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A lot of millennials are still living at home with their parents, but as more and more of them begin moving out in the coming years, they could have a significant impact on both the housing and rental markets. Many millennials – defined in the study as adults currently between 25 to 34 years old – are still living with their parents due to a series of economic factors, but as they start to age and move out on their own the number of millennial households is expected to swell by about 2 million n
In the 1980s, the United States had two major hubs of technology innovation. Everyone knows about Silicon Valley, but the East Coast had a "Silicon Valley" of its own, located along Route 128 in the suburbs of Boston. When Gov. Michael Dukakis touted the "Massachusetts Miracle" in his 1988 presidential campaign, he was largely talking about Boston's high-tech boom.
Mobile technology, already a fixture in consumers’ daily lives, is having a major impact on the retail industry. Merchants are turning to mobile technology in the form of mPOS platforms in order to better serve and connect with their customers and make sure those customers return. To discuss how mobile, full-service payments solutions are impacting retailers, for this month’s Tracker cover story, PYMNTS caught up with executives from CardFlight, Retail Pro and ShopKeep, as well as with Jordan Mc
Singapore is on a mission to build up a Smart Nation by utilizing innovation and technology to create opportunities and strengthen communities. The country’s technology ecosystem is setting the foundation for good governance, infrastructure and increased capabilities, which makes it no surprise Singapore has gained attention for its tech initiatives.
Automating time-consuming manual tasks can save your firm hundreds of hours–and thousands of dollars. But it can also have longer-lasting benefits, like helping you attract and retain the next generation of CPAs, and we don’t need to tell you how important that is amid the current generational staffing crisis in the tax and accounting profession. You'll want to save your seat for this new webinar with industry expert Joe Wroblewski, where we'll explore how to: Maximize ROI with Cost-Effective Te
Russell Moore, Director of Innovation at TSYS , agrees that it’s been misused in a myriad of ways, but feels that bitcoin and other cryptocurrencies offer merchants the chance to view payment processing in a new way. He gives PYMNTS a different take on the use of cryptocurrencies in payments. PYMNTS: What is the biggest misconception about bitcoin and digital currencies in terms of the payments processing perspective?
On July 9, 2016, just eight days away, the bitcoin market is going to change. As for the impact of that change, it’s all speculation for now, but just the chatter around bitcoin’s halving event has sent its prices fluctuating a bit more than normal. Of course, there’s Brexit , too, that pushed bitcoin’s prices even higher. Bitcoin halving is an adjustment to bitcoin’s design in order to control how many new bitcoin can be created.
On July 9, 2016, just eight days away, the bitcoin market is going to change. As for the impact of that change, it’s all speculation for now, but just the chatter around bitcoin’s halving event has sent its prices fluctuating a bit more than normal. Of course, there’s Brexit , too, that pushed bitcoin’s prices even higher. Bitcoin halving is an adjustment to bitcoin’s design in order to control how many new bitcoin can be created.
Amazon has already done its part to disrupt one aspect of the educational industry by opening up the previously narrow textbook resale market. However, Amazon’s education division has even bigger plans for the classroom itself. Amazon announced Monday (June 27) that it had officially launched Amazon Inspire, a free digital learning resource platform intended to help teachers locate and leverage materials appropriate for every age level when designing lessons plans or during classroom activ
Until very recently, grocery was easily viewable as a static category in the United States. An extremely important one — since it is one of the few absolutely necessary categories that one can count on pretty much all consumers to spend in — but a fairly predictable one because of all that built-in necessity. Which meant for a long time much of grocery looked and felt very much the same.
Mighty oaks from little acorns grow, goes the old saying. And, in payments, there are a slew of providers clamoring for the chance to get in on the ground floor with those little acorns so that – as they become those mighty oaks – they are able to ride the growth curve along with them. There’s only one problem: Many services providers who are great at catering to the little acorns can’t accommodate their needs on the way up to becoming the mighty oaks.
Brexit. Brexit shows just how important good governance is. Committed anarchists read no further. For everyone else, human communities have always needed rules to get the best out of each other — because we can make each other better off in so many different ways — and to prevent the worst of each other — because, face it, even good humans do bad things.
Automation generally supercharges any process and brings its value to the forefront. See how infusing automation such as ART (our month-end close solution), into your close can get you to the next level of closing. We will share a live demo of SkyStem's solution, ART and share the key elements of month-end close automation. Through ART, we'll take a look at: What month-end close automation entails Which process steps can and should be automated Benefits of achieving process automation, and Why i
About a year ago “buy buttons” were all the rage as the next big thing in social commerce. The logic was sound – social media platforms are full of users who are talking about, reviewing and sharing products of all shapes and sizes. Why not embed a button that makes them able to convert – on the spot – while they are looking/thinking/talking about whatever it is?
[link]. Wanna know the secret to launching a mobile payments network? Don’t make its value proposition to either merchants or consumers about payments. That’s the key insight from LevelUp Chief Ninja Seth Priebatsch, someone who has been beavering away at building a mobile payments network since 2011. In this week’s installment of PYMNTS’ video/audio series The Matchmaker Is In , hosts Karen Webster and David Evans, economist, MPD Founder and co-author of the bestselling book “ Matchmakers: Th
A startup in Singapore offering bitcoin exchange and cryptocurrency services just secured another major round of funding. The company, Quoine , announced that is has raised $16 million for its Series B round. This follows its $2 million Series A round in December 2014. This new round’s investors included Jafco, a Japanese investment company, along with a unnamed VC firm.
There’s one major topic driving the conversations in payments: fraud. More specifically, credit card fraud. And that’s why one company is after innovating the market by putting its own twist on how credit card numbers are thought of by making them disposable. This is part of the tech by a startup called Final, which this week started shipping its Visa-branded consumer credit card product with that feature.
Mid-year performance reviews aren’t just boxes for HR to check. Paycor’s toolkit empowers leaders to: Identify high-potential team members. Boost engagement with meaningful feedback. Support struggling employees. Nurture top talent to drive results. Learn how to ignite employee potential through meaningful feedback. When you nurture top talent, everybody wins.
Starting Aug. 1, Wells Fargo will be bringing its 17 million+ mobile banking customers real-time P2P payments, thanks to Early Warning’s clearXchange network. As part of the deal, Wells Fargo will enable those customers the chance to send funds in real time for no cost to any customer that participates in the same program on the network. As it stands now, Wells Fargo customers themselves can already do this for free from customers within the network.
Encryption is now a payments best practice. That’s one of the key takeaways from the latest Global Encryption Application Trends Study, which is an independent research study conducted by the Ponemon Institute and sponsored by Thales e-Security. The report tracks how various industry sectors and geographies use encryption coupled with business applications to protect their data.
More than half the world’s population lives in cities. And by the year 2050, that figure is expected to be closer to 70 percent. So, it stands to reason that giving city planners smart ways to use new technologies will only make living, working and visiting these urban hubs more desirable. But it will take more than just great technology to turn an urban hub into a “ Smart City.” Will Judge, MasterCard’s Head of Urban Mobility – and former Transit of London Executive — told Kar
T oday (June 29), MasterCard announced the integration of its Simplify Commerce solution with Microsoft Dynamics AX, their cloud-based ERP solution, in order to bring secure online payments to 13 markets around the globe. As a result of this collaboration, Simplify Commerce, MasterCard’s cloud-based payments platform, will give Microsoft Dynamics’ 20,000+ customers access to o ne system that connects their end-to-end planning with online commerce sales. “This gives those customers
In the climb from contributor to leader, the rules quietly change. If you’re aiming for the summit, the air gets thinner—and what got you here won’t be enough to get you to the top (a concept first popularized by Marshall Goldsmith in his book What Got You Here Won’t Get You There ). What made you successful early in your finance career—technical accuracy, sharp analysis, flawless execution—won’t be what carries you to the next level.
Chipotle wants you back as a costumer and has launched a new loyalty program that it hopes will make that happen. The popular burrito (and burrito bowl) making fast-food chain has announced a new branding campaign dubbed “Chiptopia” that it hopes will draw back in many of the diners who ditched the brand after a series of health-related scares last fall.
When it comes to loyalty-based programs and rewards, many merchants still need to step up their game. Digitally driven consumers need more than just an emailed survey or online flyer for meaningful engagement with brands. In their new white paper, titled “The Importance of Permission Marketing in the Digital Age,” TSYS’ Strategic Marketing Director Morgan Beard and Andy Kulina, Managing Director of Cambridge Loyalty, take an in-depth look at what it really takes to not only reach consumers to
Physical boundaries? Where we’re going there are no physical boundaries … at least when it comes to IoT, as industry innovations continue to challenge traditional notions of what a connected device looks like. And, yes, the landscape does seem downright “Back to the Future” inspired. Beyond the confines of smartphones, tablets and computers, cloud-based solutions (like Amazon’s Alexa ecosystem ) are empowering everything – from headsets to home sensors to users’ voices – with connect
Small businesses have a multitude of options when they need external financing. There are the traditional routes, like small business bank loans, and then there are the alternative and online lending sources. On top of that, small businesses are commonly using personal means – friends and family or personal credit cards – to support their enterprises.
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The Federal Reserve unveiled the results of its stress test Wednesday—an exercise more commonly known as the Comprehensive Capital Analysis and Review, and the annual gauge of the financial health of the nation’s biggest banks. . By most measures, the results were positive ones, as noted by CNBC , with three concerns or objections raised out of 33 organizations tested. .
Amazon Payments will soon be an official payment option of the U.S. federal government. The Bureau of the Fiscal Service announced today (June 29) that Amazon Payments will soon be a digital payment option for consumers needing to make an online payment to the federal government. This is being done in order to increase the efficiency for consumers paying the government electronically. “We are committed to giving Americans choices for transacting with their government,” said Corvelli McDani
Even the most omnichannel-savvy brick-and-mortar retailers have several justifiable fears about the rise of mobile in just about every path to purchase. Whether consumers are just taking the first steps of product research or are comparing prices standing in store aisles themselves, the pocket-sized smartphone is becoming an increasingly large factor in how and where consumers decide to pull out their pursestrings.
It’s hard to find many headline this week that doesn’t have something to do with Brexit and how the U.K.’s decision to say “see ya” to the E.U. is impacting everything from eCommerce sales to the value of the nation’s biggest financial institutions. But with London itself being one of the world’s biggest FinTech centers, the real question that’s yet to be answered is how the Brexit fallout will impact the various merchants, startups and VCs that call the city home.
Finance used to be the function that counted, now it's the one that’s counted on. 📊 For accounting firms, controllers, and finance leaders, expectations are rising faster than headcount. Businesses want agile forecasts, granular analysis, seamless reporting, and smart automation—often without added resources while demanding uncompromised accuracy and compliance.
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