Global Finance

DECEMBER 16, 2024

2005-2019 CTBC Bank – Retail Banking Credit Risk Management Division, Vice President. Deploying personal financial risk management systems and operations internationally, including in China (including Goldmax Consumer Finance Company), The United States, Canada, Japan, the Philippines, Indonesia, and Thailand.

Banking 105

Banking Finance Leverage Technology 105

PYMNTS

JULY 8, 2020

AI Also Helps Manage Credit Risk. For instance, Mastercard has been using AI to help its banking partners with credit risk management, aiming to provide the right amount of credit to customers — and the smartest collections efforts — in today’s uncertain economic climate.

Credit Risk 109

Credit Risk Risk Management Securities Economics 109

Future CFO

AUGUST 27, 2023

You need constant monitoring of your economic outlook because then you can adjust your risk management strategy that will help you mitigate third-party risks." Everyone else in the company is trying to meet their KPIs, grab whatever they can find on the table, and pretty much have zero already got a risk, right? "I

Risk Management 98

Risk Management Credit Risk Finance Risk Analysis 98

CFA Institute

DECEMBER 15, 2023

He joined the company in 2017 as a consultant helping banks across Europe improve their risk and treasury frameworks and decision making. Previously, Vidal worked at several tier 1 banks, assessing their liquidity and credit risk. He started his career as derivatives trader at a commodities firm.

Marketing 52

Marketing Credit Risk Treasury Banking 52

Future CFO

APRIL 13, 2025

Mornings are typically all about concentrated focus, starting with ensuring alignment with our clients across key objectives like risk management, credit solutions, and employee benefits strategies. The fast-paced nature of today's risks keeps me motivated and engaged.

Concentration 52

Concentration Strategic Planning Credit Risk Risk Management 52

CFA Institute

MARCH 6, 2025

He joined the company in 2017 as a consultant helping banks across Europe improve their risk and treasury frameworks and decision making. Previously, Vidal worked at several tier 1 banks, assessing their liquidity and credit risk. He started his career as derivatives trader at a commodities firm.

Credit Risk 52

Credit Risk Treasury Banking Sales 52

PYMNTS

JUNE 1, 2020

invoice insurance provider Nimbla is teaming up with the credit risk assessment firm Wiserfunding , according to a report in Crowdfund Insider on Friday (May 29). s SMEs if they combine the various innovations from the FinTech space, insurance and risk management sectors.”.

Invoicing 67

Invoicing Risk Management Credit Risk Economics 67

CFA Institute

OCTOBER 18, 2023

He formerly worked as a senior analyst for Primatics Financial where he served as a consultant primarily for large banks, advising them on credit risk, among other matters. Hughes is a chartered financial analyst (CFA). an acquired Canadian technology start-up; and the Member Engagement Committee of CFA Society Washington D.C.

Marketing 52

Marketing Credit Risk Financial Analyst Investments 52

PYMNTS

MARCH 10, 2020

“Inaccurate and slow credit risk assessment for [small- to medium-sized business (SMB)] commercial loan requests is one of the major reasons that over 50 [percent] of loans are currently declined by financial institutions (FIs),” said Roger Vincent, chief innovation officer at Trade Ledger.

Credit Risk 52

Credit Risk Risk Management Economics Finance 52

Future CFO

NOVEMBER 7, 2023

There’s a pinch of optimism in Asia despite global economic uncertainty. More than 50% of companies in the region revealed that they increased efforts to collect overdue B2B invoices during the past 12 months, a policy complemented in each market by specific credit risk management tactics, the firm said.

B2B 52

B2B Invoicing Credit Risk Risk Management 52

CFO Talks

OCTOBER 22, 2024

Balancing Risk and Reward As a CFO, one of your primary responsibilities is to balance the fine line between risk and reward. In South Africa, where economic volatility and regulatory changes are frequent, understanding how to manage risk without sacrificing potential rewards is essential for your business’s success.

CFO 52

CFO Risk Management Education Communication 52

PYMNTS

NOVEMBER 19, 2019

Banks and credit unions that handle their own credit card programs are also likely to face another challenge in the near term. The economic consensus is that we are not going to get much better than now,” Geeslin said, joining those voices that are predicting an economic slowdown.

Mergers and Acquisitions (M&A) 56

Mergers and Acquisitions (M&A) Compliance Credit Risk Construction 56

CFO Talks

AUGUST 21, 2024

This is particularly important for sectors like banking, where managing credit risk is a key focus. Under IFRS 9, the bank must estimate and recognise potential losses as soon as the loan is made, considering various economic factors. Practical Example: Imagine a bank that issues loans to customers.

IFRS 52

IFRS Profit and Loss Communication Credit Risk 52

Spreadym

SEPTEMBER 12, 2023

It's important to note that the budget planning process should be flexible and adaptive to changing economic conditions, industry trends, and internal developments. Risk Management: Identification and assessment of risks, such as credit risk, market risk, and operational risk, should be factored into budgeting to ensure financial stability.

Budgeting 59

Budgeting Strategic Planning Forecasting Economics 59

Spreadym

OCTOBER 3, 2023

Here's more about who FP&A candidates are: Education: They often have a bachelor's degree in finance, accounting, economics, or a related field. Skills: They possess a range of technical and soft skills, including financial analysis, financial modeling, data management, budgeting, forecasting, communication, and problem-solving skills.

Financial Planning and Analysis (FP&A) 59

Financial Planning and Analysis (FP&A) Financial Analysis Financial Modeling Budgeting 59

Spreadym

JUNE 8, 2023

Forecasts can be short-term or long-term and are usually based on assumptions about factors like market conditions, customer behavior, economic trends, and internal capabilities. They help organizations anticipate potential risks, identify opportunities, and make informed decisions about resource allocation and strategic planning.

Forecasting 52

Forecasting Budgeting Planning Risk Management 52

Barry Ritholtz

SEPTEMBER 12, 2022

And so, coming out of school, I studied Economics and Spanish Literature, and I applied to a — a program that actually targeted Liberal Arts majors. And so, with this gave me exposure to everything from investment banking to retail, looking at like checking account campaigns, like how do you get more assets in the door to credit risk.

Investments 119

Investments Marketing Profit and Loss Banking 119

Barry Ritholtz

AUGUST 15, 2023

The challenge is unlike the S&P 500, hedge funds sit in a box that has underlying credit risk from prime brokers. So the credit markets froze. SEIDES: Yeah, I wouldn’t measure it in terms of economic returns. SEIDES: No, you’re right about the securities. RITHOLTZ: And that was problematic.

Investments 52

Investments Benchmarking Marketing Treasury 52

Finvisage

JANUARY 2, 2020

The report further proceeds with Results and Findings column, confronting data on several key economic factors affecting TCI on a macro scale. Subsequently, the report touches upon the UK’s current economic environment and TCI’s recent market status. These figures suggest the high credit risk exposure of UK in a global perspective.

Construction 52

Construction Manufacturing Economics Profit and Loss 52

PYMNTS

APRIL 10, 2018

The statistic follows a push by government officials to promote lending to small businesses to drive economic growth and development, reports in FINSMES said last week. “When these constitute a sizable proportion of a company’s total annual turnover, their cash flow may be at risk.”.

Economics 49

Economics Risk Management Credit Risk B2B 49

Barry Ritholtz

MARCH 5, 2024

So I switched to be an economics major. I graduated economics with, with a lot of coursework in accounting and finance. But in our experience, we’re seeing them efficiently transfer the credit risk of assets, but keeping the customer relationship, it’s a very important distinction.

Mergers and Acquisitions (M&A) 59

Mergers and Acquisitions (M&A) Credit Risk Investments Banking 59

Barry Ritholtz

AUGUST 29, 2023

So a variety of risk meetings, a variety of economic meetings. DAVIS: A big part of it is really around when there’s more complicated corporate actions that are happening that entail a level of risk. And you had to take on significant duration risk and credit risk just to earn a couple percentage points.

Investments 52

Investments Benchmarking Valuation Construction 52

Global Finance

MAY 6, 2025

The bank continues to embed artificial intelligence in its processes with an AI-driven credit-assessment model for greater efficiency in credit decisions and improved risk management. With these initiatives, the bank has captured a 13% market share in Jordan.

Banking 52

Banking Cash Management Finance Leverage 52

Barry Ritholtz

APRIL 4, 2023

So obviously, risk managers, you know, and CROs were very focused on how do we manage that risk and diversify that credit risk that they were taking on in mid-market companies. You raised another $11 billion in capital, despite the economic environment. You guys had a huge year. KENCEL: Yeah.

Mergers and Acquisitions (M&A) 59

Mergers and Acquisitions (M&A) Investments Finance Banking 59

Barry Ritholtz

SEPTEMBER 26, 2023

So you have almost a doubling of the interest coupon paid by some of these businesses against the backdrop of c ovid 19 inflation and some of the economic pressures that come with, with those factors. If SS O F R is five plus percent, what do the private credit markets look like for a reasonable borrower, reasonable corporate borrower?

Investments 52

Investments Banking Economics Marketing 52

Barry Ritholtz

DECEMBER 20, 2022

So we have to think about credit risk like everybody else. But at the end of the day, emerging markets risk is about credit culture, people, how do they behave in times of duress in the past, predict how they’re going to behave in the future. I’m not going to say I do it as well in Spanish as I do in English.

Restructuring 64

Restructuring Investments Marketing Banking 64

Barry Ritholtz

MARCH 12, 2024

And up until that moment in time, we didn’t spend a lot of time on credit risk in mortgages. We didn’t really have to model credit risk because that was, that risk was taken by the agencies. But in these private labels, you had the, the market was taking the credit risk.

Profit and Loss 59

Profit and Loss Investments Marketing Securities 59

PYMNTS

APRIL 9, 2019

Senate passed legislation that increased the SBA’s authority over the program, bolstering its credit risk management office, and increasing its oversight of its lending partners that facilitate the financing of small business loans via the program. Last year, the U.S.

Budgeting 51

Budgeting Credit Risk Risk Management Economics 51