PYMNTS

OCTOBER 9, 2020

That’s essentially a credit monitoring app that also serves as a data-enabled debt-collection agency by capturing 100 percent of a consumer’s accounts and putting them into one place. A second offering Bloom launched recently is an Affirm credit product for dentists, which Harris said is still in beta testing.

Compliance 112

Compliance Credit Risk Planning Sales 112

Future CFO

SEPTEMBER 20, 2023

By 2027, new payment methods (instant payments, e-money, digital wallets, account-to-account, and QR code payments) will make up approximately 30% of total volume, with traditional non-cash payments (checks, direct debits, cards, and credit transfers) dropping to around 70% of global non-cash transaction volumes.

Cash Management 52

Cash Management Treasury Credit Risk Compliance 52

The Finance Weekly

NOVEMBER 20, 2023

AI is , transforming the finance sector, especially in financial planning and analysis (FP&A). Equipped with precise forecasts and AI-driven insights, leaders in financial planning and analysis (FP&A) can: Base decisions on data Establish achievable financial objectives Adapt resource distribution Assess investment possibilities 4.

Financial Planning and Analysis (FP&A) 52

Financial Planning and Analysis (FP&A) Finance Cash Flow Forecasting Forecasting 52

CFO Talks

JUNE 7, 2022

Steward Role & Competencies: Accounting, control, risk management and asset preservation are the proficiencies of the Steward. Competencies include: Working knowledge of risk management, budget, and forecasting tools. Investment and credit risk knowledge. Accounting knowledge (IFRS and taxation).

CFO 52

CFO IFRS Leadership Risk Management 52

PYMNTS

APRIL 23, 2020

struggling because of the coronavirus pandemic, CRIF Realtime is rolling out a new array of products called COVID-19 Credit Passport, according to a press release. CRIF Realtime, which specializes in credit risk for businesses, said the new offering would use open banking technology and help businesses better see where they stand financially.

Credit Risk 56

Credit Risk Startups Banking Technology 56

PYMNTS

JUNE 11, 2020

While optimizing back-office functions like accounts payable and accounts receivable can support enhanced cash-flow management, B2B partnership collaboration is also critical to supporting the financial health of an organization. With a focus on suppliers’ corporate customers, the tool also integrates a credit risk solution.

B2B 52

B2B Accounts Payable Cash Flow Forecasting Reconciliations 52

PYMNTS

DECEMBER 28, 2020

Corporates want to delay payment as long as possible in order to better manage cash flow, while suppliers are pressed to accelerate accounts receivable to strengthen their own cash positions. One of the most prominent culprits behind that friction is the intrinsic conflict that buyers and suppliers face in their payment flows.

B2B 81

B2B Invoicing B2C Reconciliations 81

PYMNTS

OCTOBER 20, 2016

The credit management platform automates aspects of customer credit management, from credit approval, to online ordering, to invoicing and collections. “We We work with third-party banks to underwrite all orders placed on terms so sellers are paid out within 24 hours and take zero credit risk,” said Noble. “We

B2B 73

B2B Startups Credit Risk eCommerce 73

PYMNTS

FEBRUARY 3, 2020

Executives at Goldman have pointed to the Apple Card as the “most successful credit card launch ever.” Of Goldman’s $7 billion in consumer loans and card balances in 2019, card lending accounted for “a significant portion.” Consumer loans are also processed through Goldman’s retail banking arm, Marcus.

Credit Risk 52

Credit Risk Leverage Banking eCommerce 52

The Finance Weekly

AUGUST 26, 2023

AI can look at lots of data, find patterns, and predict risks. AI also does tasks automatically and saves time for risk managers. They can then plan and stop problems more actively. So, AI is super useful for businesses to manage risks well, especially now when things are uncertain.

Risk Management 52

Risk Management Profit and Loss Currencies Compliance 52

PWC UK

OCTOBER 26, 2021

Scenarios proposed from ESMA could be used to provide a basis for a Commission implementation plan that prioritises and shifts activities over varying timescales.  How non-recognition of a TC CCP would impact supervision of these activities from the EU,  e.g. were a Tier 2 CCP’s status to change to Tier 1.

Credit Risk 52

Credit Risk Concentration Banking Marketing 52

PYMNTS

NOVEMBER 3, 2020

Today in B2B, Bloomberg broadens its credit risk data pool, and two ERP solutions secure B2B payments integrations. Bloomberg To Incorporate Credit Risk Data. The release stated firms have more often been looking for data to validate their own internal counterparty and credit risk assessment.

Credit Risk 88

Credit Risk B2B Accounts Payable B2C 88

PYMNTS

JANUARY 6, 2021

With no credit scores, limited financial transaction histories, and a huge amount of people who don’t even have a bank account, lending money in Vietnam is no simple task. Obviously a key thing to understand is if we bring them [lenders] a bad quality clientele, they will just halt their partnerships with us. Just Getting Started.

Analyzing Data 129

Analyzing Data Financial Data Finance Banking 129

PYMNTS

MAY 29, 2018

FICO was an ideal fit for the FCRA world, and has been the dominant credit scoring model in the United States for over four-and-a-half decades as a result. Without a reasonable FICO score, home buying (with mortgages) auto-loans, credit cards and even simple checking accounts all become out of reach for consumers.

Credit Risk 62

Credit Risk Finance Accounting Financial Systems 62

PYMNTS

MAY 2, 2018

As IBM and Twiga continue to test the solution, they are refining the platform based on retailer feedback and plan to broaden the scope of the solution to small businesses in other industries across the continent by the end of the year. Blockchain accounting platform PayPie is now in beta testing, according to Accounting Today reports.

Credit Risk 48

Credit Risk Finance B2B eCommerce 48

Future CFO

DECEMBER 18, 2020

James Ponsford: Asia and Singapore, in particular, is a commodities hub with commodity trading business accounting to 4.5% Mike San Diego: For me the biggest challenge in the credit markets today is LIQUIDITY. Liquidity is a major issue for the credit markets. of Singapore’s GDP. It is the lifeblood of the industry.

Marketing 52

Marketing Profit and Loss Finance Credit Risk 52

PYMNTS

MARCH 5, 2019

Indeed, the San Francisco-based company reportedly owes tens of thousands of dollars to its food suppliers, many of which are small businesses, and some of which told reporters they were never warned by Munchery of its plans to shut down. trillion within two years, and will account for 13 percent of all U.S.-focused In the U.S.,

B2C 63

B2C B2B Concentration Credit Risk 63

PYMNTS

OCTOBER 4, 2019

India’s FinBox landed an undisclosed amount of pre-Series A funding, reports in Inc42 said this week, with investors at Arali Ventures leading the investment in the credit risk management technology startup. FinBox plans to use the investment on product research and development. Funds and accounts advised by T.

B2B 51

B2B eCommerce Startups Foreign Exchange 51

PYMNTS

NOVEMBER 19, 2019

The credit cycle will turn, and you’ll have a generation of credit risk managers who’ve not been through a recession yet. “The economic consensus is that we are not going to get much better than now,” Geeslin said, joining those voices that are predicting an economic slowdown. Data Control .

Mergers and Acquisitions (M&A) 56

Mergers and Acquisitions (M&A) Compliance Construction Credit Risk 56

PYMNTS

AUGUST 12, 2016

It calls for banks to have systems in place in which small enterprises can share their data with those banks — and with third parties as well — and manage their accounts with technological platforms, such as apps.

Credit Risk 40

Credit Risk Banking Accounting Technology 40

Creative CFP

AUGUST 11, 2020

These seven core cash drivers are: Sales growth, Gross margin, Operating expenditure percentage, Accounts receivable days, Inventory days, Accounts payable days, and Net capital spending. Sales growth is a measurement of the rate of change in sales from one comparable accounting period to the next.

Investments 52

Investments Accounts Payable Benchmarking Cash Flow Forecasting 52

PYMNTS

JANUARY 26, 2018

Capital Match operates a digital invoicing platform and helps small businesses with credit risk and financing linked to SMB invoices. SMB Accounting. based Botkeeper will bolster the firm’s efforts to deploy artificial intelligence to automate small business accounting tasks. Botkeeper. million funding round for U.S.-based

B2B 54

B2B Invoicing Startups Finance 54

PYMNTS

OCTOBER 9, 2018

However, to get down to his concerns, the analyst said — per news reports such as CNBC — that the recently debuted “Square Installments” (which, as the name implies, offers payment plans) may expose the company in a way that makes it vulnerable to credit markets. Those are headline numbers. percent and personal loans by 13.2

Credit Risk 64

Credit Risk Forecasting Numbers Leverage 64

PYMNTS

DECEMBER 29, 2016

After operating 11 brands in six countries, DeCosmo leveraged the data and analytics to launch Enova Decisions in 2015 and provide clients with custom, real-time analytics services that improve credit risk, fraud protection, operations and marketing.

Education 40

Education Credit Risk Leverage Sales 40

PYMNTS

APRIL 30, 2018

In 2011, Buffett made a $10 billion investment in the company in support of then-new CEO Ginni Rometty’s turnaround plans. Marcus is reinventing the lending model not by clever card tricks, but by creating a trusted, digital retail financial services platform to help consumers find and use credit responsibly and save. Digital Banks.

Banking 73

Banking Investments Concentration Accounting 73

Finvisage

JANUARY 2, 2020

Account receivables typically represents 40% of the company’s assets, where 1 out of 10 invoices becomes delinquent. These figures suggest the high credit risk exposure of UK in a global perspective. The market for TCI is embarking upon online platforms in a digital era, enhancing efficiency and availability. Conclusion.

Construction 52

Construction Manufacturing Economics Profit and Loss 52

Beacon CFO Plus

SEPTEMBER 20, 2023

Financial Expertise Fractional CFOs typically have a strong background in finance, accounting, and related fields. They often hold advanced degrees such as MBAs, CPAs (Certified Public Accountants), or CFA (Chartered Financial Analyst) certifications.

CFO 52

CFO Problem Solving Education Compliance 52

Barry Ritholtz

MARCH 5, 2024

I graduated economics with, with a lot of coursework in accounting and finance. What, what was the career plan? So I remember writing the merger, our business plan there. Either you have the asset and the credit risk, I would imagine. This is the product that, that allows them to transfer credit risk.

Mergers and Acquisitions (M&A) 57

Mergers and Acquisitions (M&A) Credit Risk Investments Banking 57

PYMNTS

DECEMBER 2, 2020

Sage has unveiled a new partnership with Satago , a cash management and finance program for small firms and accounting professionals, according to an announcement. 1) announcement.

Cash Management 57

Cash Management B2B Foreign Exchange Banking 57

Future CFO

JANUARY 12, 2021

Working capital and cash flow optimisation With uncertain times ahead, CFOs today must monitor the impact of price volatility, foreign exchange fluctuations, and interest rate changes, and be able to rapidly revise financial asset positions and protect against increased credit risks.

Foreign Exchange 40

Foreign Exchange CFO Compliance Reconciliations 40

Barry Ritholtz

SEPTEMBER 12, 2022

And so, with this gave me exposure to everything from investment banking to retail, looking at like checking account campaigns, like how do you get more assets in the door to credit risk. And so, in Q2, we heard a lot that recession wasn’t the base case, but they’re — they’re planning. And so, within the U.S.,

Investments 116

Investments Marketing Profit and Loss Banking 116

Barry Ritholtz

AUGUST 29, 2023

And the ETF, the ETF wrapper, allowed people to get that exposure inexpensively, holding it in a brokerage account. And when you saw the US Ag down 13% last year, for folks, again, who are investing for retirement and in their 529 plans, they’re not concerned about it. DAVIS: That’s exactly it. DAVIS: It’s free money.

Investments 52

Investments Benchmarking Valuation Construction 52

Barry Ritholtz

AUGUST 15, 2023

Was that the plan or was he just going to announce it? That was never part of the plan, didn’t happen. The challenge is unlike the S&P 500, hedge funds sit in a box that has underlying credit risk from prime brokers. So the credit markets froze. It’s part of their own tax planning.

Benchmarking 52

Benchmarking Investments Marketing Treasury 52

Barry Ritholtz

FEBRUARY 13, 2023

Was that something you were planning on doing or — RIEDER: No. But there are so many tools at your disposal, and let alone how much duration you’re taking, how much interest, how much credit risk you’re taking, illiquidity, et cetera. Russia and Ukraine account for 12 percent of the calories in the world.

Mergers and Acquisitions (M&A) 57

Mergers and Acquisitions (M&A) Investments Marketing Education 57

PYMNTS

AUGUST 26, 2019

Flum said that the people who are ultimately lending the money to the lenders themselves are doing so through their individual retirement accounts (IRAs), through pension funds, through the stock market’s exchange-traded funds. “If He noted, too, that U.S.

Manufacturing 57

Manufacturing Currencies Valuation Economics 57

Barry Ritholtz

MARCH 12, 2024

And up until that moment in time, we didn’t spend a lot of time on credit risk in mortgages. We didn’t really have to model credit risk because that was, that risk was taken by the agencies. But in these private labels, you had the, the market was taking the credit risk.

Profit and Loss 57

Profit and Loss Investments Marketing Securities 57

PYMNTS

NOVEMBER 28, 2016

percent that have bank accounts but also use AFS providers. During the 20th century, credit became more widely and cheaply available to American consumers as a result of Big Data methods for scoring credit risks. Credit cards drastically reduced the friction of taking out small loans. That includes 10.1

Economics 51

Economics Budgeting Accounting Startups 51