Musings on Markets

MAY 5, 2023

A bank collects deposits from customers, offering the quid quo pro of convenience, safety and sometimes interest income (on those deposits that are interest-beating) and either lends this money out to borrowers (individuals and businesses), charging an interest rate that is high enough to cover defaults and leave a surplus profit for the bank.

Banking 76

Banking Profit and Loss Securities Investments 76

CFO Leadership

JANUARY 5, 2024

The convergence relates to the fact that CFO priorities increasingly mirror the organization’s strategic priorities: Rapidly elevate the quality and reliability of ESG reporting, blunt the bruising impacts of inflation, fortify data security and privacy capabilities, and get new GenAI solutions in place. Inflation Reduction Act.

Financial Planning and Analysis (FP&A) 52

Financial Planning and Analysis (FP&A) Profit and Loss Compliance CFO 52

CSC Advisors

JUNE 27, 2023

You are not alone if it took you months to secure money from PPP round one, and now some are eligible for drawing from round two. Every potential borrower must calculate revenue reduction and prove the 25% loss via gross receipts. If the number is above $100k, reduce it to exactly $100. Multiply the number by 2.5

Profit and Loss 52

Profit and Loss Numbers Treasury Investments 52

CFO Simplified

AUGUST 7, 2023

This issue is compounded by the fact that most business owners have 80% or more of their net worth tied up in their company that is less liquid and more risky than other potential investments. When business owners want to decide if it is time to exit or hold, there are multiple factors to consider including: What’s My Number?

Valuation 98

Valuation Profit and Loss Planning Sales 98

PYMNTS

FEBRUARY 6, 2019

The company isn’t profitable yet, and probably won’t be for a while. Since PDD went public, it has been hit with net losses of $981.4 Q4 revenue jumped 697 percent year-on-year to $491 million, although the operating losses increased as well. The social component is especially popular with women. million in Q2 and $159.9

eCommerce 53

eCommerce Profit and Loss Securities Entertainment 53

PYMNTS

DECEMBER 4, 2020

Securities and Exchange Commission (SEC) on Friday (Dec. The number of shares and the pricing have not yet been released. . Pets are anticipated to stay popular, with the number of households with pets going up 4 percent in 2020 alone. The pet retail chain is also moving towards profitability after net losses the past two years.

Profit and Loss 66

Profit and Loss Valuation Sales Retail 66

The Finance Weekly

MARCH 25, 2024

In a nutshell, companies are starting to view CFOs as smart investments rather than just expenses. He held the position of Chief Financial Officer (CFO) at CBS Corporation, a major media player, for a good number of years. It's like looking at the gain or loss you make from an investment compared to what you spent.

CFO 97

CFO Finance Forecasting GAAP 97

CFO News Room

JANUARY 12, 2023

To put risk capital in perspective, it is best to start with a definition of risk that is comprehensive and all-inclusive, and that is to think of risk as a combination of danger (downside) and opportunity (upside) and to consider how investments vary in terms of exposure to both.

Investments 130

Investments Profit and Loss Treasury Marketing 130

PYMNTS

FEBRUARY 14, 2018

After a series of earning performances that left investors disappointed, OnDeck reported a profitable Q4. We believe OnDeck now has the right foundation from which to drive profitable growth and shareholder value.”. By the Numbers. Provision for loan losses was $34.4 percent of term loan originations.

Profit and Loss 40

Profit and Loss Risk Management CFO Forecasting 40

PYMNTS

AUGUST 29, 2016

Blowing around last week was the revelation that Uber is good at lots of things, but as of yet, turning a profit isn’t quite one of them. Uber: Lots Of Patrons, Still Looking For A Profit. Gupta has reportedly told investors that second quarter losses are up, even in the U.S., where the firm reported a Q1 profit.

Profit and Loss 40

Profit and Loss Advertising Accounting Securities 40

CSC Advisors

MARCH 14, 2021

You are not alone if it took you months to secure money from PPP round one, and now some are eligible for drawing from round two. Every potential borrower must calculate revenue reduction and prove the 25% loss via gross receipts. If the number is above $100k, reduce it to exactly $100. Multiply the number by 2.5

Profit and Loss 52

Profit and Loss Numbers Treasury Investments 52

Musings on Markets

NOVEMBER 9, 2021

If you review those valuations, you will notice that in each valuation, my story for the company expanded, and my valuations increased, but the market price for the company jumped even more, leading me to conclude in each of them that it was not a company that I would invest in.

Valuation 99

Valuation Profit and Loss Manufacturing Investments 99

PYMNTS

JUNE 22, 2020

Securities and Exchange Commission (SEC) on Monday (June 22), the North Carolina-based company said it plans to raise $100 million. Still, nCino has yet to earn a profit. The company recorded net losses in fiscal 2018, 2019 and 2020 of $18.6 BofA Securities and Barclays are the managers for the proposed offering.

Profit and Loss 60

Profit and Loss Securities Banking Planning 60

PYMNTS

APRIL 25, 2016

In a framework of near-term activity, it seems that would-be investors are concerned where profits are headed (for instance, in firms like SecureWorks) and are paying attention to valuations (as many of them are so expensive). In the case of SecureWorks, net losses doubled, outpacing 30 percent top line growth.

Securities 40

Securities Profit and Loss Valuation Investments 40

PYMNTS

JUNE 27, 2018

Securities and Exchange Commission (SEC), which alleged that five men and three companies defrauded more than 600 investors. It also claims the number of schemes has been similar over the past five years. District Court, Middle District of Florida (Ocala) on behalf of people who lost money in the scheme. In addition, they made $38.5

Banking 65

Banking Profit and Loss Education Investments 65

Jedox Finance

OCTOBER 6, 2022

The profit and loss statement is one of the main parts of the annual statement that companies must prepare at the end of a financial year, along with the cash flow statement and accounting balance sheet. This article discusses influential factors, advantages, and common problems considering the profit and loss statement.

Profit and Loss 52

Profit and Loss GAAP Accounting Principles Accounting 52

PYMNTS

FEBRUARY 28, 2020

Credit unions possess vast troves of personal information such as credit card data and Social Security numbers that could devastate members if leaked. The total financial damage from the leak is still being tallied, but the loss of trust experience by Desjardins’ members cannot be easily undone.

Profit and Loss 52

Profit and Loss Securities Benchmarking Nonprofit 52

Musings on Markets

JULY 1, 2022

To put risk capital in perspective, it is best to start with a definition of risk that is comprehensive and all-inclusive, and that is to think of risk as a combination of danger (downside) and opportunity (upside) and to consider how investments vary in terms of exposure to both.

Marketing 88

Marketing Investments Profit and Loss Treasury 88

PYMNTS

MAY 13, 2019

Shares in African eCommerce company Jumia Technologies took a dive on Monday (May 13) after Q1 losses were reported to be bigger than the year before, according to a report from Bloomberg. It also claimed that Jumia inflated its active merchant numbers and its active customer base. The company’s Q1 operating losses increased to 45.5

Technology 40

Technology Profit and Loss Pharmaceutical eCommerce 40

PYMNTS

JUNE 12, 2018

In the early days of online lending, the big appeal was access to funds for potential borrowers with few, if any, options for securing capital. The move comes in the face of growing evidence that the loans they have sold and secured have not quite performed up to par. ” Will those securities pay?

Profit and Loss 46

Profit and Loss Securities Sales Investments 46

CSC Advisors

JULY 4, 2022

Some extra working capital can help keep everything functioning in the off-season, so you can rake in profits during the peak season. In particular: be a for-profit small business. show a reasonable amount of invested equity. For seasonal businesses, this can be particularly useful. exhaust other financial options.

Profit and Loss 52

Profit and Loss Invoicing Banking Finance 52

PYMNTS

DECEMBER 24, 2020

The company also reported a $23 million profit for the second quarter — its first black ink in history. For instance, the company’s S-1 filing showed that net losses attributable to common shareholders rose to $176 million through 2020’s first nine months – way up from just $12 million during the same period last year.

Profit and Loss 92

Profit and Loss Valuation eCommerce Planning 92

Barry Ritholtz

DECEMBER 5, 2023

The transcript from this week’s, MiB: Michael Fisch, American Securities , is below. Michael Fish is co-founder and CEO of American Securities. I found this conversation to really be intriguing and I think you will also, with, with no further ado, my discussion with American Security, CEO, Michael Fish.

Mergers and Acquisitions (M&A) 69

Mergers and Acquisitions (M&A) Investments Valuation Numbers 69

PYMNTS

NOVEMBER 2, 2017

We’re investing so much in security that it will impact our profitability,” Zuckerberg said on a conference call with investors, before adding that the protection of the Facebook community is “more important” than boosting profit. By The Numbers. By The Numbers. a share expected.

Profit and Loss 40

Profit and Loss Advertising CFO Numbers 40

PYMNTS

MARCH 1, 2017

There’s a war going on in the digital world, one that most consumers are unaware of, despite the impact it could have on their money and their privacy — a battle between fraudsters and security providers over account takeovers. billion in losses last year. Account takeovers accounted for more than $2.3

Accounting 56

Accounting Profit and Loss Securities Investments 56

PYMNTS

JANUARY 14, 2020

In terms of headline numbers, the banking giant reported earnings per share of $2.57, up 21 percent year on year and well above the $2.35 But drilling down a bit, to get a sense of the state of the consumer, retail banking saw fourth-quarter profit rise by about 5 percent to $4.2 The consumer is doing just fine. billion, down from $1.5

Profit and Loss 52

Profit and Loss Healthcare Banking CFO 52

PYMNTS

JANUARY 14, 2020

In terms of headline numbers, the banking giant reported earnings per share of $2.57, up 21 percent year on year and well above the $2.35 But drilling down a bit, to get a sense of the state of the consumer, retail banking saw fourth-quarter profit rise by about 5 percent to $4.2 The consumer is doing just fine. billion, down from $1.5

Profit and Loss 52

Profit and Loss Healthcare Banking CFO 52

CFO News Room

DECEMBER 10, 2022

But do you know exactly what it is and how it can benefit your investments? And just as important, do you know where to find the best compound interest investments? In my estimation, compound interest is critical to successful investing. That’s what compound interest can do with your savings and investments. The $26.28

Investments 130

Investments Accounting Treasury Construction 130

CFO News Room

JANUARY 17, 2023

Consequently, I will concentrate this post on how this crisis is playing out in markets, and the effects it has had, so far, on businesses and investments, and whether these effects are likely to be transient or permanent. The Lead In. Bond Markets and Default Risk. Flight to Safety and Collectibles.

Economics 130

Economics Valuation Treasury Forecasting 130

PYMNTS

APRIL 25, 2018

Twitter ’s revenue growth continued in the first quarter of 2018, with its investments in personalized content and video advertising helping the social media company to beat analyst estimates. Twitter executives said they would continue to focus on security and data privacy throughout 2018. That beat analyst expectations of $0.12

Advertising 40

Advertising GAAP Profit and Loss Financial Analyst 40

PYMNTS

AUGUST 26, 2016

The numbers were all pointing the wrong direction for Sears in Q2 — revenue fell 8.8 Apart from falling figures, Sears also announced it will receive $300 million of additional debt financing secured by a junior lien against inventory, receivables and other working capital. That loan comes care of Lampert’s ESL Investments, Inc.

Profit and Loss 40

Profit and Loss Manufacturing CFO Finance 40

Musings on Markets

DECEMBER 2, 2020

Acquisitions : As the number of hosts and guests on Airbnb have climbed over the years, the company has invested in building a more robust platform for its rentals. That said, though, it is worth peeking under the hood to see how this business model plays out as revenues and earnings.

Profit and Loss 52

Profit and Loss Valuation Investments Numbers 52

Musings on Markets

AUGUST 15, 2023

In every introductory finance class, you begin with the notion of a risk-free investment, and the rate on that investment becomes the base on which you build, to get to expected returns on risky assets and investments. What is a risk free investment?

Investments 80

Investments Currencies Treasury Hurdle Rate 80

PYMNTS

NOVEMBER 8, 2019

The problem with large investments – the type that run into the billions of dollars – is that just as gains can be astronomical, the losses can be devastating. There are any number of tech unicorns that have been grounded post-IPO, among them Slack , Lyft, Uber and Peloton. WeWork never made it to market.

Profit and Loss 40

Profit and Loss Valuation Education Currencies 40

PYMNTS

JUNE 5, 2019

The scheme involved what the report called “untold numbers of customers whose accounts were used by the ring, as well as the (unnamed) carriers themselves, which typically bore the losses.”. The six people authorities say ran the ring would then sell the stolen phones on the black market, getting away with the scam for years.”.

Profit and Loss 53

Profit and Loss Currencies Accounting Securities 53

PYMNTS

OCTOBER 17, 2019

When scanned, the barcodes provide information about where a product was manufactured, lot numbers, authorized distributors and safe use.”. Expect more such innovations as an increasing number of consumers turn to the digital realm for their daily needs. Just take the online marketplace industry as one example of that problem.

Pharmaceutical 40

Pharmaceutical Profit and Loss Manufacturing Sales 40

Musings on Markets

NOVEMBER 1, 2023

To deliver this growth, I did assume that Tesla would have to invest large amounts of capital in capacity, and that this would create a significant drag on value, resulting in a equity value of just under $10 billion. In subsequent valuations, I modified and adapted this story to reflect lessons that I learned about Tesla, along the way.

Valuation 114

Valuation Profit and Loss Numbers Sales 114