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What To Do if a Bank Tightens Up Your Advance Rates

CFO Simplified

In this case, the bank is giving you a percentage of those quick assets—either inventory or accounts receivable (AR)—to provide support for the loan they’re giving you. Moreover, inventory may be increasing in value because of inflation or changing manufacturing costs from your suppliers. Regarding Accounts Receivable.

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From Droughts to Floods, Water Risk Is an Urgent Business Issue

CFO News Room

Water scarcity contributes to wildfires, but other problems, too: As the water table drops, the quality of the water degrades, often leading to increasing concentrations of minerals and salts that are expensive to treat or can even make the water unusable. Risks are appearing on multiple fronts. Running Dry.

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Traditional Healthcare Is Going Under The Knife Of Disruption

PYMNTS

Telehealth in its various forms is where much of the post-pandemic action is concentrated. As much as is being poured into retail healthcare, possibly more investment and innovation are concentrated on the prescription-drug market, a sector that’s forecast to hit nearly $360 billion in 2020. COVID-19 Is Taking Telehealth Mainstream.

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Customer Concentration

CFO Simplified

How many customers account for 80% of your sales? Customer concentration had become an ever-bigger problem as borrowing increased. Significant Findings and Recommendations: Reduce Customer Concentration. Work with existing manufacturers to identify other products that are not imported to the U.S. Rank your customer base.

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Marking Time: A new year, a fresh semester and its class time!

Musings on Markets

I also offer online classes in basic finance (present value, risk models and measures) and accounting (or at least my version of it) as background to my main classes. Investment strategies that create concentrations in manufacturing and captial intensive companies need to be balanced with firms that have more flexible cost structures.

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Why Innovation Is Nothing Without Distribution

PYMNTS

Thought of then as an April Fool’s joke, these Wi-Fi enabled plastic buttons have since evolved to become a convenient way to replenish more than 350 consumables across multiple grocery categories – now including third-party manufacturers that want to integrate the capability into their products. The Battle for the (First) Basket.

Sales 54
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Don’t Sign That Check – Yet!!

CFO Simplified

Utility companies for electricity, water, and natural gas used in the manufacturing process. The checks were prepared by the trusted Accounting Clerk, who has been with the company for over 20 years and is the sister of the owner’s next-door neighbor. Included are large, critical payments to: Raw material suppliers. A local charity.