Global Finance

FEBRUARY 5, 2025

After a third party runs a credit check and assumes the credit risk of non-payment, a purchaser can delay payment for a fixed period or pay in whole or installments. Using B2B BNPL, MSMEs avoid tapping their credit lines to pay invoices and avoid trade credit negotiations. Little (ADL).

B2C 52

B2C B2B Invoicing Credit Risk 52

PYMNTS

FEBRUARY 22, 2019

Alternative small business (SMB) finance company C2FO is integrating a new solution from Euler Hermes to help small businesses protect against the risk of unpaid invoices. Businesses will be able to purchase credit insurance on single invoices via a digital platform, while being able to analyze and manage credit risk exposure.

Invoicing 53

Invoicing Credit Risk B2B Finance 53

Trade Credit & Liquidity Management

MAY 8, 2025

The Cost of Dirty Customer Files for Finance A survey and study by McKinsey reported that "82% of respondents spent one or more days per week resolving master data quality issues, and 66% used manual review to assess, monitor, and manage the quality of their master data. Customer master data. Collections slow down. No bounced emails.

Finance 72

Finance Invoicing Auditing Cash Flow Forecasting 72

Trade Credit & Liquidity Management

JUNE 23, 2025

Another report by PwC found that a significant percentage of working capital is trapped due to inefficient credit approvals, with finance teams spending up to 20% of their time manually evaluating new customer risks or re-checking existing customers during renewal. Different data. Different truths.

B2B 52

B2B Sales Finance Leverage 52

PYMNTS

MAY 4, 2018

Amazon Business is introducing a new invoicing feature that could impose cash flow pressure on sellers, according to AuctionBytes. sellers on the B2B eCommerce platform, advising them of the launch of Pay by Invoice. percent of the total invoice cost. The program reportedly launches on June 30 of this year.

Invoicing 49

Invoicing B2B Credit Risk eCommerce 49

PYMNTS

MARCH 14, 2017

Australia and elsewhere taking up the issue as more SMEs lose cash as their invoices go unpaid. If a customer defaults on a $100,000 invoice and the business that is looking to get paid has a profit margin of 5 percent, that business would need to sell an additional $2 million to make up the lost cash flow,” Daly said. “If

Invoicing 54

Invoicing Prioritization Credit Risk Technology 54

Global Finance

OCTOBER 31, 2024

UBA has also become a pacesetter in financing women-owned businesses, owing to its strong belief that women should not be left behind in Africa’s socioeconomic development. Before the pandemic, DBS had relentlessly leveraged emerging technologies to help SMEs, especially micro and small enterprises, streamline services and manage credit risk.

Banking 52

Banking Finance Construction Foreign Exchange 52

PYMNTS

DECEMBER 15, 2020

On top of these industry-specific challenges, the legal cannabis space faces the traditional hurdles associated with B2B payments: friction in invoice processing and payment reconciliation, cash flow management challenges, and the disconnect between when buyers want to pay and sellers want to get paid.

B2B 111

B2B Accounts Payable Startups Invoicing 111

PYMNTS

JUNE 7, 2018

It became apparent very quickly, Lifshitz noted wryly, that it wasn’t a market segment they could address in either a scalable or profitable manner, given the diversity of those micro, zero-employee businesses and the credit risk associated with them. BlueVine’s only other product, invoice factoring, targets much larger businesses.

Invoicing 49

Invoicing Data Analysis Credit Risk Risk Management 49

PYMNTS

MARCH 18, 2016

But as industry experts know, small businesses everywhere are being forced to deal with longer payment terms on their invoices and with corporate customers paying those bills off later. One thousand businesses responded to the Coface survey, which aimed to look at corporate credit risk mitigation, according to reports.

Invoicing 40

Invoicing Credit Risk Economics Currencies 40

PYMNTS

FEBRUARY 9, 2018

Invoice financing company MarketInvoice is enhancing its product offering through a new collaboration with Euler Hermes. Recent high-profile corporate failures reinforce the need to be increasingly aware of the risks of late or non-payment for goods and services provided on credit.”. Reports Thursday (Feb.

Invoicing 40

Invoicing Risk Analysis Credit Risk Financial Data 40

PYMNTS

NOVEMBER 12, 2019

MarketInvoice is rebranding to reflect its expansion beyond invoice financing for small businesses. to offer a range of financing products for SMBs and to offer borrowers a consolidated view of all their outstanding financing and loan arrangements. 12), as well as an expanded product offering for U.K.

Finance 40

Finance Invoicing Credit Risk Planning 40

PYMNTS

DECEMBER 1, 2020

Sage has unveiled a new partnership with Satago , a cash management and finance program for small firms and accounting professionals, according to an announcement. It is time to put SMEs back in control of their finances. It will also free up more time for companies and generate efficiencies by automating workflows. “It

Risk Analysis 68

Risk Analysis Invoicing Credit Risk Cash Management 68

PYMNTS

OCTOBER 20, 2016

The credit management platform automates aspects of customer credit management, from credit approval, to online ordering, to invoicing and collections. “We We work with third-party banks to underwrite all orders placed on terms so sellers are paid out within 24 hours and take zero credit risk,” said Noble. “We

B2B 73

B2B Startups Credit Risk eCommerce 73

Trade Credit & Liquidity Management

APRIL 16, 2025

From a Press Release Dated April 15, 2025, New York, NY Instacart Business has partnered with Balance, a B2B financial infrastructure provider, to launch an embedded invoicing and pay-by-invoice solution directly within the Instacart platform.

B2B 52

B2B Invoicing Credit Risk Leverage 52

PYMNTS

DECEMBER 22, 2020

For instance, AI-powered processing tools can allow an accounts payable department to process vendor invoices more quickly and accurately, enabling faster payment. Technologies that sit between AR and AP departments can also elevate financial visibility to allow finance teams to make better liquidity management decisions, the report found.

Accounts Payable 79

Accounts Payable B2B Invoicing Accounting 79

PYMNTS

JULY 11, 2017

The International Chamber of Commerce Banking Commission recently released a report that found an imbalance between supply and demand of trade finance services. Indeed, banks must tread carefully in the world of trade finance, and with such little room for error and financial losses, risk management is critical.

Finance 43

Finance Invoicing Profit and Loss Credit Risk 43

PYMNTS

JUNE 6, 2018

It became apparent, very quickly, Lifshitz noted wryly, that it wasn’t a market segment they could address in either a scalable or profitable manner given the diversity of those micro, zero employee businesses and the credit risk associated with them. Blue Vine’s only other product, invoice factoring, touch businesses much larger.

Invoicing 40

Invoicing Data Analysis Credit Risk Risk Management 40

The Finance Weekly

NOVEMBER 20, 2023

AI is , transforming the finance sector, especially in financial planning and analysis (FP&A). Top 8 AI Uses in Finance AI/ML can enhance FP&A operations in many ways. Risk and Expenses Management AI-driven , tools for risk management empower FP&A leaders to evaluate and address risks more efficiently.

Financial Planning and Analysis (FP&A) 52

Financial Planning and Analysis (FP&A) Finance Cash Flow Forecasting Forecasting 52

Future CFO

MAY 16, 2021

With companies continuing to work from home, finance leaders are looking to tap innovations around automation and digital workflow to facilitate efficient work processes despite the challenge of working.

Accounting 52

Accounting Credit Risk Invoicing Finance 52

PYMNTS

FEBRUARY 6, 2019

Walford Trade Risk, a trade credit risk insurance provider, is rolling out a new product designed to help small businesses protect themselves against the risk of non-payment from their corporate customers. ”

Foreign Exchange 53

Foreign Exchange Invoicing Credit Risk Risk Management 53

PYMNTS

DECEMBER 2, 2020

Sage has unveiled a new partnership with Satago , a cash management and finance program for small firms and accounting professionals, according to an announcement. based Advantedge Commercial Finance, according to a Tuesday (Dec. Alternative lender eCapital is expanding its global footprint by acquiring U.K.-based 1) press release.

Cash Management 57

Cash Management B2B Foreign Exchange Banking 57

PYMNTS

JANUARY 26, 2018

Once again, alternative finance, or AltFin, proves its staying power, especially across Asia. uses artificial intelligence to facilitate faster B2B payments, enabling large corporate buyers to pay their small business (SMB) suppliers on the day an invoice is received. B2B Payments. Previse , based in the U.K., StreetShares.

B2B 54

B2B Invoicing Startups Finance 54

PYMNTS

JANUARY 25, 2019

25) morning that it has expanded access to its business credit solution Fundbox Pay. Now, the company is offering capital so as to finance B2B payments at checkout, or — as Fundbox Chief Business Officer Sebastian Rymarz termed in an interview with Karen Webster — the “point of transaction … and the point of need.”.

B2B 63

B2B B2C Credit Risk eCommerce 63

PYMNTS

OCTOBER 1, 2018

As many as 68 percent of firms surveyed cited that issue, and 31 percent of firms said their B2B customers use late payments as a form of financing. Electronic invoices help matters, stated the companies, as they are able to get paid faster. Electronic invoices help matters, stated the companies, as they are able to get paid faster.

B2B 49

B2B Invoicing Healthcare Credit Risk 49

PYMNTS

FEBRUARY 9, 2017

Small business finance is one of the most competitive, innovative and challenging markets in which to operate. Small business finance is one of the most competitive, innovative and challenging markets in which to operate. We’re staying focused on that core mission.”. Market Progress.

Invoicing 46

Invoicing Leverage Finance Credit Risk 46

PYMNTS

SEPTEMBER 27, 2019

No paper checks or invoices, no physical delivery constraints — one might assume it’s a much faster payments environment. Our idea was to take invoice to net zero, which has been part of the supply chain for hundreds of years, and apply it to this segment which is an obvious fit for it,” he said. “We Building Trust.

Invoicing 65

Invoicing Advertising Credit Risk Leverage 65

PYMNTS

JUNE 27, 2016

“Their solution takes on outdated accounts receivable processes, automates it then underwrites the credit risk for the seller.” The company provides a database for companies to see how well other businesses are paying their invoices on time. The final 15 percent is provided once a company pays the invoice.

B2B 41

B2B Invoicing Credit Risk eCommerce 41

PYMNTS

MAY 4, 2018

have brought attention to the nation’s plight against late supplier payments, but a new report from Euler Hermes warns this is a global issue — one that is worsening and raising the insolvency risk. In China, suppliers wait an average of 92 days for invoices to get paid. Regulators and analysts in the U.K.

Invoicing 43

Invoicing Credit Risk Sales Finance 43

PYMNTS

MAY 1, 2019

trillion trade credit gap to the continued reliance on paper trade documents and invoices, often the first hurdle that must be tackled is how to find the right corporate customers. “It’s not all about finance and insurance,” he told PYMNTS in a recent interview. “Sometimes, it’s knowledge.”

Foreign Exchange 55

Foreign Exchange Finance Credit Risk B2B 55

PYMNTS

APRIL 19, 2016

Late B2B payments may be a hot topic focused in western Europe, but with supply chains weaving their webs across borders, delayed invoice payments are now impacting businesses beyond the region. percent of respondents reported domestic B2B invoices being paid late over the last year.

Banking 40

Banking B2B Invoicing Credit Risk 40

PYMNTS

AUGUST 4, 2016

Australia, however, may emerge with an alternative finance industry that is a bit different. “This is transforming the credit risk analysis process. ” Today, underwriting capabilities are the name of the game for alternative finance, regardless of location. regulation is likely headed its way. But in the U.S.

Invoicing 40

Invoicing Finance Risk Analysis Credit Risk 40

Future CFO

MARCH 20, 2023

Lower growth, higher inflation, the higher cost of financing and more non-payments explain this rise of WCR. In this period of uncertainty, the greatest financial relief one can give small and mid-sized businesses is faster payment of their outstanding invoices, and improved credit-management practices.

Credit Risk 52

Credit Risk Transportation Invoicing Economics 52

PYMNTS

NOVEMBER 15, 2017

Its flexible credit and financing option brings enormous benefit to buyers who want more control over payments and to merchants who want to increase sales and confidence in getting paid.”. The new credit-based payments feature will target PPRO’s PSP customers, giving them access to Klarna’s customer base of 70,000 merchants.

Credit Risk 40

Credit Risk Invoicing eCommerce Retail 40

Trade Credit & Liquidity Management

APRIL 16, 2025

When the person who initiates communication about outstanding invoices shares a familiar connection with the customer, that person becomes more receptive to the discussion. Additionally, sales representatives who engage in collection activities gain a deeper understanding of the financial risks involved in selling to customers who do not pay.

Sales 52

Sales Credit Risk Leverage Communication 52

Trade Credit & Liquidity Management

APRIL 25, 2025

The Credit Manager may be seen as an obstacle to closing the deals needed to make quarter or year-end revenue goals. The Credit Department may also be seen as a drain on the company, an overhead cost center, by necessity, embedded somewhere deep in the Accounting and Finance function.

Sales 52

Sales Profit and Loss Communication Credit Risk 52

PYMNTS

OCTOBER 4, 2019

India’s FinBox landed an undisclosed amount of pre-Series A funding, reports in Inc42 said this week, with investors at Arali Ventures leading the investment in the credit risk management technology startup. The alternative lender provides financing to small businesses as well as payment processing services to those borrowers.

B2B 51

B2B eCommerce Startups Foreign Exchange 51