Barry Ritholtz

APRIL 29, 2025

Their focus is on generating alpha with high conviction concentrated portfolios. There aren’t many people who have this sort of perspective and perch to see the world of investing from both an institutional and insurance based perspective and a long, long-term retail investment perspective. What does concentrated mean to you?

Concentration 52

Concentration Investments Benchmarking CFO 52

PYMNTS

JULY 15, 2020

Consumers were already changing their retail preferences before anyone had heard of COVID-19, let alone had their life utterly upended by it. This vastly accelerated retail realignment presents challenges — and opportunities — for retailers of all kinds, particularly those dealing in luxury goods, Molnar said.

Retail 82

Retail Concentration Investments Forecasting 82

PYMNTS

OCTOBER 23, 2019

French retailer Casino announced that it has raised €1.5 In addition, the company has plans to make a tender offer to buy back its bonds that mature in 2020, 2021 and 2022. billion asset-disposal plan to slash its debt, which was at €2.7 billion ($1.67 The company is already in the middle of a €4.5 billion at the end of 2020.

Retail 40

Retail Concentration Banking Planning 40

PYMNTS

OCTOBER 12, 2020

Merchants thus need to move quickly to keep payment details protected as consumers shift their business online, explained Ben Groom , chief digital officer for furniture and home goods retailer Herman Miller. Payments And The Future Of Retail . Shifting Payment Behaviors And Fraud .

Retail 79

Retail Concentration Leverage Entertainment 79

PYMNTS

OCTOBER 21, 2016

Some of the companies leading the omnicommerce charge recently concentrated their efforts on introducing innovative plans to expand both their consumer base and also bolster their payment offerings. Retail behemoth Walmart recently made a splash in the acquisition pool, acquiring online marketplace Jet.com for more than $3 billion.

Concentration 74

Concentration eCommerce Retail Securities 74

CFO News Room

NOVEMBER 7, 2022

Michael Kitces is Head of Planning Strategy at Buckingham Strategic Wealth , a turnkey wealth management services provider supporting thousands of independent financial advisors. In 2010, Michael was recognized with one of the FPA’s “Heart of Financial Planning” awards for his dedication and work in advancing the profession.

Compliance 130

Compliance Communication Planning Concentration 130

PYMNTS

NOVEMBER 28, 2020

For years, the weekend after Thanksgiving has been a harmonic convergence of made-up shopping holidays, concentrating Black Friday and Cyber Monday into three days of riotous retailing. The problem with that plan is that Dec. As a companion to National Salesperson Day on Dec.

Concentration 79

Concentration Retail Startups Sales 79

PYMNTS

DECEMBER 12, 2016

In China, however, the two big ones — JD.com and Alibaba — have found ways to gain focused insight into shoppers’ spending habits, which in turn help retailers make eCommerce decisions. That monitoring, or data collecting and analyzing, comes through in indexes and has made life easier for certain retailers, according to Bloomberg.

Concentration 65

Concentration eCommerce Sales Retail 65

PYMNTS

NOVEMBER 13, 2019

This edition of the Subscription Commerce Conversion Index gauges subscribers’ experiences in accessing consumer retail products through subscription services and determines which categories are more successful in customer satisfaction. Retail Subscriptions Rank High in Spending. The average U.S. subscriber spends $464.81

Retail 42

Retail Concentration Education Marketing 42

PYMNTS

JUNE 25, 2018

My plan on Friday evening was to write a hard-hitting piece on a services segment with incredible marketplace friction. For Amazon, it’s a way to add more value to Prime, capture more consumer spend and align with, rather than compete with, smaller retailers who are the fabric of their local communities. Prime for a Payments Switch.

Retail 62

Retail Sales Accounting Concentration 62

CFO News Room

DECEMBER 5, 2022

Read the analysis about these announcements in this month’s column, and a discussion of more trends in advisor technology, including: eMoney Advisor launches a new Explore feature that helps clients move past just planning for their goals and instead have the opportunity to see what other goals might even be possible in the first place.

Planning 130

Planning Technology Valuation Communication 130

PYMNTS

NOVEMBER 13, 2019

This edition of the Subscription Commerce Conversion Index gauges subscribers’ experiences in accessing consumer retail products through subscription services and determines which categories are more successful in customer satisfaction. Retail Subscriptions Rank High in Spending. The average U.S. subscriber spends $464.81

Retail 40

Retail Concentration Education Marketing 40

PYMNTS

OCTOBER 5, 2017

challenger bank, has positioned itself to disrupt retail banking. According to Starling Bank Founder and Chief Executive, Anne Boden, corporate banking and business lending is a market that has been “highly concentrated with a few big players for too long.” Starling Bank, a U.K. News reports in The Telegraph said Wednesday (Oct.

Banking 40

Banking Planning Concentration B2B 40

PYMNTS

AUGUST 7, 2018

He said the company’s pilot program, which initially sold meal kits in 17 Costco stores and has expanded to 80 locations within three months, has “further validated to us the power of Costco’s retail platform.” Retailers have realized that consumers still like to come into stores,” Kilcourse said.

Retail 40

Retail eCommerce Concentration Startups 40

PYMNTS

FEBRUARY 28, 2020

said the company saw BHL Holdings lead the second Series A funding round, while Nire Capital and existing backers Concentric, Seedcamp and Beazley also participated. Reports did not reveal exactly what the company plans to do with the new funding. Reports in Verdict.co.uk Digital Risks’ first Series A round closed in 2018.)

B2B 70

B2B B2C Concentration Startups 70

PYMNTS

APRIL 23, 2020

Instacart also instituted a monthly bonus plan ranging from $25 to $200, based on the number of hours worked. The next round of new hires will be concentrated in high-demand locations — California, Massachusetts, New York, Pennsylvania, Toronto and Washington, D.C. The kits include masks and hand sanitizer.

Concentration 72

Concentration Manufacturing Startups Numbers 72

PYMNTS

MARCH 26, 2020

It is a look at what the retail industry can expect as other essential retailers report results as March closes. Beginning in mid-March, the company experienced what it says was “an even stronger surge in traffic and sales, with category mix heavily concentrated in the Essentials and Food & Beverage categories.”

Concentration 52

Concentration Entertainment Retail Sales 52

CFO Plans

OCTOBER 9, 2024

Explore Strategic Financial Solutions with CFO Plans to navigate these complexities with ease. Learn How CFO Plans Can Boost Your Financial Health Corporate Tax Planning for Proactive Financial Management Corporate tax planning is a fundamental aspect of successful tax compliance.

Compliance 52

Compliance Tax Planning CFO Concentration 52

CFO Simplified

SEPTEMBER 11, 2023

Here are some areas you should consider in your planning: Customer Concentration Leadership Staffing Products Financial Resources Technology Customer Concentration is an easy one to understand. Then a change in staff at the retail giant brought in a new Purchasing Agent that didn’t connect with our President. Bad Karma?

Concentration 52

Concentration Leadership CFO Manufacturing 52

PYMNTS

AUGUST 3, 2020

percent planned to save their stimulus checks, and 15.7 percent planned to pay off debt. Overall, the Bureau reported, when households spent their stimulus checks, the spending remained concentrated on food (for 80 percent of respondents) or rent and/or utilities (at almost 78 percent of those who spent the funds).

Economics 78

Economics Concentration Prioritization Retail 78

PYMNTS

SEPTEMBER 18, 2020

Shoppers are settling into a new retail normal — one that features seamless service — during the ongoing pandemic. They have boosted their use of mobile and online tools to make purchases of all sizes, leaving retailers racing to promote their products across digital channels as well as in their brick-and-mortar storefronts.

Retail 63

Retail Concentration eCommerce Leverage 63

Global Finance

OCTOBER 31, 2024

Official media in July reported China Merchants Bank Chairman Miao Jianmin’s announcement of a strategic shift for his institution from “retail bank” to “value bank.” That level of concentration defines ICBC, the world’s largest bank by assets and winner of this year’s Best Corporate Bank award. trillion, up ¥1.21

Mergers and Acquisitions (M&A) 52

Mergers and Acquisitions (M&A) Risk Management Manufacturing Banking 52

PYMNTS

JULY 19, 2019

Ascena Retail Group has announced it is closing 53 additional Dressbarn stores by the end of August. The news follows the May announcement that Ascena planned to shutter approximately 650 Dressbarn stores in order to concentrate on the company’s more profitable brands, including apparel chains Loft and Ann Taylor.

Concentration 43

Concentration Retail CFO Planning 43

PYMNTS

FEBRUARY 4, 2020

Canada’s FoodHero , in one case, has technology that connects retailers with consumers to help sell surplus food that might otherwise be wasted. Devoy noted that many of FoodHero’s shoppers have tried services such as Instacart, and may have ordered online from their favorite retailers. The Retail Market.

Concentration 57

Concentration Retail Education Forecasting 57

PYMNTS

MARCH 8, 2019

challenger Starling Bank is moving forward with plans to introduce business lending services, reports in Specialist Banking said this week, with the bank revealing new details about its strategy. At the time, reports said Starling planned to use the investment to focus on its small business banking services and expand across Europe.

Concentration 47

Concentration Banking Planning Securities 47

Global Finance

OCTOBER 11, 2024

The US Federal Deposit Insurance Corporation’s quick response to the banks’ failures stemmed additional contagion and has left businesses with an object lesson in concentration risk. Its Consumer & Community Banking business added a substantial amount of retail branches and advisers and leads the First Republic integration.

Banking 111

Banking Foreign Exchange Profit and Loss Finance 111

Global Finance

JUNE 14, 2024

AI’s capability in scenario modelling provides leaders with predictive and data- driven insights for planning and decision-making. This can help institutions identify concentration risk earlier and determine actions for loan diversification. AI offers capabilities to assess credit, market, and operational risks.

Leverage 93

Leverage Risk Management Concentration Compliance 93

PYMNTS

MAY 7, 2020

This is especially true for a retail fitness industry quickly being supplanted by high-quality streaming workout interactions that turn homes into vibrant virtual fitness studios. That’s bad news for businesses that rely on concentrated foot traffic — especially the sweaty kind — like gyms and fitness studios.

Concentration 56

Concentration Retail Planning Sales 56

PYMNTS

NOVEMBER 5, 2019

The company is instead going to concentrate on its cross border business-to-business payments solution. The idea to go after a license was sparked in July when the Monetary Authority of Singapore announced it was planning to award two full and three wholesale bank licenses. So far, no one else has backed out.

Banking 40

Banking Concentration Startups eCommerce 40

PYMNTS

JUNE 22, 2020

For its part, Christie’s is planning a jewelry sale in Geneva for July 22. Sotheby’s plans to auction off a Cartier diamond bracelet with geometric shapes and leaves from the 1930s this week. Now we’re going to take a smaller storefront and concentrate more online. Bennett said it’s “a beautiful thing.

Sales 54

Sales Concentration Benchmarking Planning 54

PYMNTS

JUNE 4, 2019

Visa and Natixis Payments have launched Xpollens, a complete white label “Payments in a Box” service for retailers, corporations and Fintechs. Xpollens helps organizations integrate the whole range of payment services, from cards to instant payments, according to a press release.

Concentration 46

Concentration Compliance Accounting Retail 46

PYMNTS

NOVEMBER 21, 2018

Analysts at Jefferies have also identified additional licenses for operations in Washington, New Mexico and Indiana, which could signal bigger plans for Amazon as well. According to reports, Amazon has hundreds of thousands of staff already employed, and its recent decision to add new headquarters in New York City and Washington, D.C.

Concentration 56

Concentration Healthcare eCommerce Startups 56

PYMNTS

AUGUST 1, 2019

52 percent: Share of FIs that will concentrate on user experience over the next three years. 8 percent: Share of streaming subscribers who plan to cancel their subscriptions within the next year. billion: Amount of money FinTechs raised globally in 2018, according to Visa’s figures.

Concentration 46

Concentration Investments Planning Retail 46

PYMNTS

MARCH 5, 2019

Indeed, the San Francisco-based company reportedly owes tens of thousands of dollars to its food suppliers, many of which are small businesses, and some of which told reporters they were never warned by Munchery of its plans to shut down. It just hasn’t happened in B2B yet,” Rymarz said. But the opportunity is there for the taking.

B2C 63

B2C B2B Concentration Credit Risk 63

Global Finance

SEPTEMBER 9, 2024

China’s strategy is characterized by centralized planning, with direct state funding funneling into specific AI projects and the development of national computing centers. AI’s positive impact will be concentrated, initially, “in a limited number of sectors.” Srivastava, an economist and chief policy adviser at Ernst & Young India.

Economics 111

Economics Construction Leverage Technology 111

PYMNTS

JANUARY 18, 2017

Founded in 2012, Shiftgig built a mobile platform that allows temporary, gig and hourly workers to find and pick up shifts at local businesses — in food service, retail, hospitality and logistics to name a few — looking for staff to fill schedule gaps. While the mobile platform services customers across all 50 U.S.

Startups 40

Startups Concentration Retail Planning 40

PYMNTS

JULY 16, 2019

David Cicilline of Rhode Island, a Democrat who chairs the subcommittee, stated that the desire to boost the new economy had in effect fostered a mindset that let big tech self-regulate with “little oversight,” and that concentration has resulted. Sutton countered that retailers also tend to employ that model. percent in 2018.

Concentration 40

Concentration Retail Economics Sales 40