CFO Thought Leader

JUNE 11, 2025

We don’t use our balance sheet to finance the invoices,” Ho says. We are working to make that more scalable and less dependent on individual relationships, but as you know, B2B is a very human business. CFOTL: I also want to ask about risk management in today’s macro environment. First, we don’t take credit risk ourselves.

SAP 52

SAP CFO Risk Management Invoicing 52

PYMNTS

APRIL 16, 2020

To assist small- and medium-sized businesses (SMBs) in keeping their cash flow safe from unpaid or late payments on invoices, Tide has rolled out a new invoice protection offering with the help of Hokodo , according to a press release. Hokodo handles the debt collection on invoices that are late.

Invoicing 70

Invoicing Credit Risk Planning Banking 70

PYMNTS

OCTOBER 20, 2016

And, as the growth of B2B cCommerce grows, each business prefers to pay on its own terms, which can cause some upset in doing business. Founded in 2013, Minnesota-based Apruve is aiming to become the industry standard platform for B2B credit management. We call it ‘CMaaS’ for Credit Management-as-a-Service.”.

B2B 73

B2B Startups Credit Risk eCommerce 73

PYMNTS

DECEMBER 15, 2020

Considering the complexities of B2B transactions , cash is not a sustainable method of moving funds from a retail buyer to a cannabis brand distributor or wholesaler. But there are other pain points in B2B payments for the legal cannabis market, according to Doug Gordon , executive vice president and head of LeafLink Financial.

B2B 111

B2B Accounts Payable Startups Invoicing 111

PYMNTS

FEBRUARY 22, 2019

Alternative small business (SMB) finance company C2FO is integrating a new solution from Euler Hermes to help small businesses protect against the risk of unpaid invoices. Businesses will be able to purchase credit insurance on single invoices via a digital platform, while being able to analyze and manage credit risk exposure.

Invoicing 53

Invoicing Credit Risk B2B Finance 53

PYMNTS

DECEMBER 21, 2020

While the B2B payments category was not the subject of its initial announcement, partner Lance Fenton told PYMNTS that he sees tremendous opportunity in the sector. One of the best things about B2B payments is it can work across verticals. Fenton said Serent has an advantage in understanding the healthcare vertical.

B2B 79

B2B Healthcare Investments Credit Risk 79

PYMNTS

JUNE 1, 2020

invoice insurance provider Nimbla is teaming up with the credit risk assessment firm Wiserfunding , according to a report in Crowdfund Insider on Friday (May 29). s SMEs if they combine the various innovations from the FinTech space, insurance and risk management sectors.”.

Invoicing 67

Invoicing Risk Management Credit Risk Economics 67

PYMNTS

JANUARY 25, 2019

The $24 trillion global B2B commerce opportunity, as PYMNTS readers know, is continually — and has been historically — plagued by the paper chase. The flow of commerce and capital gets bogged down in phone calls, applications, emails and inefficient risk profiling based on traditional credit models. focused B2B sales.

B2B 63

B2B B2C Credit Risk eCommerce 63

PYMNTS

MAY 4, 2018

Amazon Business is introducing a new invoicing feature that could impose cash flow pressure on sellers, according to AuctionBytes. sellers on the B2B eCommerce platform, advising them of the launch of Pay by Invoice. percent of the total invoice cost. The program reportedly launches on June 30 of this year.

Invoicing 49

Invoicing B2B Credit Risk eCommerce 49

Trade Credit & Liquidity Management

APRIL 16, 2025

From a Press Release Dated April 15, 2025, New York, NY Instacart Business has partnered with Balance, a B2B financial infrastructure provider, to launch an embedded invoicing and pay-by-invoice solution directly within the Instacart platform.

B2B 52

B2B Invoicing Credit Risk Leverage 52

PYMNTS

DECEMBER 2, 2020

Today in B2B payments, Amazon takes advantage of cloud adoption with expanded call center functionality, while Sage collaborates on small business cash flow management. Meanwhile, Aareal Bank launches a new B2B payments platform, Cobase teams up for FX and eCapital acquires a commercial lender. 1) announcement. and Canada.

Cash Management 57

Cash Management B2B Foreign Exchange Banking 57

PYMNTS

JUNE 23, 2017

The companies said Thursday (June 22) that they are partnering to enhance credit risk solutions for lenders, with LexisNexis now integrating Cortera data into its Risk Solutions platform. ”

B2B 54

B2B Invoicing Credit Risk Transportation 54

PYMNTS

DECEMBER 22, 2020

This week's look at the convergence of accounts payable and accounts receivable finds tools like commercial cards, trade credit, artificial intelligence and robotics process automation easing friction on both ends of a B2B transactions. Legal Cannabis Steps Into The World Of Trade Credit.

Accounts Payable 79

Accounts Payable B2B Invoicing Accounting 79

PYMNTS

OCTOBER 1, 2018

As it turns out, in Europe, late payments in the B2B space seem to be a continent-wide problem. In a wide-ranging survey of B2B activity in Eastern Europe, trade credit insurer Atradius reported that payment delays tied to insufficient funds have been on the rise in the region, up 10 percent over last year.

B2B 49

B2B Invoicing Healthcare Credit Risk 49

PYMNTS

MARCH 14, 2017

Australia and elsewhere taking up the issue as more SMEs lose cash as their invoices go unpaid. If a customer defaults on a $100,000 invoice and the business that is looking to get paid has a profit margin of 5 percent, that business would need to sell an additional $2 million to make up the lost cash flow,” Daly said. “If

Invoicing 54

Invoicing Prioritization Credit Risk Technology 54

PYMNTS

JUNE 11, 2020

While optimizing back-office functions like accounts payable and accounts receivable can support enhanced cash-flow management, B2B partnership collaboration is also critical to supporting the financial health of an organization. With a focus on suppliers’ corporate customers, the tool also integrates a credit risk solution.

B2B 52

B2B Accounts Payable Cash Flow Forecasting Reconciliations 52

PYMNTS

JUNE 27, 2016

While last week was a fairly impressive week for B2B venture capital, investors swooped in on their dark horses to give an extra bump to B2B financial services startups. Apruve provides financial management solutions for small businesses that operate in the B2B eCommerce space.

B2B 41

B2B Invoicing Credit Risk eCommerce 41

PYMNTS

AUGUST 14, 2018

Amazon ‘s new payment option that allows business sellers to pay by invoice officially went into effect for third-party sellers on August 8. The eCommerce giant announced Pay by Invoice back in May. Instead, they’re invoiced and have the option to have an extended payment due date. percent of the total invoiced amount.

Invoicing 40

Invoicing Credit Risk eCommerce Accounting 40

PYMNTS

NOVEMBER 18, 2020

The Clearing House 's RTP network is now several years old, and while the real-time payments capability is gaining traction, adoption in the B2B landscape remains muted. Just ask the estimated 42 percent of small- to medium-sized businesses ( SMBs ) that continue to use paper checks to make B2B payments.

B2B 82

B2B Credit Risk Invoicing Education 82

PYMNTS

MARCH 18, 2016

But as industry experts know, small businesses everywhere are being forced to deal with longer payment terms on their invoices and with corporate customers paying those bills off later. One thousand businesses responded to the Coface survey, which aimed to look at corporate credit risk mitigation, according to reports.

Invoicing 40

Invoicing Credit Risk Economics Currencies 40

PYMNTS

FEBRUARY 9, 2018

Invoice financing company MarketInvoice is enhancing its product offering through a new collaboration with Euler Hermes. Recent high-profile corporate failures reinforce the need to be increasingly aware of the risks of late or non-payment for goods and services provided on credit.”. Reports Thursday (Feb. 8) said the U.K.

Invoicing 40

Invoicing Risk Analysis Credit Risk Financial Data 40

Future CFO

NOVEMBER 7, 2023

One illustration of this is a 6% overall drop in Asian businesses B2B trading on credit over the past year with variations in different markets, the trade credit insurer pointed out. Taiwan and Singapore saw significant drops, while China and Vietnam experienced an increase in B2B sales on credit, the firm added.

B2B 52

B2B Invoicing Credit Risk Risk Management 52

PYMNTS

JANUARY 26, 2018

More than $150 million in venture capital bolstered the B2B FinTech market this week, and while investors made big steps into areas like human resources, fleet management and artificial intelligence (AI), it was an old favorite that saw the most, and largest, investment rounds: alternative lending. B2B Payments. Alternative Lending.

B2B 54

B2B Invoicing Startups Finance 54

PYMNTS

OCTOBER 30, 2018

A series of reports over recent days show evidence that collecting on B2B receivables remains a stubborn problem. In one study, through its Payments Practices Barometer, Atradius found that, across respondents from Western Europe , there has been a boost in past due invoices after only a slight increase seen from 2016 to 2017.

Invoicing 47

Invoicing B2B Forecasting Credit Risk 47

PYMNTS

JUNE 6, 2018

It became apparent, very quickly, Lifshitz noted wryly, that it wasn’t a market segment they could address in either a scalable or profitable manner given the diversity of those micro, zero employee businesses and the credit risk associated with them. Blue Vine’s only other product, invoice factoring, touch businesses much larger.

Invoicing 40

Invoicing Data Analysis Credit Risk Risk Management 40

PYMNTS

DECEMBER 1, 2020

The tie-up is an extension of a current relationship that will have Satago’s offering smoothly linked with Sage Accounting, which will offer clients automated invoice chasing, invoice finance and credit risk analysis in a single system.

Risk Analysis 68

Risk Analysis Invoicing Credit Risk Cash Management 68

PYMNTS

MAY 28, 2020

HighRadius Founder and CEO Sashi Narahari said in the announcement, “We launched the RadiusOne B2B Network to facilitate suppliers and AR teams to digitally connect with their buyers and AP [accounts payable] teams for faster processing of receivables and payments. Currently, the network has millions of active businesses.

Technology 52

Technology Reconciliations Accounts Payable Credit Risk 52

PYMNTS

JANUARY 10, 2017

HDFC ERGO, India’s third-largest non-life insurance company and a joint venture between bank HDFC and insurance conglomerate ERGO, has introduced a new insurance product for B2B suppliers. According to the firm, trade credit insurance is particularly important in a globalized B2B trading environment.

Credit Risk 40

Credit Risk B2B Invoicing Sales 40

PYMNTS

APRIL 19, 2016

Late B2B payments may be a hot topic focused in western Europe, but with supply chains weaving their webs across borders, delayed invoice payments are now impacting businesses beyond the region. percent of respondents reported domestic B2B invoices being paid late over the last year. Lost Trust Is Difficult To Regain .

Banking 40

Banking B2B Invoicing Credit Risk 40

PYMNTS

MAY 10, 2018

Last year, the nation’s third-largest non-life insurance company, HDFC ERGO, announced a new insurance product for B2B suppliers that offers them trade credit insurance. The product provides credit for suppliers in instances in which their corporate customers have failed to pay an invoice. In the U.K.,

Credit Risk 40

Credit Risk Invoicing B2B Accounting 40

PYMNTS

FEBRUARY 6, 2019

Walford Trade Risk, a trade credit risk insurance provider, is rolling out a new product designed to help small businesses protect themselves against the risk of non-payment from their corporate customers.

Foreign Exchange 53

Foreign Exchange Invoicing Credit Risk Risk Management 53

Future CFO

MARCH 20, 2023

Looking at the entire universe of companies, well beyond listed companies and including SMEs, Allianz Trade’s proprietary calculation of the global B2B liquidity gap is expected to remain stable at around US$30 trillion, with the US and Europe accounting for US$5 trillion each, and China representing a record US$12 trillion.

Credit Risk 52

Credit Risk Transportation Invoicing Economics 52

PYMNTS

JULY 28, 2017

“Even though the short same-day ACH settlement windows will reduce credit risk, financial institutions will likely want to continue putting businesses through a full ACH underwriting process,” wrote MineralTree CEO BC Krishna in an article in 2015 for American Banker on the potential impact of Same Day ACH on B2B payments.

B2B 41

B2B Invoicing Credit Risk Accounting 41

PYMNTS

MAY 4, 2018

have brought attention to the nation’s plight against late supplier payments, but a new report from Euler Hermes warns this is a global issue — one that is worsening and raising the insolvency risk. In China, suppliers wait an average of 92 days for invoices to get paid. Regulators and analysts in the U.K. While the U.K.

Invoicing 43

Invoicing Credit Risk Sales Finance 43

PYMNTS

NOVEMBER 12, 2019

MarketInvoice is rebranding to reflect its expansion beyond invoice financing for small businesses. In addition to invoice financing, MarketFinance also connects small businesses to loans with between one- and three-year repayment plans. The company announced its new name, MarketFinance, in an announcement on Tuesday (Nov.

Finance 40

Finance Invoicing Credit Risk Planning 40

PYMNTS

SEPTEMBER 27, 2019

No paper checks or invoices, no physical delivery constraints — one might assume it’s a much faster payments environment. Our idea was to take invoice to net zero, which has been part of the supply chain for hundreds of years, and apply it to this segment which is an obvious fit for it,” he said. “We

Invoicing 65

Invoicing Advertising Credit Risk Leverage 65

PYMNTS

MAY 1, 2019

While the cross-border B2B trade market has worked to address some major points of friction, from a $1.5 trillion trade credit gap to the continued reliance on paper trade documents and invoices, often the first hurdle that must be tackled is how to find the right corporate customers.

Foreign Exchange 55

Foreign Exchange Finance Credit Risk B2B 55