Barry Ritholtz

MAY 8, 2024

APPLE EMBED At The Money: Concentrated Portfolios: Andrew Slimmon, Morgan Stanley (May 8, 2024) Are your expensive active mutual funds and ETFs actually active? AndrewToday, we discuss the advantages of concentrated portfolios. Concentrated portfolios are the opposite of bropad market indexes or funds and ETFs.

Concentration 56

Concentration Benchmarking Numbers Investments 56

Global Finance

JUNE 14, 2024

Financial institutions have been facing tough challenges between economic uncertainty and an unprecedented technology-powered speed of change, especially since the Spring Bank Run of 2023. Overall, balanced risk management is the ultimate goal for banks. This strengthens financial institutions’ resiliency and security.

Leverage 87

Leverage Risk Management Concentration Compliance 87

PYMNTS

SEPTEMBER 16, 2020

PSD2 and open banking regulations were forged to accelerate competition in the financial services arena, and this week, a look at the latest initiatives reveals the opportunity for new market entrants to rival incumbents in the small business banking arena. Payoneer Debuts Program For Banks. Banking and accounting for U.K.

Banking 56

Banking Concentration Reconciliations Invoicing 56

CFO News Room

FEBRUARY 2, 2022

We specifically mentioned three cryptocurrencies in this article, but there are actually more than 10,000 coins in the crypto world, so it’s important to categorize the coins before making investment decisions. By knowing the top trends and investment opportunities, you can incorporate exposure to digital assets into your portfolio.

Concentration 130

Concentration Investments Securities Currencies 130

PYMNTS

APRIL 21, 2020

We now must bank entirely online, by necessity. The stage is being set, then, for consumers to pivot away from legacy banking toward trusted brands that, increasingly, are building out financial services. To get there, said Verdon, firms need a streamlined way to conceptualize, innovate, test and create new banking products.

Banking 92

Banking Concentration Accounting Leverage 92

PYMNTS

FEBRUARY 14, 2020

Venture capital funding rounds this week showed some concentration on the continent, with several announcements tied to Europe. Starling Bank. digital bank Starling Bank said it raised £60 million (more than $ 78 million USD) in funding. In the U.K., The total raised to date tops £320 million. CybelAngel.

Banking 52

Banking Concentration Risk Management Investments 52

Future CFO

JULY 17, 2023

Corporate treasury actions for capitalising on improved cash management Reliable, high-cadence forecasting is boosted by these recommended treasury tactics for managing turbulence: 1) Invest excess cash in instruments with advantageous interest rates. 2) Utilise advanced liquidity management techniques. 3) Enhance working capital management.

Treasury 98

Treasury Forecasting Cash Management Concentration 98

Barry Ritholtz

NOVEMBER 27, 2023

My back-to-work morning reads: • How to Tweak Your Investments for a More Normal Market : Convert a traditional IRA to a Roth IRA; Higher interest rates means cash gets a respectable yield; Revisit concentrated positions; consider adding international stocks; buy longer-dated Treasuries.

Concentration 98

Concentration Construction Advertising Treasury 98

Future CFO

OCTOBER 2, 2023

Private fund firms are now putting idle cash to work in money market funds (MMFs), which has the dual benefit of earning a yield from cash holdings in addition to mitigating concentration risk. MMFs charge a standard investment management fee and deduct other expenses from the overall pool of assets.

Cash Management 52

Cash Management Marketing Treasury Concentration 52

PYMNTS

NOVEMBER 22, 2016

alternative lender Funding Options is calling big banks out for favoring large corporates over SMEs. In an article penned for Asset Finance International, Funding Options CEO Conrad Ford said big banks are favoring larger businesses for overdraft loans, leading small and medium-sized firms to struggle.

Banking 70

Banking Concentration Invoicing Finance 70

Barry Ritholtz

AUGUST 26, 2022

Say what you will about Cathy Woods and ARKK, but a concentrated portfolio like hers makes more sense as a satellite to Vanguard’s Total Stock Market Index ETF (VTI) or the S&P 500 (SPY) versus this unholy mess of high-cost high turnover SMA. Previously : Bill Miller: Closet Indexers Are Killing Active Investing (October 28, 2016).

Concentration 141

Concentration Benchmarking Investments Accounting 141

Barry Ritholtz

JANUARY 24, 2024

. ~~~ About this week’s guest: Ari Rosenbaum serves as the Director of Private Wealth Solutions at O’Shaughnessy Asset Management , now part of investing giant Franklin Templeton. He leads the team that delivers OSAM strategies to advisors, consultants, wealth management firms, multi-family offices and private banks.

Concentration 93

Concentration Investments Accounting Marketing 93

CFO News Room

DECEMBER 28, 2022

Innovation and exchange can be frustratingly uninspiring, particularly given that there are concentrated, vivid costs (in the form of lost jobs and struggling communities) and benefits dispersed across millions of people who might not even notice. For simplicity, assume they just bank their almost impossible-to-notice savings.

Economics 130

Economics Concentration Accounting Finance 130

PYMNTS

MAY 19, 2020

The email states that the new outreach will look at digital brands, marketing, analytics and metrics, and making sure that the company is sufficiently invested in the new digital world. Banks have had to adjust, too, as fears of touching much-used digital screens or interacting with tellers has created a strain that previously did not exist.

Concentration 80

Concentration Banking Investments Marketing 80

CFO News Room

JANUARY 8, 2023

Leaders will have to search for ways to do more with less, find value where innovations overlap, and strategically invest in technologies that are hitting a tipping point. When looking at how you plan to invest in technologies over the next year, try to think holistically and consider how they make work together to unlock new opportunities.

Budgeting 130

Budgeting Securities Economics Technology 130

PYMNTS

NOVEMBER 28, 2016

Some of the world’s largest banks were met with big change in recent days. Demonetization in India has financial institutions operating at full speed to exchange out discontinued bank notes but with some unexpectedly pleasant consequences. We dive into the latest banking news from around the world. $30

Banking 46

Banking Concentration Financial Systems Leadership 46

PYMNTS

FEBRUARY 19, 2020

FinTech companies are keeping an eye on investment trends as they aim to serve the needs of the marketplace. Venture capital (VC) and private equity firms, in general, have been investing in FinTech companies for years, and each firm has different specializations. But in the B2B case, he noted that there has been less automation.

Concentration 60

Concentration B2B Investments Accounting 60

PYMNTS

AUGUST 27, 2020

Walmart is selling two of its online brands in a continuing goal to concentrate on its website. Last fall, Walmart sold ModCloth , a vintage-inspired women’s clothing, shoes, handbags and accessories eTailer, to Go Global Retail , a Los Angeles investment platform that invests in fashion and retail, for an undisclosed amount.

Concentration 57

Concentration Advertising eCommerce Manufacturing 57

CFO News Room

JANUARY 11, 2023

Sellers need to avoid a spread-the-peanut-butter approach and instead concentrate resources on the most promising opportunities. With the cloud business booming, a decision to continue investing heavily there is clear. While reducing ad sales efforts in these segments, we expect Google to boost investment in high growth sectors.

B2B 100

B2B Sales Concentration Restructuring 100

PYMNTS

JULY 31, 2019

Banks are increasingly focusing on the fundamentals when determining their innovation agendas. PYMNTS surveyed more than 200 FI decision-makers to examine the specific innovation areas in which banks are focusing on, now, and in the years ahead. percent of bottom performers will invest in UX.

Concentration 60

Concentration Banking Leverage Technology 60

PYMNTS

JANUARY 12, 2020

million in a Seed funding round for its neo-bank epiFi, led by Sequoia India and Ribbit Capital, TechCrunch reported on Sunday (Jan. Sujith Narayanan and Sumit Gwalani, both co-founders of Google Pay India — formerly called Google Tez — said the seed funding brings the neo-bank startup epiFi to a valuation of roughly $50 million.

Concentration 40

Concentration Startups Valuation Financial Systems 40

Future CFO

FEBRUARY 13, 2023

He also suggested using digital signature platforms to make transactional work more efficient and sustainable for signing bank documents. In this regard, he added the importance of continuing to lobby with banking counterparties to accept these digital signatures. During the pandemic, what one lesson stands out from your experience?

Treasury 98

Treasury Cash Management Restructuring Accounts Payable 98

Future CFO

APRIL 14, 2024

While I do not have a “typical” day in the strictest sense, it is usually packed with a series of internal (board, management, project teams, townhalls) and external meetings (investors, banks, government agencies, business partners). Driving business outcomes to deliver a compelling investment case to shareholders.

Finance 52

Finance Concentration CFO Transportation 52

PYMNTS

MARCH 8, 2019

challenger Starling Bank is moving forward with plans to introduce business lending services, reports in Specialist Banking said this week, with the bank revealing new details about its strategy.

Concentration 47

Concentration Banking Planning Securities 47

PYMNTS

OCTOBER 28, 2020

This permanent shift means that banks, payment networks and payment providers must cope with fluctuations in volume while retaining the responsiveness of a real-time service. At Red Hat, we continue to invest in technology that improves the ability of our customers to move software assets from one cloud environment to another.

Technology 73

Technology Concentration Banking Retail 73

PYMNTS

JANUARY 28, 2019

PwC has estimated that the foreign investment restrictions could shave off $46 billion in commerce done digitally, if bigger eCommerce firms have to retool the way they do business. The central bank wants to reduce the risk of such concentration across banks and non-banks alike (and where payments firms like Visa already have a foothold).

eCommerce 75

eCommerce Concentration Economics Startups 75

PYMNTS

FEBRUARY 1, 2021

Enigma, as a part of the collaboration, is joining up with a number of banks, payment processors and financial institutions to provide trustworthy intelligence regarding a business's financial health. These businesses are making investments to adapt to our new reality, yet they still struggle to access credit. 1) press release.

Analyzing Data 49

Analyzing Data Concentration Technology Investments 49

PYMNTS

FEBRUARY 28, 2020

Southeast Asia led the way thanks to ridesharing firm Grab, which continues to expand its B2B financial services offering with its fundraising windfall — and it wasn’t the only small business lender to secure investment. Digital Risks. InsurTech company Digital Risks announced $10.4 Reports in Verdict.co.uk

B2B 70

B2B B2C Concentration Startups 70

Future CFO

JANUARY 13, 2021

Often, in periods of distress companies will hunker down on expenses, and investments, in the name of riding the uncertainties. Madonini opined that today CFOs need to have a say on the investment strategies of their companies. The CFO needs to create investment capacity.

CFO 52

CFO Concentration Prioritization Leadership 52

CFO Talks

MARCH 20, 2024

It involves trusting your team, delegating effectively, and concentrating on strategic financial planning. The completion of bank reconciliations and management reports falls under the Controller’s purview, who also prepares and issues financial statements. It’s about leading, not just managing.

CFO 52

CFO Accounts Payable Financial Analysis Auditing 52

PYMNTS

JANUARY 12, 2021

The system was created over years through an effort involving the Bill & Melinda Gates Foundation and the State Bank of Pakistan, with help from the United Nations, the U.K. and the World Bank. Germany’s Delivery Hero Introduces Its Own Venture Capital Fund.

Valuation 54

Valuation Concentration Banking Planning 54

PYMNTS

SEPTEMBER 23, 2019

Advanced technology is increasingly raising the stakes of how CUs should operate, with members coming to expect the instant payments and slick mobile interfaces that large banks and FinTechs have made standard. Investments in digital banking are paying dividends for CUs by improving membership and creating more efficient services.

Concentration 63

Concentration Leverage Healthcare Advertising 63

PYMNTS

FEBRUARY 8, 2019

“That means SMBs can concentrate on running their business rather than preparing financial updates for their bank,” he continued. “We’ve seen that banks that embrace mobile and online have succeeded, and now we are back at that point with data,” he said. The early adopters are in.

Invoicing 46

Invoicing Reconciliations Concentration Financial Data 46

Musings on Markets

AUGUST 15, 2023

In every introductory finance class, you begin with the notion of a risk-free investment, and the rate on that investment becomes the base on which you build, to get to expected returns on risky assets and investments. What is a risk free investment?

Investments 80

Investments Currencies Treasury Hurdle Rate 80

PYMNTS

AUGUST 7, 2019

The Bank of Lithuania has suspended the majority of activities of payments company SatchelPay , reports said Tuesday, barring the Lithuanian company from issuing electronic money or providing part of its payment services. Reports noted that the central bank sent reminders and warnings to the company to provide the financial information.

Concentration 40

Concentration Auditing Compliance Startups 40

PYMNTS

SEPTEMBER 3, 2019

MobiKwik has raised about $118 million to date from Sequoia Capital, American Express and Cisco Investments, among other investors. Co-founder and COO Upasana Taku said the company modeled itself after Kotak and ICICI, banks that have just a fraction of users compared to most payment apps, but are profitable.

Concentration 43

Concentration Education Investments Banking 43

PYMNTS

MAY 30, 2019

A little over a year ago, the world met Bank of America’s answer to Alexa, it’s artificial intelligence (AI)-powered virtual assistant named Erica. The conventional wisdom in early was that Erica would struggle to gain the millions upon millions of customers it would need to be worthwhile for Bank of America to continue investing in it.

Concentration 51

Concentration Banking Investments 51