Musings on Markets

JANUARY 8, 2022

After all, we get our restaurant choices from Yelp reviews, our movie recommendations from Rotten Tomatoes, and we have even built crypto currencies around the notion of crowd-checking transactions. Rather than replicate that data, my macroeconomic datasets relate to four key variables that I use in corporate finance and valuation.

Valuation 91

Valuation Corporate Finance Currencies Finance 91

PYMNTS

SEPTEMBER 28, 2018

In an effort to get more clarity on the regulation of digital currencies, U.S. The lawmakers are looking for the official to lay out how the agency plans to regulate digital currency in clearer terms, CNBC reported. representatives wrote to U.S. Securities and Exchange Commission (SEC) chairman Jay Clayton.

Corporate Finance 55

Corporate Finance Currencies Securities Sales 55

PYMNTS

OCTOBER 17, 2018

banks may be forced to move those derivatives in preparation for Brexit, in what would be a significant disruption to corporate finances, reports in The Wall Street Journal ( WSJ ) said Tuesday (Oct. European Union (EU)-based businesses that have obtained financial instruments from U.K.

Corporate Finance 53

Corporate Finance Compliance Currencies Finance 53

Musings on Markets

JANUARY 28, 2024

In particular, there are wide variations in how risk is measured, and once measured, across companies and countries, and those variations can lead to differences in expected returns and hurdle rates, central to both corporate finance and investing judgments.

Hurdle Rate 93

Hurdle Rate Concentration Investments Finance 93

PYMNTS

SEPTEMBER 4, 2018

Corporates may not be adopting faster and real-time payments technologies as fast as consumers, but that doesn’t mean the acceleration of payments isn’t impacting corporate finance. Real-time payment capabilities enable businesses to take advantage of faster currency conversions and real-time FX rate management.

Foreign Exchange 40

Foreign Exchange Banking Accounts Payable Treasury 40

PYMNTS

MARCH 7, 2019

Wirex , which providers consumers with an account to store both fiat and cryptocurrency, recently stepped into the corporate finance space with the launch of its business account. Co-Founder Dmitry Lazarichev explained to PYMNTS why the company remains confident in cryptocurrency’s potential for corporate payments.

B2B 67

B2B Currencies Corporate Finance Finance 67

PYMNTS

SEPTEMBER 25, 2018

According to the report, “ The Shifting Landscape of Finance ,” data is at the heart of the chief financial officer’s role. For instance, only 20 percent of CFOs ranked RPA as a top priority, while blockchain, smart contracts and virtual currencies also failed to secure top spots on their lists.

Prioritization 67

Prioritization Corporate Finance Education Finance 67

Essentials of Corporate Finance

SEPTEMBER 29, 2022

Two currencies that have strengthened compared to the dollar are the Mexican peso and Brazilian real. Since the beginning of the year, the dollar has risen 17 percent against the British pound, 25 percent against the Swedish krona and Japanese yen, and an astounding 40 percent against the Argentinean peso.

Currencies 52

Currencies Marketing 52

PYMNTS

NOVEMBER 16, 2018

RPA is igniting chatter in the corporate finance community as professionals explore next-level analytics and automation functionality to enhance processes like accounts payable, accounts receivable, cash flow management and more. For instance, its LaaS platform lets businesses provide invoice or payroll financing to their customers.

Accounts Payable 77

Accounts Payable Foreign Exchange Currencies Startups 77

PYMNTS

APRIL 27, 2018

Securities and Exchange Commission’s William Hinman said the agency is “striving for a balanced approach” between digital currencies and initial coin offerings (ICOs), a U.S. Hinman, who is the director of the agency’s Division of Corporation Finance, did say blockchain technology “may have some promise.” While the U.S.

Corporate Finance 49

Corporate Finance Currencies Securities Sales 49

PYMNTS

JUNE 15, 2018

The price of ether increased 9 percent after William Hinman, head of the Division of Corporate Finance for the U.S. Securities and Exchange Commission (SEC), said that his agency does not consider the digital currency to be a security. The price of ether hit $520.88

Profit and Loss 40

Profit and Loss Currencies Corporate Finance Treasury 40

PYMNTS

MARCH 14, 2019

One of the areas of corporate finance experiencing the biggest exposure to these disruptors is global payments. As new challenges emerge, corporate treasurers will have new issues to worry about. And that’s all about using technology-based services to re-engineer treasury activities.” ”

Cash Management 77

Cash Management Currencies Corporate Finance Treasury 77

PYMNTS

JUNE 14, 2017

Revolut may have made its entrance on the payments stage with a consumer solution, but the company is stepping into the world of corporate finance. in 2015 with a prepaid card linked to a mobile app, is gearing up to launch a corporate solution. Reports Tuesday (June 13) said Revolut, which first launched in the U.K.

Corporate Finance 40

Corporate Finance B2B Currencies Accounting 40

PYMNTS

JUNE 14, 2017

In its Financial Complexity Index 2017 report, TMF Group examined 94 jurisdictions in Europe, the Middle East, the Americas, Asia Pacific and Africa, diving into how various regulations change and how those changes might affect corporate finance. There are also an “extremely high number” of tax rules.

Compliance 58

Compliance Marketing Currencies Auditing 58

PYMNTS

AUGUST 7, 2018

corporate lending sphere suggests banks have adjusted the competitive tides, with rising rivalries between each other now driving business lending trends in the nation — though the trend is not all good news for the corporate finance sector. However, the Federal Reserve ‘s latest analysis of the U.S.

Economics 40

Economics Corporate Finance Construction Banking 40

Future CFO

DECEMBER 7, 2020

Teoh shared with us her thoughts on some of the gender-related challenges at work and how to overcome them, advice on how to deal with the new normal as a finance executive, and how she reimagines borderless digital currencies as a “point junkie”. FutureCFO: Can you share with me your finance career journey?

CFO 52

CFO Financial Planning and Analysis (FP&A) Leadership Finance 52

Musings on Markets

AUGUST 15, 2023

I was reminded of that paper a few weeks ago, when Fitch downgraded the US, from AAA to AA+, a relatively minor shift, but one with significant psychological consequences for investors in the largest economy in the world, whose currency still dominates global transactions. What is a risk free investment? Why does the risk-free rate matter?

Investments 80

Investments Currencies Treasury Hurdle Rate 80

Musings on Markets

JANUARY 9, 2021

First, all value numbers (like market capitalization, debt or revenues) that I aggregate or average will be converted into US dollars to ensure currency consistency. First, all value numbers (like market capitalization, debt or revenues) that I aggregate or average will be converted into US dollars to ensure currency consistency.

Valuation 52

Valuation Currencies Numbers Corporate Finance 52

PYMNTS

MAY 27, 2016

That attitude took an official stance this week when Japan passed a bill that will regulate how bitcoin and virtual currency exchanges operate across the country, What the law calls for is that the exchanges must register with the Japanese Financial Services Agency. Ground Zero’ For Banks And Blockchain.

Math 41

Math Currencies Corporate Finance Valuation 41

PYMNTS

APRIL 19, 2018

Multi-currency account provider Centtrip is introducing a way for corporates to make and receive faster cross-border payments. The firm’s CenttripNow tool enables multinational corporates to make local and international payments in 15 different currencies, with transactions settled in “a matter of seconds.”

Foreign Exchange 40

Foreign Exchange Currencies Treasury Accounting 40

PYMNTS

SEPTEMBER 26, 2018

The initial coin offering (ICO) has emerged as a corporate financing trend just as volatile as many of the cryptocurrencies themselves. That volatility is an important consideration, given that most of a blockchain or crypto startup’s expenses will be in fiat currency, Siemer said. billion raised via ICO in July. .

Treasury 65

Treasury Startups Auditing Corporate Finance 65

CFO Talks

MARCH 14, 2024

Fostering Innovation: Beyond improving efficiency and insights, technology can also open new avenues for innovation within the finance function and the broader organization. Subscribing to reputable economic research, attending industry conferences, and maintaining a network of global contacts can provide valuable insights and foresight.

Prioritization 52

Prioritization CFO Leverage Risk Management 52

PYMNTS

MARCH 16, 2018

APIs enable FinTechs to address the particular points of friction in corporate finance, and financial institutions today have begun to understand that they can focus on their own core competencies while collaborating with other companies that have their niche specialties too. In the U.K.,

Treasury 53

Treasury Foreign Exchange Risk Management B2B 53

PYMNTS

APRIL 25, 2016

According to analysts, adjustments in Amex’s Global Commercial Services (GCS) strategy — including new small business services, FX tools and other corporate finance products — helped bump up the numbers. That value represents a 3 percent increase compared to the same period a year prior. Net income for the GCS unit declined 6 percent.

CFO 40

CFO Valuation B2B Finance 40

PYMNTS

JUNE 30, 2016

And analysts say there’s a significant probability that some kind of event out of China will shock the markets in the near future, Seward added, while the presence of several currencies with negative interest rates present yet another kind of scenario for which businesses must plan. “Corporates want to forecast,” he said.

Budgeting 40

Budgeting Treasury Forecasting Prioritization 40

PYMNTS

SEPTEMBER 17, 2018

According to reports, the FCIF slashed its dividend target earlier this year, thanks to rising currency hedging costs, as well as pressure from investors for the fund to focus solely on the U.K. Funding Circle also recently confirmed its plans to float on the London Stock Exchange, with aims of raising $390 million.

Finance 53

Finance Currencies Leverage Accounting 53

PYMNTS

NOVEMBER 28, 2018

.” Virgin Money owner CYBG has also been extending financing to its business clients in anticipation of Brexit, particularly to U.K. farmers who have historically relied heavily on European Union (EU) financing. based startups with currency hedging solutions to mitigate FX volatility risk resulting from Brexit, reports said.

Banking 49

Banking Foreign Exchange Finance Currencies 49

CFO News Room

JANUARY 20, 2023

In my last point on inflation, I noted that a currency with higher inflation can be expected to depreciate over time against a currency with lower inflation. That expected devaluation in the high-inflation currency is not risk, though, since it can and should be incorporated into your forecasts.

Hurdle Rate 130

Hurdle Rate Currencies Investments Corporate Finance 130

PYMNTS

APRIL 5, 2016

It’s a shift that has banks being led away from the corresponding banking system that has fueled cross-border transactions for so long, leading to what O’Connell described as “astronomical FX currency fees” for businesses and consumers. To India, And Beyond . percent growth this year.

Banking 73

Banking Foreign Exchange Currencies Forecasting 73

PYMNTS

JULY 25, 2018

The company announced Tuesday (July 24) that its Oracle Banking Virtual Account Management solution is now available to corporate banks. The solution aims to simplify banking for businesses with multiple bank accounts in multiple currencies.

Accounting 40

Accounting Banking Cash Management Currencies 40

PYMNTS

APRIL 10, 2019

Rounding out the top-three largest risk concerns for CFOs is the impact of a fluctuating economy, including changing interest rates and currency volatility, and disruptive innovations that threaten to disrupt a firm’s core business model.

Risk Management 54

Risk Management Leadership Prioritization Economics 54

PYMNTS

AUGUST 2, 2017

The firm’s Blockchain Enterprise Survey also found that settlement, land registry and digital fiat currency — a digital currency issued by central banks — are prime opportunities in which corporates can deploy blockchain tools.

Currencies 40

Currencies Technology Banking Numbers 40

PYMNTS

APRIL 30, 2018

This pushes the hike back to August at the earliest, and more likely November,” predicted OFX currencies analyst Jake Trask. The Bank of England is meeting next week to discuss a possible rate hike, which would be only its second since the 2008 financial crisis, Reuters said. Sterling will be subdued for a while below the $1.40

Economics 40

Economics Foreign Exchange Currencies Banking 40

Musings on Markets

JANUARY 5, 2024

In my corporate finance class, I describe all decisions that companies make as falling into one of three buckets – investing decisions, financing decision and dividend decisions. Financing Flows 5. Dividend yield & payout 3. Default Spreads 3. Margins & ROC 3. Tax rates 4. Costs of equity & capital 4.

Valuation 98

Valuation Financial Analysis Analyzing Data Profit and Loss 98

PYMNTS

DECEMBER 28, 2016

We are required to review our pay policy for executive directors every three years and are currency consulting on a number of proposals.”. “No decisions have been taken on pay,” a spokesperson for the bank told Financial Times. “We

Restructuring 40

Restructuring Currencies Banking Numbers 40

PYMNTS

MAY 25, 2016

Three bodies — the Office of the Comptroller of the Currency (OCC), the Board of Governors of the Federal Reserve System and the Federal Deposit Insurance Corporation — issued joint guidance in 2013 that recommended FIs not provide loans to businesses that would push their corporate debt levels above six times their earnings.

Treasury 40

Treasury Finance Currencies Banking 40

Future CFO

FEBRUARY 7, 2024

The year 2024 brings a landscape of unprecedented challenges and opportunities for corporate treasurers. From the ongoing global conflicts to the lingering effects of high inflation, corporate finance professionals are gearing up to navigate an environment marked by volatility and uncertainty.

Treasury 105

Treasury Technology Cash Flow Forecasting Leverage 105