Barry Ritholtz

DECEMBER 11, 2023

billion in retail inventory losses in 2021 was not “attributable to organized retail crime.” retailers retracted its claim that “organized retail crime” accounted for nearly half of all inventory losses in 2021 after finding that incorrect data was used for its analysis.” No, “ nearly half ” of $94.5

Retail 141

Retail Profit and Loss Forecasting Accounting 141

CFO Talks

JUNE 12, 2025

Leading a company from financial loss to profitability requires far more than cost-cutting or boosting revenue. In the early stages of a turnaround, a finance leader often needs to challenge long-held assumptions about the profitability of business units, the viability of projects, and the cost of continuing legacy operations.

CFO 52

CFO Profit and Loss Leadership Communication 52

PYMNTS

JUNE 23, 2020

The number of small U.S. companies not turning a profit has reached an unfortunate historic high due to the coronavirus pandemic, the Financial Times reports. The Russell 2000 index shows 42 percent of small-caps are either just breaking even or operating a loss. Nicholas Bohnsack , president of U.S. percent from normal.

Profit and Loss 70

Profit and Loss Healthcare Numbers Securities 70

CFO News Room

JANUARY 19, 2023

But questions remain about how secure and reliable it is when compared to traditional brokerages. These protections help safeguard investors’ funds and securities in the event of a brokerage firm’s failure or other financial losses. SIPC stands for the Securities Investor Protection Corporation. Is Robinhood Safe to Use?

Profit and Loss 130

Profit and Loss Securities Nonprofit Investments 130

The Finance Weekly

FEBRUARY 23, 2025

Secure Budget Approval for Necessary Resources Before investing in a project, finance teams must assess the resources required and gain approval. For example, if customer retention impacts profitability, companies can invest in loyalty programs or customer service improvements. Continuously refine models with updated data.

Financial Planning and Analysis (FP&A) 52

Financial Planning and Analysis (FP&A) Budgeting Forecasting Risk Management 52

Future CFO

FEBRUARY 9, 2025

The Cyber Security Agency of Singapore has issued stark warnings about the rising threat of cyberattacks, and the Personal Data Protection Act (PDPA) sets stringent standards for data protection. One of the main challenges in securing cybersecurity investments lies in the nature of cybersecurity itself. it exposes you.

Investments 52

Investments Profit and Loss Securities Risk Management 52

PYMNTS

APRIL 19, 2020

The hospitality group behind Ruth’s Chris Steak House — operator or franchiser of 159 restaurants — showed a profit of $42 million on $468 million in revenue in 2019 and a workforce topping 5,000, according to The Wall Street Journal. Blue states like California got a pathetic number of loans issued.”. million and got $10 million.

Profit and Loss 113

Profit and Loss Construction Sales Securities 113

CFO News Room

NOVEMBER 23, 2022

Duncan Burgess’ “number one passion” in his role is people. He then moved to the security construction technology company ICx Technologies as division controller. This meant everyone felt empowered to make the appropriate decisions to drive the company’s profitability”. “By Global issues affecting finance.

Finance 130

Finance Profit and Loss Construction Transportation 130

PYMNTS

AUGUST 3, 2020

HSBC, Europe’s biggest bank, has seen its profits plunge in the first six months of 2020, squeezed by low interest rates and the COVD-19 pandemic, The Telegraph reported. billion, six times the number of defaulted loans last year as layoffs have hurt customers’ ability to repay debt. Pre-tax profits fell to $4.3

Profit and Loss 56

Profit and Loss Banking Securities Numbers 56

Musings on Markets

NOVEMBER 1, 2023

First, when you see significant disagreements about what Tesla is worth, those differences come from divergent stories, not disagreements about numbers. I profited mightily on that investment, but I sold too soon , when Tesla's market capitalization hit $150 billion, and just before COVID put the company on a new price orbit.

Valuation 126

Valuation Profit and Loss Numbers Sales 126

PYMNTS

NOVEMBER 17, 2020

This overwhelming reliance on smartphones has generated record profits for major telecommunications companies, including AT&T , Sprint and Verizon , with the industry generating $610 billion in revenue in 2019. Telecommunications companies face a number of challenges in their day-to-day operations, however.

Profit and Loss 107

Profit and Loss Numbers Securities Accounting 107

CFO Plans

FEBRUARY 17, 2025

Ready to secure your financial future? It’s imperative to track financial health indicators, such as cash flow statements, balance sheets, and profit and loss accounts. Financial planning for expansion is not just about numbers; it’s about preparing your business for the future.

Cash Flow Forecasting 52

Cash Flow Forecasting CFO Profit and Loss Startups 52

PYMNTS

FEBRUARY 6, 2019

The company isn’t profitable yet, and probably won’t be for a while. Since PDD went public, it has been hit with net losses of $981.4 Q4 revenue jumped 697 percent year-on-year to $491 million, although the operating losses increased as well. The social component is especially popular with women. million in Q2 and $159.9

eCommerce 53

eCommerce Profit and Loss Securities Entertainment 53

PYMNTS

JULY 10, 2020

In a filing with the Securities and Exchange Commission (SEC), the startup reported it plans to raise as much as $253.5 Our solution streamlines employee, client and third-party interactions and drives increased profitability, efficiency, transparency and regulatory compliance across a financial institution.”. million by offering 7.6

Profit and Loss 79

Profit and Loss Compliance Startups Securities 79

Musings on Markets

MAY 5, 2023

A bank collects deposits from customers, offering the quid quo pro of convenience, safety and sometimes interest income (on those deposits that are interest-beating) and either lends this money out to borrowers (individuals and businesses), charging an interest rate that is high enough to cover defaults and leave a surplus profit for the bank.

Banking 98

Banking Profit and Loss Securities Investments 98

The Finance Weekly

OCTOBER 29, 2024

If the income statement shows a profit, it boosts the equity on the balance sheet. A loss decreases equity. This involves dividing future cash flows by (1 + discount rate) raised to the number of years in the future. This data might include: Financial Information - Past revenue, expenses, profits, and cash flow.

Financial Modeling 52

Financial Modeling Mergers and Acquisitions (M&A) Budgeting Forecasting 52

Global Finance

APRIL 5, 2025

The GEM sectors wave of M&A was driven by the race for resource security. Anthony Noto Global Winners By Sector Financial Institutions: UBS In 2024, UBS showed strong net profit and high client activities. The numbers were mainly pulled by 10 megadeals, with many midsize deals helping sustain the uptick. billion valuation.

Mergers and Acquisitions (M&A) 52

Mergers and Acquisitions (M&A) Investments Banking Healthcare 52

Musings on Markets

SEPTEMBER 5, 2024

In the aftermath of the great depression, the Securities Exchange Commission was created as part of the Securities Exchange Act, in 1934 , and that act also required any company issuing securities under that act, i.e., all publicly traded firms, make annual filings (10Ks) and quarterly filings (10Qs), that would be accessible to investors.

Marketing 136

Marketing Valuation Profit and Loss Forecasting 136

The Charity CFO

MARCH 24, 2022

Fraud losses in the charitable industry destroy an organization’s reputation, future financing opportunities, and capacity to carry out its mission. They lacked evidence to explain a significant spike in the number of community locations Feeding Our Future claimed to support. . 3 Common Types of Fraud in Non-profits .

Nonprofit 93

Nonprofit Profit and Loss Auditing Leadership 93

PYMNTS

FEBRUARY 25, 2020

As Uber aims to stem losses from its Eats business in places where there is no indication that it will turn into a number one or two player, the executive leading the Eats business of Uber is departing the firm. Securities and Exchange Commission filing. percent business stake. Zomato was valued at $3.55

Profit and Loss 40

Profit and Loss Securities Numbers Investments 40

PYMNTS

DECEMBER 4, 2020

Securities and Exchange Commission (SEC) on Friday (Dec. The number of shares and the pricing have not yet been released. . Pets are anticipated to stay popular, with the number of households with pets going up 4 percent in 2020 alone. The pet retail chain is also moving towards profitability after net losses the past two years.

Profit and Loss 66

Profit and Loss Valuation Sales Retail 66

PYMNTS

FEBRUARY 28, 2019

Securities and Exchange Commission (SEC) on Wednesday (Feb. The actual amount of bitcoin sales was $166,571,000, and the cost of buying the coin was around $165 million, which gave Square a net profit of $1.69 Profit in the first half was $643,000, and was $1.047 million in the second. The company filed a report with the U.S.

Sales 64

Sales Profit and Loss Numbers Securities 64

PYMNTS

AUGUST 31, 2020

Securities and Exchange Commission (SEC) into alleged poor management of the app, Bloomberg reported. Others missed opportunities to profit. All the while, there was no one available to talk to at the company, Bloomberg reported, and many couldn't even find the phone number.

Profit and Loss 72

Profit and Loss Securities Numbers Marketing 72

E78 Partners

JUNE 16, 2025

Overlooked Technology Risks: Failing to assess and align IT systems early can lead to duplicative tools, data silos, and security vulnerabilities. Within two years, the division was sold at a major loss. Bank of America later faced tens of billions in losses and legal penalties. How Many Mergers and Acquisitions Fail?

Mergers and Acquisitions (M&A) 52

Mergers and Acquisitions (M&A) Leadership Profit and Loss Communication 52

CFO Simplified

AUGUST 7, 2023

On an annual basis, owners should secure a business valuation from a certified valuation expert to continually measure not only profits and losses, but also the amount of annual business value increase. To answer this question, they must rely on a certified valuation expert and wealth manager or financial advisor.

Valuation 98

Valuation Profit and Loss Planning Sales 98

Global Finance

OCTOBER 11, 2024

The banks “failed as a result of a combination of unrealized interest rate losses from their long-term, fixed-rate assets and the loss of the low-rate deposits that had funded these assets,” Larry Wall, research center executive director of the Atlanta Fed’s Center for Financial Innovation and Stability, explained in a blog post.

Banking 111

Banking Foreign Exchange Profit and Loss Finance 111

PYMNTS

MAY 22, 2020

Studies have shown that more than half of all banks recover less than 25 percent of related losses, and FIs have reported a 59 percent growth in fraud value and a 61 percent increase in fraud volume since 2015. million in losses. Every advancement we make has a shelf life before [fraudsters] figure it out,” she explained. “I

Profit and Loss 74

Profit and Loss Leverage Education Securities 74

PYMNTS

AUGUST 29, 2016

Blowing around last week was the revelation that Uber is good at lots of things, but as of yet, turning a profit isn’t quite one of them. Uber: Lots Of Patrons, Still Looking For A Profit. Gupta has reportedly told investors that second quarter losses are up, even in the U.S., where the firm reported a Q1 profit.

Profit and Loss 40

Profit and Loss Advertising Accounting Securities 40

Jedox Finance

JANUARY 12, 2022

If the assessment is positive, the financial plan may be more convincing to investors to invest profitably in your business. To do this, you need a comprehensive overview of the amount and number of incoming and outgoing payments and due dates. Potential losses should also be planned for. Five advantages of financial planning.

Planning 138

Planning Profit and Loss Sales Investments 138

PYMNTS

FEBRUARY 14, 2018

After a series of earning performances that left investors disappointed, OnDeck reported a profitable Q4. We believe OnDeck now has the right foundation from which to drive profitable growth and shareholder value.”. By the Numbers. Provision for loan losses was $34.4 percent of term loan originations.

Profit and Loss 40

Profit and Loss Risk Management Forecasting CFO 40

PYMNTS

DECEMBER 24, 2020

The company also reported a $23 million profit for the second quarter — its first black ink in history. For instance, the company’s S-1 filing showed that net losses attributable to common shareholders rose to $176 million through 2020’s first nine months – way up from just $12 million during the same period last year.

Profit and Loss 92

Profit and Loss Valuation eCommerce Planning 92

PYMNTS

APRIL 25, 2016

In a framework of near-term activity, it seems that would-be investors are concerned where profits are headed (for instance, in firms like SecureWorks) and are paying attention to valuations (as many of them are so expensive). In the case of SecureWorks, net losses doubled, outpacing 30 percent top line growth.

Securities 40

Securities Profit and Loss Valuation Marketing 40

PYMNTS

JUNE 27, 2018

Securities and Exchange Commission (SEC), which alleged that five men and three companies defrauded more than 600 investors. It also claims the number of schemes has been similar over the past five years. District Court, Middle District of Florida (Ocala) on behalf of people who lost money in the scheme. In addition, they made $38.5

Banking 65

Banking Profit and Loss Education Investments 65

PYMNTS

JANUARY 1, 2021

The Trackers use a number of creative methodologies and frameworks that measure and benchmark an ever-changing landscape. One out of every three Americans said they had experienced a loss of income as a result of the pandemic. This loss can be crippling for consumers who live paycheck to paycheck or have little savings.

Profit and Loss 103

Profit and Loss Banking B2B Retail 103

CFO News Room

DECEMBER 30, 2022

Enjoy the current installment of “Weekend Reading For Financial Planners” – this week’s edition kicks off with the news that the passage of “SECURE Act 2.0” Outside of work, he serves as a volunteer financial planner and class instructor for non-profits in the Northern Virginia area. In fact, while no single change in SECURE 2.0

Planning 130

Planning Auditing Investments Securities 130

PYMNTS

AUGUST 5, 2016

But starting up a mobile operation is just one half of a potentially profitable coin. Step 2: Minimize Mobile Fraud Losses. In a perfect world, retailers would situate themselves at the center of a Panopticon of mobile security, able to see anywhere and everywhere fraud via their mobile channel is about to occur.

Profit and Loss 73

Profit and Loss Planning Retail Startups 73

Musings on Markets

NOVEMBER 9, 2021

The automobile business has been in trouble for quite a while, struggling with anemic revenue growth in the aggregate, and abysmal profit margins, with even the very best in the group struggling to earn returns that match, let alone beat, their costs of capital.

Valuation 101

Valuation Profit and Loss Manufacturing Investments 101