PYMNTS

MAY 10, 2017

When it comes to finding the latest, greatest API solution does it help to invite outsiders into the sandbox? As more companies seek to engage in international trade, API-based solutions are being seen as a way to address some of the frictions that arise with cross-border transactions. The May B2B API Tracker™, a collaboration with FI.SPAN, looks at the challenges companies must address when delving into overseas business and how API-based solutions are helping address these issues.

B2B 72

B2B eCommerce Banking Securities 72

Planful

MAY 11, 2017

Let’s start with the continuous planning process definition. Industry analyst Rob Kugel Rob Kugel at Ventana Research offers up a very simple explanation: “Continuous planning uses technology to enable rapid planning and review cycles to support a more agile organization.”. What’s the alternative to continuous planning? The answer, per Mr. Kugel and other experts in the industry, is “static budgets.

Planning 40

Planning Budgeting Forecasting Transportation 40

PYMNTS

MAY 11, 2017

Xero , the online accounting software company, announced Wednesday (May 10) a partnership with Capital One Financial Corporation to simplify direct bank feeds, credit card data and the bank reconciliation process. In a press release , Xero said the partnership will empower millions of small businesses to make more informed financial decisions. With direct, secure integration through Capital One’s new application programming interface (API), small businesses will be able to connect their Capital

Reconciliations 65

Reconciliations Financial Data Leverage Accounting 65

PYMNTS

MAY 10, 2017

Mswipe Technologies , India’s largest independent POS merchant acquirer and network provider, announced Tuesday (May 9) it has enabled Samsung Pay at all its terminals across the country. In a press release, Mswipe said the partnership with Samsung Electronics will enable contactless/tap-and-pay-on-the-go facility for Samsung Pay users across all two lac Mswipe terminals in the country.

Securities 65

Securities Technology Planning Banking 65

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Budgeting

PYMNTS

MAY 10, 2017

Refugees are among the most unique groups of people for whom to enable mobile payments and other financial services. Clearly an acute need is there, but modern banking is built upon knowing one’s customers; and when all refugees have are the clothes on their back, cash in their pocket and a mobile phone in their hand, knowing one’s customer becomes an extremely high bar to jump.

Banking 62

Banking Accounting Leverage Securities 62

PYMNTS

MAY 9, 2017

Mobile payments using biometrics to authenticate the user is forecasted to reach close to $2 billion in 2017, up from $600 million last year, according to new data from Juniper Research. According to a report covering the new research, driving the movement to biometrics payments is Apple Pay, which paved the way for consumers to make payments in stores and on apps using fingerprints.

Manufacturing 55

Manufacturing Forecasting Retail Banking 55

PYMNTS

MAY 9, 2017

PSD2 is coming. Lest that sound like a teaser for the newest Game of Thrones season, there is indeed a sea change coming to financial services — one that ostensibly will open the door to greater competition in Europe. Short for the Revised Payment Service Directive, PSD2 lifts banks’ total claim on customer account data and payment activities. To be sure, the directive, which allows banking customers across the consumer and corporate spectrum to choose third parties to assist with and manage fin

Securities 54

Securities Banking Advertising Communication 54

PYMNTS

MAY 10, 2017

Starting a new business can be a long, arduous and daunting road for anyone in today’s fast-paced and ever-changing society. One of the biggest hurdles to starting a new business, in addition to developing an innovative out-of-the-box idea, can be where and how to obtain funding. Whether it’s securing the cash through venture capital investments and family or paying down debts to start on the right step, money seems to be the central conduit that makes entrepreneurship world spin aro

Education 54

Education Retail Startups Securities 54

PYMNTS

MAY 12, 2017

Greater connectivity means greater opportunities — not just for businesses and consumers, but also for fraudsters. A recent study released by Forrester Consulting and digital identity provider ID.me speaks to the growing risk of identity fraud and its detrimental effect on consumer confidence. In the study, the organizations found that the number of identity fraud victims had risen to 15.4 million in the U.S. in 2016, losing a combined $16 billion — just over $1,400 per victim, on average.

Numbers 51

Numbers Securities Accounting Communication 51

Speaker: Nancy Wu, Head of Sales and Customer Success at SkyStem

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Accounting

PYMNTS

MAY 8, 2017

“The world is getting smaller. People are traveling the world, and they are selling and purchasing property, getting educated, purchasing healthcare, spending and shopping. The question is how to make those purchases possible — and better — for global citizens, whether they’re halfway across the world or looking to transact in person in a foreign land.”.

Healthcare 50

Healthcare Education Reconciliations Invoicing 50

PYMNTS

MAY 8, 2017

Anyone who’s ever been the person responsible for a meal at dinner time knows the feeling that is the five o’clock horror. Maybe you only had to cook for yourself, perhaps it was just you and your roommate or partners — or perhaps, like Laura Moore, you’ve found yourself cooking for a mixed household that included a student athlete, a couple of senior citizens, a Type II diabetic and a spouse trying to lose a little weight.

Math 48

Math Budgeting Planning Marketing 48

PYMNTS

MAY 8, 2017

Things are getting tougher for the Consumer Financial Protection Bureau (CFPB) under the new political administration. More banks are now willing to challenge CFPB enforcement actions, said The Wall Street Journal. The CFPB has reportedly announced some 21 enforcement actions in 2017, one-third of which have been challenged, the organization reportedly said.

Banking 48

Banking Numbers 48

PYMNTS

MAY 10, 2017

While the retail point-of-sale (POS) terminals market is currently sitting at $15 billion, Global Market Insights is expecting it to reach $45 billion by the year 2024. Due to consumers increasing use of cashless forms of payment for everyday transactions, there has been a rise in counter money laundering, frauds and terrorism. To help combat these efforts and meet consumers preferred payment method demands, the retail POS terminal market will need to grow to bring down harmful actions.

Retail 48

Retail Marketing Sales Securities 48

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PYMNTS

MAY 12, 2017

Subscription services have come a long way. Once reserved for newspapers and magazines, they are now foundational to the rapidly transforming eCommerce market. From online streaming to software products, subscription services have more recently grown to include boxes for physical goods, ranging from beauty products to snacks and alcohol. And their popularity is anything but slowing down.

eCommerce 47

eCommerce Sales Marketing Retail 47

PYMNTS

MAY 11, 2017

When it comes to buying subscriptions, there is something of a generation gap emerging — at least when it comes to products, according to the latest data out from Vantiv. Services and digital goods — video streaming, newspapers, music — have broadly intergenerational appeal. Millennials lead the category — with 89 percent holding some kind of services subscription — but Gen-Xers, baby boomers and retirees all make strong showings north of 65 percent.

Nonprofit 47

Nonprofit Budgeting Numbers Sales 47

PYMNTS

MAY 8, 2017

The UK’s top retailers are facing tough competition online from U.S.-based sites, with Apple and Google Shopping joining a list already led by American imports Amazon and eBay. According to eMarketer , February 2017 data from comScore MMX shows Apple and Google Shopping placed fifth and sixth, respectively, among the U.K.’s top 10 retail companies as ranked by unique visitors to their desktop brand sites.

Retail 46

Retail 46

PYMNTS

MAY 8, 2017

Real-time payments initiatives are under way all across the globe, but there is little consistency across jurisdictions regarding how the financial services sector takes on the initiative or where each market is at in terms of progress in achieving real-time payments capabilities. In the U.S., there is a bundle of faster payments initiatives, but one of the largest efforts in the area of real-time payments, specifically, is with The Clearing House.

Banking 46

Banking Marketing Technology B2B 46

Speaker: James Kahler, COO of Full Course

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Planning

PYMNTS

MAY 10, 2017

Mastercard , UnionPay International and Visa have introduced a Standardized Quick Response (QR) Code for payments, accelerating Thailand’s transition to a cashless society. According to a press release , consumers holding a Mastercard, UnionPay or Visa card can pay using a mobile application with Standardized QR Code support to scan the merchant-presented QR code, which works on both smartphones and phones with a camera function.

Securities 46

Securities Banking Technology 46

PYMNTS

MAY 9, 2017

Google may be gearing up to include facial recognition in Android Pay, judging from the code on a new version of its payment app. According to a report , 9to5Google did a so-called APK teardown of Android Pay Version 1.22 and found Visual ID, a feature that is described by Google as a “a secure way to confirm your identity at participating stores, making it easier to do things like earn loyalty points and redeem rewards.”.

Securities 45

Securities Technology Banking 45

PYMNTS

MAY 12, 2017

Bitcoin’s growing just about as fast as we can write about it — as are a number of other cryptocurrencies, for that matter. It only took just over one day for the bitcoin price to break the record it set earlier this week. On Thursday (May 11) of this week, bitcoin saw values break above $1,800 for the first time in history. It’s a crazy amount of growth — up a full 81 percent since the beginning of 2017 and nearly triple (299 percent) the value at this time last year.

Currencies 45

Currencies Numbers Banking Marketing 45

PYMNTS

MAY 12, 2017

While the blockchain technology makes its way into different industries outside of the finance arena, one vertical that’s ready to take it on is the automotive world. With the combination of big data in the auto market set to reach $4 billion by 2020 and end-point authentication in the auto market to be valued at $1,042.5 million by 2022, blockchain technology use is prime for integration.

Manufacturing 44

Manufacturing Securities Technology Forecasting 44

Speaker: Jamie Eagan

As organizations strive for agility and efficiency, it's imperative for finance leaders to embrace innovative technologies and redefine traditional processes. Join us as we explore the pivotal role of digitalization and automation in reshaping what is commonly referred to as the “last mile of reporting”. We’ll deep-dive into why digitalization is no longer a choice, but a necessity for finance departments to stay competitive in a fast-paced environment touching on: 2024 trends for the Office of

Finance

PYMNTS

MAY 12, 2017

The global peer-to-peer (P2P) transfer and remittance market has grown to well over $1 trillion, thanks to the glut of P2P money transfer apps making domestic and cross-border payments easier and faster than ever. The cross-border B2B payments market, on the other hand, is fraught with friction, despite being much larger in size — accounting for nearly 80 percent of global cross-border payment revenue, according to a 2016 report by McKinsey & Company.

B2B 43

B2B Foreign Exchange Compliance Currencies 43

PYMNTS

MAY 12, 2017

As technology becomes more pervasive in everyday routines, more people are utilizing person-to-person (P2P) payments. According to Bank of America’s latest research, Bank of America Trends in Consumer Mobility Report , millennials are leading the charge in pushing for digital P2P payments via mobile apps. Here are the numbers: 36 percent | Percentage of U.S. adults using P2P payments. 62 percent | Percentage of P2P payments stemming from millennials. 45 percent | Percentage of people sur

Banking 43

Banking Numbers Planning Technology 43

PYMNTS

MAY 8, 2017

The latest data from the CBIZ Small Business Employment Index “disappoints,” analysts said. The report , released Friday (May 5), found a 0.32 percent month-over-month decrease in hiring for the month of April among U.S. small businesses. CBIZ called it a “large decline” compared to the 1.66 percent increase recorded in March.

Forecasting 43

Forecasting Securities Numbers Finance 43

PYMNTS

MAY 12, 2017

Like sands through the hourglass, these are the days of our retail lives. As more brick-and-mortar locations struggle to keep pace with online shopping, Fidelity has taken notice and made the decision to focus its efforts on eCommerce. This week, it was announced that the mutual fund giant led a $65 million round of funding for three-year old eCommerce startup Spring.

eCommerce 43

eCommerce Startups Retail Sales 43

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Accounting