PYMNTS

SEPTEMBER 14, 2020

In a year that will see more than 25,000 retail stores blink out of existence, with an estimated 16,000 restaurants having closed permanently by August, people could use some upbeat news. Signs of economic recovery are visible, as are inspiring stories of SMBs successfully adapting and reinventing post-pandemic. It’s out there.

Concentration

PYMNTS

JULY 15, 2020

Consumers were already changing their retail preferences before anyone had heard of COVID-19, let alone had their life utterly upended by it. This vastly accelerated retail realignment presents challenges — and opportunities — for retailers of all kinds, particularly those dealing in luxury goods, Molnar said.

Retail

Global Finance

SEPTEMBER 9, 2024

This sentiment is echoed by AI Now, a research institute, which asserts that “AI is now firmly positioned as a critical strategic technology for the geopolitical and economic ambitions of nation-states.” AI’s positive impact will be concentrated, initially, “in a limited number of sectors.”

Economics

PYMNTS

APRIL 13, 2018

Postmates — in cooperation with Edelman Intelligence — set out to determine what effect the company has had, economically speaking, in the cities in which it operates. There’s a bifurcation between big metropolitan areas, where there is a higher concentration of digitally minded industries and the rest of the world.”.

Economics

PYMNTS

AUGUST 3, 2020

Will saving for a rainy day today lead to economic clouds just a bit down the road? recipients of economic aid are being judicious about how they spend the funding being extended by the government. The Commerce Department reported that in June, retail spending was up 7.5 What this tells us is that in the U.S.,

Economics

PYMNTS

OCTOBER 12, 2020

Merchants thus need to move quickly to keep payment details protected as consumers shift their business online, explained Ben Groom , chief digital officer for furniture and home goods retailer Herman Miller. Payments And The Future Of Retail . Shifting Payment Behaviors And Fraud .

Retail

PYMNTS

DECEMBER 12, 2016

In China, however, the two big ones — JD.com and Alibaba — have found ways to gain focused insight into shoppers’ spending habits, which in turn help retailers make eCommerce decisions. That monitoring, or data collecting and analyzing, comes through in indexes and has made life easier for certain retailers, according to Bloomberg.

Concentration

PYMNTS

JANUARY 28, 2019

The most recent, and perhaps most telling, hints of nationalism-as-economic-policy came a few days ago, when a Hindu nationalist group described by Straits Times as being “close” to Modi’s government said that India should not push back those deadlines. The new rules will not apply to Reliance because it is an Indian firm.

eCommerce

The Finance Weekly

OCTOBER 13, 2021

Companies looking to advance in this new economic environment will continue to rely on the same four strategies that have proven successful over the past 16 months. For example, a retailer might discover that, despite plans to build another location, many of its consumers choose to never shop in a store again.

Mergers and Acquisitions (M&A)

PYMNTS

FEBRUARY 5, 2020

Accounting for everything, especially when it comes to credit — in other words, taking stock and measure of where lending activities have been concentrated, where risk is and where losses may loom — is as much art as science. That could be especially troublesome for retailers which also issue cards and are reporting under CECL’s rules.

Accounting

PYMNTS

NOVEMBER 2, 2016

And that difference has translated to an accompanying belief in retail that the different millennial required a different commerce that can be observed in the proliferation of one-hour delivery options and on-demand services pitched to digitally focused urban millennials. What It Means For Retail .

Advertising

PYMNTS

JANUARY 24, 2019

Separately, the Reserve Bank of India (RBI) is looking for public comments on “the authorization of new retail payment systems,” with a nod to the fact that the payments infrastructure has grown in a way where that technology, and platforms, are dominated by a few players, even though several systems are on offer.

Concentration

PYMNTS

FEBRUARY 4, 2020

Some companies are aiming to tackle this economic and environmental challenge with the help of mobile order-ahead innovation. Canada’s FoodHero , in one case, has technology that connects retailers with consumers to help sell surplus food that might otherwise be wasted. The Retail Market.

Concentration

Global Finance

JUNE 14, 2024

Financial institutions have been facing tough challenges between economic uncertainty and an unprecedented technology-powered speed of change, especially since the Spring Bank Run of 2023. This can help institutions identify concentration risk earlier and determine actions for loan diversification.

Leverage

PYMNTS

FEBRUARY 5, 2020

Accounting for everything, especially when it comes to credit — in other words, taking stock and measure of where lending activities have been concentrated, where risk is and where losses may loom — is as much art as science. That could be especially troublesome for retailers which also issue cards and are reporting under CECL’s rules.

Banking

Global Finance

OCTOBER 11, 2024

in 2022, according to the International Monetary Fund’s July World Economic Outlook 2024. The US Federal Deposit Insurance Corporation’s quick response to the banks’ failures stemmed additional contagion and has left businesses with an object lesson in concentration risk. million clients, a million more than the previous year.

Banking

CFO Simplified

SEPTEMBER 11, 2023

Here are some areas you should consider in your planning: Customer Concentration Leadership Staffing Products Financial Resources Technology Customer Concentration is an easy one to understand. Then a change in staff at the retail giant brought in a new Purchasing Agent that didn’t connect with our President.

Concentration

Future CFO

DECEMBER 21, 2023

This is part of the economic climate in which they operate and can impact customer insolvency. Shorten your supply chains and avoid concentration in one geographic region. Think of the retail shift to online when Covid-19 shut down bricks and mortar establishments overnight. Are they attracting negative press coverage?

Profit and Loss

PYMNTS

JULY 26, 2017

When it is running well, it powers tremendous growth and economic prosperity for consumers, businesses and communities across the country,” said Keith A. But the Spring 2017 report reveals news of threats that are just beginning to flare up. The federal banking system is, and should be, a source of strength for the nation and its economy.

Banking

PYMNTS

JULY 16, 2019

David Cicilline of Rhode Island, a Democrat who chairs the subcommittee, stated that the desire to boost the new economy had in effect fostered a mindset that let big tech self-regulate with “little oversight,” and that concentration has resulted. Sutton countered that retailers also tend to employ that model. percent of the U.S.

Concentration

PYMNTS

MARCH 28, 2019

Synchrony already offers consumer financing to those merchants across verticals such as retail, auto and health. Consider the funding gap that exists when a retailer needs to both procure and make payments on inventory — before the goods ever hit the market and are sold. Hiccups — And The SMB Financing Need.

B2B

Future CFO

AUGUST 3, 2023

Eyewear retailer Lenskart, also based in India, rounded out the largest 5 deals with a $600 million round. Ongoing geopolitical challenges, lack of confidence in exit opportunities, economic concerns and the continued potential for interest rate hikes will continue to impact deal volume despite ongoing record liquidity, the firm said. “We

Investments

PYMNTS

OCTOBER 12, 2020

When asked in March about what their biggest COVID-19 concerns were, millennials and bridge millennials (a slightly older demographic than Gen Z) cited economic concerns, while Gen Z’s fears were more social in nature. percent of Gen Z respondents worried that they’d lose contact with people, and 49.7 Capturing The Available Conversions .

Sales

Future CFO

APRIL 27, 2020

"The coronavirus disruption has added pressure to corporate earnings and liquidity profiles against the backdrop of slowing economic growth. The majority of downgrades were in industries with high or moderate exposure to coronavirus disruption, such as auto, commodity related, property, retail and REIT," Di Chiara noted.

Concentration

Future CFO

JANUARY 10, 2024

A look back at 2023 and it becomes clear that persistent challenges were the norm for much of the year – be it in the form of social, geopolitical or economic. Insolvency in Asia The Allianz Research paper, Global Economic Outlook 2023-25 , notes that businesses face declining demand and higher costs while pricing power is fading.

Forecasting

Global Finance

OCTOBER 14, 2024

If a company in retail, for example, wants to open a finance company offering payment options, billing, and credit issues, it can do so using QI Tech’s infrastructure. As five banks concentrated 80% of the financial services, the competition was really low,” says Diego Perez, president of the Brazilian Association of Fintechs (ABFintechs). “In

Investments

PYMNTS

OCTOBER 19, 2016

In this week’s episode of The Matchmaker Is In series, hosts Karen Webster and David Evans, economist and author of “ Matchmakers: The New Economics of Multisided Platforms ,” were joined by Tom Weaver , CEO of Flypay , to discuss how its recent business model pivot helped its restaurant payments platform to ignite.

Concentration

PYMNTS

JULY 29, 2016

The Silicon Docks is a nickname for the area in Dublin where there is a concentration of high-tech companies. We’ve also just pulled off an economic recovery and return to growth that ensures our credibility on the world stage.”. As the dust continued to settle after the U.K.’s s decision to exit the E.U., she continued.

Startups

PYMNTS

AUGUST 16, 2016

Euromonitor used the same optimism, comparing it to other BRICs and predicting it as the country likely to see the strongest economic growth. Barrons described the Indian consumer economy as “an emerging market bright spot.” In India, for example, there are signs that the rise of the smartphone is stymying the consumer goods market.

Concentration

Musings on Markets

AUGUST 19, 2024

Advice on concentrating your portfolio and having a margin of safety, both value investing nostrums, may work with the former but not with the latter. In contrast, a venture capital portfolio, invested almost entirely in very young companies, will have a large number of wipeouts, but it can still outperform, if it has a few large winners.

Corporate Finance

PYMNTS

SEPTEMBER 19, 2017

However, that’s not the picture the trends are painting, according to a January 2016 study by the World Economic Forum titled “The Future of Jobs: Employment, Skills and Workforce Strategy for the Fourth Industrial Revolution.”. million which are concentrated largely in white collar office settings. “The All told, that’s 5.1

Concentration

Musings on Markets

SEPTEMBER 11, 2023

The music companies provided marketing support, seeking out radio stations that would carry their music, and distributional backing to get albums to retailers. That said, the movie business remained concentrated, with the biggest players dominating each segment of the business.

Entertainment

Global Finance

SEPTEMBER 5, 2024

In 2023, the lab honed its focus to concentrate on startups between seed and Series A funding stages. The lab concentrates on several technological areas: AI, data science, immersive media, and the Internet of Things. Some fintech innovation labs work to improve economic and social conditions, and some go where no one has gone before.

Startups

Barry Ritholtz

SEPTEMBER 12, 2022

And so, coming out of school, I studied Economics and Spanish Literature, and I applied to a — a program that actually targeted Liberal Arts majors. And so, with this gave me exposure to everything from investment banking to retail, looking at like checking account campaigns, like how do you get more assets in the door to credit risk.

Investments

Barry Ritholtz

MARCH 7, 2023

Maria Vassalou has a fascinating history and background, London School of Economics to Columbia School of Business, where she actually was a professor for over a decade, and started consulting to the hedge fund and financial services industry. VASSALOU: — which are effectively retail investors. RITHOLTZ: Right.

Marketing

PYMNTS

AUGUST 13, 2018

It’s tough slogging it out these days as an online retailer with a value proposition based purely on selling stuff cheap. Ten years after the world wide web and http was introduced, we had a powerful internet economy driving trillions of dollars in positive economic activity. Why wouldn’t he?

Banking

Barry Ritholtz

AUGUST 16, 2022

And now, some of the retailers are talking about easing Amazon and Walmart. TROPIN: I mean, you know, there were equity hedge funds that were pretty levered, that had pretty highly concentrated, you know, growth bets, and a lot of technology companies and so on. How does this impact global trade and other economic factors?

Profit and Loss