PYMNTS

JULY 26, 2017

Treasury’s Office of the Comptroller of the Currency found that underwriting standards have eased thanks to an increased appetite for credit risk, increased competition and an overall perception of improved economic circumstances. Cyber threats are increasing in speed and sophistication,” the OCC stated.

Banking

PYMNTS

FEBRUARY 7, 2020

Loans were primarily issued to SMB merchants that sell on the site, and bank partnerships were leveraged in some foreign markets. Amazon is easily less than halfway through transforming retail by exploiting deep fulfillment moats established over many years,” said Canaccord Genuity Analyst Michael Graham.

eCommerce

PYMNTS

MAY 10, 2016

With very little credit risk actually at play, Ayers explained that the bank’s evaluation on offering standard traditional financial tools should really be based on the legitimacy of the identity being presented. Most importantly, he said that the consideration for an individual’s access shouldn’t be focused on creditworthiness.

Banking

Barry Ritholtz

SEPTEMBER 12, 2022

And so, with this gave me exposure to everything from investment banking to retail, looking at like checking account campaigns, like how do you get more assets in the door to credit risk. BITTERLY MICHELL: Not in leveraged, no, not at all, give more …. BITTERLY MICHELL: … risk management. RITHOLTZ: Right.

Investments

PYMNTS

SEPTEMBER 26, 2019

And that AI’s potential, wherever it is applied, is going beyond the constraints of the systems and tools of the past — to a future that manages to both have fewer risks and create less friction for the consumer. But when talking about risk and risk management in the payments game, Webster and Jha noted, the picture is actually a lot wider.

Risk Management

Global Finance

MAY 6, 2025

QNBs comprehensive knowledge of the local market and full suite of retail and corporate banking products through traditional and digital channels have earned it the title of Best Bank in Iraq. Iraq | QNB Qatar National Bank ( QNB ) serves the Iraqi market through its domestic subsidiary, Mansour Bank, in which QNB has a 54% stake.

Banking

Barry Ritholtz

APRIL 4, 2023

So obviously, risk managers, you know, and CROs were very focused on how do we manage that risk and diversify that credit risk that they were taking on in mid-market companies. We don’t invest in oil and gas and restaurants and retail and more volatile businesses. KENCEL: So, now, leverage is lower.

Mergers and Acquisitions (M&A)

Barry Ritholtz

SEPTEMBER 26, 2023

And I think a lot of investors and, and lenders and really lost their way and agreed to terms and conditions that in under today’s market environment would not be acceptable levels of leverage that would not work. And, and as a result, there is a, a condition where there’s risks and opportunities in the current market.

Investments

Barry Ritholtz

FEBRUARY 13, 2023

You know, people are comfortable, leverage builds. But there are so many tools at your disposal, and let alone how much duration you’re taking, how much interest, how much credit risk you’re taking, illiquidity, et cetera. You know, the leverage in the system builds. What’s that process like?

Mergers and Acquisitions (M&A)

Barry Ritholtz

MARCH 12, 2024

And up until that moment in time, we didn’t spend a lot of time on credit risk in mortgages. We didn’t really have to model credit risk because that was, that risk was taken by the agencies. But in these private labels, you had the, the market was taking the credit risk. Fascinating.

Profit and Loss

Barry Ritholtz

JULY 22, 2024

So whether it’s on the retail or institutional side. I think we have over, you know, 1100 different investors and not including the small retail, I just mean institutionally. So yeah, it’s a broad swath of clients that we cover from pension funds, sovereign wealth funds, retail, you name it.

Credit Risk