PYMNTS

NOVEMBER 11, 2020

Fintech Partner Connect will “support new ways for businesses and consumers to seamlessly and securely pay, get paid, send money and more,” a spokesperson for the credit card and financial services giant said in an email announcing the new program on Visa on Wednesday (Nov.

Credit Risk 110

Credit Risk Benchmarking Compliance Budgeting 110

PYMNTS

JULY 8, 2020

The company also utilizes a suite of anti-hacking tools called Safety Net, which provides network-level security by looking for unusual behaviors and potential cyberattacks. AI Also Helps Manage Credit Risk. They are good customers and therefore will be able to repay later,” Jha noted.

Credit Risk 109

Credit Risk Risk Management Economics Securities 109

Future CFO

MARCH 16, 2023

“China’s policy support will have a modest overall impact on the country's sovereign credit, and benefit consumer goods and services companies,” she noted. This will limit the increase in RLG debt risk in China and leverage risk for state-owned infrastructure companies, the firm added.

Credit Risk 52

Credit Risk Economics Budgeting Forecasting 52

PYMNTS

DECEMBER 9, 2020

PayPal has introduced QR code payments in iZettle’s point-of-sale app to advance secure, contactless transactions in the U.K. NEW REPORT: The Banks’ How To Guide To Using AI To Manage Credit Risk. Banks have long turned to a familiar set of tools for managing credit risk — late fees and other penalties. businesses.

Credit Risk 81

Credit Risk B2B Banking Retail 81

PYMNTS

NOVEMBER 3, 2020

The news comes as during Hong Kong FinTech Week, FinTech firms have certain "key advantages" over traditional banks when it comes to building out a client base and cutting down on risk. Bloomberg to Incorporate Credit Risk Data. Everlink, FINTAINIUM Team up to Offer Real-Time B2B, B2C Payments.

B2C 122

B2C Banking Benchmarking B2B 122

Future CFO

MARCH 2, 2021

The credit impact will be mixed across fintech firms, financial institutions and the securitisation market in China , the credit rating agency said. Credit risks will increase for fintech companies involved in the online microloan businesses because they will have to assume more credit risk, the firm added.

Credit Risk 52

Credit Risk Economics Banking Securities 52

PYMNTS

APRIL 29, 2020

Of the seemingly inexhaustible uses of artificial intelligence (AI) in the financial sector, its applications around managing credit risk and optimizing payment services are among the most promising. The second-most common application is credit underwriting, as 71.4 Decisions, Decisions. percent), authentication (61.5

Credit Risk 100

Credit Risk Banking Concentration Securities 100

PYMNTS

JULY 16, 2019

FinTech Lendbuzz has announced Monday (July 15) that it has secured an additional $150 million in debt and equity financing led by 83North, with participation from existing investors. The debt funding was led by BHI, ConnectOne Bank, IDB Bank, Viola Credit and a large insurance company.

Finance 49

Finance Credit Risk Securities Technology 49

PYMNTS

JUNE 25, 2020

MineralTree recently secured a partnership with global payments technology company TransferMate to expand the AP solution provider’s ability to support cross-border B2B invoice payments. MineralTree Pairs For Global AP.

Invoicing 112

Invoicing Accounts Payable B2B Currencies 112

PYMNTS

JUNE 4, 2018

If data is the oil that powers the digital economy, artificial intelligence is the refinery,” said Ajay Bhalla, chief security solutions officer at Mastercard. AI Express’ capability is built directly into the multi-layered security strategy of the Mastercard network.

Credit Risk 48

Credit Risk Leverage Risk Management Securities 48

PWC UK

OCTOBER 26, 2021

ESMA will be concerned that its analysis and report should also underline, internationally, the strength of its voice for the soundness of EU securities markets and market participants. ESMA’s proposed methodology demonstrates the key role it has to play in supporting the Commission and other EU-level policymakers and institutions.

Credit Risk 52

Credit Risk Concentration Banking Marketing 52

Future CFO

AUGUST 24, 2020

Liquidity and credit risk Cash has always been king and this saying was never so relevant as it is in the current situation. There is no business continuity without secured liquidity and cash flow. Application security remains at top of mind to combat increased risk of cybercrime from home.

SAP 40

SAP Treasury CFO Credit Risk 40

PYMNTS

NOVEMBER 26, 2019

In fact, Srinivasan added, the parameters of risk itself are changing. He noted that, with real-time payments , credit risk is largely negated, as transactions require immediate posting of debits and confirmation of sufficient funds — and it can be immediately ascertained whether or not user accounts are in good standing.

Education 61

Education Construction Auditing Credit Risk 61

PYMNTS

MARCH 27, 2020

First-party fraud seems difficult to perpetrate because loan applications typically require identity verification with Social Security numbers, which enable banks to track down loan applicants who go off the grid. The bad actors then cut off all contact with the bank, preventing it from recouping its losses.

Technology 83

Technology Leverage Credit Risk Banking 83

The Finance Weekly

AUGUST 26, 2023

For example, it manages borrower’s credit data and spots early financial signs. This helps lenders proactively tackle credit risks. Also, AI's predictive analysis forecasts borrower defaults and risk levels using data. AI aids loan decisions, assessing individual risk profiles for granting loans and setting rates.

Risk Management 52

Risk Management Profit and Loss Currencies Compliance 52

PYMNTS

SEPTEMBER 26, 2019

The BNPL option is meant to help online businesses grow sales and put more items in baskets, without credit risks to the seller. The purchases won’t affect credit scores. Sezzle’s partnership with Visa follows its first earnings report as a publicly traded company on the Australian Securities Exchange.

Credit Risk 53

Credit Risk Budgeting Securities Sales 53

PYMNTS

NOVEMBER 3, 2020

Today in B2B, Bloomberg broadens its credit risk data pool, and two ERP solutions secure B2B payments integrations. Bloomberg To Incorporate Credit Risk Data. The release stated firms have more often been looking for data to validate their own internal counterparty and credit risk assessment.

Credit Risk 88

Credit Risk B2B Accounts Payable B2C 88

PYMNTS

MARCH 30, 2020

AI and ML are especially adept at identifying synthetic fraud because traditional warning signs, like credit risk, can be unreliable for such schemes,” the report states. But FIs, merchants and their solutions partners have powerful new tools at their disposal. “AI Cybercrime Police Blotter.

Credit Risk 52

Credit Risk Securities Accounting Banking 52

PYMNTS

JANUARY 14, 2021

Today, the B2B eCommerce model has secured relatively high penetration as wholesalers embrace online platforms to display their product offerings. Card payments, he continued, mitigate risk for both buyers and suppliers, enabling vendors to provide discounts to their customers without taking on trade credit risk.

B2B 81

B2B eCommerce B2C Problem Solving 81

PYMNTS

FEBRUARY 27, 2018

In a press release , the company said the dataset provides information for researchers and modelers, including “credit risk scores, geography, debt balances and delinquency status at the loan level.” It will also enable them to more accurately value securities and understand consumer credit trends from a broad level.

Finance 40

Finance Analyzing Data Prioritization Credit Risk 40

PYMNTS

FEBRUARY 6, 2019

Walford Trade Risk, a trade credit risk insurance provider, is rolling out a new product designed to help small businesses protect themselves against the risk of non-payment from their corporate customers. ”

Foreign Exchange 53

Foreign Exchange Invoicing Credit Risk Risk Management 53

PYMNTS

OCTOBER 11, 2017

Toronto-based technology startup nanopay aims to make the whole process easier — and more secure. In fact, in a recent check-in with PYMNTS, Cooke listed four ways that working through a middleman like nanopay can reduce risks and costs for banks facilitating cross-border transactions. First, a middleman removes the credit risk.

Credit Risk 40

Credit Risk Currencies Startups Compliance 40

PYMNTS

DECEMBER 28, 2020

Third-party service providers that can sit between the buyer and supplier, for example, facilitate a payment delay for the buyer while taking on the trade credit risk for the supplier.

B2B 81

B2B Invoicing B2C Reconciliations 81

PYMNTS

JANUARY 23, 2020

The changes will create a bigger gap between consumers deemed to be good and bad credit risks,” noted the Journal. The changes seem to herald more conservatism in credit scoring , and greater attention to risk tied to debt.

Credit Risk 52

Credit Risk Banking Securities Accounting 52

PYMNTS

FEBRUARY 26, 2019

Traditional credit-scoring models are just drawing criticism, as well as a generation of competitors like Aire , which offer alternative credit-scoring models advertised as better-able to offer a “three-dimensional” view of customers in real time. The problem was he had no credit history.

Credit Risk 61

Credit Risk Financial Data Advertising Finance 61

CSC Advisors

DECEMBER 4, 2022

By doing this, you will secure financing terms, conditions, and costs that work for your needs. One of your expectations may be around credit and getting instantly approved. You want to lower your credit risk to control your financing costs (which is in your control, by the way!). Remember this is not a small investment.

Finance 52

Finance Budgeting Education Prioritization 52

Spreadym

SEPTEMBER 12, 2023

Pay yourself first by setting aside money for your future financial security. Risk Management: Identification and assessment of risks, such as credit risk, market risk, and operational risk, should be factored into budgeting to ensure financial stability.

Budgeting 59

Budgeting Strategic Planning Forecasting Economics 59

PYMNTS

JANUARY 26, 2018

Capital Match operates a digital invoicing platform and helps small businesses with credit risk and financing linked to SMB invoices. With an eye on the ASEAN (Association of Southeast Asian Nations) market, tryb secured $30 million from the Makarta Innovation Fund, the firm said this week. Human Resources. Cybersecurity.

B2B 54

B2B Invoicing Startups Finance 54

PYMNTS

JUNE 27, 2016

The first came Thursday (June 23) when reports emerged that Apruve secured $2.25 “Their solution takes on outdated accounts receivable processes, automates it then underwrites the credit risk for the seller.” million in venture capital funding led by TTV Capital and Allegis Capital. Across the pond, U.K.

B2B 41

B2B Invoicing Credit Risk eCommerce 41

PYMNTS

JUNE 11, 2020

One of the most critical factors in any decision is how secure a system is,” said Anderson. With a focus on suppliers’ corporate customers, the tool also integrates a credit risk solution. ”

B2B 52

B2B Accounts Payable Cash Flow Forecasting Reconciliations 52

PYMNTS

SEPTEMBER 25, 2019

The Catch-22 is a familiar part of the early life of many consumers looking to get credit for the first time. They can’t secure underwriting because their financial file reveals no credit history, and they can’t establish any credit history because no one wants to underwrite them.

Credit Risk 49

Credit Risk Education Risk Management Securities 49

PYMNTS

SEPTEMBER 26, 2019

The future, and what Brighterion has focused its development on, Jha said, is building and leveraging AI solutions that can respond dynamically to risk factors as they unfold, without necessarily inserting a host of additional stumble steps that slow down the customer’s front-end security. Breaking Up With the Rules.

Risk Management 63

Risk Management Compliance Credit Risk Securities 63

PYMNTS

MAY 1, 2019

For smaller Canadian exporters, securing a contract with a large U.S. Collaborating with large corporate customers can mean long payment terms, late payments and the risk of non-payment, a risk exposure that has brought renewed attention to the trade credit insurance market. customer can be a game-changer.

Foreign Exchange 55

Foreign Exchange Finance Credit Risk B2B 55

PYMNTS

MAY 17, 2017

These LexisNexis Risk Solutions clients — including financial institutions, telecom firms and corporates using LexisNexis’ suite — said Cutler, are actively seeking new account acquisition and new customers. In drilling down into those data sources, said Cutler, some sense of risk factors emerge that are of value to lenders.

Credit Risk 40

Credit Risk Risk Management Accounting Numbers 40

PYMNTS

SEPTEMBER 29, 2017

Managing liquidity and credit risk are definitely of main concern to FIs. However, interest rates, FX, commodity and derivatives risk, as well as operational risk, should not be disregarded.”. Beaulande added that advanced analytics technology is now a must-have for banks to adequately manage these risks.

Treasury 56

Treasury Banking Compliance Risk Management 56

PYMNTS

MARCH 14, 2017

A credit score, on the other hand, can and often will affect any and all of those things — plus a whole bunch of others, like whether one will be able to finance a car or rent an apartment. With the possible exception of a social security number, a credit score is really one of the more impactful set of digits in a consumer’s life.

Credit Risk 40

Credit Risk Numbers Finance Securities 40

PYMNTS

FEBRUARY 14, 2019

Academy Securities Head of Macro Strategy Peter Tchir told the publication that an economic downturn may actually see BBB-grade bonds perform better than BB-rated ones. ” Other analysts disagree, according to Bloomberg reports on Wednesday.

Economics 49

Economics Credit Risk Investments Marketing 49