Nerd's Eye View

MARCH 6, 2024

One way to predict future market returns is to use the past as a guide, with nearly 100 years of continuous market data since the 1920s covering a wide range of economic conditions showing that, for instance, the S&P 500 has had nearly a 10% average compounding return (7% above inflation) since 1926.

Valuation 82

Valuation Economics Leverage Investments 82

Future CFO

JANUARY 25, 2024

They are asked to drive long-term value while finding short-term cost efficiencies as well as to reinvent the finance function while doing more with less,” he says. Figure 1: Long-term value priorities seeing pauses or cuts in spending Note: Respondents could select up to three long-term priorities.

CFO 94

CFO Finance Leadership Investments 94

Future CFO

FEBRUARY 20, 2024

The buzzwords ESG and sustainability have been used interchangeably in news reports and government policies nowadays. ESG refers to frameworks that are used to direct a firm’s resource allocation as well as evaluate its performance and impact in environmental, social, and governance areas. Avoid pleasing ESG raters.

Finance 98

Finance Profit and Loss Data Analysis Investments 98

CFO Selections

MARCH 4, 2024

Originally published: 2/15/2021 Updated: 3/4/2024 For those not familiar with the term, a decision tree is a flow chart that works through all possible response options in a scenario to analyze resulting outcomes. The “branches” off each decision alternative that result use data analysis to forecast the most likely outcome of each decision.

Planning 86

Planning Data Analysis Strategic Planning Forecasting 86

Barry Ritholtz

APRIL 24, 2023

Good investors understand that bear markets and volatility are part of where returns come from; these long-term investors have learned that riding them out is their highest probability approach. 3 You might find it useful to instead think of Bull/Bear discussions in terms of context: When , Where , and for How Long.

Valuation 113

Valuation Economics Marketing Investments 113

Spreadym

OCTOBER 13, 2023

Negotiate favorable terms with suppliers whenever possible. Investment of Surplus Cash: If your business has surplus cash, consider investing it in interest-bearing accounts, short-term investments, or other opportunities to earn a return. Negotiate favorable terms with suppliers and manage accounts payable to optimize cash flow.

Cash Flow Forecasting 59

Cash Flow Forecasting Accounts Payable Forecasting Invoicing 59

VCFO

NOVEMBER 27, 2023

Like a lever that multiplies force, debt, when used judiciously, magnifies a business’s potential for expansion, innovation, and market dominance. Misconception: Debt is Only for Troubled Businesses Reality: Successful, thriving businesses strategically use debt to accelerate growth, invest in innovation, and gain a competitive edge.

Leverage 89

Leverage Manufacturing Investments CFO 89

Nerd's Eye View

JULY 5, 2023

In this guest post, Larry Swedroe, head of financial and economic research at Buckingham Strategic Wealth, discusses why many investors tend to fall prey to recency bias, and explains why global diversification – and keeping short- and long-term results in the right perspective – remains a prudent strategy. As the U.S.

Valuation 93

Valuation Economics Investments Marketing 93

CFO Share

FEBRUARY 21, 2024

The seemingly simple terms and conditions that come with MCA financing can hide a multitude of costs. Knowing the tricks and gotchas these lenders use could be the difference between success and bankruptcy. Analyzing Small Business Loan Terms MCA loans are designed with an intricate structure to confuse borrowers.

Finance 52

Finance Numbers Accounting Banking 52

CFO Share

NOVEMBER 21, 2023

In the world of business finance, the terms “Cost of Sales” (COS) and “Cost of Goods Sold” (COGS) are often confused. These aren’t just accounting terms; they are fundamental concepts that shape how you view your business’s financial health and make informed decisions. What is Cost of Sales?

Sales 52

Sales Cost Management Auditing Budgeting 52

Barry Ritholtz

SEPTEMBER 21, 2022

He thinks about expectations, gives speeches on them, and uses the data series when enacting Federal Reserve policies to combat inflation. Their risk tolerance has not changed, but the short-term market environment has; this is of course irrelevant to their long-term investing needs. percent and 3.2 percent in July to 5.7

Budgeting 130

Budgeting Economics Numbers Investments 130

The Charity CFO

NOVEMBER 15, 2023

When the right type of debt is taken on methodically, thoughtfully, and for the right reasons, it can be a useful tool that helps a nonprofit gain financial flexibility. The money could be used to hire staff, expand a service area, or launch new initiatives. Long-Term Loans Long-term loans usually have a term of one year or more.

Nonprofit 52

Nonprofit Budgeting Risk Management CFO 52

Barry Ritholtz

MAY 17, 2023

Beyond short-term extrapolation, they have little to no ability to provide insight into intermediate-term (6-12 months) inflation. Beyond short-term extrapolation, they have little to no ability to provide insight into intermediate-term (6-12 months) inflation. They shouldn’t.

Forecasting 127

Forecasting Finance Data Analysis 127

Future CFO

MARCH 29, 2022

When it comes to CFO strategy, finance leaders CFOs need to move beyond short-term, reactive moves to counter inflation and identify opportunities to build long-term competitive advantages, said Gartner recently. The post CFO strategy: How to move beyond short-term moves and build long-term edge appeared first on FutureCFO.

CFO 98

CFO Budgeting Finance Investments 98

CFO Talks

APRIL 5, 2023

I was in matric, and I always used to look at the careers section in the newspaper and something that popped to me at that point was Chief Financial Officer,” Imtiyaaz told the podcast. That was an initial challenge, but I also saw it as an opportunity to say ‘how will I use this skill set to diversify myself’.”

CFO 98

CFO Leadership Finance Accounting 98

Centage

FEBRUARY 2, 2023

While revenue is also an important number to understand for the health of your business, it doesn’t represent cash that you can use to pay bills like rent, inventory, and salaries. The direct method , however, is better for shorter to medium term forecasting. Businesses talk a lot about budgets, revenue projections, and actuals.

Cash Flow Forecasting 98

Cash Flow Forecasting Forecasting Financial Planning and Analysis (FP&A) Budgeting 98

Nerd's Eye View

DECEMBER 8, 2023

Enjoy the current installment of "Weekend Reading For Financial Planners" - this week's edition kicks off with the news that a new study from research firm Cerulli has found that investors' willingness to pay for financial advice has risen over the last 15 years, with more investors reporting using a financial advisor (and a decreasing share considering (..)

Practice Management 76

Practice Management Investments Numbers 76

VCFO

JANUARY 18, 2024

The deferred revenue liability is reduced on an amortized basis or per contractual terms as the income is earned and then reflected on the income statement as revenue. Deferred Revenue – How to Handle it and How it Affects Your Business We missed on revenue… our cash flows are strapped… we’re really at risk on this.

Auditing 81

Auditing Leadership Construction Invoicing 81

Barry Ritholtz

AUGUST 1, 2023

It is useful to put drawdowns of 20 or 30% into proper context when they follow gains of 100% (SPX) and 200% (NDX). After a monstrous 68% recovery from the March 2020 pandemic low, and another nearly 30% gain in 2021, markets decided to have one of their all-too-regular spasms. Blame whatever you want – Too far, too fast? End of ZIRP?

Forecasting 98

Forecasting Concentration Valuation Economics 98

Future CFO

NOVEMBER 1, 2023

Chief financial officers, apart from their apparent role of overseeing the financial activities of the organisation, are found to have been holding a position to build consensus across the C-suite to better balance near- and long-term investments, according to an EY study revealed.

Investments 52

Investments CFO Leadership Finance 52

Nerd's Eye View

JANUARY 2, 2024

Welcome to the 366th episode of the Financial Advisor Success Podcast ! My guest on today's podcast is Stevyn Guinnip. Stevyn is founder of Grow Wellthy, a health and wellness consulting firm based in Springfield, Missouri that specializes in working with busy – but not always healthy – financial advisors.

Leverage 82

Leverage Finance Planning 82

Nerd's Eye View

FEBRUARY 16, 2024

Enjoy the current installment of "Weekend Reading For Financial Planners" – this week's edition kicks off with the news that a study from Cerulli Associates indicates a lack of fee transparency represents a significant hurdle for many investors when considering working with a financial advisor.

Leverage 86

Leverage Compliance Numbers Securities 86

Spreadym

SEPTEMBER 19, 2023

Budgeting and forecasting in business are both financial planning tools used by businesses, but they serve different purposes and have distinct characteristics. Budgets are used for controlling costs, setting financial targets, and measuring performance against those targets. Forecast: Forecasts can vary in terms of their time horizon.

Budgeting 59

Budgeting Forecasting Cash Flow Forecasting Benchmarking 59

CS Lucas

MAY 28, 2023

In todays day and age, restructuring your treasury functions through modernization, flexibility and preparation can allow for real time up-to-date reports that allow for improved short and long term decision making. The post Webinar: Managing Term Loans, Money Market, Investments & Forex appeared first on CS Lucas.

Investments 52

Investments Foreign Exchange Marketing Restructuring 52

Nerd's Eye View

JANUARY 22, 2024

For example, an advisor may think of "risk management" in terms of life and property insurance coverage, whereas HNW clients may instead think of tax and estate-planning strategies as asset protection measures – particularly for the future wealth of their heirs.

Prioritization 76

Prioritization Risk Management Communication Finance 76

The Finance Weekly

FEBRUARY 25, 2024

Issues with Managing Cash Flow Managing cash flow involves predicting how much money will come in and go out of a business and deciding how to use that money wisely. Short-term forecasts cover about a month and help identify immediate funding needs or extra cash. This helps you plan for the short and long term.

Cash Flow Forecasting 52

Cash Flow Forecasting Forecasting Finance Accounting 52

Nerd's Eye View

AUGUST 30, 2023

Non-compete agreements (where a company prohibits an employee from working for competitors, at least for a certain period of time) are often used to help companies protect their investment in the employee (e.g., But in the financial advisory business, firms are typically less concerned about employees taking intellectual property (e.g.,

Communication 79

Communication Leverage Planning Investments 79

Nerd's Eye View

JANUARY 4, 2023

And when it comes to retirement planning, one popular technique is the use of ‘guardrails’, which set an initial monthly withdrawal rate that can be later adjusted as the size of the client’s portfolio changes. Financial advisors have a wide range of strategies at their disposal to create financial plans for their clients.

Planning 92

Planning Marketing Numbers 92

Future CFO

DECEMBER 5, 2023

According to Gartner, only 39% of 133 finance leaders it surveyed in May use AI/ machine lear ning (ML) and 29% of respondents said AI/ML is planned. In addition, 68% of finance organisations are using AI or plan to use the technology, the advisory firm. Shorter-term results are possible, but transformative results take time.

Finance 52

Finance Leverage Planning Technology 52

VCFO

OCTOBER 10, 2023

Many use it to assess questions like “Am I cash positive?” monthly, annual) performance, much more is needed for effective strategic planning – proactive planning that looks beyond what the business will do in the short term to where you want it to be in five years, ten years, or a similar timeframe. as a barometer for business health.

Strategic Planning 83

Strategic Planning Cash Flow Forecasting Profit and Loss CFO 83

E78 Partners

OCTOBER 12, 2023

Recently, we hosted an insightful webinar on strategic annual budgeting, where we discussed the importance of starting the budgeting process with a high-level offsite meeting to reassess long-term strategic and financial goals. If you missed the chance to join us, below is a recording of the webinar.

Budgeting 59

Budgeting Planning Leverage Investments 59

CFO News

FEBRUARY 2, 2024

Prime Minister Narendra Modi expressed confidence that India will become the world's third-largest economy during the third term of his government. He also urged the industry to focus on research and development, especially in manufacturing batteries using locally available raw materials.

Manufacturing 52

Manufacturing Sales 52

CFO Simplified

AUGUST 18, 2022

It is a powerful measurement of how well your company is using its working capital. . Some companies use monthly or quarterly calculations to account for business cycles, seasonality, industry, etc. Some companies use monthly or quarterly calculations to account for business cycles, seasonality, industry, etc. Days’ Receivables.

Accounts Payable 105

Accounts Payable Invoicing Accounting Sales 105

Future CFO

JANUARY 15, 2024

Global tax reform, ineffective use of technology and economic uncertainty are putting significant strain on business’ transfer pricing (TP) capabilities, according to the 2024 EY International Tax and Transfer Pricing Survey. Fear of double taxation emerges among businesses amid global tax reform, said EY recently.

Tax Planning 52

Tax Planning Risk Management Technology Planning 52

The Charity CFO

JANUARY 12, 2024

Financial forecasting is a term you’ll hear thrown around in the business world quite often—but in the world of nonprofits, it can be difficult (and even downright impossible) to plan your organization’s finances with any degree of certainty. The best way to do this is through financial forecasting.

Nonprofit 52

Nonprofit Forecasting Budgeting Strategic Planning 52

Barry Ritholtz

NOVEMBER 15, 2023

Some hacks will help you: – Use a Core & Satellite Approach : Think of your core portfolio as a Christmas tree and any non-core satellite investments as the ornaments you hang on that tree. Sure, whatever, why not… It really doesn’t matter what the satellite is so long as it forces you to leave your core alone long-term.2

Investments 136

Investments Economics Finance Marketing 136

CFO Thought Leader

JANUARY 27, 2024

This episode of Planning Aces sheds light on the critical role financial leadership and strategic planning plays in guiding companies through turbulent times and the importance of balancing short-term opportunities with long-term strategic planning. Situation: Bowflex saw increased demand for home fitness equipment during the pandemic.

Strategic Planning 52

Strategic Planning Leadership CFO Planning 52