CFO News Room

JANUARY 20, 2023

In my last point on inflation, I noted that a currency with higher inflation can be expected to depreciate over time against a currency with lower inflation. That expected devaluation in the high-inflation currency is not risk, though, since it can and should be incorporated into your forecasts.

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Hurdle Rate Currencies Investments Corporate Finance 130

Musings on Markets

JULY 13, 2022

Source: Spreadsheet with country risk premium data (Damodaran Online) If you compare the numbers in this picture to the equivalent one that I reported at the start of the year, you can see the surge in risk premiums across the board, starting with a higher base premium (6.01%, up from 4.24%) for the US and higher spreads for country risk.

Currencies 81

Currencies Economics Valuation Treasury 81

PYMNTS

JULY 21, 2020

Crypto boosters have spent the better part of the past decade promoting the idea that great fiat-currency disruptions are coming care of blockchain and literally hundreds of thousands of variations of cryptocurrency circulating in the world today. We are not opening [the initiative] up to anonymous wallets,” he said.

Sales 127

Sales Currencies B2B Communication 127

CFO Talks

MARCH 14, 2024

Leveraging Technology: In today’s data-driven environment, tasks that involve implementing or improving technological solutions should be high on the CFO’s priority list. Leveraging Technology for Integration: Modern technology platforms offer powerful tools for integrating data and processes across departments.

Prioritization 52

Prioritization CFO Leverage Risk Management 52

PYMNTS

JANUARY 21, 2021

It leverages the SWIFT gpi tracking service and other payment data services, along with the platform’s own data. While it was initially developed for foreign currency payments, it can also work with eurozone (SEPA) transfers, the release stated.

B2B 87

B2B Invoicing Manufacturing Currencies 87

PYMNTS

JANUARY 20, 2021

I hope we can leverage that urgency to prioritize a lot more examples of embedded finance on the B2B side in 2021. This enables overseas customers to be invoiced and to pay in their local currency while allowing the biller to reconcile those receivables in its financial system of record and currency.

B2C 70

B2C B2B Currencies Invoicing 70

PYMNTS

DECEMBER 10, 2020

The currency is well-known for its massive value fluctuations, as a single bitcoin cost just 9 cents in 2010, $313.92 The currency is well-known for its massive value fluctuations, as a single bitcoin cost just 9 cents in 2010, $313.92 billion in 2019 and is projected to reach $1.4 in 2015 and a staggering $13,421.44

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Compliance Treasury Currencies Leverage 88

PYMNTS

OCTOBER 6, 2020

The company is a virtual International Bank Account Number (IBAN) provider, working in tandem with a network of Europe-based banks to provide eCommerce merchants with virtual IBANs. and FX Payments in 134 currencies. The establishment of virtual IBANs, she said, “allows our clients to make digital transfers.”

eCommerce 94

eCommerce Banking Compliance Currencies 94

Simply Treasury

AUGUST 2, 2022

The rate would be calculated based on a 10-year "risk-free interest" rate depending on the currency, increased by a 1% risk premium (1.5% It seems logical to avoid having companies that are too leveraged, with WACCs that are maximized to the extreme. A Singaporean or US company could be more leveraged than a European company.

Finance 130

Finance Leverage Banking Treasury 130

CS Lucas

NOVEMBER 29, 2023

This covers volumes, rates, currencies, compliance terms, documentation, counterparties, jurisdictions , timelines, and associated analytics. This tracking covers any periodic interest or principal payments across an unlimited number of concurrent structures. Alerts notify appropriate stakeholders as threshold limits approach.

Technology 52

Technology Treasury IFRS Compliance 52

PYMNTS

SEPTEMBER 21, 2020

But by leveraging data, and advanced technology, you get the details that can help drive decision-making processes or the routes that a payment can take.”. That seamless interaction is built with APIs , where updates to payment offerings, security protocols and currencies become almost automatic.

eCommerce 124

eCommerce Currencies Securities Leverage 124

CFO News Room

FEBRUARY 2, 2022

Going forward, the network of participants and the number of use cases could continue to see rapid growth, giving cryptocurrencies in this category plenty of further upside. In 2021, there were a number of digital asset company IPOs, led by Coinbase , the largest listing (IPO, SPAC, or otherwise) of any digital asset company in history.

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Concentration Investments Securities Currencies 130

PYMNTS

DECEMBER 21, 2020

Flexibility, he said, comes in the form of digital currency — easily transferable and usable across any number of spending categories, moving from travel, for example, to groceries. Social media represents another way to leverage and reward loyalty, noted panelists. The technology is there; firms just have to make use of it.

Leverage 118

Leverage Currencies Banking Accounting 118

PYMNTS

OCTOBER 7, 2019

Access to smartphones is giving people unprecedented access to financial services, Libra recounted at launch – and the Libra network and currency, coupled with the Calibra wallet, would accelerate and democratize access to those services. These are the same 1.5 billion people that Libra said at launch it intended to help.

Currencies 79

Currencies Advertising Construction Financial Systems 79

PYMNTS

JANUARY 9, 2019

Round numbers offer milestones, demarcation points, moments to stop and reflect — tens, hundreds, thousands … convenient shorthand for progress. The 200+ tally gives rise to the round-number reflection mentioned above: What might lie ahead for cross-border payments — and does speed trump trust? The firm stated Tuesday (Jan.

Currencies 76

Currencies Banking Compliance Numbers 76

PYMNTS

FEBRUARY 3, 2020

According to a proposal circulating that is slated to be presented later in the month, “currently a small number of Big Tech firms hold a large part of the world’s data. Digital Currencies, Too. Separately, the movement by at least some central governments to embrace digital currencies continues.

Marketing 52

Marketing Currencies Banking Leverage 52

PYMNTS

APRIL 7, 2019

“The enhancements improve the payment-to-settlement time, increase security and reduce costs for both payers and receivers by further automating and streamlining reconciliation of the growing number of international payments coming from different countries in different currencies,” the company said.

Reconciliations 62

Reconciliations Currencies Invoicing Compliance 62

PYMNTS

SEPTEMBER 18, 2019

Open banking has opened the path toward a number of banking/FinTech and digital partnerships leveraging APIs to speed innovations. Services include cash management and cross-border payment and currency conversion across APIs. The latter offering includes multi-currency processing.

Foreign Exchange 68

Foreign Exchange Treasury Currencies B2B 68

PYMNTS

SEPTEMBER 21, 2020

In a nod to those technologies, the increasing pivot toward online transactions and cross-border commerce mandates that, as Philipp Pointner, chief product officer at Jumio, told PYMNTS , “it’s important to leverage biometric-based technology to really prove your customer is who they say they are.

Banking 139

Banking Leverage Compliance Currencies 139

PYMNTS

OCTOBER 25, 2019

However, making loyalty a currency or allowing it to be a method of tender, he said, “is quite complicated.” And, through that product, the company is allowing a user to select the number of points through a slider that they want to use in a split-tender transaction.

Currencies 53

Currencies Leverage Technology Numbers 53

PYMNTS

FEBRUARY 28, 2019

However, managing foreign exchange (FX) risk is part of the territory — and, as he told PYMNTS, a calculated approach to currency exposure is key. history, businesses were relatively sheltered from changes in the currency markets. Perhaps most importantly, unexpected currency volatility can make it impossible to plan for the future.

Risk Management 53

Risk Management Currencies Foreign Exchange Forecasting 53

CFO News Room

NOVEMBER 18, 2022

Back before it became apparent that a financial crisis was happening, there was an immense amount of leverage in the banking system over which Bernanke had a responsibility to regulate. The banks had become over-extended, over-leveraged and Fed wasn’t paying attention at the time. So those numbers are disparate.

Banking 100

Banking Economics Leverage Currencies 100

CFO News Room

FEBRUARY 6, 2022

As crypto companies increase their advertising spending, brands have pumped out crypto-theme campaigns or marketing gimmicks to leverage the buzz surrounding cryptocurrencies. I suspect there’s a fair number of companies that are going to make it,” he said. Photo: TurboTax. SHARE YOUR THOUGHTS. What are your favorite Super Bowl ads?

Advertising 130

Advertising Education Investments Leverage 130

Future CFO

DECEMBER 11, 2023

Lenders were put in a position to find ways to accommodate the increased number of digital transactions and ensure resiliency and uptime rise accordingly, said Yeo. “Digital payment methods such as InstaPay and mobile wallets such as GCash have seen massive surges in usage.”

Banking 98

Banking Finance CFO Leverage 98

PYMNTS

FEBRUARY 8, 2019

By The Numbers. As for the fourth quarter’s other heavily watched numbers, Western Union reported earnings of $212 million or $.48 Western Union Business Solutions (WUBS) also saw an uptick, with revenue growing 5 percent on a constant currency basis. 48 per share in the quarter, versus a loss of $1.1 billion or $2.44

Currencies 65

Currencies Leverage Accounting CFO 65

PYMNTS

MAY 15, 2019

“The HKMA and BOT are longtime partners in a number of important financial initiatives. According to HKMA and BOT, one potential area of collaboration is a joint research project on central bank-issued digital currency. The HKMA looks forward to working together with BOT and seeing the positive outcome from our joint effort.”.

Currencies 51

Currencies Leverage Banking Numbers 51

PYMNTS

OCTOBER 12, 2020

Meanwhile, the number of consumers who’ve never used a retailer app has dropped significantly from 32 percent pre-pandemic to only 13 percent today. “It Points are one of those untapped balances that they could leverage to help with everyday basics.”. She said about 61 percent of U.S.

Retail 126

Retail Budgeting Forecasting Currencies 126

CFO News Room

JANUARY 16, 2023

We estimated the community vaccination campaign resulted in about 63% reduction in the number of daily admissions over the study period. So Germany has some leverage, then? Total number of Biden documents known to be marked classified is about 20, source says CBS. n = 17,871 UK Biobank cases between March 2020 and 2021.

Concentration 130

Concentration Economics Forecasting Communication 130

PYMNTS

OCTOBER 7, 2019

About 660 banks are a part of SWIFT gpi, and daily worldwide payments number more than $300 billion. Fibank has correspondent accounts in not only major currencies, like the U.S. Fibank has correspondent accounts in not only major currencies, like the U.S.

Currencies 43

Currencies Treasury Leverage Banking 43

PYMNTS

MAY 6, 2019

Credits was a virtual currency and payments platform used to power in-app purchases on Facebook. And this plan is a way for Facebook to leapfrog them by using cool, modern tech and stablecoins tied to fiat currency – today’s hot payments play – and keeps them out of the bitcoin fray. Zynga adopted Credits as its exclusive currency.

Currencies 83

Currencies Leverage Planning Investments 83

PYMNTS

MAY 5, 2017

It seems blowing past $1,400 at the start of this week wasn’t enough for the digital currency. The digital currency’s market cap sat at just over $25.4 The digital currency’s market cap sat at just over $25.4 Some exchanges even pegged the digital currency’s value at over $1,600.

Currencies 47

Currencies Banking Retail Leverage 47

Musings on Markets

FEBRUARY 10, 2021

Having said that, though, it is worth noting that this is where the consensus ends, since there are deep divides on how this hurdle rate should be computed, with companies diverging and following three broad paths to get that number: 1. The third is currency, with hurdle rates, for any given project, varying across currencies.

Hurdle Rate 52

Hurdle Rate Currencies Investments Valuation 52

PYMNTS

JUNE 13, 2019

The digital identifier, he elaborated, tokenizes an organization’s sensitive data, including banking details and account numbers. The platform can be leveraged to provide services across multi-currency wallets, and real-time notifications on FX transactions.

B2B 75

B2B Compliance Currencies Leverage 75

PYMNTS

OCTOBER 15, 2018

The report also noted that virtual currency exchange and transmission was 9.4 In a written response interview with PYMNTS, Matthew Lambert, senior director and non-depository Counsel at CSBS, noted that “this report is new for 2017, so we won’t be able to speak to trends until the 2018 numbers are final next year.” GDPR Fines Loom.

Concentration 68

Concentration Currencies Leverage Numbers 68

PYMNTS

MAY 31, 2018

Still, many details surrounding the rollout are not yet clear: For example, it’s not known if the bank will use Ripple’s xCurrent, which allows settlements in fiat currency, or Ripple’s xRapid, which uses XRP for liquidity.

Finance 41

Finance Currencies Leverage Banking 41

PYMNTS

FEBRUARY 14, 2019

Data and information are becoming an increasingly important currency in the global economy – not only currently, but especially in the future – and China is set to overtake the U.S. for its part, generated 6.9ZB last year, and in 2025 that number is projected to grow to 30.6ZB. In 2018, China generated 7.6

Entertainment 53

Entertainment Currencies Leverage eCommerce 53

PYMNTS

FEBRUARY 24, 2020

The 2020s will be defined by the innovators who understand that time is a currency people truly value — and they will use technology and connected devices to maximize each unit of time. IKEA made news last week when it took time as currency to a whole new level. That’s pretty much the way it’s been, well, forever. In fact, the U.S.

Currencies 83

Currencies Benchmarking Banking Transportation 83