PYMNTS

SEPTEMBER 30, 2020

MENA nations’ original rules involved data privacy, but they were focused on developing the open banking ecosystem and allowing information to move freely. The following Deep Dive analyzes how the pandemic has affected open banking and privacy regulations — especially in the MENA region — and implicated future regulations.

Banking 70

Banking Securities Compliance Finance 70

PYMNTS

AUGUST 15, 2019

The Apple Card looms, with a rollout that began last week through Goldman Sachs, and according to at least one analysis, the card might underwhelm consumers, lead to muted results (at least at the outset) for its tech and banking backers, and for Goldman, even lead to losses, depending on the economic climate.

Profit and Loss 59

Profit and Loss Economics Banking Accounting 59

CFO Simplified

DECEMBER 26, 2021

We know, however, that hiring a full-time CFO can come with a hefty price tag. A part-time outsourced CFO provides the strategy of a C-Suite member without the price tag. . Bookkeepers will apply for payments, issue checks, and reconcile the bank and credit card statements at month-end. What is a Large Company?

Finance 52

Finance General Ledger CFO Auditing 52

PYMNTS

NOVEMBER 1, 2018

Amid a general downdraft in technology companies, investors fret about slowing growth, about interest rates, about the state of the mighty U.S. The iPhone will take center stage, of course, and there will be interest in average selling prices and whether the $999 tags will stick. consumer headed into the holidays.

Numbers 46

Numbers Banking Sales Technology 46

PYMNTS

DECEMBER 26, 2019

Merchants aiming to sell nationwide must pay attention to how their goods are treated by each state’s tax code. Items considered as exempt medical necessities in some states may be taxed at high rates in others, and businesses cannot afford to be caught by surprise. There are more complexities in store for merchants, though.

Compliance 52

Compliance Sales Retail eCommerce 52

PYMNTS

DECEMBER 27, 2019

Campaigns against taxing obligatory items are spreading across the United States, forcing states to rethink their revenue generation decisions. Neither state exempts diapers , however, which advocates say illustrates a glaring blind spot. Depending on the state and local taxes, a sales tax can add between 2.5

Compliance 58

Compliance Auditing Sales Retail 58

PYMNTS

JANUARY 28, 2020

Card-not-present theft — like when rideshare charges from a city you’ve never visited appear in your banking app — is traumatic enough for the typical person. Try wrapping your mind around the price tag of the average corporate data breach at $3.92 million per incident. Then multiply that by the 4.1 Adding in the Low-Tech Approach.

Education 57

Education Accounting Securities Banking 57

PYMNTS

MAY 11, 2017

Reports Wednesday (May 10) said Moneycorp has agreed to acquire Commonwealth FX, though the companies did not disclose the price tag of the deal, but did say that it would finance it by paying 20 percent using cash on hand. -based foreign exchange company Moneycorp is entering the U.S. particularly well,” he told the publication.

Foreign Exchange 43

Foreign Exchange B2B Finance Leverage 43

PYMNTS

APRIL 22, 2016

Recent findings by CapGemini in its annual World Banking report show that banks are moving toward the crossroads of the build or buy debate. FinTech companies have been doing a good job of eating into banks’ turf, and yet it is the banks that are seemingly watching without really acting as quickly as they might or should.

Banking 41

Banking Valuation Currencies Technology 41

PYMNTS

JULY 25, 2017

On the lower end, a four-year education with in-state rates at a state school will run the average student around $60,000 in costs by the end. At the upper edge of the spectrum, students can be looking at a ~$330,000 total price tag for an education at an elite private college.

Banking 40

Banking Education Finance Technology 40

PYMNTS

OCTOBER 9, 2018

FinTech firm ToneTag said earlier this month that it has linked with First Abu Dhabi Bank, the largest bank in the United Arab Emirates (UAE). Through the partnership between ToneTag and First Abu Dhabi Bank, customers of the bank are able to pay using their PayIt app and make the payments from their mobile phone.

Communication 60

Communication Transportation Retail B2B 60

Future CFO

OCTOBER 19, 2021

FutureCFO spoke to Sim Beng Hai , APAC head of technical sales at ESET, for his perspective on the heightened state of security for remote workers, as viewed from the perspective of the CFO. Such phishing emails usually direct the victim to a fake website to steal sensitive data such as login credentials and banking details.

Securities 52

Securities CFO Risk Management Finance 52

PYMNTS

JANUARY 25, 2018

The plate, available in California and due to be rolled out in other states through 2018, is a self-lit LCD screen with a display that can be changed to, for example, showcase advertising along the (government-issued) license plate number. Reviver Auto is also working with another six states. The company recently raised $11.1

Advertising 51

Advertising Technology Securities Numbers 51

PYMNTS

JULY 5, 2017

For Vantiv there is value in going beyond the United States, boosting footprint and gaining scale. Consider too, that the company said last month that it had obtained a banking license, a pan-European one, that allows the firm to process merchant payments with speed, bypassing bank settlements.

eCommerce 40

eCommerce Currencies Valuation Forecasting 40

PYMNTS

SEPTEMBER 13, 2017

Although the $1,000 price tag was anticipated and expected, it was nearly universally commented upon, as it officially makes Apple the price leader in its category (by about $50, as the latest and greatest from Samsung clocks in with a $950 price tag). Perhaps there is something to that $1,000 price tag, after all. Tough crowd.

Retail 41

Retail Advertising Forecasting Numbers 41

PYMNTS

AUGUST 22, 2018

No one wears just one suit of armor, and no one shops in just one place when it comes to the mixing and matching of that armor, the hunting for designer names and comparing price tags against the waxing and waning of one’s bank account. Later in the filing, the company stated, “We are a technology company at our core.”.

Retail 40

Retail Numbers Valuation Investments 40

PYMNTS

JANUARY 28, 2019

Though Capital One had lots of positive forward-looking statements to make after releasing its Q4 earnings information last week, its stock sank as what investors and analysts most noted was that the bank missed on both earnings and revenue. For Q4, the bank said provision for credit losses increased 29 percent to $1.6

Advertising 51

Advertising Retail Currencies Banking 51

PYMNTS

APRIL 4, 2016

It’s no April Fools’ joke: 2016’s first quarter has already wrapped and, with its closure, comes a wave of data looking back at the state of corporate finances. Fideres noted that banks are likely to blame, as they struggle to please both the businesses that issue the bonds and the investors that buy them.

B2B 40

B2B Finance Corporate Finance Numbers 40

PYMNTS

NOVEMBER 17, 2017

While many Maple Leaf State residents are already using Alexa-powered devices purchased from the U.S., Similar to the new iPhone X’s $999 price tag, the whole thing may seem like a bit much, but clearly not to the thousands of users uploading these part-cute, part-creepy videos to YouTube and social media.

eCommerce 40

eCommerce Securities Sales Technology 40

PYMNTS

NOVEMBER 22, 2017

Account takeover fraud , card-not-present (CNP) fraud, tax fraud, selling stolen financials, selling fake bank accounts, the Dark Web: If security experts are fighting it today, chances are that Brett Johnson was there when it started. Banks and merchants know they have a fraud problem, but they don’t understand how organized it is,” he said.

Securities 48

Securities Accounting Entertainment Banking 48

PYMNTS

JANUARY 17, 2017

“There’s an evolution that’s taking place here with the types of data that people are using to make decisions and to service this $30 trillion in wealth transfer that’s occurring with millennials,” Ayers stated.

Numbers 45

Numbers eCommerce Compliance Accounting 45

PYMNTS

MARCH 25, 2019

Once closed, the conjoined firm will offer enterprise banking, payments, capital markets and global eCommerce services to financial institutions and businesses around the world. Scale matters in our rapidly changing industry,” stated Gary Norcross, chairman, president and chief executive officer of FIS , in the press release.

Reconciliations 50

Reconciliations eCommerce Retail Currencies 50

Barry Ritholtz

JULY 11, 2023

JOHNSON: And then I moved into, we had a bank at the time, and I moved into running part of the bank. RITHOLTZ: So Franklin obviously divests out of the banking business, the credit card business, the auto financing business. The requirements for asset managers to have a bank were such that it would inhibit us a bit.

Mergers and Acquisitions (M&A) 85

Mergers and Acquisitions (M&A) Investments Finance Technology 85

PYMNTS

FEBRUARY 10, 2020

Amazon India and Flipkart stated that they are both studying the proposed tax. Separately, Facebook has reportedly settled a lawsuit for violating laws in the state of Illinois tied to facial recognition technology, agreeing to pay a fine of $550 million. ‘Rent-A-Bank’ Practices Examined. Facebook Fines.

eCommerce 70

eCommerce Banking Sales Retail 70

PYMNTS

OCTOBER 19, 2020

Banks and traditional financial institutions (FIs) are grappling with modernization or core systems at the worst possible time, but “bad timing” is often an excuse for lack of preparation. FinTechs Helping To Future-Proof Banks. That’s the superpower they can bring to big banking at a time when much depends on partnerships. “In

B2C 67

B2C Banking Treasury Invoicing 67

PYMNTS

OCTOBER 21, 2019

For those who see Libra as the hero — where an alternative currency takes root and challenges central bank fiat, gains acceptance, promotes financial inclusion for more than a billion people — this past week’s event means that the Libra Association will live to fight another day. and Women’s World Banking. That’s a pretty wide net.

Currencies 43

Currencies Nonprofit Banking Securities 43

PYMNTS

APRIL 18, 2016

Who better to ask about the state of the markets than the driver behind them: small businesses? Plus, research places a price tag on B2B sales efforts, the alternative lending industry and small business expense practices. Expanded globally, the price tag of wasted money hits $1.4 trillion every year, reports said. 48% of U.K.

B2B 40

B2B Finance Invoicing Sales 40

Barry Ritholtz

MAY 30, 2023

BRYANT: And so when this guy told me that we’re, at that time, 10,000 banks, hundreds of thousands of bankers, 100,000 banks. RITHOLTZ: Were there banks in your neighborhood or were you an unbanked … BRYANT: Well, I mean, it was so few you knew where they were, put it that way, right? RITHOLTZ: Okay. RITHOLTZ: Right.

Economics 56

Economics Education Profit and Loss Banking 56

PYMNTS

APRIL 28, 2017

The Payment Tag is directly integrated into the document itself, enabling the sender to request a specific dollar amount, which pops up when the receiver signs electronically. Let’s say, for example, a person gets into a car accident: their insurer would be able to send an agreement stating how much money they might receive to fix their car.

Invoicing 60

Invoicing Securities Accounting Sales 60

PYMNTS

AUGUST 2, 2018

And financial service providers – especially banks, Ashbacher noted – need to do a better job of presenting themselves to their customers as trusted financial advisors who can help them actually manage their money. The study shows that consumers both trust banks – and don’t. That’s a very powerful starting point.

Education 40

Education Budgeting Banking Finance 40

CFO News Room

NOVEMBER 1, 2022

Because we have to track that, because we can’t get more than five clients in any given state if they’re contacting us from out of state. So, for us, we really are seriously asking, give us three months of bank statements, three months of credit card statements. I just have an open ended one. And where are you from?

Planning 130

Planning Investments Accounting Math 130

PYMNTS

MARCH 12, 2019

To add a price tag to it all, the WSJ notes that the OCC has spent “so much time” on Wells that a “special fee” may accompany those actions. If Wall Street is an indication, at least some observers remain unimpressed, as the stock has been flat while other bank stocks have soared by tens of percentage points.

Risk Management 46

Risk Management Currencies Banking Securities 46

PYMNTS

DECEMBER 22, 2016

Donald Trump managed to eke out a stunning Electoral College victory over Hillary Clinton and get himself elected president of the United States of America. Visa and Mastercard are working to tag team tokens together to create a universal security standard for transactions across channels.

Securities 60

Securities Economics Banking Sales 60

PYMNTS

JANUARY 27, 2017

26) that the firm would buy MoneyGram for a decent (though not spectacular) 12 percent premium shows further inroads into the United States. The deal gives Ant greater access to making inroads into the United States – a long goal of the firm, made more pressing by an IPO that Ant is reportedly looking to pursue before the end of 2017.

Economics 40

Economics Valuation eCommerce Forecasting 40

Barry Ritholtz

OCTOBER 10, 2023

Can I just tag along? And I had an idea, my idea was Mike Leach, coach of the Mississippi State Bulldogs at the time was gonna let me move into his life for a season in the ss in s e c football. But in fact, he wanted everybody to be in the same state of chaos. What could go wrong? And he did the deal. He was that fascinating.

Math 60

Math Profit and Loss Numbers Marketing 60

Barry Ritholtz

DECEMBER 20, 2022

To lead the bank’s efforts in investing in sovereign debt restructurings and to bring our clients along was a great experience. RITHOLTZ: You mentioned earlier that the late ‘80s, early ‘90s were very different than the state of EM debt today. RITHOLTZ: Like state versus national or something? Every bank had balance sheet.

Restructuring 60

Restructuring Investments Marketing Banking 60

Barry Ritholtz

APRIL 25, 2023

RITHOLTZ: Because it means we don’t really know why we’re slamming these two companies together other than the fees, the banking fees. We’re in 27 states. There’s a different rule in every state. HAMBURGER: Or some type of legal — RITHOLTZ: Does it matter if it’s out of the United States?

Mergers and Acquisitions (M&A) 60

Mergers and Acquisitions (M&A) Compliance Investments Finance 60