PYMNTS

NOVEMBER 3, 2020

Today in B2B, Bloomberg broadens its credit risk data pool, and two ERP solutions secure B2B payments integrations. Bloomberg To Incorporate Credit Risk Data. The release stated firms have more often been looking for data to validate their own internal counterparty and credit risk assessment.

Credit Risk 88

Credit Risk B2B Accounts Payable B2C 88

PYMNTS

JANUARY 13, 2020

As you move along, there are other customers who want to actually develop a business case for leveraging AI. … Then on the other end of the spectrum, you have customers who are already using AI and are looking to leverage and add the state-of-the-art AI technology to make continuous improvements.”. Credit Risk.

Credit Risk 83

Credit Risk Profit and Loss Leverage Economics 83

PYMNTS

JUNE 4, 2018

The offering, launched today , is designed to help companies leverage an artificial intelligence model that answers real business questions and can be swiftly deployed. The problem, however, is that while the data resources exist, most firms do not have the in-house experience or expertise to leverage that data within an AI paradigm. “If

Credit Risk 48

Credit Risk Leverage Risk Management Securities 48

CFO Talks

OCTOBER 15, 2024

Financial Risk Forecasting Predictive models can analyse your company’s financial data—such as revenue patterns, cash flow, and expenses—to identify potential financial risks. Start by leveraging data from your accounting systems and working with your finance team to create simple forecasting models.

Risk Management 95

Risk Management Compliance Forecasting Credit Risk 95

Trade Credit & Liquidity Management

MAY 1, 2025

(Photo by Christine Roy on Unsplash ) This is reflected in reports from major banks like Wells Fargo and JPMorgan Chase, which have not observed companies making large withdrawals from credit lines—a sharp contrast to the early days of the Covid-19 crisis, when businesses rushed to secure cash.

Credit Risk 52

Credit Risk Risk Management Communication Securities 52

Future CFO

MARCH 16, 2023

China's modest fiscal policy expansion, reflected in support from fiscal budgets and bond issuance from regional and local governments (RLGs), mitigates credit risks for local government financing vehicles (LGFVs) and infrastructure companies, the credit rating agency said.

Credit Risk 52

Credit Risk Economics Budgeting Forecasting 52

Trade Credit & Liquidity Management

APRIL 16, 2025

Additionally, sales representatives who engage in collection activities gain a deeper understanding of the financial risks involved in selling to customers who do not pay. Sales Teams are able to proactively manage future Credit Risks. The point is that credit and sales need to be fully aligned. Say yes, but how?”

Sales 52

Sales Credit Risk Leverage Communication 52

PYMNTS

NOVEMBER 9, 2016

Doing that meant that Circle had to build out an AI-powered risk engine that allows it to make 90 percent of its risk and compliance decisions with machines rather than relying on compliance people. This allows Circle to take on the credit risk of transactions to make money move instantly.

Currencies 75

Currencies Compliance Communication Credit Risk 75

PYMNTS

FEBRUARY 9, 2017

That dedication and focus is what led Fundbox to secure gold in the PYMNTS.com Innovation Project 2016 Awards category of Best Small Business Innovation. Our foundation is built on leveraging data science and machine learning to provide a better mechanism for evaluating risk with SMBs,” he said.

Invoicing 46

Invoicing Leverage Finance Credit Risk 46

PYMNTS

JULY 26, 2017

Treasury’s Office of the Comptroller of the Currency found that underwriting standards have eased thanks to an increased appetite for credit risk, increased competition and an overall perception of improved economic circumstances. Commercial real estate (CRE) loans, however, continued to strengthen. Amid these fluctuations, the U.S.

Banking 46

Banking Compliance Currencies Concentration 46

PYMNTS

DECEMBER 29, 2016

After operating 11 brands in six countries, DeCosmo leveraged the data and analytics to launch Enova Decisions in 2015 and provide clients with custom, real-time analytics services that improve credit risk, fraud protection, operations and marketing. The Chicago-based business falls under Enova International, Inc.,

Education 40

Education Credit Risk Leverage Sales 40

Trade Credit & Liquidity Management

MAY 27, 2025

More Details on Key Players Traditional Credit Reporting Agencies Dun & Bradstreet ( www.dnb.com ): Provides business credit reports and analytics that aid in assessing the financial health and creditworthiness of companies. For more information, click here.

Compliance 52

Compliance B2B Leverage Benchmarking 52

Future CFO

JANUARY 12, 2021

Working capital and cash flow optimisation With uncertain times ahead, CFOs today must monitor the impact of price volatility, foreign exchange fluctuations, and interest rate changes, and be able to rapidly revise financial asset positions and protect against increased credit risks.

Foreign Exchange 40

Foreign Exchange CFO Compliance Reconciliations 40

Trade Credit & Liquidity Management

APRIL 25, 2025

The “Art” of credit risk and collections management is to keep everything in balance. To start, you have to answer a few questions about how your credit and collections department is operating today. Provide choices: Define the criteria for credit decisions and alternative risk mitigation tools in your credit policy.

Sales 52

Sales Profit and Loss Communication Credit Risk 52

PYMNTS

MARCH 27, 2020

First-party fraud seems difficult to perpetrate because loan applications typically require identity verification with Social Security numbers, which enable banks to track down loan applicants who go off the grid. The best application fraud defenses rely on multilayered approaches that leverage both authentication and ML.

Technology 83

Technology Leverage Banking Credit Risk 83

Barry Ritholtz

MARCH 5, 2024

So you come outta college, you go to Pricewaterhouse Cooper and then Koch Industries where you’re focusing on convertible securities, merger, arb, and, and special situations. Either you have the asset and the credit risk, I would imagine. This is the product that, that allows them to transfer credit risk.

Mergers and Acquisitions (M&A) 57

Mergers and Acquisitions (M&A) Credit Risk Investments Banking 57

PYMNTS

SEPTEMBER 26, 2019

The future, and what Brighterion has focused its development on, Jha said, is building and leveraging AI solutions that can respond dynamically to risk factors as they unfold, without necessarily inserting a host of additional stumble steps that slow down the customer’s front-end security. Breaking Up With the Rules.

Risk Management 63

Risk Management Compliance Securities Credit Risk 63

Barry Ritholtz

APRIL 4, 2023

In their case, it was called Chase Securities, it’s now JPMorgan Securities. KENCEL: — and the ability of banks to consolidate and form their own investment banking and their own securities businesses led banks to effectively was a higher margin business, right? KENCEL: So, now, leverage is lower.

Mergers and Acquisitions (M&A) 57

Mergers and Acquisitions (M&A) Investments Finance Banking 57

Global Finance

MAY 6, 2025

Arabi Connect offers online banking solutions, including cash management features, e-commerce, and point-of-sale (POS) solutions for secure and efficient online transactions. One of these is the youth segment (ages 8-14), with products focused on responsible saving and spending combined with high levels of security and parental controls.

Banking 52

Banking Cash Management Finance Leverage 52

Barry Ritholtz

SEPTEMBER 26, 2023

And I think a lot of investors and, and lenders and really lost their way and agreed to terms and conditions that in under today’s market environment would not be acceptable levels of leverage that would not work. And, and as a result, there is a, a condition where there’s risks and opportunities in the current market.

Investments 52

Investments Banking Economics Marketing 52

Barry Ritholtz

FEBRUARY 13, 2023

You know, people are comfortable, leverage builds. So the idea being, you know, that we could analyze, dissect companies anywhere from, you know, senior securities, secured down to distressed. So I think there are 4,800 equities, different securities globally. RITHOLTZ: Is that how you ran R3? Was that the basis?

Mergers and Acquisitions (M&A) 57

Mergers and Acquisitions (M&A) Marketing Investments Education 57

Barry Ritholtz

MARCH 12, 2024

Sean Dobson has really had a fascinating career as a real estate investor, starting pretty much at the bottom and working his way up to becoming a investor in a variety of mortgage backed securities, individual homes, commercial real estate, really all aspects of the finding, buying and investing in, in real estate. Anything else?

Profit and Loss 57

Profit and Loss Investments Marketing Securities 57