PYMNTS

MARCH 6, 2020

Even more significantly, our research shows that FIs are using AI with greater focus than they have in the past, with two areas emerging as key applications: payments fraud and credit risk. Supervised systems like BRMS are simply not capable of responding to the dynamic, constantly shifting nature of these risks.

Credit Risk 81

Credit Risk Compliance Banking Planning 81

CFO Talks

MAY 8, 2025

Key Types of Investment Risks CFOs Must Watch: Market Risk: The value of your investment can fluctuate due to changes in interest rates, exchange rates, or stock market volatility. Credit Risk: Will your counterparty honour their commitments? Liquidity Risk: How easily can you convert your investment into cash?

Investments 52

Investments Profit and Loss CFO Credit Risk 52

CFO Share

JUNE 6, 2024

A CFO can develop contingency plans, conduct regular audits, and ensure robust internal controls to mitigate these risk. Some operational risks include: Supply chain risk Compliance risk Fraud risk Inventory risk Market Risks Fluctuations in market conditions, such as interest rates and FX rates, can affect revenues and profitability.

Risk Management 105

Risk Management CFO Foreign Exchange Credit Risk 105

PYMNTS

JUNE 17, 2020

According to a report in ZDNet , Westpac said that “a mix of technology and human error” and “deficient financial crime processes” were behind the financial institution’s (FI’s) lack of compliance with anti-money laundering (AML) regulations. Westpac said it identified three drivers of compliance failures, ZDNet reported.

Banking 75

Banking Compliance Risk Management Credit Risk 75

CFO Talks

OCTOBER 15, 2024

Use this data to develop predictive models that highlight potential risks in the supply chain before they happen. Regulatory Compliance Regulatory risks—like changes in tax laws, financial reporting standards, or environmental regulations—can create significant headaches for CFOs.

Risk Management 95

Risk Management Compliance Forecasting Credit Risk 95

Global Finance

JULY 29, 2024

Regardless of the potential upheaval, Saxena thinks the latest innovations could quickly up banks’ compliance programs, where generative AI’s speed and accuracy could contain reputational exposure to issues such as money laundering, etc. “AI That might be particularly relevant to financial institutions in the UAE.

Management Consulting 124

Management Consulting Banking Finance Compliance 124

PYMNTS

MARCH 30, 2020

and the Office of the Comptroller of the Currency — are all on board with using the “new methodology for measuring counterparty credit risk in derivatives transactions.”. National bank regulators — The Federal Reserve, Federal Deposit Insurance Corp.

Accounting Standards 66

Accounting Standards Banking Credit Risk Compliance 66

PYMNTS

SEPTEMBER 29, 2017

But the banks themselves also have complex demands for their own treasury departments, which, like other corporations, must be able to manage finances, risk and compliance. Compliance with domestic and international standards is considered a must,” Beaulande recently told PYMNTS. Staying Updated.

Treasury 56

Treasury Banking Compliance Risk Management 56

Future CFO

AUGUST 27, 2023

Duane Ho , the chief financial officer at Oceanus Group , noted that CFOs were increasingly asked to manage business risks so that the rest of the organisation could focus on revenue, growth, and profitability. Moody’s, he noted, is well known for its counterparty credit risk analysis.

Risk Management 98

Risk Management Credit Risk Finance Risk Analysis 98

PYMNTS

JANUARY 14, 2021

Card payments, he continued, mitigate risk for both buyers and suppliers, enabling vendors to provide discounts to their customers without taking on trade credit risk. For example, this industry is particularly susceptible to fraud and other supply chain risks.

B2B 81

B2B eCommerce B2C Problem Solving 81

PYMNTS

NOVEMBER 30, 2018

Understanding risk, particularly its sources and how to most effectively manage it, is one of the most fundamentally important topics in payments for those who provide services and those who use them. Which, Canfield notes, requires a different and more integrated risk management perspective going forward. Same as always.”.

Risk Management 65

Risk Management Invoicing Credit Risk Compliance 65

Beacon CFO Plus

SEPTEMBER 20, 2023

Risk Management Experience They are adept at identifying and managing financial risks , including market risk, credit risk, and operational risk.

CFO 52

CFO Problem Solving Education Compliance 52

Trade Credit & Liquidity Management

MAY 27, 2025

Key drivers of this growth include the proliferation of digital transactions, regulatory compliance requirements, and the need for real-time fraud detection solutions. Big Data providers shine when tackling complex fraud rings or compliance-heavy workflows, particularly in regulated or investigative environments.

Compliance 52

Compliance B2B Leverage Benchmarking 52

Trade Credit & Liquidity Management

MAY 8, 2025

In today’s risk-heavy business climate, Controllers are expected to do more than close the books. They must ensure data accuracy across the systems that drive billing, collections, compliance, and reporting. In addition, the credit function can play a valuable role as a gatekeeper for confirming the accuracy of new customer data.

Finance 72

Finance Invoicing Auditing Cash Flow Forecasting 72

PYMNTS

DECEMBER 21, 2020

Through invoice integration, the service boasts improvements to savings and offers a compliance audit feature that can help vendors cut spending. For example, our portfolio company, GDS Link, provides credit risk management solutions to lenders. Fenton said Serent has an advantage in understanding the healthcare vertical. “In

B2B 79

B2B Healthcare Investments Credit Risk 79

PYMNTS

NOVEMBER 9, 2016

Doing that meant that Circle had to build out an AI-powered risk engine that allows it to make 90 percent of its risk and compliance decisions with machines rather than relying on compliance people. This allows Circle to take on the credit risk of transactions to make money move instantly.

Currencies 75

Currencies Compliance Communication Credit Risk 75

PYMNTS

JULY 26, 2017

As outlined in the report, however, the OCC again identifies issues related to strategic, credit, operational and compliance risks as top concerns.”. Compliance. As is often the case with banks, risks of non-compliance remain high, the OCC noted. Shifts in Lending Practices. Amid these fluctuations, the U.S.

Banking 46

Banking Compliance Currencies Concentration 46

PYMNTS

DECEMBER 10, 2016

The hype that surrounded marketplace lenders like Lending Club was that they were coming to eat the big banks’ lunch with their better underwriting, greater speed and lack of encumbrances like physical branches or compliance rules. In that instance, it is not clear if Laplanche had direct knowledge of the sale or compliance violations.

GAAP 73

GAAP Compliance Valuation Auditing 73

PYMNTS

JANUARY 7, 2021

Sophisticated data analytics tools can also help manage a broader landscape of risk, he said, for example by assessing how risk translated from one counterparty to another. You have to look at risk in its entirety," said Gugelmann. The fraud risk, but also the credit risk, the dilution rate and other financial stresses.

Finance 70

Finance Credit Risk Banking Compliance 70

CFO Talks

JULY 23, 2024

This can be done using a risk matrix, which plots the severity of the impact against the likelihood of occurrence. The goal is to prioritize risks that have the highest potential impact on the organization. For example, currency fluctuations and credit risk may rank higher for South African businesses due to the economic environment.

Risk Management 52

Risk Management CFO Compliance Communication 52

PYMNTS

JUNE 26, 2018

In a press release issued on Monday (June 25), the SBA announced a strategic alliance with the American Institute of Certified Public Accountants (AICPA) to help small businesses (SMBs) facing regulatory compliance and enforcement issues.

Accounting 40

Accounting Compliance Credit Risk Auditing 40

CFO Talks

AUGUST 21, 2024

IFRS 9 Financial Instruments: Managing Expected Credit Losses IFRS 9 introduced the concept of expected credit losses (ECL), which means companies must recognise potential credit losses earlier, based on a forward-looking model. This is particularly important for sectors like banking, where managing credit risk is a key focus.

IFRS 52

IFRS Profit and Loss Communication Credit Risk 52

PYMNTS

OCTOBER 11, 2017

Now, customers in those countries can use the platform to send money to each other and have all the complex cross-border and compliance components handled by nanopay. First, a middleman removes the credit risk. Second, it removes the currency risk. If the exchange rate fluctuates, banks can lose U.S.

Credit Risk 40

Credit Risk Currencies Startups B2B 40

PYMNTS

SEPTEMBER 4, 2019

The Hong Kong Monetary Authority has, as finews.asia reported this past week, amended its credit risk management guidelines in a way that seeks to boost the embrace of analytics when lending to smaller firms. The solution ensures compliance with the second payment services directive (PSD2).

Cash Management 53

Cash Management Data Analysis Credit Risk Risk Management 53

Future CFO

MARCH 2, 2021

The credit impact will be mixed across fintech firms, financial institutions and the securitisation market in China , the credit rating agency said. Credit risks will increase for fintech companies involved in the online microloan businesses because they will have to assume more credit risk, the firm added.

Credit Risk 52

Credit Risk Economics Banking Securities 52

PYMNTS

NOVEMBER 19, 2019

Financial institutions (FIs) face the issue of whether to outsource their credit card programs or do it themselves – a decision that will maintain its importance in the coming new decade. No matter what, one of the biggest challenges in crafting a successful program is dealing with compliance and regulations, Geeslin said.

Mergers and Acquisitions (M&A) 56

Mergers and Acquisitions (M&A) Compliance Credit Risk Construction 56

Spreadym

OCTOBER 3, 2023

Risk Management: Skills in identifying, assessing, and managing financial risks are important. This includes assessing market risks, credit risks, and operational risks. Candidates should be able to connect financial data to broader business strategies. Communication: Effective communication is critical.

Financial Planning and Analysis (FP&A) 59

Financial Planning and Analysis (FP&A) Financial Analysis Financial Modeling Budgeting 59

CFO Talks

JUNE 7, 2022

Steward Role & Competencies: Accounting, control, risk management and asset preservation are the proficiencies of the Steward. The Steward must ensure company compliance with financial reporting and control requirements. Competencies include: Working knowledge of risk management, budget, and forecasting tools.

CFO 52

CFO IFRS Risk Management Leadership 52

Future CFO

AUGUST 24, 2020

Liquidity and credit risk Cash has always been king and this saying was never so relevant as it is in the current situation. Problem statements revolve around credit risk volatility, cash shortages, merging liquidity constraints as well as the absence of a proper hedging strategy. .

SAP 40

SAP Treasury Credit Risk CFO 40

Future CFO

JANUARY 12, 2021

Working capital and cash flow optimisation With uncertain times ahead, CFOs today must monitor the impact of price volatility, foreign exchange fluctuations, and interest rate changes, and be able to rapidly revise financial asset positions and protect against increased credit risks.

Foreign Exchange 40

Foreign Exchange CFO Compliance Reconciliations 40

Future CFO

SEPTEMBER 20, 2023

More than 70% of enterprise executives said they face issues in dispute negligence, poor credit risk assessment, and delayed or duplicate payment processing. However, the solution is clear with around two in three (63%) payment executives citing legacy infrastructure barriers as the biggest hinderance to providing efficient CMS.

Cash Management 52

Cash Management Treasury Credit Risk Retail 52

PYMNTS

MARCH 2, 2016

It’s an error-prone process, the report added, with banks still handling the cost of compliance, payment processing and FX. But additional cost burdens can stem from currency hedging, treasury operations, liquidity, the cost of manual intervention in case of error and compliance, especially when it comes to Basel III.

Currencies 46

Currencies Treasury Foreign Exchange Compliance 46

PYMNTS

JUNE 14, 2016

The fact remains, said Kranc, that the regulatory and compliance issues in the financial realm (especially with cross-border transactions) mean that tracking risk — and especially payment risk — can burden older systems to the point where reporting lags the real-time needs of the company itself.

B2B 41

B2B Credit Risk Compliance Technology 41

Spreadym

SEPTEMBER 12, 2023

Regulatory Environment: Changes in regulations and compliance requirements can impact costs and revenue. Companies must budget for compliance and potential regulatory changes. Technology and Innovation: Advancements in technology may require investments in new systems, tools, or processes.

Budgeting 59

Budgeting Strategic Planning Forecasting Economics 59

The Finance Weekly

AUGUST 26, 2023

For example, it manages borrower’s credit data and spots early financial signs. This helps lenders proactively tackle credit risks. Also, AI's predictive analysis forecasts borrower defaults and risk levels using data. AI aids loan decisions, assessing individual risk profiles for granting loans and setting rates.

Risk Management 52

Risk Management Profit and Loss Currencies Compliance 52

PYMNTS

JULY 11, 2017

More than two-thirds told researchers that compliance and regulatory requirements are holding them back from providing more trade finance in the short term, while cost control pressures were identified as the top challenge for FIs’ (financial institutions) trade finance operations. “The

Finance 43

Finance Invoicing Profit and Loss Credit Risk 43

PYMNTS

JUNE 7, 2018

It’s not enough to be very good at one element of the business – firms have to be good at operational functions, risk management, capital management, compliance and product to keep from being dragged down by bad loan performance. And for a very good reason: SMB lending is a tough business to be in, Lifshitz told Webster.

Invoicing 49

Invoicing Data Analysis Credit Risk Risk Management 49