PYMNTS

OCTOBER 31, 2016

Without a complete picture of millennials’ credit, many financial services companies are turning away good consumers, and the bad news for financial institutions is that only 10 percent of millennials will re-apply to the same lender once they have been declined.”. That growth is at the hands of Amazon’s $99/year ($10.99/month)

Profit and Loss 43

Profit and Loss Construction Credit Risk Risk Management 43

PYMNTS

JANUARY 11, 2018

Lending Hero has focused specifically in the retail, construction and medical fields, via co-branded partnerships with merchants and services providers.

Risk Management 43

Risk Management Finance Sales Construction 43

PYMNTS

OCTOBER 1, 2018

The investigation also discovered irregularities with asset management arm LC Advisors (LCA), a sub-unit of the company dedicated to using loans to construct funds for investors. million Series C round in April of 2010.

Valuation 54

Valuation Startups Banking CFO 54

Barry Ritholtz

MARCH 5, 2024

But in our experience, we’re seeing them efficiently transfer the credit risk of assets, but keeping the customer relationship, it’s a very important distinction. Either you have the asset and the credit risk, I would imagine. This is the product that, that allows them to transfer credit risk.

Mergers and Acquisitions (M&A) 56

Mergers and Acquisitions (M&A) Credit Risk Investments Banking 56

Barry Ritholtz

AUGUST 29, 2023

So I was a mile deep on a subject matter of bond indexing, but now I had the opportunity to lead an equity indexing group, the entire fixed income team, our investment strategy team that does research for our clients around portfolio construction, those types of things. They create the benchmark.

Investments 52

Investments Benchmarking Valuation Construction 52

PYMNTS

DECEMBER 19, 2016

Sure, there are still ad sales guys and gals that touch the brands who want to advertise, but their pitches are delivered remotely (even in a self-serve capacity) via a well-constructed, well-scripted, data-driven sales pitch. Besides that, they’re the ideal credit risk and perfect target to stake the future of FinTech, payments and retail.

Advertising 88

Advertising Credit Risk Retail Banking 88

Barry Ritholtz

FEBRUARY 13, 2023

But there are so many tools at your disposal, and let alone how much duration you’re taking, how much interest, how much credit risk you’re taking, illiquidity, et cetera. And how do you make the decision, I’m not comfortable with this credit risk relative to the return it’s going to throw off?

Mergers and Acquisitions (M&A) 56

Mergers and Acquisitions (M&A) Investments Marketing Education 56

Barry Ritholtz

AUGUST 15, 2023

The challenge is unlike the S&P 500, hedge funds sit in a box that has underlying credit risk from prime brokers. So the credit markets froze. It’s much more about security selection and a relatively static portfolio construction. SEIDES: No, you’re right about the securities.

Benchmarking 52

Benchmarking Investments Marketing Treasury 52

Barry Ritholtz

SEPTEMBER 26, 2023

The cost of constructing a home is higher today than it was three years ago. So there is real inflation in cost of construction. And I think w when you combine new home sales declining and new home construction or and multifamily construction declining, that’s when I think the bite will be felt.

Investments 52

Investments Economics Banking Construction 52

Barry Ritholtz

MARCH 12, 2024

And up until that moment in time, we didn’t spend a lot of time on credit risk in mortgages. We didn’t really have to model credit risk because that was, that risk was taken by the agencies. But in these private labels, you had the, the market was taking the credit risk.

Profit and Loss 56

Profit and Loss Investments Marketing Securities 56

Barry Ritholtz

DECEMBER 20, 2022

So we have to think about credit risk like everybody else. But at the end of the day, emerging markets risk is about credit culture, people, how do they behave in times of duress in the past, predict how they’re going to behave in the future. I’m not going to say I do it as well in Spanish as I do in English.

Restructuring 60

Restructuring Investments Marketing Banking 60