Musings on Markets

FEBRUARY 18, 2025

The first was the response that I received to my last data update , where I looked at the profitability of businesses, and specifically at how a comparison of accounting returns on equity (capital) to costs of equity (capital) can yield a measure of excess returns.

Marketing 52

Marketing Profit and Loss Investments Accounting 52

Future CFO

JUNE 22, 2025

For instance, the ISCA report notes that junior FA/MA roles are most vulnerable to automation, while mid-level roles (like finance manager and treasury manager) will require more strategic oversight, validation of automated outputs, and collaboration across departments.

Leadership 52

Leadership CFO Communication Profit and Loss 52

Barry Ritholtz

APRIL 8, 2025

And, you know, therein began, I think the unraveling and, and a little bit of the, the loss of that, you know, cultural juice that had kind of historically made that firm special. And when we experience a loss, right, a 50% loss can happen right? I don’t wanna experience loss. In a very short period of time.

Mergers and Acquisitions (M&A) 59

Mergers and Acquisitions (M&A) Investments Profit and Loss Numbers 59

CFO Dive

JUNE 23, 2025

Specifically, the Coronavirus Aid, Relief, and Economic Security Act (CARES Act), leveraged the Tax Code to drive economic support to businesses in the form of employee retention tax credits, increased interest expense deductions, and net operating loss carryback rules, among others. You can unsubscribe at anytime. TechTarget, Inc.s

Tax Planning 256

Tax Planning Planning CFO SAP 256

The Big Picture

JUNE 16, 2025

But of all of the asset classes that protect you with the greatest charity against the decrement in your future consumption, loss of your future consumption tips do it better than anything else I can think of. Nobody wants to buy our treasury. Yeah, 00:32:00 [Speaker Changed] EE exactly. I mean it is, it is a problem.

Math 52

Math Finance Investments Marketing 52

Barry Ritholtz

MAY 19, 2025

By November 4th, all of the losses had been made up and then some. Feel free to debate renaming libraries or taking down statues all you want, but close the global economy in a way that dramatically slashes corporate revenue and profits without addressing the impact of what you’ve done? ALL IN ONE WEEK. Best of luck with that!

Marketing 124

Marketing Profit and Loss Communication Forecasting 124

Musings on Markets

MARCH 15, 2025

Blue-collar workers in developed markets : The flip side of the rise of China and other countries as manufacturing hubs, with lower costs of operation, has been the loss of manufacturing clout and jobs for the West, with factory workers in the United States, UK and Europe bearing the brunt of the cost.

Investments 131

Investments Profit and Loss Valuation Economics 131

PYMNTS

APRIL 27, 2020

Treasury rolled out its latest Paycheck Protection Program (PPP) funding to rescue small- to medium-sized businesses (SMBs), the Los Angeles Lakers returned $4.6 The Lakers, one of the most profitable sports franchises, secured the coronavirus stimulus loan through the Small Business Administration’s (SBA) PPP. As the U.S.

Profit and Loss 82

Profit and Loss Treasury Sales Securities 82

Global Finance

OCTOBER 11, 2024

The banks “failed as a result of a combination of unrealized interest rate losses from their long-term, fixed-rate assets and the loss of the low-rate deposits that had funded these assets,” Larry Wall, research center executive director of the Atlanta Fed’s Center for Financial Innovation and Stability, explained in a blog post.

Banking 111

Banking Foreign Exchange Profit and Loss Finance 111

PYMNTS

JANUARY 30, 2019

Treasury’s Asset Protection Agency (APA) allegedly influenced the strategy of RBS’s Global Restructuring Group (GRG), the unit found to have unfairly treated small business customers and pushed some into insolvency. ” The Treasury declined to comment, while RBS denied the reports. Reports in the BBC on Tuesday (Jan.

Treasury 46

Treasury Restructuring Profit and Loss Banking 46

Musings on Markets

MAY 5, 2023

A bank collects deposits from customers, offering the quid quo pro of convenience, safety and sometimes interest income (on those deposits that are interest-beating) and either lends this money out to borrowers (individuals and businesses), charging an interest rate that is high enough to cover defaults and leave a surplus profit for the bank.

Banking 98

Banking Profit and Loss Securities Investments 98

Nerd's Eye View

APRIL 3, 2024

Notably, the work-from-home movement has resulted in a dramatic drop in office valuations that could lead to a whole host of issues, including lending constraints in the banking sector, which is already sitting on a mountain of unrealized losses on Treasuries and mortgages.

Economics 97

Economics Marketing Valuation Profit and Loss 97

Musings on Markets

JULY 17, 2023

In my third post at the start of 2023, I looked at US treasuries, the long-touted haven of safety for investors. In 2022, they were in the eye on the storm, with the ten-year US treasury bond depreciating in price by more than 19% during the year, the worst year for US treasury returns in a century.

Marketing 98

Marketing Treasury Currencies Valuation 98

Musings on Markets

AUGUST 15, 2023

During 2022, the US treasury did not default, but an investor in a 10-year US treasury bond would have earned a return of -18% on his or her investment, as bond prices dropped. and how much to hold in investments with guaranteed returns over their time horizon (cash, treasury bill and treasury bonds).

Investments 98

Investments Currencies Treasury Hurdle Rate 98

CFO News Room

DECEMBER 10, 2022

Jefferson’s Secretary of the Treasury, Albert Gallatin, wanted the federal government to build a road through the new state, stating that it was essential for “cementing the bonds of union.” When good-quality roads became commercially important, profit-seeking firms were there to provide them.

Construction 130

Construction Profit and Loss Treasury Economics 130

Spreadym

JULY 19, 2023

The three main types of financial statements are: Income Statement (Profit and Loss Statement) Balance Sheet (Statement of Financial Position) Cash Flow Statement Income Statement (Profit and Loss Statement) The income statement summarizes a company's revenues, expenses, and profits or losses over a specific period, typically quarterly or annually.

Profit and Loss 52

Profit and Loss Investments Sales Finance 52

CFO News Room

DECEMBER 10, 2022

Treasury securities, municipal bonds, and bond funds. Treasury securities can be purchased either through investment brokers or at TreasuryDirect. Individual stocks don’t pay interest, but many established companies pay dividends to return profits to their shareholders. Treasury securities. Cryptocurrency exchanges.

Investments 130

Investments Accounting Treasury Construction 130

PYMNTS

JANUARY 1, 2021

One out of every three Americans said they had experienced a loss of income as a result of the pandemic. This loss can be crippling for consumers who live paycheck to paycheck or have little savings. Approximately 40 percent of U.S. consumers cannot pay for a $400 emergency. “We Mastering Multichannel Commerce Playbook.

Profit and Loss 103

Profit and Loss Banking B2B Retail 103

Simply Treasury

JUNE 3, 2021

frozen into equity item) must remain in equity until such time as this cash flow occurs / materializes and affects profit or loss. But the amount initially accumulated in OCI/EHR (i.e.,

IFRS 130

IFRS Foreign Exchange Currencies Profit and Loss 130

PYMNTS

NOVEMBER 16, 2020

We’ve noted that the stage has been set for M&A to ramp up, due in part to lower corporate taxes, which gives firms higher profits, which in turn gives them more money to both extend loans (building up customer bases) and have money in hand to pursue deals. PNC sold its stake in Blackrock for $15 billion, adding to its dealmaking ability.

Mergers and Acquisitions (M&A) 75

Mergers and Acquisitions (M&A) Banking Profit and Loss Strategic Planning 75

Bramasol

SEPTEMBER 10, 2023

Fraud Detection and Security : AI and machine learning models are key for fraud detection in subscription-based services, protecting both businesses and customers from unauthorized access and financial losses. C ompanies also use AI to enhance cybersecurity, protecting sensitive data and ensuring the security of subscription-based platforms.

SAP 96

SAP B2C B2B Profit and Loss 96

PYMNTS

APRIL 6, 2016

“As we are already providing businesses trading internationally with a cost-effective alternative to conventional bank transfers, it makes complete sense to make FX trading and payments an integral part of the platform, giving an even greater opportunity to enhance profits and cut costs.”.

Foreign Exchange 40

Foreign Exchange Profit and Loss Currencies Treasury 40

Trade Credit & Liquidity Management

APRIL 25, 2025

A company’s ability to extend reasonable credit terms to its customers and collect what is owed promptly has had an increasing impact on revenue and profit. Be a hero by showing Sales and other stakeholders how you can help them develop “smart” revenue and profit opportunities.

Sales 52

Sales Profit and Loss Communication Credit Risk 52

Musings on Markets

FEBRUARY 15, 2023

As I have argued in all four of my posts, so far, about 2022, it was year when we saw a return to normalcy on many fronts, as treasury rates reverted back to pre-2008 levels, and risk capital discovered that risk has a downside.

Profit and Loss 52

Profit and Loss Investments Hurdle Rate Accounting 52

PYMNTS

APRIL 18, 2019

The company alleges that Lampert had financial plans made to look as if Sears would turn around despite massive losses. Treasury Secretary Steven Mnuchin, reportedly a former director at Sears and ESL and a college roommate of Lampert. The suit comes following Lampert’s February purchase of most of its assets for $5.2

Profit and Loss 43

Profit and Loss Treasury Retail Investments 43

CSC Advisors

JUNE 27, 2023

PPP Round Two The Small Business Administration and Department of Treasury have made PPP round two loans accessible to certain business owners. Every potential borrower must calculate revenue reduction and prove the 25% loss via gross receipts. You do not add the net profit amount but focus only on the payroll costs.

Profit and Loss 52

Profit and Loss Numbers Treasury Investments 52

CSC Advisors

MARCH 14, 2021

The Small Business Administration and Department of Treasury have made PPP round two loans accessible to certain business owners. Every potential borrower must calculate revenue reduction and prove the 25% loss via gross receipts. Use the following to identify total employee payroll: Find your net profit amount. PPP Round Two.

Profit and Loss 52

Profit and Loss Numbers Treasury Investments 52

PYMNTS

NOVEMBER 4, 2019

It is usual practice for the finance bill to follow a budget,” Bloomberg quoted a spokesman for Her Majesty’s Treasury. The bill would also include provisions that would limit the amount of capital losses firms can use to offset against profits. Looking At First-Time Payments. Separately, but also in the U.K.,

Budgeting 40

Budgeting Profit and Loss Treasury Finance 40

PYMNTS

JUNE 27, 2018

According to Frey, if an exchange rate shift of more than 10 percent would negatively impact a company’s PNL (profit and loss) or ability to generate revenue, then, regardless of size, that company should deploy an FX risk mitigation strategy. That’s because mitigation against currency volatility isn’t an isolated endeavor.

Currencies 53

Currencies Foreign Exchange Risk Management Profit and Loss 53

PYMNTS

JULY 24, 2017

According to American Express, the decline is due to the loss of the U.S. The cloud treasury and finance management solution provider released its 1H 2017 results last week, highlighting what Kyriba said was record sales growth at 43 percent for the half. The numbers weren’t all rosy, though, with operating profits down 27 percent.

B2B 46

B2B SAP Profit and Loss Forecasting 46

Global Finance

MAY 6, 2025

Some feel it defies logic for them to depend on foreign banks to offer services such as foreign exchange, treasury, cash management, and payment offerings. billion, the bank posted $491 million in profits from October 1, 2023, to September 30, 2024, and a return on equity (ROE) of 32.9%. Last year, net profits surged by 74.9%

Banking 52

Banking Profit and Loss Foreign Exchange Finance 52

Global Finance

MAY 8, 2024

Lending rates followed central bank tightening moves, while deposit rates lagged; and across the region, there were some record profits. In Japan, profits at the country’s five most prominent banking groups leapt 56% to a record ¥2 trillion (about $12.6 billion after-tax profit versus $8.3 of E.Sun’s overall profit.

Banking 52

Banking Profit and Loss Construction Retail 52

PYMNTS

MARCH 26, 2019

Failure to plan adequately for cross-border funds transfers between subsidiaries or to suppliers, for instance, may result in money converted at a different exchange rate than was initially accounted for, creating “erratic” profit and loss (P&L) variations that could have been avoided with a proper hedging strategy, explained Descout.

Foreign Exchange 69

Foreign Exchange Currencies Cash Management Profit and Loss 69

PYMNTS

JANUARY 12, 2018

billion of its profit thanks to the cut. Expanding a bit on digital initiatives, and in response to an analyst question on banking, Lake called it a “nexus” for firm efforts — to which CEO Jamie Dimon said, “In treasury services, we’re bringing you a new international payment system. Wells said it booked $3.3 billion, where $25.1

Banking 40

Banking Profit and Loss Treasury CFO 40

Barry Ritholtz

SEPTEMBER 25, 2024

If revenue goes up, if profits go up, stock prices are going to go up. The, the longest period we had in our data was 17 years of losses of purchasing power, so after inflation, purchasing power. So people say, again, I get 5% in risk-free treasuries. And, you know, is, is higher inflation a risk to stocks thesis? for inflation.

Investments 69

Investments Profit and Loss Treasury Marketing 69

CFO News Room

JANUARY 6, 2023

This government-backed bond option lets you invest up to $10,000 per year without any risk of losses, and the current rate for I Bonds is set at 9.62%. . Not only that, but today’s mortgage rates make turning a profit on rental real estate considerably more difficult than just a few years ago. Treasury Direct. FDIC Insurance.

Investments 130

Investments Accounting Finance Healthcare 130

PYMNTS

JUNE 15, 2018

Hinman cited the cryptocurrency’s decentralized and public network, and lack of a third party expecting to make a profit as reasons that the agency won’t treat it like a security.”. Treasury Secretary Lawrence Summers and former Citibank Chairman and Chief Executive John Reed.”.

Profit and Loss 40

Profit and Loss Currencies Corporate Finance Treasury 40