PYMNTS

JANUARY 14, 2021

FinTech startup Marqeta has been tapped by Goldman Sachs to power digital checking accounts for Marcus. Marqeta said that Goldman Sachs “will leverage our modern card issuing platform” to introduce digital checking accounts to Marcus customers, according to a Marqeta blog post on Thursday (Jan.

Valuation 82

Valuation Leverage Startups Banking 82

PYMNTS

JANUARY 7, 2021

The deal would give SoFi a post-money valuation in excess of $8.65 SoFi partnered with Samsung and Mastercard to launch a new cash management account feature with no fees. Founded in 2011, SoFi has worked to leverage lending after the 2008 financial crisis, focusing on student loan refinancing. billion in cash proceeds.

Planning 73

Planning Valuation Startups Cash Management 73

VCFO

MARCH 9, 2023

This included a sales partnership, a knowledgeable law firm, and Austin-based vcfo, which provided fractional CFO, accounting, and HR expertise that scaled with Schoox at the pace they needed.

Startups 59

Startups Leadership CFO Leverage 59

CFO Thought Leader

OCTOBER 24, 2023

–Jack Sweeney Doug Lindroth discusses the changing landscape of software company valuation, emphasizing the need for balanced growth, operational efficiency, free cash flow, and positive earnings to attract investors. CFOTL: Tell us about Tealium … what does this company do, and what are its offerings today?

CFO 52

CFO Valuation Leadership Finance 52

PYMNTS

JUNE 19, 2020

Ranchere said that’s most observable in the world of challenger banks, as investors reevaluate the core value such firms offer — and their sky-high valuations. For example, Monzo raised funds at a lower valuation level after recently announcing some layoffs. There was no shortage of news in the challenger-banking space this week.

eCommerce 56

eCommerce Banking Valuation Sales 56

The Finance Weekly

APRIL 6, 2024

This accounting principle offers an insightful perspective into a business's worth , underlining the importance of financial reporting in today's market dynamics. The concept of NBV stands out as a fundamental metric for both accountants and business professionals. What Is Net Book Value?

GAAP 52

GAAP Accounting Principles Financial Reporting Accounting Standards 52

Future CFO

JULY 22, 2021

SPACs are set to challenge both corporate and PE buyers for the best assets, pressuring dealmakers to prioritise revenue growth over cost synergies to justify high valuations and to create greater value for their organisations,” said Brian Levy, Global Deals Industries Leader, Partner, PwC US. Outlook highlights. Industry highlights.

Mergers and Acquisitions (M&A) 52

Mergers and Acquisitions (M&A) Valuation Manufacturing Leverage 52

Fpanda Club

SEPTEMBER 2, 2021

The growing variety and complexity of tasks within the finance function has resulted in the creation of a discipline that is supposed to become a bridge between the finance and business to support decision-making process by leveraging data and technology. This relates to FP&A which stands for financial planning and analysis.

Financial Planning and Analysis (FP&A) 130

Financial Planning and Analysis (FP&A) Corporate Finance Communication Budgeting 130

PYMNTS

AUGUST 28, 2017

Klarna, the online payments firm based in Sweden, and one of the unicorns that came of age with a more than $1-billion valuation, posted results Friday detailing growth for the first half of the year. The latest valuation was at the end of 2015, when that number came in at $2.5 million, up 138 percent year over year, on sales of 2.05

Valuation 46

Valuation Leverage Sales Investments 46

PYMNTS

JUNE 9, 2020

But in an interview with Karen Webster, Jeff Chambers , president at Lumin Digital , a PSCU company, said CUs can more than hold their own — if they leverage the assets they already have on hand. However, for a firm like Betterment or Robinhood, the objective is to raise the valuation of their company for shareholders.

Banking 53

Banking Leverage Valuation Advertising 53

PYMNTS

FEBRUARY 26, 2019

Representatives from the Commission stated that banks should look to create FinTech unicorns (commonly viewed as companies with private market valuations of at least $1 billion). With affordability being top of mind, we created a technology that empowers lenders to better leverage pay-as-you-go smartphone loans with fewer defaults.”

Banking 75

Banking Valuation Finance Leverage 75

Michigan CFO

NOVEMBER 7, 2022

This trend makes SaaS valuation increasingly important. This makes determining an accurate SaaS valuation difficult. By ensuring that the appropriate methods and models are used, SaaS companies can attain more accurate, higher valuations that provide leverage when seeking financing or negotiating sales.

Valuation 40

Valuation CFO Leadership Forecasting 40

VCFO

MAY 5, 2022

Unless it is a simple, small business, the valuation of the business can be complicated. Engaging valuation expertise is a good way to pave the path to success. Also, never forget that there is tremendous leverage in the LOI stage of the transaction. Third, clearly understand the ultimate exit goal.

Sales 78

Sales Mergers and Acquisitions (M&A) Planning Valuation 78

PYMNTS

DECEMBER 12, 2018

Some of them do so when they register their bank account credentials to their Venmo accounts, or set up an investment account with Robinhood , savings account with Acorns or loan repayment details with LendingClub. Plaid has integrated with 10,000 banks in the U.S. and Canada. On Tuesday (Dec. On Tuesday (Dec.

Investments 59

Investments Banking Valuation Accounting 59

PYMNTS

SEPTEMBER 8, 2016

According to reports, that big funding round should be finished up in the next week or so — thus far, the proposed valuation and lead investor remain a mystery. But whoever it is — and whatever valuation goes with it — a $500 million round would count as one of the bigger fintech blockbuster deals of the year. billion in funding.

Valuation 43

Valuation Leverage Startups Marketing 43

PYMNTS

MAY 21, 2018

It recently announced its launch of a service called SetValue, which the company describes as a “tool that is the first of its kind to combine data analytics and artificial intelligence and deliver accurate property valuation and real-time connection with qualified real estate professionals.”.

Valuation 46

Valuation Leverage Securities Sales 46

PYMNTS

MARCH 19, 2019

And, “There isn’t one player [to which] these firms can go to do that,” he said, adding that as it stands now, such platforms must “string together bank accounts, many processors and acquirers and FX companies.”. The fact that the apps leverage the same set of payment services, he said, delivers value to both the payer and receiver.

B2B 76

B2B Valuation Banking Currencies 76

PYMNTS

OCTOBER 19, 2018

eBay’s essential allegation is that after being tipped off by a seller on the platform, an internal investigation revealed that Amazon has allegedly been creating fake eBay seller accounts so they could use eBay’s internal messaging system to reach out to eBay sellers – and invite them to come sell on Amazon’s marketplace instead.

Valuation 62

Valuation Banking eCommerce Leverage 62

E78 Partners

APRIL 13, 2023

Private equity firms try to increase its value through various strategies such as implementing an inorganic growth plan, improving processes and systems that will enable scaling and operating leverage, and improve operational efficiency and productivity. We deliver enhanced reporting and improved IT systems and implement best practices.

Financial Planning and Analysis (FP&A) 52

Financial Planning and Analysis (FP&A) Leadership Forecasting CFO 52

CFO News Room

JANUARY 7, 2023

Data: Trickle to a Flood! It is perhaps a reflection of my age that I remember when getting data to do corporate financial analysis or valuation was a chore. By the same token, it is impossible to use a pricing metric (PE or EV to EBITDA), without a sense of the cross sectional distribution of that metric at the time.

Marketing 130

Marketing Valuation Corporate Finance Financial Analysis 130

PYMNTS

FEBRUARY 22, 2018

Without a doubt, small businesses (SMBs) have more choice than ever before when adopting new technologies, and many of those new tools, from accounting to customer relationship management (CRM), are streaming in as Software-as-a-Service (SaaS). Venture capitalists have remained a close ally of SaaS startups too.

B2B 54

B2B Valuation Leverage Startups 54

PYMNTS

MARCH 22, 2019

Based on our learnings from that experiment, we actually decided to make meaningful improvements in the existing rails by leveraging the payments ecosystem, and within that ecosystem, we are considering the FinTechs as well or the regulators around the world as well, including SWIFT,” said Gulru Atak, who helms the lab.

Valuation 49

Valuation Retail B2B Investments 49

PYMNTS

NOVEMBER 2, 2018

Ersek explained that Western Union is leveraging its money movement platform to handle the complex foreign exchange and settlement process that gives Amazon the ability to tap into consumer markets in the 200 countries that Western Union serves. But for about for about one-third o f the world’s adult population ( 1.7

B2B 49

B2B Foreign Exchange eCommerce Currencies 49

PYMNTS

FEBRUARY 7, 2020

Of Goldman’s $7 billion in consumer loans and card balances in 2019, card lending accounted for “a significant portion.”. Loans were primarily issued to SMB merchants that sell on the site, and bank partnerships were leveraged in some foreign markets. Never underestimate the value of logistics.

eCommerce 52

eCommerce Benchmarking Restructuring Credit Risk 52

Barry Ritholtz

DECEMBER 5, 2023

But if I had a plan as to how to do that when I went to college, it was learn as much as I could, as fast as I could and get a ba and then become an accountant and a lawyer. But there wasn’t an active m and a business, there wasn’t a leveraged finance business. And, and we wanted to have relatively modest leverage.

Mergers and Acquisitions (M&A) 69

Mergers and Acquisitions (M&A) Investments Valuation Numbers 69

PYMNTS

DECEMBER 1, 2017

Moreover, even in its home country, Uber’s dominance has been slipping, with some estimating that rival Lyft will account for as much as a third of the market within the next few years. a share, a price that would decrease Uber’s $60 billion valuation by 30 percent. billion in funding.

Valuation 57

Valuation Benchmarking Restructuring Numbers 57

PYMNTS

JANUARY 29, 2018

MoneyGram , the money remittance giant, has its sights set on a new strategic front that looks to leverage bits and bytes beyond the hype that clouds cryptocurrencies and the rails over which they travel. In many cases, pre-funding accounts is necessary in some countries where banks are not open on the weekends. Operating as a U.S.

Planning 48

Planning Currencies Foreign Exchange Valuation 48

PYMNTS

SEPTEMBER 10, 2018

Just like the original notion of giving idle black car drivers an opportunity to fill in the gaps between appointments with a few gigs, those drivers now powered a local fleet that could leverage its logistics expertise to expand the Uber ecosystem and power new services. One of those is Uber Eats , which launched in 2014.

Transportation 58

Transportation Concentration Leverage Accounting 58

PYMNTS

DECEMBER 2, 2019

They can capture that distribution by aligning with incumbents who can leverage enablers’ innovations. That’s especially true in the consumer lending and demand deposit account (DDA) startups. It’s not a one-sided relationship, though. There’s a continuous need, too, for tech innovators to find distribution. It’s overfunded by a lot.”.

Investments 50

Investments Healthcare Startups Valuation 50

CFO News Room

DECEMBER 23, 2022

While RIA M&A activity has been red hot during the past couple of years, a survey suggests that advisors are expecting lower valuations in 2023. Also related to Roth accounts, the legislation would align the rules for employer-retirement-plan-based Roth accounts (e.g., Further, SECURE 2.0 Altogether, SECURE 2.0

Mergers and Acquisitions (M&A) 130

Mergers and Acquisitions (M&A) Planning Valuation Securities 130

PYMNTS

JULY 8, 2016

Walmart Pay comes to market with a few built-in advantages: it leverages the Walmart.com app, which is used by 20M+ people roaming around their stores each month, it works on every sort of smartphone out there, and they control the POS in all of their stores, just like Starbucks does. Zenefits’ Valuation Cut. Sizzle or Fizzle?

Valuation 40

Valuation Math Manufacturing Risk Management 40

PYMNTS

JULY 10, 2017

Think payments, but not just card-based payments, since Klarna today is a pay-by-bank account model. Think cards, but digital ones, accounts issued digitally by the Bank of Klarna. Visa’s stake follows a $225 million investment made by Brightfolk, a Swedish firm, implying a valuation many surmise to be well north of the $2.2

Investments 40

Investments Compliance Banking Sales 40

Musings on Markets

JANUARY 6, 2023

It is perhaps a reflection of my age that I remember when getting data to do corporate financial analysis or valuation was a chore. Thus, without a sense of what comprises a high or low profit margin for a firm, or what the cost of capital is for the typical company, it is easy to create "fairy tale" valuations and analyses.

Valuation 52

Valuation Corporate Finance Financial Analysis Leverage 52

Musings on Markets

FEBRUARY 10, 2021

If you faced no capital constraints, you would take all fifty, but assume that you have limited capital, and that you rank these projects from highest to lowest returns (IRR or accounting return). The logical thing to do is to work down the list, accepting projects with the highest returns first until you run out of capital.

Hurdle Rate 52

Hurdle Rate Currencies Investments Valuation 52

PYMNTS

AUGUST 22, 2018

No one wears just one suit of armor, and no one shops in just one place when it comes to the mixing and matching of that armor, the hunting for designer names and comparing price tags against the waxing and waning of one’s bank account. That partnership will seek to leverage insight into both online and offline channels.

Retail 40

Retail Numbers Valuation Investments 40

PYMNTS

APRIL 11, 2016

Add to that the fact that investment returns in just about everything today are so pathetic that VCs with big bank accounts don’t mind tossing a few million here and there to these platform wannabes. EBay gave PayPal a customer base of millions to leverage and get on board. PayPal had eBay in the late 90s and early 2000s.

Leverage 45

Leverage Construction Valuation Accounting 45

PYMNTS

JANUARY 21, 2019

According to the report , “Alipay’s new PSD2 license in Luxembourg will allow the group to leverage the EU passport to serve its customers across Europe in the future and connect Chinese users with merchants in EU countries.”. Revolut plans to offer digital checking and savings accounts, as well as lending, to consumers and businesses.

Valuation 74

Valuation Startups Banking Leverage 74