PYMNTS

APRIL 7, 2017

Whether it’s decisioning models used for fraud, credit risk, customer operations or marketing, AaaS can be a powerful tool in helping a company address whatever it is trying to solve. Whether that decision flow is around marketing, credit risk, customer operations and retention, etc., The “Buy Vs. Build” Decision.

Credit Risk 49

Credit Risk Math Leverage Startups 49

PYMNTS

DECEMBER 19, 2016

Those kids took lower-paying jobs just to have one — the undergrad in art history from Colby who took a job as a barista at Starbucks or underpaid member of a starving startup team — while others stayed in school longer since they couldn’t find even so much as that. Here’s what that looks like, by the numbers.

Advertising 88

Advertising Credit Risk Retail Banking 88

PYMNTS

AUGUST 8, 2017

The vast majority of money going into FinTech is chasing a small number of well-known startups. Our expertise in FinTech and alternative lending at an international level will also help to reduce credit risks,” added Oleg Jelezko, managing partner at Da Vinci Capital.

Finance 42

Finance Leverage Credit Risk Marketing 42

PYMNTS

OCTOBER 1, 2018

Investors have returned to the platform in larger numbers, but loan volume and revenue have seen sluggish growth until very recently. It was an idea slightly ahead of its time, but not by much – and despite the fact that most startups get their start by maxing out their credit cards. “So,

Valuation 54

Valuation Startups Banking CFO 54

PYMNTS

APRIL 30, 2018

According to a Crunchbase article published in February of 2018, investments in blockchain and blockchain-related startups (excluding initial coin offerings, or ICOs) were already 40 percent of what they were in 2017. Consider the money being poured into it. And in 2017, those investments were off-the-charts nuts. Digital Banks.

Banking 73

Banking Investments Concentration Accounting 73

PYMNTS

DECEMBER 10, 2016

When I founded my first startup, it got me thinking — banks are middlemen that can and should be disrupted,” Laplanche noted in a 2007 interview on how he came up with the idea of Lending Club. And by the numbers, Sanborn is right. And disrupt Lending Club did, with its marketplace lending model, scores of imitators in the U.S.

GAAP 73

GAAP Compliance Valuation Auditing 73

PYMNTS

NOVEMBER 28, 2016

To get a sense of how close to the edge people are, the Federal Reserve Board asked people whether they were be able to cover a $400 emergency payment with cash or with a credit card. Now, that is a number to dwell on. Mortgages and credit cards have been important sources of loans. Part of that is promoting startups.

Economics 51

Economics Budgeting Accounting Startups 51