CFO News Room

JANUARY 11, 2023

If you compare the numbers in this picture to the equivalent one that I reported at the start of the year, you can see the surge in risk premiums across the board, starting with a higher base premium (6.01%, up from 4.24%) for the US and higher spreads for country risk. Country Risk: Currency and Cost of Capital.

Marketing 130

Marketing Currencies Valuation Treasury 130

CFO News Room

JANUARY 14, 2023

It is precisely because we have been spoiled by a decade of low and stable inflation that the inflation numbers in 2021 and 2022 came as such a surprise to economists, investors and even the Fed.

Treasury 130

Treasury Economics Investments Marketing 130

PYMNTS

OCTOBER 31, 2016

The Office of the Comptroller of the Currency (OCC) disclosed it was hacked in September, reported The Wall Street Journal last week. 2015 when the ex-employee downloaded a large number of files onto two thumb drives. 2015 when the ex-employee downloaded a large number of files onto two thumb drives.

Currencies 74

Currencies Treasury Banking Numbers 74

PYMNTS

SEPTEMBER 15, 2020

With payment innovators looking to migrate B2B payments away from paper, a growing number of payment rails and technologies are helping to ease the pain of the shift. First Horizon Mixes Rails for Faster Treasury Payments. Mastercard Leads Central Bank Digital Currency Test. Zero Hash Embraces Payment Rail Cooperation.

Currencies 105

Currencies Accounts Payable Treasury B2B 105

Musings on Markets

SEPTEMBER 27, 2022

In terms of content, I am afraid this post will contain nothing new, but the fresh uncertainties about inflation, and its impact, that have opened up this summer require at least an updating of the numbers. While spending the bulk of 2021 in denial, investors seem to have woken up, and expected inflation numbers are reflecting that.

Treasury 74

Treasury Valuation Currencies Forecasting 74

PYMNTS

SEPTEMBER 8, 2020

JPMorgan ’s Head of Global Liquidity Product Solutions Specialists, Lori Schwartz , told PYMNTS in a recent Masterclass that the very nature of liquidity management is changing — and leading treasury management professionals to pivot to digitization and move from physical to virtual accounts. You’ve got to adhere to currency cut-off times.

Treasury 107

Treasury Currencies Cash Management Accounting 107

PYMNTS

JULY 13, 2020

Brian Brooks , Acting Comptroller of the Currency, an independent agency within the U.S. Department of Treasury, told the newspaper he was not prepared to revisit the fundamentals of bank regulations as a result of the pandemic.

Banking 68

Banking Currencies Treasury Financial Systems 68

PYMNTS

APRIL 26, 2017

I turn to our most trusted resources for innovative ideas: our clients, our client advisory board (CAB) and our subject matter experts, including the Treasury Advisor team that works closely with the current and prospective client base. We review these demands for new solutions with our in-house subject matter experts and solve the challenge.

Risk Management 40

Risk Management Treasury Auditing Securities 40

Strategic Treasurer

MARCH 6, 2023

In the Language of Finance sub-series, we will look into different terms that should be understood in order to communicate effectively with the rest of your treasury team and with others. How does the language of FP&A differ from treasury? Does it mean currency? Listen in to find out. What is it? How does it work?

Financial Planning and Analysis (FP&A) 52

Financial Planning and Analysis (FP&A) Finance Treasury GAAP 52

PYMNTS

SEPTEMBER 22, 2020

MicroStrategy was reportedly the first public firm to invest most of its treasury in the cryptocurrency in the summer, according to Bloomberg. Saylor said per the report, “Once the real yield on our treasury got to more than negative 10 percent, we realized that everything we are doing on P&L is irrelevant.”.

Treasury 68

Treasury Forecasting Currencies Economics 68

PYMNTS

DECEMBER 26, 2019

dollar diminished against global currency peers in a slower holiday week, but gold advanced. Ten-year Treasury yields remained around 1.9 Historic holiday week by the numbers: The S&P 500 Index increased 0.5 Ten-year Treasuries dropped one basis point to 1.89 Two-year Treasuries rose one basis point to 1.63

Treasury 56

Treasury Currencies Sales Investments 56

Musings on Markets

JULY 13, 2022

Source: Spreadsheet with country risk premium data (Damodaran Online) If you compare the numbers in this picture to the equivalent one that I reported at the start of the year, you can see the surge in risk premiums across the board, starting with a higher base premium (6.01%, up from 4.24%) for the US and higher spreads for country risk.

Currencies 81

Currencies Economics Valuation Treasury 81

Musings on Markets

MAY 6, 2022

It is precisely because we have been spoiled by a decade of low and stable inflation that the inflation numbers in 2021 and 2022 came as such a surprise to economists, investors and even the Fed. As treasury rates have risen, markets also seem to have been more wary about risk, and how it is being priced.

Treasury 92

Treasury Economics Investments Marketing 92

CFO News Room

JANUARY 17, 2023

Neither index is particularly representative, and currency effects contaminate both, but they tell the story of devastation in the two markets. In the graph below, I start with two traditional havens for US investors, the US dollar and treasury bonds: Trade-weighted dollar & US 10-year T.Bond Rate. Economic Consequences.

Economics 130

Economics Valuation Treasury Forecasting 130

CFO News Room

JANUARY 24, 2023

After all, we get our restaurant choices from Yelp reviews, our movie recommendations from Rotten Tomatoes, and we have even built crypto currencies around the notion of crowd-checking transactions. Don’t get me wrong! I was a believer in big data and crowd wisdom, well before those terms were even invented.

Marketing 130

Marketing Valuation Corporate Finance Currencies 130

Simply Treasury

AUGUST 2, 2022

The rate would be calculated based on a 10-year "risk-free interest" rate depending on the currency, increased by a 1% risk premium (1.5% François Masquelier, CEO of Simply Treasury – Luxembourg June 2022. risk premium if the company is an SME as defined by European law). Stability, like everything else, has a price.

Finance 130

Finance Leverage Banking Treasury 130

PYMNTS

NOVEMBER 3, 2020

Those questions could be posed to any number of events – the pandemic, of course, which has brought those same queries to all aspects of life, from the economy to the election…. In the end, we’ll be puzzling the answers to the big questions that loomed in 2020: What just happened? What will we change? What will it take? What Comes Next .

B2B 82

B2B Treasury Accounts Payable Communication 82

CFO News Room

JANUARY 12, 2023

The first is the return that can be earned on guaranteed investments , i.e., US treasury bills and bonds, for instance, if you are a investor in US dollar, since it is a measure of what someone who takes no or very low risk can expect to earn. There are two macro factors that will come into play, and both are in play in markets today.

Investments 130

Investments Profit and Loss Treasury Marketing 130

PYMNTS

DECEMBER 9, 2019

The past several months have seen bitcoin perhaps overshadowed (just a bit) by any number of large-scale efforts to bring digital coins to mainstream society. Now comes an existential question by Deutsche Bank — as asked in a research report from the bank titled “ Imagine 2030: The Decade Ahead ,” which offers a number of contrarian ideas.

Banking 52

Banking Currencies Treasury Accounting 52

PYMNTS

DECEMBER 9, 2019

The past several months have seen bitcoin perhaps overshadowed (just a bit) by any number of large-scale efforts to bring digital coins to mainstream society. Now comes an existential question by Deutsche Bank — as asked in a research report from the bank titled “ Imagine 2030: The Decade Ahead ,” which offers a number of contrarian ideas.

Banking 52

Banking Currencies Treasury Accounting 52

PYMNTS

MARCH 6, 2018

New research from Asset Benchmark Research suggests ties with regulators and even reputation are not the number one priority for corporate treasurers looking for a cash management provider. Only 13 percent said they decreased the number of cash management solution providers with which they were working.

Banking 43

Banking Benchmarking Treasury Cash Management 43

CFO News Room

NOVEMBER 13, 2022

The G-7 plans are likely to send oil prices higher (despite US Treasury Secretary Janet Yellen claiming the opposite ) and reduce tanker availability, both of which will threaten India’s energy security and hurt its economy as India is the third-largest consumer and importer of oil worldwide. Russia is far from reliable in any realm.

Transportation 130

Transportation Economics Currencies Treasury 130

PYMNTS

OCTOBER 7, 2019

About 660 banks are a part of SWIFT gpi, and daily worldwide payments number more than $300 billion. Fibank has correspondent accounts in not only major currencies, like the U.S. Fibank has correspondent accounts in not only major currencies, like the U.S.

Currencies 43

Currencies Treasury Leverage Banking 43

PYMNTS

FEBRUARY 15, 2018

Bank was slapped with a $185 million civil penalty for what the Financial Crimes Enforcement Network (FinCEN), in coordination with the Office of the Comptroller of the Currency (OCC) and the U.S. Department of the Treasury, with the remaining amount satisfied by payments from the DOJ’s actions. Bank to the U.S. Banks in the U.S.

Banking 43

Banking Currencies Treasury Financial Systems 43

PYMNTS

DECEMBER 20, 2018

and behind the scenes (across web pages, time zones, currencies and languages), the deal gets sealed. Treasury management professionals are finding value in the linkups between FinTech and traditional financial institutions (FIs), helping corporate customers of all sizes, and across any number of verticals, cut down on the paper chase.

Treasury 84

Treasury Currencies Technology Numbers 84

PYMNTS

JULY 29, 2019

In a new report from corporate treasury technology company Kyriba , analysts discovered that North American corporates lost billions of dollars in the first quarter of 2019 as a result of foreign exchange volatility. Given today’s market conditions, currency volatility will only continue. billion in FX losses to $20.84

Foreign Exchange 40

Foreign Exchange Currencies Treasury Technology 40

PYMNTS

DECEMBER 4, 2020

Stripe will now offer its users — including new customer Shopify — a range of financial services in a new venture called Stripe Treasury. Daniel Gouldman, CEO of crypto banking platform operator Ternio, told Karen Webster that even Grandma can now access a new way to interact with currency. Top Trackers And Reports.

Currencies 60

Currencies eCommerce Treasury Retail 60

PYMNTS

JUNE 2, 2020

Drilling down into the numbers, the U.S. Treasury disbursed $146 billion in jobless benefits over the three months that ended in May, but the total should have been about $214 billion, according to a Bloomberg analysis. Patent and Trademark Office that would create a digital currency (underpinned by blockchain).

Treasury 53

Treasury Economics Currencies Numbers 53

PYMNTS

SEPTEMBER 2, 2019

As the firm aims to boost its crypto investments, it hosted officials from the Treasury Department, as well as a number of Washington’s regulatory agencies, at a full-day, private conference in San Francisco in late May, according to The Wall Street Journal.

Treasury 55

Treasury Currencies Investments Securities 55

PYMNTS

DECEMBER 12, 2019

Citi recently made 50 APIs available to business clients, designed to connect easily with treasury software. Western Union’s trio of new APIs can perform a P2P transfer function, as well as send money to business accounts or Western Union agents in local currency. Making Money Faster with APIs.

B2B 52

B2B Accounts Payable Reconciliations Healthcare 52

CS Lucas

APRIL 28, 2023

This article provides an overview of the integration between banks and the CS Lucas Treasury Management System, highlighting the benefits, methods, and costs of integration. CS Lucas to Bank The CS Lucas sends payment instructions to the bank, which include the payee’s bank details, currency, amount, and value dates.

Banking 52

Banking Reconciliations Transportation Securities 52

PYMNTS

AUGUST 3, 2018

Department of the Treasury report on how to encourage more FinTech, payments executives were mulling over the report, wondering if it would lead to any concrete improvements and giving their ideas to PYMNTS about how to best improve payments innovation and entrepreneurship. In the wake of this week’s release of a U.S. FinTech Helping Itself.

Treasury 46

Treasury Securities Currencies Financial Systems 46

Musings on Markets

MARCH 19, 2022

The implied equity risk premium, which started the year at 4.24%, was at 4.73% by March 16, and the expected return on equity, which was close to an all-time low at 5.75% at the start of the year, was now up to 6.92%, still lower than historical norms, but closer to the numbers that we have seen in the last decade. to 25% for the Eurozone.

Economics 100

Economics Valuation Treasury Forecasting 100

PYMNTS

FEBRUARY 28, 2020

“The banking platforms — in particular, treasury or supply chain finance-related ones — find value in adding a [procure-to-pay] solution into the mix of other products they offer clients.” Cichy said he sees the opposite happening today, though. B2B payments market. “In addition to card and ACH/wire requirements, the U.S.

Accounts Payable 83

Accounts Payable Banking Invoicing B2B 83

PYMNTS

OCTOBER 5, 2018

Treasury notes stand at the highest level seen in more than seven years. (To The yield on the 10-year Treasury note now stands at 3.2 The prime rate influences rates charged on borrowings from credit cards to any number of other variable rate loans. At the same time, the yield on U.S.

Treasury 43

Treasury Currencies Numbers Banking 43

PYMNTS

MARCH 2, 2016

To achieve this, Ripple is placing its bets on XRP, a digital currency that the firm argues will be instrumental as a bridge asset to facilitate interbank transactions. It’s a currency that allows financial institutions to ditch the nostro account and instead keep XRP on their own balance sheets. Cost-Saving Opportunities .

Currencies 46

Currencies Treasury Foreign Exchange Compliance 46

PYMNTS

APRIL 22, 2016

On the heels of the announcement of their partnership, Beeks’ McArthur discussed the forex trading space today and what makes it a challenging, never-before-seen ecosystem for corporate treasuries. People have to move currency, have to change currency, so forex transacting is changing very quickly because of globalization.”.

Marketing 40

Marketing Foreign Exchange Treasury Currencies 40