMNTS

MAY 17, 2017

Beyond the changes in the economy at large, or the revenues or operating expenses generated in tax returns, or discrete data points that form the basis of a conversation between applicant and financial institution, tracking the risk status can be a challenge. Then we fast forward” and look at the actual performance of that customer.

Credit Risk 40

Credit Risk Risk Management Accounting Numbers 40

PYMNTS

JULY 11, 2017

One of those collaborators is CRiskCo, a credit risk management company that deploys Big Data analytics to provide a business credit score to lenders and trade finance providers. Together, the businesses are going straight to the trading partners to protect a supplier against the risk of non-payment.

Finance 43

Finance Invoicing Profit and Loss Credit Risk 43