Barry Ritholtz

JANUARY 15, 2025

Ted Seides : Well, similarly, private credit, think about a bond portfolio with credit risk and a little bit of illiquidity. Hedge funds generally have either bond-like or stock-like characteristics with less risk. Is it financial leverage? So, that’s bonds plus. Is it bonds plus? Do they buy well?

Investments 59

Investments Credit Risk Marketing Budgeting 59

Trade Credit & Liquidity Management

JUNE 23, 2025

Shifting marginal accounts to credit card or prepaid terms to offload credit risk while preserving the relationship. 🔐 Tip: Use credit tools (e.g., guarantees, credit insurance, UCC filings, or letters of credit) to support sales without increasing exposure.

Invoicing 52

Invoicing Accounts Payable B2B Prioritization 52

Trade Credit & Liquidity Management

JULY 3, 2025

Increasingly recognized for their potential to improve efficiency, reduce errors, and enhance decision-making in credit and collections management, AI/ML are being used to automate credit risk assessment and deliver actionable insights directly within the CRM, allowing users to make informed decisions without disrupting established workflows.

Credit Risk 52

Credit Risk CFO Invoicing Leverage 52

Trade Credit & Liquidity Management

JUNE 23, 2025

Sales teams operate without visibility into credit risk or when slow payments may affect subsequent sales to a customer. In addition, finance teams operate without knowing how that risk is being translated into contracts and payment terms. In today’s B2B world, speed and smart risk decisions must go hand in hand.

B2B 52

B2B Sales Finance Leverage 52

Global Finance

OCTOBER 31, 2024

Before the pandemic, DBS had relentlessly leveraged emerging technologies to help SMEs, especially micro and small enterprises, streamline services and manage credit risk. “But it is changing—in the last two years, digitization has now become the No. 1 agenda for most banking CEOs.”

Banking 52

Banking Finance Construction Foreign Exchange 52

Barry Ritholtz

MARCH 4, 2025

And I also wanted to make sure that I was going somewhere that would really leverage the quantitative skills that I was acquiring at Chicago. And as I was doing that, I sort of decided it would be even more interesting to come to the public sector at a more senior level. Barry Ritholtz : So that makes a lot of sense.

Banking 52

Banking Mergers and Acquisitions (M&A) Marketing Manufacturing 52

Reval

JULY 14, 2025

Skip to content Markets Markets Asset Management LatentZero Compliance SaaS LatentZero OMS LatentZero Post-trade LatentZero EMS Workstation Fixed Income FI Rates FI Credit FI Swaps FI Munis FI Sales to Trader FI Relative Value FI EMS View all products » Cleared Derivatives XTP Execution XTP Clearing XTP XTP Spark XTP Match XTP Risk JANUS XTP Central (..)

Foreign Exchange 52

Foreign Exchange Risk Management Treasury Credit Risk 52

PYMNTS

JANUARY 13, 2020

As you move along, there are other customers who want to actually develop a business case for leveraging AI. … Then on the other end of the spectrum, you have customers who are already using AI and are looking to leverage and add the state-of-the-art AI technology to make continuous improvements.”. Credit Risk.

Credit Risk 83

Credit Risk Profit and Loss Leverage Economics 83

PYMNTS

NOVEMBER 3, 2020

Today in B2B, Bloomberg broadens its credit risk data pool, and two ERP solutions secure B2B payments integrations. Bloomberg To Incorporate Credit Risk Data. The release stated firms have more often been looking for data to validate their own internal counterparty and credit risk assessment.

Credit Risk 88

Credit Risk B2B Accounts Payable B2C 88

Future CFO

NOVEMBER 21, 2023

Top 2024 macro-credit risks include tight liquidity and funding conditions, uncertainty about China’s macroeconomic outlook and property sector, and geopolitical event risk, said Fitch Ratin gs recently. The post Top 2024 macro-credit risks appeared first on FutureCFO.

Credit Risk 52

Credit Risk Valuation Forecasting Financial Systems 52

PYMNTS

OCTOBER 9, 2018

However, to get down to his concerns, the analyst said — per news reports such as CNBC — that the recently debuted “Square Installments” (which, as the name implies, offers payment plans) may expose the company in a way that makes it vulnerable to credit markets.

Credit Risk 64

Credit Risk Forecasting Numbers Accounting 64

CFO News

MARCH 22, 2023

“With the leverage level low at present, developers have headroom to borrow, which would keep their credit risk profiles stable. Asset monetisation will be crucial to rein in debt at comfortable levels,” the statement from CRISIL Ratings said.

Credit Risk 52

Credit Risk Leverage 52

PYMNTS

APRIL 2, 2020

billion by 2025, with banks of all sizes leveraging such capabilities. It is key to risk management functions, which entail assessing the likelihood that any given transaction could be fraudulent or present a credit risk. One of the most powerful tools in the financial sector is data analytics.

Banking 94

Banking Risk Management Credit Risk Advertising 94

PYMNTS

DECEMBER 2, 2020

A recent analysis found that interest-free installment payment plans appeal to these consumers, in part because they offer the financial flexibility to buy more expensive purchases without taking on traditional credit risks. Unbound Merino Leverages Installment Payment Plans For More Accessible Shopping.

Sales 77

Sales Retail Budgeting Leverage 77

PYMNTS

JUNE 4, 2018

The offering, launched today , is designed to help companies leverage an artificial intelligence model that answers real business questions and can be swiftly deployed. The problem, however, is that while the data resources exist, most firms do not have the in-house experience or expertise to leverage that data within an AI paradigm. “If

Credit Risk 48

Credit Risk Leverage Risk Management Securities 48

CFO Talks

OCTOBER 15, 2024

Start by leveraging data from your accounting systems and working with your finance team to create simple forecasting models. Customer Credit Risk Predictive analytics can also be applied to assess the creditworthiness of customers.

Risk Management 95

Risk Management Compliance Forecasting Credit Risk 95

Future CFO

MARCH 16, 2023

China's modest fiscal policy expansion, reflected in support from fiscal budgets and bond issuance from regional and local governments (RLGs), mitigates credit risks for local government financing vehicles (LGFVs) and infrastructure companies, the credit rating agency said.

Credit Risk 52

Credit Risk Economics Budgeting Forecasting 52

Trade Credit & Liquidity Management

MAY 1, 2025

Sellers may feel pressure to extend terms to maintain sales, but this increases their own exposure and financial risk, especially with elevated interest rates and tight liquidity. Credit managers need to monitor for signs of stress among borrowers in import-dependent sectors, as these are more likely to experience payment delays or defaults.

Credit Risk 52

Credit Risk Risk Management Communication Securities 52

PYMNTS

FEBRUARY 22, 2019

According to recent data from Moody’s investor services, corporate leverage in the U.S. has reached pre-2008 levels, meaning banks are facing risk that is elevated above what has been seen since the financial crisis. All in, the leveraged loan market in the U.S. “If operating conditions in the U.S. “U.S.

Leverage 46

Leverage Credit Risk Valuation Banking 46

PYMNTS

DECEMBER 21, 2020

More and more companies are starting to leverage payments technology with [virtual cards] because of the value to all players in the ecosystem,” Fenton said. For example, our portfolio company, GDS Link, provides credit risk management solutions to lenders.

B2B 79

B2B Healthcare Investments Credit Risk 79

Trade Credit & Liquidity Management

APRIL 17, 2025

Credit Markets Concurrently, investors in the credit markets have reacted by reducing their exposure. high-yield and leveraged loan funds as "Flowmageddon." The outflows occur amid a deteriorating macroeconomic backdrop, with risks skewed toward further credit spread widening. Act Now Before It’s Too Late.

Credit Risk 52

Credit Risk Leverage Economics Investments 52

Future CFO

JULY 23, 2020

The bank aims to leverage these insights to provide quicker and more cost-efficient financing to suppliers much earlier in the cycle, as compared to conventional post-shipment supplier financing programs, he added. The post DBS Bank, Infor team to offer digital trade financing appeared first on FutureCFO.

Finance 52

Finance Banking Credit Risk Leverage 52

Trade Credit & Liquidity Management

APRIL 16, 2025

(Photo by Çağlar Oskay on Unsplash ) Balance automates the entire invoice-to-cash cycle behind the scenes, handling onboarding, risk assessment, billing, collections, and cash application.

B2B 52

B2B Invoicing Credit Risk Leverage 52

PYMNTS

OCTOBER 17, 2016

On pace to more than triple its year-over-year loan volume, Affirm will leverage the facility to continue its expansion of consumer-friendly point-of-sale financing at leading online and offline retailers, the company said in a press release.

Credit Risk 51

Credit Risk Risk Management Leverage Finance 51

CFO Talks

AUGUST 21, 2024

This change significantly impacts financial metrics such as leverage ratios and EBITDA. IFRS 9 Financial Instruments: Managing Expected Credit Losses IFRS 9 introduced the concept of expected credit losses (ECL), which means companies must recognise potential credit losses earlier, based on a forward-looking model.

IFRS 52

IFRS Profit and Loss Communication Credit Risk 52

PYMNTS

FEBRUARY 3, 2020

Loans were primarily issued to SMB merchants that sell on the site, and bank partnerships were leveraged in some foreign markets.

Credit Risk 52

Credit Risk Leverage Banking eCommerce 52

Trade Credit & Liquidity Management

APRIL 16, 2025

Additionally, sales representatives who engage in collection activities gain a deeper understanding of the financial risks involved in selling to customers who do not pay. Sales Teams are able to proactively manage future Credit Risks. The point is that credit and sales need to be fully aligned.

Sales 52

Sales Credit Risk Leverage Communication 52

PYMNTS

JUNE 8, 2020

The firm’s lenders use a combined credit risk scoring methodology that uses traditional models such as the Altman Z score and deep learning model (leveraging neural networks, for example) to assess loans. Crowdfunding, according to the company, and P2P payments, are cost efficient means of raising and distributing capital.

Credit Risk 52

Credit Risk Banking Investments Education 52

PYMNTS

APRIL 19, 2019

The data collected about those drivers during their working hours in their vehicles — Grab knows driver accident rates, for instance — helps the platform operator determine who might make a good credit risk, and how much working capital can be extended to them. Mehrotra didn’t rule that out, but he didn’t offer many specifics, either.

Credit Risk 78

Credit Risk Transportation Technology Leverage 78

PYMNTS

APRIL 7, 2017

If a business doesn’t have the robustness in terms of data sets, the data scientists needed to analyze that data or even the technology infrastructure to run analytics properly and perform real-time decisioning in house, then they may be better off leveraging the scale of a platform that does. The “Buy Vs. Build” Decision.

Credit Risk 49

Credit Risk Math Leverage Technology 49

PYMNTS

OCTOBER 12, 2018

Bill Pay Exchange leverages Mastercard’s network of 135,000 billers and the real-time payment capabilities of Vocalink and The Clearing House (TCH) – and users get instant confirmation. Wall Street also is raising concerns over credit risk as the firm branches out into consumer-facing installment loans.

Advertising 42

Advertising Credit Risk Startups Budgeting 42

PYMNTS

NOVEMBER 9, 2016

Doing that meant that Circle had to build out an AI-powered risk engine that allows it to make 90 percent of its risk and compliance decisions with machines rather than relying on compliance people. This allows Circle to take on the credit risk of transactions to make money move instantly.

Currencies 75

Currencies Compliance Communication Credit Risk 75

CFO Talks

JULY 23, 2024

This can be done using a risk matrix, which plots the severity of the impact against the likelihood of occurrence. The goal is to prioritize risks that have the highest potential impact on the organization. For example, currency fluctuations and credit risk may rank higher for South African businesses due to the economic environment.

Risk Management 52

Risk Management CFO Compliance Communication 52

Focus CFO

MARCH 3, 2022

Trading partners’ credit risks : Customers and suppliers grapple with the same inflationary pressures and working capital management challenges, which can create a drag on their profitability. Moreover, these issues can impede a customer’s ability to pay and a supplier’s ability to deliver. .

CFO 52

CFO Strategic Planning Communication Credit Risk 52

PYMNTS

FEBRUARY 9, 2017

Our foundation is built on leveraging data science and machine learning to provide a better mechanism for evaluating risk with SMBs,” he said. Trends like greater demand for mobility and new technologies to mitigate credit risk are always welcome from the company, the executive said.

Invoicing 46

Invoicing Leverage Finance Credit Risk 46

CFO Talks

JUNE 7, 2022

Competencies include: Working knowledge of risk management, budget, and forecasting tools. Investment and credit risk knowledge. Information quality and control rationalisation are top-of-mind issues for the Steward. Accounting knowledge (IFRS and taxation). External financial and regulatory reporting knowledge.

CFO 52

CFO IFRS Risk Management Leadership 52

PYMNTS

SEPTEMBER 27, 2019

And if you ask why aren’t Apple or Google or Amazon or Samsung offering faster payments , it’s because they have the leverage in the market not to have to,” Reinsch said. They are a very low credit risk — if a developer has an invoice from them, Qwil can be confident it is going to get paid.

Invoicing 65

Invoicing Advertising Credit Risk Leverage 65