Barry Ritholtz

APRIL 17, 2025

This was impossible, and I said so: Either you guys are either going to win the Nobel prize in economics or go to jail. These two possibilities a 10-fold increase versus a 90% drop are roughly symmetrical in terms of math (but probably not probabilities). That was the pitch for securitized subprime mortgages (MBS).

Investments 106

Investments Profit and Loss Math Accounting 106

Barry Ritholtz

JANUARY 5, 2025

Drop Site ) Americas Health Insurance Grinches: A Scathing Indictment of Market Economics : The countrys flawed insurance model, driven by greed, leads to inefficiency, inequality, and denied care – a colossal scam that has sparked fury across the nation.(

Math 75

Math Economics Banking Technology 75

PYMNTS

FEBRUARY 21, 2020

This announcement comes following last month’s announcement of the Riksbank joining the World Economic Forum’s Blockchain think tank at this year’s Davos WEF summit. Cryptocurrencies — like bitcoin — are “produced by solving complex maths puzzles and governed by disparate online communities instead of a centralized body,” reports said.

Currencies 105

Currencies Banking Math Economics 105

PYMNTS

NOVEMBER 10, 2020

In this case, the “cake” is the improved performance and economics that many banks experience when they update systems that in some cases have been in place since the 1950s. “On On average, our customers will see a 20 percent lift in approvals and a 30 percent reduction in charge-offs just by deploying better math,” de Vere said.

Credit Risk 138

Credit Risk Math Compliance Banking 138

Barry Ritholtz

MARCH 1, 2025

Or why we need less math in music theory. ( Tablet ) see also Welcome to the New Military-Industrial Complex. That would be absurd, no? Each sentence should have its own organic length, unconnected to what came before or goes after. So why doesnt our music do that? Morgan , where she is co-head of commercial banking.

Math 63

Math Startups Numbers Economics 63

PYMNTS

JUNE 15, 2020

We take a similar attitude when it comes basic math and science — but when it comes to financial literacy, only 21 states require financial education, Dr. Annamaria Lusardi recently told Karen Webster. But with 2020’s economic instability in full swing, no one is arguing against helping Americans run their financial lives better.

Education 103

Education Math Economics Technology 103

CFO News Room

DECEMBER 15, 2022

One seventh-grade math teacher at the school livestreams to the three other schools daily and travels to those schools for in-person instruction once a week. and Edgenuity Inc.

Numbers 130

Numbers Math Education Budgeting 130

Barry Ritholtz

FEBRUARY 17, 2023

Most economic downturns hit lower-income Americans hardest, but this time is different. Wall Street Journal ) • From Math Camp to Handcuffs: FTX’s Downfall Was an Arc of Brotherhood and Betrayal : Gary Wang and Sam Bankman-Fried are offering dueling accounts of the FTX fiasco and of who’s ultimately to blame.

Math 115

Math Advertising Investments Economics 115

Barry Ritholtz

MAY 1, 2023

But most of all, it was just simple maths according to Druck. The easy part is over. Barron’s ) • The Bear Market’s Survivors Share Their Biggest Lessons : With the S&P 500 in the longest bear market since 1973, individual investors maneuver differently from just months ago. The first was don’t lose money. I don’t like to lose.”

Math 114

Math Economics Numbers Marketing 114

Nerd's Eye View

APRIL 12, 2023

Notably, Historical and Regime-Based Monte Carlo models outperformed Traditional and Reduced-CMA models not only in general, but also throughout most of the individual time periods tested, as they had less error across many types of economic and market conditions.

Forecasting 98

Forecasting Math Advertising Planning 98

PYMNTS

OCTOBER 22, 2018

It’s All Math, All The Way Down. It’s all mathematics, and very high-level probability and statistics — math used in a different way than it ever has been. This is similarly new mathematical ground, which means it needs to be thoughtfully explored — and math, at base, makes a lot people nervous. Data is not centered.

Math 68

Math Technology Construction Numbers 68

CFO Talks

NOVEMBER 29, 2024

However, my commerce teacher noticed my aptitude for math and saw potential in me for a different path. My interest in finance began unexpectedly in high school. After finishing primary school, I initially chose needlework in my first year of high school.

CFO 95

CFO Auditing Leadership Finance 95

PYMNTS

OCTOBER 8, 2020

The math implies that 87 million users were inactive. News came this week that the largest mobile operator in India, Reliance Jio , is seeing some headwinds in its active user base – a subset of the total user base of nearly 397 million individuals.

Math 93

Math Economics Numbers Planning 93

Global Finance

JUNE 4, 2024

The debate can be heated, but many impartial observers believe that it mostly comes down to this math: Governments fear the real or potential loss of tax revenue. It has been the target of lawsuits filed by groups running the gamut from truckers and Uber drivers to freelance journalists.

Math 126

Math Concentration Securities Finance 126

CFO News Room

JANUARY 3, 2023

They are far less concerned about how well students learn to read, write, and do math than with turning them into zealous advocates for their pet causes. A regular columnist for Forbes.com, Leef was book review editor of The Freeman, published by the Foundation for Economic Education, from 1996 to 2012.

Education 130

Education Math Economics Marketing 130

Global Finance

SEPTEMBER 9, 2024

This sentiment is echoed by AI Now, a research institute, which asserts that “AI is now firmly positioned as a critical strategic technology for the geopolitical and economic ambitions of nation-states.” These advancements have thrust AI into the heart of national security and geopolitical discussions.

Economics 111

Economics Construction Leverage Technology 111

The Finance Weekly

FEBRUARY 23, 2022

A study by the University of Baltimore and Excel-based FP&A company, , DataRails , lays out the full economic costs of businesses sticking with manually prepared financial reports. Breaking down the Math. This number represents how much of an economic uplift could occur “if FP&A departments hit a conservative 0.1%

Financial Planning and Analysis (FP&A) 83

Financial Planning and Analysis (FP&A) Profit and Loss Budgeting Math 83

Barry Ritholtz

OCTOBER 23, 2023

” That poor belief system has disadvantaged America — it has made us economically weaker, prevented the country from performing basic maintenance on its infrastructure, and generally made it a harsher place to live. Note that we undertook much of the work anyway (airports, electrical grid, roads, etc.),

Treasury 133

Treasury Economics Budgeting Securities 133

PYMNTS

SEPTEMBER 4, 2020

“Those differences are the result of several factors, but two stand out: the shape of the retail landscape, including the maturity of the online channel in each country were paramount to be in a position to sell toys to consumers; and a combination of cultural and economic strength of each country.”.

Math 64

Math Education Retail Sales 64

CFO Talks

JANUARY 29, 2025

My family wanted me to do medicine as i was good at both math’s and science, but finance was where my heart was. My ideal superpower will be instant financial foresight – the ability to accurately predict market trends and economic shifts. It was then that i new finance was my go-to carrier choice.

CFO 52

CFO Auditing Leadership Finance 52

PYMNTS

FEBRUARY 1, 2021

We may be catching a glimpse of economic life beyond the pandemic. Added Michael Miebach , Mastercard CEO, current trends echo the past: “What we've seen in previous challenged periods in terms of economic outlook. The Congressional Budget Office said on Monday (Feb. in a downturn, debit is. generally preferred.”

Math 82

Math Entertainment Economics Budgeting 82

Barry Ritholtz

JULY 24, 2024

Morgan Housel Finance types tend to focus on attributes like intelligence, math skills and computer programming. You can know everything about math and data and markets, but if you don’t control your sense of greed and fear and you’re managing uncertainty in your behavior, none of it matters. None of it matters.

Math 108

Math Investments Finance Marketing 108

CFO News Room

NOVEMBER 18, 2022

In an interview with Lynn Parramore of the Institute for New Economic Thinking, Nomi Prins takes up and extends the argument that she has made over a series of books, that central bankers are ever-more administering policies that are good for the markets but very bad for the real economy and real people. economy and Wall Street.

Banking 100

Banking Economics Leverage Marketing 100

PYMNTS

JUNE 15, 2017

There’s another rate hike in the offing this year, said Fed watchers (and the Fed itself), with the caveat, as always, of economic growth. additional annual charge on every $1,000 in borrowings, if you follow the simple math. It is showing resilience.”. Credit card debt becomes more expensive, with a $2.50

Math 51

Math Economics Banking Investments 51

CFO Thought Leader

SEPTEMBER 29, 2024

In the mid-2000s, the world’s attention increasingly began to focus on Asia, attracted not just by the region’s rapid economic growth but also by the 2008 Beijing Olympics. It was within this atmosphere of excitement and potential that Joey Wong made a very pivotal career decision. Having grown up in Los Angeles after her family […]

CFO 52

CFO Math Economics Finance 52

The Charity CFO

FEBRUARY 17, 2022

Doing some simple math (25% x 12 months = 3 months), we can safely say that you should start with a goal of at least 3 months of expenses as your operating reserve. What’s the economic health of your community? . Once you reach that goal, keep saving and increase that reserve to 6 months of operating expenses.

Nonprofit 87

Nonprofit Budgeting CFO Math 87

Barry Ritholtz

AUGUST 29, 2023

My Two-for-Tuesday morning train WFH reads: • Stock Pickers Never Had a Chance Against Hard Math of the Market : In years like this one, when just a few big companies outperform, it’s hard to assemble a winning portfolio. The leading economic indicators show the U.S. The approach that works the best is also the one most people ignore.

Treasury 52

Treasury Math Economics Sales 52

PYMNTS

APRIL 21, 2020

Especially when it comes to legislation, and when it comes to small and medium-sized businesses (SMBs) navigating a precarious economic landscape. You can do the math and see that dozens and dozens of smaller firms could have benefitted from the help. The burger and shake giant later returned the funds.

Math 52

Math Economics Manufacturing Banking 52

PYMNTS

MARCH 27, 2019

The Math Behind DoorDash’s Subscription Service. Building an economically viable subscription service presented a number of hurdles, however, and Ruth said it was tricky to make DashPass sustainable yet profitable. “We We wanted to make sure the economics did work, that we were profitable on every single delivery.

Math 44

Math Economics Leverage Numbers 44

Barry Ritholtz

MAY 7, 2025

I couldnt figure out where it came from; so I worked out the canonical math. We have been speaking with William Bernstein, co-founder of Efficient Frontier Advisors and author of so many great books on economic history: Birth of Plenty Splendid Exchange, Masters of the Word, Delusions Of Crowds, on and on.

Finance 58

Finance Investments Math Securities 58

Future CFO

NOVEMBER 29, 2023

I can vividly remember my first high school economics class, that was when I first realized that math wasn’t only theoretical. It provided an in-depth understanding of emerging markets including consumer needs across culture, languages, and economic landscape.

Finance 52

Finance Leadership Auditing Math 52

The Charity CFO

JANUARY 17, 2022

You can grasp nonprofit accounting basics in just a few minutes, even if you’ve never taken an accounting course (and even if you hated math in high school). Revenue is inflows that increase economic wealth. Expenses are outflows of cash that decrease economic wealth. Donations of goods (food, clothing, supplies).

Nonprofit 89

Nonprofit Accounting Profit and Loss Accounts Payable 89

PYMNTS

JANUARY 19, 2017

Though the Commonwealth of Puerto Rico remains in a fiscal crisis — burdened with more than $70 billion of debt and a cut to corporate tax breaks — Puerto Rican officials are looking to technology and entrepreneurship as part of a new economic development plan, TechCrunch reported.

Math 44

Math Startups Manufacturing Nonprofit 44

The Charity CFO

MARCH 21, 2024

For example, over the last 10-12 years, the economic environment has been rather friendly. In essence, because the economic environment has been favorable, a non-profit can take time figuring out where the group wants to spend its time. Then it comes down to the math of the conversions.

Nonprofit 52

Nonprofit Math CFO Economics 52

PYMNTS

MARCH 30, 2020

They are the very businesses that make America’s cities, towns and urban centers lively and vibrant and interesting — and make our communities culturally, socially and economically strong. Doing The Math. Most of the SMBs we asked aren’t new to the world. It may not be so clear-cut.

Construction 92

Construction Sales Math Manufacturing 92

PYMNTS

JUNE 13, 2016

“This is an attempt to make the economics attractive enough that the paid content brands — e.g., Hulu and HBO — allow users to manage their subscriptions through the app stores. The math will essentially be what is the potential lift in buyers versus the 15 percent cost,” Dengel said.

Retail 40

Retail Math Economics Marketing 40

PYMNTS

MARCH 31, 2016

More often than not, the discussions revolve around economic redistribution as some kind of zero-sum game between the haves and have-nots — the side with the most money is the side that wins. percent in 2014 from just 8.8 percent in 2009).

Budgeting 40

Budgeting Retail Math Transportation 40