PYMNTS

JANUARY 13, 2020

But AI is still relatively rare in the banking world, with only 5.5 percent of banks in our survey equipped with genuine AI systems. Credit Risk. Core use cases that are getting a lot of traction, Dhala said, involve credit risk. AI can also help to spot credit risk.

Credit Risk 83

Credit Risk Profit and Loss Leverage Economics 83

PYMNTS

NOVEMBER 3, 2020

Today in B2B, Bloomberg broadens its credit risk data pool, and two ERP solutions secure B2B payments integrations. Bloomberg To Incorporate Credit Risk Data. The release stated firms have more often been looking for data to validate their own internal counterparty and credit risk assessment.

Credit Risk 88

Credit Risk B2B Accounts Payable B2C 88

CFA Institute

OCTOBER 2, 2023

Ladislao Vidal, CFA, is a sales executive at FIS, which provides technological solutions for the banking sector. He joined the company in 2017 as a consultant helping banks across Europe improve their risk and treasury frameworks and decision making. He started his career as derivatives trader at a commodities firm.

Banking 52

Banking Credit Risk Treasury Sales 52

PYMNTS

JANUARY 24, 2019

Also, what’s a simple and legitimate matter of credit risk ? Criminals have learned how to exploit situations in which fraud might — initially, but for a meaningful period of time — look like an issue of credit risk, which can make so much of fraud prevention reactive, not proactive. Here’s a test: What’s fraud?

Credit Risk 69

Credit Risk Accounting Technology Securities 69

PYMNTS

JANUARY 22, 2021

Given the roller coaster ride consumer finances have been on for the last 10 months, managing risk has become critical for financial institutions (FIs), both in terms of rising fraud counts and in terms of rising consumer delinquencies. Driving Actionable Intelligence In Real Time. And these models aren’t one-off events.

Banking 106

Banking Credit Risk Profit and Loss Risk Management 106

Global Finance

OCTOBER 31, 2024

Africa : UBA United Bank for Africa (UBA) is celebrating its 75th anniversary. With a portfolio of over a million SME clients and a loan book of $90 million, the bank has been instrumental in ensuring that SMEs remain the engine of growth. The bank also ensures easy transaction processing through its UBA Afritrade and UBA Connect.

Banking 52

Banking Finance Construction Foreign Exchange 52

Future CFO

NOVEMBER 21, 2023

Top 2024 macro-credit risks include tight liquidity and funding conditions, uncertainty about China’s macroeconomic outlook and property sector, and geopolitical event risk, said Fitch Ratin gs recently. The post Top 2024 macro-credit risks appeared first on FutureCFO.

Credit Risk 52

Credit Risk Valuation Forecasting Financial Systems 52

PYMNTS

NOVEMBER 3, 2020

In today’s top news in digital-first banking, digital payments network Zelle crossed over the one-billion transaction mark, while China’s tests of a digital yuan have processed over four million transactions. Plus, Bloomberg clients will now have the capacity to use the company’s terminal to look at Credit Benchmark’s risk data.

B2C 122

B2C Banking Benchmarking B2B 122

Global Finance

JUNE 9, 2025

Regional Winners Most Innovative Bank in North America | BANK OF AMERICA Bank of America’s (BofA’s) dedication to improving customer experience is evident in the 12% increase in digital interactions by clients last year, reaching a recordbreaking 26 billion interactions.

Treasury 59

Treasury Cash Management Financial Analysis Credit Risk 59

Future CFO

AUGUST 24, 2023

When it comes to the main credit risks, inflation and interest rates remain the most significant watch item for global credit, said Fitch Ratings recently. According to Fitch’s base-case forecasts, this will include a shallow recession in the US, limited growth in the eurozone and building risks to China’s recovery.

Credit Risk 52

Credit Risk Valuation Forecasting Banking 52

PYMNTS

OCTOBER 14, 2020

Artificial intelligence (AI) credit risk model provider Flowcast has unveiled the Tillful platform that provides quick, complimentary and transparent credit scores in addition to access to credit offers, according to a Wednesday (Oct. 14) announcement. small- and medium-sized businesses (SMBs). "In

Credit Risk 56

Credit Risk Education Financial Data Economics 56

PYMNTS

JULY 16, 2020

Blockchain initiative Teller has notched $1 million in a Framework Ventures-led seed capital to create a decentralized finance (DeFi) credit risk tool, according to an announcement. The bank will also start using the cryptocurrency for Hong Kong Monetary Authority transactions in September.

Credit Risk 59

Credit Risk Currencies Banking Finance 59

PYMNTS

OCTOBER 9, 2018

However, to get down to his concerns, the analyst said — per news reports such as CNBC — that the recently debuted “Square Installments” (which, as the name implies, offers payment plans) may expose the company in a way that makes it vulnerable to credit markets.

Credit Risk 64

Credit Risk Forecasting Numbers Accounting 64

PYMNTS

NOVEMBER 12, 2020

It may be an open road for open banking as, three years after the rollout of the second Payment Services Directive (PSD2), bank-FinTech collaborations and new initiatives unlocking bank account data continue to flourish. ThinCats Links Up With Open Banking FinTech Salt Edge. But it may not always be smooth sailing ahead.

Banking 88

Banking Treasury Foreign Exchange Risk Analysis 88

CFA Institute

DECEMBER 15, 2023

Ladislao Vidal, CFA, is a sales executive at FIS, which provides technological solutions for the banking sector. He joined the company in 2017 as a consultant helping banks across Europe improve their risk and treasury frameworks and decision making. He started his career as derivatives trader at a commodities firm.

Marketing 52

Marketing Credit Risk Treasury Banking 52

Trade Credit & Liquidity Management

JUNE 11, 2025

This is a concern for credit executives because a high percentage of the companies you deal with are likely to be inadequately protected. For example, when you share bank account information that enables your customers to make ACH payments to your company, it can also be exposed in the event of a customer’s data breach.

Credit Risk 52

Credit Risk Prioritization Securities Risk Management 52

PYMNTS

NOVEMBER 10, 2020

It’s here now and being used to make good banks better — whether to eliminate discrimination in lending decisions, add stability to existing screening systems or drive loan growth and profits. Ensuring Inclusive Banking. He said everyone in banking — from small credit unions to giant U.S. 15M In New Funding .

Credit Risk 138

Credit Risk Math Compliance Banking 138

PYMNTS

APRIL 2, 2020

Every interaction tells banks what customers actually want, meaning FIs just need the right tools to interpret this data. billion by 2025, with banks of all sizes leveraging such capabilities. Data analytics can give banks valuable insights into their customers’ financial lives and help them offer tailored financial products.

Banking 94

Banking Risk Management Credit Risk Advertising 94

CFA Institute

MARCH 6, 2025

Ladislao Vidal, CFA, is a sales executive at FIS, which provides technological solutions for the banking sector. He joined the company in 2017 as a consultant helping banks across Europe improve their risk and treasury frameworks and decision making. He started his career as derivatives trader at a commodities firm.

Credit Risk 52

Credit Risk Treasury Banking Sales 52

CFA Institute

OCTOBER 31, 2023

He has over 20 years of experience in the areas of market and credit risk management, portfolio management, quantitative modeling, treasury balance sheet management, and capital planning.

Risk Management 52

Risk Management Credit Risk Treasury Economics 52

PYMNTS

DECEMBER 19, 2016

16) said Lendingkart will offer its credit risk assessment technology to banks and other alt-lenders starting in 2017. According to Lendingkart Cofounder Harshvardhan Lunia, the company will look to expand its reach in the SME lending market over the next six months by having other banks use its credit risk analytics software.

Credit Risk 40

Credit Risk Technology Banking Planning 40

Global Finance

FEBRUARY 5, 2025

After a third party runs a credit check and assumes the credit risk of non-payment, a purchaser can delay payment for a fixed period or pay in whole or installments. Using B2B BNPL, MSMEs avoid tapping their credit lines to pay invoices and avoid trade credit negotiations. So they are into that.

B2C 52

B2C B2B Invoicing Credit Risk 52

PYMNTS

NOVEMBER 11, 2020

The launch comes after a successful pilot program, Visa noted, with the focus of the chosen FinTechs ranging from small business credit risk and buy now, pay later to merchant search and transaction compliance. This means that financial institutions and businesses of all sizes are looking for ways to rapidly develop their offerings.”.

Credit Risk 110

Credit Risk Benchmarking Compliance Budgeting 110

PYMNTS

NOVEMBER 7, 2018

In other news, the Swiss Financial Market Supervisory Authority (FINMA) is placing new digital currency restrictions on banks, Crytovest reported. In essence, the outlet reported that “banks must reserve significantly more capital to cover crypto losses compared to other asset classes.”

Banking 77

Banking Currencies Credit Risk Numbers 77

CFO News

APRIL 27, 2023

Speaking at the ‘Global Conference on Financial Resilience’, RBI Governor Shaktikanta Das shared the results of latest macro stress tests for credit risk conducted by the central bank which indicates that banks in India are well placed to comply with the minimum capital requirements even under severe stress situations.

Credit Risk 98

Credit Risk Banking 98

CFO Thought Leader

JUNE 11, 2025

Instead, more than 30 financial institutions and non-bank entities fund those transactions. Integrating them under traditional SaaS leadership would risk diminishing their value. We don’t use our own balance sheet to finance invoices—we work with over 30 financial institutions and non-bank FIs who provide that funding.

SAP 52

SAP CFO Risk Management Invoicing 52

Barry Ritholtz

MARCH 4, 2025

The transcript from this weeks, MiB: Melissa Smith, co-Head of Commercial Banking at JPMorgan , is below. Melissa Smith is co-head of commercial banking for JP Morgan. Previously she was co-head of the bank’s Innovation Economy Group. And just to define that middle market sort of means in, in the commercial banking, right?

Banking 52

Banking Mergers and Acquisitions (M&A) Marketing Manufacturing 52

CFA Institute

OCTOBER 18, 2023

He formerly worked as a senior analyst for Primatics Financial where he served as a consultant primarily for large banks, advising them on credit risk, among other matters. Hughes is a chartered financial analyst (CFA).

Marketing 52

Marketing Credit Risk Financial Analyst Investments 52

PYMNTS

MARCH 30, 2020

Bank regulators have rolled back the Jan. 1 accounting standard known as “current expected credit loss” (CECL) in an effort to bolster loans in the wake of the coronavirus, the Wall Street Journal reported on Friday (March 27). National bank regulators — The Federal Reserve, Federal Deposit Insurance Corp.

Accounting Standards 66

Accounting Standards Banking Credit Risk Compliance 66

PYMNTS

APRIL 16, 2019

But it occurred to them that their solution was useful outside of HR — and that many of the things that made someone a good hire of over time could also make them a good credit risk over time, if the artificial intelligence (AI) model they were using to screen with were modified to that task.

Banking 89

Banking Math Credit Risk Education 89

PYMNTS

DECEMBER 10, 2020

And in banking, financial institutions can incorporate artificial intelligence into their consumer credit strategies at a time when a retroactive approach to credit risk management has become less feasible amid COVID-19. 80%: Share of banking interactions done online in 2020. All this, Today in Data.

Credit Risk 102

Credit Risk Risk Management eCommerce Banking 102

PYMNTS

OCTOBER 3, 2017

French startup Tinubu Square has secured funding for its solution that provides trade credit risk management, according to news reports on Monday (Oct.2). Tinubu Square’s customers are credit and surety insurers, trade finance banks and export credit agencies, according to reports. “The

Credit Risk 40

Credit Risk Startups Risk Management Banking 40

PYMNTS

MARCH 6, 2020

What some banks purport to be AI is often lumped together with other less sophisticated computational systems or, in some cases, not AI at all but the result of intensive human labor. bank executives at institutions ranging from $1 billion in assets to more than $100 billion. Yet, these claims do not always rest on a solid foundation.

Credit Risk 81

Credit Risk Compliance Banking Planning 81

PYMNTS

DECEMBER 5, 2018

With the threat of third-party cyber risks rising, the financial services (FinServ) industry is especially prone to hacks that can ripple through supply chains. This is particularly true as open banking initiatives encourage bank collaboration with third-party FinTech firms and facilitate the movement of data between platforms.

Securities 76

Securities Banking Risk Management Credit Risk 76

PYMNTS

NOVEMBER 17, 2019

Following years of brisk expansion, China’s smaller financial institutions are seeing hard times as customers turn to larger banks and the local economy slows, the Wall Street Journal (WSJ) reported on Sunday (Nov. S&P Global analysts figure that troubled lenders make up about 4 percent of China’s total banking capital.

Banking 61

Banking Credit Risk Forecasting Economics 61

PYMNTS

JUNE 17, 2020

In financial fraud, the breaches come when bank standards are lax. Australian bank Westpac Banking Corp. And that guiding principle is what leads fraudsters and bad actors to probe systemic vulnerabilities in banks’ compliance processes. may stand as Exhibit A here. There was no evidence of intentional wrongdoing.”.

Banking 75

Banking Compliance Risk Management Credit Risk 75

Future CFO

JUNE 28, 2020

The various policy measures will mitigate credit-negative pressure on companies, banks and the broader economy, but weakness in trade, commodity prices and general sentiment will weigh on growth for all five economies,” Deborah Tan, a Moody’s Assistant Vice President pointed out. “The

Credit Risk 40

Credit Risk Restructuring Currencies Manufacturing 40