PYMNTS

APRIL 2, 2020

billion by 2025, with banks of all sizes leveraging such capabilities. Combining this technology with artificial intelligence (AI) can boost customer engagement and have innumerable benefits for FIs of all sizes and types. Big Data analytics reached a market valuation of $29.87 billion in 2019 and is projected to total $62.1

Banking 94

Banking Risk Management Credit Risk Valuation 94

PYMNTS

JUNE 8, 2020

That’s because these individuals may not have credit histories or financial stability that might make them attractive candidates for loans. seeks to cut out the middleman (that would be the government in this case) by using advanced technologies and go directly to the financial services providers who can fund nascent businesses.

Credit Risk 52

Credit Risk Investments Education Banking 52

PYMNTS

OCTOBER 17, 2016

On pace to more than triple its year-over-year loan volume, Affirm will leverage the facility to continue its expansion of consumer-friendly point-of-sale financing at leading online and offline retailers, the company said in a press release.

Credit Risk 51

Credit Risk Risk Management Leverage Finance 51

PYMNTS

APRIL 7, 2017

If a business doesn’t have the robustness in terms of data sets, the data scientists needed to analyze that data or even the technology infrastructure to run analytics properly and perform real-time decisioning in house, then they may be better off leveraging the scale of a platform that does. The “Buy Vs. Build” Decision.

Credit Risk 49

Credit Risk Math Leverage Startups 49

PYMNTS

APRIL 19, 2019

The data collected about those drivers during their working hours in their vehicles — Grab knows driver accident rates, for instance — helps the platform operator determine who might make a good credit risk, and how much working capital can be extended to them. Mehrotra didn’t rule that out, but he didn’t offer many specifics, either.

Credit Risk 78

Credit Risk Transportation Leverage Technology 78

PYMNTS

FEBRUARY 9, 2017

Our foundation is built on leveraging data science and machine learning to provide a better mechanism for evaluating risk with SMBs,” he said. Trends like greater demand for mobility and new technologies to mitigate credit risk are always welcome from the company, the executive said.

Invoicing 46

Invoicing Leverage Finance Credit Risk 46

PYMNTS

NOVEMBER 3, 2020

Today in B2B, Bloomberg broadens its credit risk data pool, and two ERP solutions secure B2B payments integrations. Bloomberg To Incorporate Credit Risk Data. The release stated firms have more often been looking for data to validate their own internal counterparty and credit risk assessment.

Credit Risk 88

Credit Risk B2B Accounts Payable B2C 88

PYMNTS

FEBRUARY 7, 2020

The partnership would apply Goldman’s lending technology to SMB loans on Amazon’s underwriting platform, according to unnamed sources. In 2019, Goldman partners with Apple on the launch of the Apple Card , which the bank’s executives have stated was the “most successful credit card launch ever.” The move is on-trend for both firms.

eCommerce 52

eCommerce Benchmarking Restructuring Credit Risk 52

PYMNTS

DECEMBER 29, 2016

“Enova Decisions, an Analytics as a Service (AaaS) business, delivers on-demand decision-making technology and real-time predictive analytics services to businesses that want to make fast, data-driven decisions within an instant and at scale,” Joe DeCosmo, Enova’s chief analytics officer and head of Enova Decisions.

Education 40

Education Credit Risk Leverage Sales 40

PYMNTS

JULY 26, 2017

Treasury’s Office of the Comptroller of the Currency found that underwriting standards have eased thanks to an increased appetite for credit risk, increased competition and an overall perception of improved economic circumstances. As is often the case with banks, risks of non-compliance remain high, the OCC noted.

Banking 46

Banking Compliance Currencies Concentration 46

PYMNTS

AUGUST 8, 2017

The FinTech Credit Fund will initially focus on projects within the CIS (former Soviet Union) and European markets, splitting its focus between firms taking on consumer and small business lending.

Finance 42

Finance Leverage Credit Risk Marketing 42

PYMNTS

NOVEMBER 9, 2016

Doing that meant that Circle had to build out an AI-powered risk engine that allows it to make 90 percent of its risk and compliance decisions with machines rather than relying on compliance people. This allows Circle to take on the credit risk of transactions to make money move instantly.

Currencies 75

Currencies Compliance Communication Credit Risk 75

Future CFO

JANUARY 12, 2021

Working capital and cash flow optimisation With uncertain times ahead, CFOs today must monitor the impact of price volatility, foreign exchange fluctuations, and interest rate changes, and be able to rapidly revise financial asset positions and protect against increased credit risks.

Foreign Exchange 40

Foreign Exchange CFO Compliance Reconciliations 40

Barry Ritholtz

FEBRUARY 13, 2023

You know, people are comfortable, leverage builds. But there are so many tools at your disposal, and let alone how much duration you’re taking, how much interest, how much credit risk you’re taking, illiquidity, et cetera. technology, that was something to ride for a while. What’s that process like?

Mergers and Acquisitions (M&A) 56

Mergers and Acquisitions (M&A) Investments Marketing Education 56

Barry Ritholtz

SEPTEMBER 12, 2022

And so, with this gave me exposure to everything from investment banking to retail, looking at like checking account campaigns, like how do you get more assets in the door to credit risk. RITHOLTZ: … which people tend to ignore when things are pretty — let’s say, in 2007, a lot of people aren’t thinking about counterparty risk.

Investments 113

Investments Marketing Profit and Loss Banking 113

Barry Ritholtz

MARCH 12, 2024

And up until that moment in time, we didn’t spend a lot of time on credit risk in mortgages. We didn’t really have to model credit risk because that was, that risk was taken by the agencies. But in these private labels, you had the, the market was taking the credit risk.

Profit and Loss 56

Profit and Loss Investments Marketing Securities 56

Barry Ritholtz

APRIL 4, 2023

So obviously, risk managers, you know, and CROs were very focused on how do we manage that risk and diversify that credit risk that they were taking on in mid-market companies. Because you can’t lever it, you can’t lend it six times leverage today when the rates are 11 percent versus 6, right?

Mergers and Acquisitions (M&A) 56

Mergers and Acquisitions (M&A) Finance Investments Banking 56