PYMNTS

APRIL 2, 2020

billion spent on TV advertising in 2019 illustrates. It is key to risk management functions, which entail assessing the likelihood that any given transaction could be fraudulent or present a credit risk. This issue is present in almost every industry, as the $70.3

Banking 94

Banking Risk Management Credit Risk Valuation 94

PYMNTS

FEBRUARY 26, 2019

Traditional credit-scoring models are just drawing criticism, as well as a generation of competitors like Aire , which offer alternative credit-scoring models advertised as better-able to offer a “three-dimensional” view of customers in real time. Those changes are happening because they must.

Credit Risk 61

Credit Risk Financial Data Advertising Finance 61

PYMNTS

MARCH 8, 2016

Be careful about refinancing certain types of debt : While some marketplace lenders may advertise lower interest rates, in some cases, consumers could lose important loan-specific protections by refinancing an existing debt. It’s really too early to tell,” Webster wrote. She even touched on the regulation aspect.

Credit Risk 40

Credit Risk Advertising Financial Systems Startups 40

PYMNTS

APRIL 30, 2018

The FTC complaint alleges that LendingClub’s advertisements of “no hidden fees” is in conflict with reports from consumers who received loan proceeds minus those hidden fees that were, well, hidden in the fine print. Marketplace Lending. Digital Banks.

Banking 73

Banking Investments Concentration Accounting 73

PYMNTS

SEPTEMBER 27, 2019

They are a very low credit risk — if a developer has an invoice from them, Qwil can be confident it is going to get paid. They build a product, invest in advertising it, see returns on that advertising and their product starts to pick up momentum.

Invoicing 65

Invoicing Advertising Credit Risk Finance 65

PYMNTS

NOVEMBER 30, 2018

“As a merchant service provider you need to verify if the merchant is who they say they are, are they in your acceptable use category, can you support their merchant codes, will they deliver as advertised and do you understand your credit risk exposure. Same as always.”.

Risk Management 65

Risk Management Invoicing Credit Risk Compliance 65

PYMNTS

DECEMBER 19, 2016

In the days of Mad Men and even through the 1990s, selling advertising was often the domain of a slick sales guy (yes, a guy) calling on newspaper, magazine and broadcast executives over three-martini lunches. But the only way to get anyone’s attention about a product was to advertise on one of those three media channels. Or should it?

Advertising 88

Advertising Credit Risk Retail Banking 88