CFO Share

JANUARY 31, 2024

Manufacturing, transportation, distribution, real estate and construction are very financially complex and require a specialty fractional CFO. Inventory, deferred revenue, or multiple bank accounts add bookkeeping work and increase cost. Here’s some tips for hiring a part time CFO: Look for an expert in your industry. Attend workshops.

CFO 52

CFO Forecasting Budgeting Construction 52

Future CFO

JANUARY 3, 2024

Central banks are predicted to pivot earlier than expected by economic forecasters (i.e. The German government managed a last-minute budget agreement, but we do not expect a major boost to economic activity from the deal. Other major predictions by Allianz include the following. By end-2024, we expect policy rates to stand at 4.5%

Profit and Loss 52

Profit and Loss Economics Forecasting Construction 52

Future CFO

JULY 20, 2023

Housing construction also remains very weak, the firm said. Fitch forecast the budget deficit to remain stable at 6.5% Instead, further cuts to banks’ reserve requirements ratio look likely after the recent dip in credit growth, the firm added. In line with this, real GDP growth in 2Q23 was below our expectation at 6.3%

Economics 52

Economics Construction Manufacturing Forecasting 52

PYMNTS

SEPTEMBER 23, 2019

only agriculture and hunting invest less in digitization than the construction industry, according to recent data. Even so, the global construction management software market is projected to expand at a compound annual growth rate (CAGR) of 9.2 In the U.S., percent from 2018 to 2022. Freeing Up Cash Flow.

Construction 67

Construction Accounts Payable Treasury B2B 67

The Charity CFO

APRIL 5, 2022

So, if today a donor pledges to donate $100 to you next year , you’ll record that donation today rather than next year when the money will arrive in your bank account. And many large grantmakers, foundations, and banks may insist on accrual-based financials to give you funds. Cash accounting is less complex than accrual accounting.

Nonprofit 98

Nonprofit Accounting GAAP Auditing 98

Centage

FEBRUARY 2, 2023

Businesses talk a lot about budgets, revenue projections, and actuals. With less cash to count on, knowing your cash flow position has never been more important: how much is really in the bank, how much is available on short notice, what revenues are coming in and when, and what resources are going out.

Cash Flow Forecasting 98

Cash Flow Forecasting Forecasting Financial Planning and Analysis (FP&A) Budgeting 98

PYMNTS

SEPTEMBER 23, 2016

Nine years after the introduction of the iPhone to the market — and the subsequent great mobile leap forward — the verdict is pretty much in on mobile banking applications: Consumers like it, verging on loving it, and are eager for more of it. The first is the obvious issue: They lack the massive scale and deep IT pockets of the large banks.

Banking 82

Banking Startups Construction Budgeting 82

PYMNTS

SEPTEMBER 13, 2017

The construction industry is facing multiple headwinds, from late supplier payments to a talent shortage. According to Euler Hermes, the construction sector, which is worth $10 trillion worldwide, is expected to enjoy 3.5 “Construction accounting is a little more complex,” he recently told PYMNTS.

Cash Management 51

Cash Management Accounting Construction B2B 51

PYMNTS

FEBRUARY 14, 2019

Banks historically, like grocery stores or gas stations, have always assumed that customers would just come to them. Banks are where consumers keep their money. My two kids have never set foot in a bank,” Narlinger said, “and the question they will ask is why do I need to?”. Reaching Consumers In Context.

Banking 62

Banking Accounting Construction Budgeting 62

Barry Ritholtz

MARCH 29, 2023

From Manifest Destiny to Big Tech, Silicon Valley Bank is a case study in the how the West was spun ( Business Insider ) • ChatGPT: Keep Talking, and Nobody Explodes : There are a bunch of other things going on here, but at the core, the model determines, in order, each of the most likely words to follow another word in a fragment.

Construction 57

Construction Budgeting Investments Planning 57

PYMNTS

DECEMBER 10, 2020

At a time when pretty much everyone is longing for a return to normalcy and the way life used to be, at least one top banking technology leader says the pandemic has brought about so many positive changes in such a short period of time that there’s no turning back. And that’s a good thing, Sara Castelhano, J.P. Morgan Access?

Treasury 103

Treasury Leverage Construction Banking 103

PYMNTS

DECEMBER 10, 2019

Existing investors Sequoia India, Accel and Kae Capital also participated in the Series B funding round, as well as B2B marketplace Udaan’s Co-founder Vaibhav Gupta and budget lodging firm OYO’s Chief Strategy Officer Maninder Gulati. million in debt from banks and others.

Manufacturing 52

Manufacturing B2B Construction Startups 52

CFO Share

MARCH 16, 2021

Consider a bank mortgage (very good debt.) After filling out a short online form and scrolling past the terms and conditions (without reading them of course,) the money suddenly appeared in the business owner’s bank account. Here’s a common scenario: Joe owns a construction company. Click here to get your money!”

Restructuring 52

Restructuring Construction Profit and Loss CFO 52

PYMNTS

FEBRUARY 4, 2020

Imagine that you owed your bank or landlord a lot of money. Now imagine that said bank or landlord decided to buy you out. In fact, Dallas-based mall developer EMJ Construction recently published its three factors for mall success in the current market. That’s what happened Monday (Feb.

Construction 52

Construction Retail eCommerce Budgeting 52

PYMNTS

JUNE 10, 2020

Bank-FinTech collaboration continues as more industry stakeholders consider the value of open banking and areas of operations most prime to benefit from the business model. As a mobile-native platform, Aspire will use Railsbank technology to enhance its own core infrastructure to optimize the bank account experience for SMB customers.

Finance 52

Finance Leverage Construction Banking 52

PYMNTS

MARCH 2, 2020

Retailers often need additional coverage during peak holiday shopping periods, hospitals may need substitutes for nurses on paternity leave and construction companies might need to increase staff for sizable projects. Most who used payroll cards also had other banking solutions, the report found.

Budgeting 52

Budgeting Construction Entertainment Accounting 52

PYMNTS

DECEMBER 30, 2019

Consider, to name just one example, the small construction management firm that may have had a busy year, but finds take-home pay has dwindled compared to last year (which was relatively quieter). True story — as related by Ahmad, and one fixed only after the firm shifted to a Bento offering from a large bank credit card.

Budgeting 52

Budgeting Reconciliations Construction B2B 52

PYMNTS

JUNE 21, 2019

In an interview with Feedzai Chief Product Officer Saurabh Bajaj , the executive told PYMNTS that consumers who have embraced mobile banking don’t want to interface with people or paper when opening their accounts. The Challenger Banks. Ideally, they want to tackle forms on their tablets or smartphones.

Accounting 43

Accounting Risk Analysis Leverage Construction 43

PYMNTS

JANUARY 30, 2017

Buildertrend, which debuted in the halcyon days of 2006, before iPhones and Android devices ruled the world, is a cloud-based B2B platform for the construction industry. As a result, they decided to create one of the first web-based platforms for the construction industry, not just software to be accessed from an individual device.

Construction 56

Construction Securities Technology Invoicing 56

PYMNTS

OCTOBER 1, 2020

Banks have great solutions. A lot of times, banks are partnered with FinTechs … to support businesses that are ready to make this shift.”. Patel said that finding and onboarding suppliers to help build properties (on time and within budget) includes understanding how those suppliers want to be paid.

Accounts Payable 77

Accounts Payable Cash Management Construction Invoicing 77

PYMNTS

OCTOBER 17, 2018

Like payday loans , installment loans are generally a non-bank credit product pitched to low- to moderate-income consumers who have access to a checking account, but usually don’t have extensive access to bank-based credit products like cards or personal loans.

Construction 60

Construction Budgeting Banking Accounting 60

CFO News Room

JANUARY 11, 2023

Before commencing a flight, pilots are required to consult NOTAMs, which list potential adverse impacts on flights, from runway construction to the potential for icing. The Bezzle: “Silvergate Bank loaded up on $4.3 billion in Home Loan bank advances” [ American Banker ]. The crypto-friendly bank now holds roughly $4.6

Transportation 130

Transportation Banking Healthcare Education 130

Cube Software

MAY 11, 2023

They're constructed to answer specific questions relevant to one or more of the financial statements. Other use cases include budgeting and analyzing mergers and acquisitions. The same goes for banks—pro forma statements are often required to secure bank loans for major expansions or new businesses.

GAAP 40

GAAP Financial Planning and Analysis (FP&A) Profit and Loss Accounting Principles 40

CFO News Room

NOVEMBER 28, 2022

He previously worked at a financial planning firm in Bethesda, Maryland, and as a journalist covering the banking and insurance industries. When consumers think about cash flow management, the word ‘budget’ might come to mind. Team Kitces. Adam is an Associate Financial Planning Nerd at Kitces.com. Cash Flow Management.

Tax Planning 130

Tax Planning Planning Investments Profit and Loss 130

CFO News Room

NOVEMBER 5, 2022

He previously worked at a financial planning firm in Bethesda, Maryland, and as a journalist covering the banking and insurance industries. Many seniors felt a shock to their budgets at the end of 2021, when the Centers for Medicare and Medicaid Services (CMS) announced a 14.5% Team Kitces. Bethany Cissell | ThinkAdvisor).

Mergers and Acquisitions (M&A) 130

Mergers and Acquisitions (M&A) Profit and Loss Investments Valuation 130

CFO News Room

NOVEMBER 16, 2022

Clara is really more afraid of how her ability to retire will be affected if things don’t get better and not necessarily on the market or portfolio construction decisions. I guess there’s a possibility that the government would allow for certain things, too, but I wouldn’t be comfortable banking anything on that happening.

Communication 130

Communication Planning Construction Marketing 130

Planful

OCTOBER 25, 2016

For another, their biggest risk is ensuring safety on the job sites, but they also face fluctuating demand in the construction industry and the risk this puts on their P&L. For one panelist, this includes weighing the risk vs. return of new business opportunities, as well as ensuring safety in their distribution and logistics system.

Risk Management 40

Risk Management CFO Budgeting Benchmarking 40

PYMNTS

MAY 10, 2017

Consumers get to purchase more or better than their cash budgets might have allowed, or get to hold on to their cash for longer. The first challenge Blispay confronted had to do with its payment network — and whether the company wanted to construct its own or build on top of something already existent. Everybody wins.

Finance 51

Finance Retail Construction Budgeting 51

Barry Ritholtz

AUGUST 16, 2022

And so that’s a really fertile, constructive environment for us to try and generate returns. So just practically speaking, there’s going to be less to do if you’re trading German interest rates, and the central banks not moving them for 10 years. We’ve got central banks all over the world starting to move.

Profit and Loss 118

Profit and Loss Foreign Exchange Valuation Investments 118

Barry Ritholtz

MAY 30, 2023

BRYANT: And so when this guy told me that we’re, at that time, 10,000 banks, hundreds of thousands of bankers, 100,000 banks. RITHOLTZ: Were there banks in your neighborhood or were you an unbanked … BRYANT: Well, I mean, it was so few you knew where they were, put it that way, right? RITHOLTZ: Okay. BRYANT: That’s right.

Economics 57

Economics Education Profit and Loss Banking 57

Barry Ritholtz

DECEMBER 20, 2022

To lead the bank’s efforts in investing in sovereign debt restructurings and to bring our clients along was a great experience. KOENIGSBERGER: — you know, when I got to Merrill in 1995, and you looked at the trade blotter of who you were trading with, it was basically banks trading with each other. KOENIGSBERGER: Yeah.

Restructuring 61

Restructuring Investments Marketing Banking 61

Barry Ritholtz

SEPTEMBER 5, 2023

They were just helping the brokers get a bank loan through the process. I mean, essentially what no one understood in the industry and still don’t understand today in the real estate industry is that when appraisers doing an appraisal for the buyer that’s getting a mortgage, their client is actually the bank.

Sales 52

Sales Marketing Numbers Construction 52

Barry Ritholtz

JANUARY 31, 2023

So a lot of the investment banking analysts had already lined up their gig. DUTTA: We sort of cleared out our banking system. We recapitalized our banks very rapidly compared to Japan. And I think in September of that year, Bank of America Merrill Lynch, at that point, hired Ethan Harris, who I think he was at Lehman Barclays.

Economics 57

Economics Marketing Manufacturing Profit and Loss 57

Barry Ritholtz

AUGUST 15, 2023

It’s much more about security selection and a relatively static portfolio construction. And what’s their budget like a fraction of it, right? ” And just like the change bank from “Saturday Night Live, “We’ll make it up in volume. You still had 2012 to 2017 to finish the bet. RITHOLTZ: Right.

Benchmarking 52

Benchmarking Investments Marketing Treasury 52