PYMNTS

NOVEMBER 12, 2018

We collected more than 18,100 data points on topics ranging from consumer credit scores to annual incomes to college debts, and consolidated our findings to get an account of what’s happening on the ground level of the American economy. Nevertheless, not everyone is getting ahead.

Economics 61

Economics Financial Systems Accounting Finance 61

PYMNTS

DECEMBER 11, 2018

B2B payments company Finexio is adding support for corporates that want to pay their suppliers with a credit card, regardless of whether vendors accept cards as a form of payment. Companies can pay using Mastercard or Visa credit cards, Finexio noted. In a press release issued Monday (Dec. In a press release issued Monday (Dec.

Accounts Payable 49

Accounts Payable B2B Invoicing Startups 49

CFO News Room

JANUARY 6, 2023

A platform called SaveBetter offers high-yield certificates of deposit (CDs) through various banks and credit unions, some of which offer yields over 4% at the moment with a minimum deposit requirement of just $1 to get started. Next up, consider paying down high-interest debt, such as credit card debt or car loans.

Investments 130

Investments Accounting Finance Healthcare 130

VCFO

JULY 12, 2022

These concerns are further inflamed by the repetitious coverage of the topic by media. You may want to invoice more frequently or review and tighten your credit terms. For example, some client contracts may contain terms that provide extended or longer periods of credit to customers. Cash surprises are never helpful.

Benchmarking 81

Benchmarking Restructuring Economics Technology 81

PYMNTS

APRIL 22, 2019

The massive global trade finance gap is the topic of conversation for many banks and FinTech firms looking to strengthen their position in the market. Thirty percent of respondents said enhanced technology solutions and a revised regulatory environment are key to addressing the trade finance gap.

Finance 53

Finance Compliance Treasury Economics 53

PYMNTS

AUGUST 2, 2019

In this latest edition of the PYMNTS Weekender, coverage includes the latest on the Apple credit card , the race to create an everyday app, a deep look at meal kit retail as Blue Apron turns seven and the latest big twist in subscription commerce. Hacker Arrested in Capital One Breach Affecting 100M+.

Education 46

Education Currencies Retail Banking 46

Boston Startup CFO

APRIL 3, 2023

Financial accounting: A topic that can easily disorient even the most driven entrepreneurs. This includes reconciling cash and credit card transactions, processing and documenting financial transactions, and inputting the data into your startup’s accounting software.

Accounting 52

Accounting Accounting Principles GAAP Compliance 52

PYMNTS

OCTOBER 22, 2019

Newer FIs are also more likely to offer credit cards and other big revenue products. In addition to Accenture’s research, 240 bank executives across 22 countries were surveyed about their plans to capitalize on digital disruption. Amazon in the U.S.

Banking 40

Banking Startups Budgeting Economics 40

PYMNTS

MARCH 4, 2020

In advance of the holiday, Visa has released findings from its second annual State of Female Entrepreneurship report, which paints an interesting (if mixed) picture of its eponymous topic. They are getting funding through credit cards, family and friends, community, other networks – whatever it takes,” noted Kereere. “I

Education 72

Education Leadership Startups Sales 72

PYMNTS

SEPTEMBER 29, 2016

Seeing NerdWallet grow from a singular credit cards tool in 2009 to providing content and tools across 11 personal finance topics today is something I have great pride in,” said Tim Chen, CEO and cofounder of NerdWallet. Chen, who is a former hedge fund analyst, originally cofounded NerdWallet as a credit card marketing website.

Finance 71

Finance Startups Valuation Investments 71

PYMNTS

FEBRUARY 10, 2020

The February 2020 B2B API Tracker , powered by Red Hat , provides an immersion in the topic, as application programming interfaces (APIs) are increasingly layered onto the legacy payments infrastructure, creating a new central nervous system for digital transactions worldwide. FIs, SMBs, Fintechs Eying Each Other.

B2B 59

B2B Treasury Banking eCommerce 59

PYMNTS

OCTOBER 10, 2016

In the latest installment in the PYMNTS Topic TBD series, Karen Webster and TradeRocket Head of Capital Markets Jeff Gapusan talked about whether this was a sign of a shaky business or a sound business with liquidity needs. They have to keep a certain amount of capital on the books for liquidity and solvency themselves.

Invoicing 67

Invoicing Leverage Finance Banking 67

Strategic Treasurer

MARCH 6, 2023

You know, your book offers a great mix of topics and insights to help treasurers along in their career journey. And I think you know, as you asked that question, it made me initially think of debits and credits and think of cash. I’ll just use an example of a term when the bank says we credited your account for $5 million.

Financial Planning and Analysis (FP&A) 52

Financial Planning and Analysis (FP&A) Finance Treasury GAAP 52

PYMNTS

DECEMBER 12, 2018

Banks and credit unions are still wrestling with the best ways to deploy mobile technology, and do so in ways that balance security, and safe authentication, and consumer convenience. Still, we can’t assume that everyone has access to high-speed internet to take advantage of cloud computing,” reads a new report on that topic.

Banking 84

Banking Technology Securities Marketing 84

PYMNTS

JUNE 6, 2019

Curt Queyrouze, president of digital-only TAB Bank , is clear about his position on the topic. While he doesn’t doubt that this ever happens, he noted that the SMB owner that prefers in-person interactions with banks to obtain credit or open a new account is likely in the minority.

Banking 57

Banking Finance B2B Invoicing 57

PYMNTS

SEPTEMBER 27, 2017

It’s a popular hotbed of innovation for FinTechs and, according to the September 2017 Asian Development Bank (ADB) report on the topic, FinTech investment in trade finance saw more than $13 billion in venture capital in 2016 alone. Nearly two-thirds, meanwhile, said only FinTech-based finance was used.

Finance 51

Finance Banking Investments Accounting 51

Barry Ritholtz

JANUARY 24, 2023

 The transcript from this week’s, MiB: Steven Klinsky, New Mountain Capital , is below. Eventually, Steve takes his experience and knowledge and stands up his own firm, New Mountain Capital, which is one of the largest private equity shops in the world. What made you pursue that? KLINSKY: I helped bring in the idea. RITHOLTZ: Right.

Mergers and Acquisitions (M&A) 103

Mergers and Acquisitions (M&A) Investments Leverage Numbers 103

CFO News Room

DECEMBER 24, 2022

Capital to invest, basic credit knowledge, risk tolerance. Capital to invest, high risk tolerance, basic understanding of cryptocurrency trends. Capital to invest. Capital to invest, high risk tolerance, basic understanding of stocks and options trading. . The size of your capital base will determine your income.

Investments 130

Investments Communication Marketing Advertising 130

PYMNTS

MAY 22, 2018

The bill also gives regulators more discretion in deciding when to require stress tests of capital adequacy for banks with between $100 billion and $250 billion in assets in the event of another crisis,” according to a summary of the bill in MarketWatch.

Banking 40

Banking Compliance Financial Systems Economics 40

Barry Ritholtz

JANUARY 3, 2024

Previously, he was Director of Research at BlueMountain Capital, Head of Global Financial Strategies at Credit Suisse, and Chief Investment Strategist at Legg Mason Capital Management. The psychology of going against the crowd, the perfect expert for today’s topic. Why is it so damn hard to fight the crowd?

Investments 73

Investments Numbers Marketing Banking 73

PYMNTS

JUNE 15, 2016

Or, if we were back in the good old “Fiddler On The Roof” days, the concept of the multi-sided platforms weren’t a driving topic of conversation. And one of those rapidly changing topics that’s caused a lot of stir recently has been the evolution of online P2P lending marketplaces.

Construction 41

Construction Compliance Investments Economics 41

PYMNTS

APRIL 15, 2016

One of the biggest (and hottest) topics for merchants across industries is EMV adoption, particularly the confusion (and frustration) the certification process have brought in the wake of the official liability shift on Oct.

Securities 71

Securities eCommerce Technology Sales 71

PYMNTS

JUNE 22, 2016

In B2B payments, accounts payable automation is a hot topic, as are the challenges AP professionals face when it comes to paying suppliers and managing the data from those transactions. It can automate credit checks for buyers and streamline the invoice and payment dispute process, the report said.

Accounting 42

Accounting Invoicing Reconciliations Accounts Payable 42

Barry Ritholtz

SEPTEMBER 19, 2022

If you’re interested in venture capital, in technology, in how to think about early stage investing, well, strap yourself in, this is a great one. RITHOLTZ: Is that what led to your transition from entrepreneur to venture capital? WENGER: Well, it’s also important too, how the venture capital model works overall, right?

Valuation 117

Valuation Investments Marketing Technology 117

Musings on Markets

JANUARY 12, 2021

For a class to resonate and be remembered, it has to be more than a collection of topics, and with each of my classes there is a core narrative that animates and connects the class sessions. And as always, I invite you come along for the ride. What I teach. A Viral Market Update XIV: It's a wrap, premature or not!

Valuation 52

Valuation Corporate Finance Finance Investments 52

PYMNTS

MAY 9, 2016

Bank of America, Capital One, Wells Fargo, Chase and more published their findings — sometimes to contradicting conclusions. Chase reached some optimistic conclusions regarding how small business owners feel about the year ahead, while Capital One highlighted a 9 percent decline in SME optimism. Small businesses’ top concern?

Manufacturing 44

Manufacturing Economics Finance Leadership 44

PYMNTS

DECEMBER 3, 2018

Roughly 40 million consumer credit cards were hacked, and the public outcry of shock was massive. The cumulative effect for consumers, Karen Webster noted in this week’s Topic TBD conversation with Entersekt SVP of Product Niel Bester , has been a “nexus of uncertainty” when it comes to knowing what entities to trust.

Banking 70

Banking Budgeting Transportation Accounting 70

PYMNTS

MARCH 31, 2016

This month, the spotlight swung to the topic of corporate lending and the struggle the industry faces amid economic uncertainty. It may mean more access to capital for corporates, but that also means rising debts. When these guys can’t get access to capital, what will they do?” Bank Lending. They’ll slowly go bust.”.

Economics 40

Economics Finance Banking Investments 40

PYMNTS

MAY 30, 2016

And to make sure that everyone starts off 2016, Part II on the same footing, we thought we would bring you a few of the top trending stories, as well as hot data/research topics, that will give you a head start on that all-important planning for 2016 and beyond. Why Credit Isn’t Working For Financial Inclusion. Financial Inclusion.

Retail 41

Retail Banking Securities Sales 41

PYMNTS

APRIL 18, 2017

billion in venture capital (VC) during the first three months of 2017. The FCA also said it will focus on helping consumers with the 2019 deadline for claiming compensation on mis-sold payment protection insurance, dealing with payday lenders and high-cost credit, among others. In this week’s Brexit Tracker , the U.K.

Startups 40

Startups Economics Planning Numbers 40

Barry Ritholtz

MARCH 5, 2024

 The transcript from this week’s, MiB: David Snyderman, Magnetar Capital , is below. He is global head of alt credit and fixed income and managing partner at magnetar. I found this conversation to be fascinating, and even though we kinda wander off into the weeds of private credit, it’s so informative and so interesting.

Mergers and Acquisitions (M&A) 56

Mergers and Acquisitions (M&A) Credit Risk Investments Banking 56

PYMNTS

JANUARY 14, 2017

Debt is something of a strange topic for Americans. For all but the most well-capitalized early in life, the ability to borrow funds is critical — at least if one wants to get a college degree, own a car or a buy house. The world would be Google-less without Sergey and Larry maxxing out their credit cards to buy more space on servers.

Education 40

Education Startups Marketing 40

Planful

FEBRUARY 23, 2016

The CFO Leadership Council’s NYC chapter held a panel discussion recently on the topic of “Managing High Growth.” This is especially true if the company is planning to raise capital, looking for loans, or considering an IPO or any exit opportunity. The moderator of the panel was Gretchen Tibbits, COO of Little Things.

Auditing 40

Auditing CFO Leadership Leverage 40

VCFO

DECEMBER 10, 2021

We will talk more about these opportunities in upcoming blogs on this topic. Source: FRBNY Consumer Credit Panel / Equifax. on 60T of debt capital will result in approximately $900B in additional debt service per year somebody has to pay. Many companies run with less than a 10% profit to start with. What is Inflation?

Currencies 55

Currencies Profit and Loss Foreign Exchange Math 55

PYMNTS

MARCH 25, 2016

The FX payments sector may be the hot topic of innovation among FinTech disruptors today, but according to FairFX, corporations are still stuck in the status quo — despite the recent rush of new solutions entering the market. FairFX, which recently raised nearly $7.5 Driskill said in a statement at the time.

Currencies 40

Currencies Budgeting Compliance Planning 40

Barry Ritholtz

SEPTEMBER 7, 2022

Do they want to raise capital? Do they not want to raise capital? If they want to raise capital, what investor base are they really targeting? One topic that CEOs are very focused on at the moment is ESG, environmental, social and governance, and how they are bringing sustainable practices to the market. MARTIN: Yeah.

Communication 117

Communication Marketing Math Technology 117

Musings on Markets

JULY 14, 2021

Thus, adding back stock-based compensation, capitalizing expenses that are designed to generate growth (like customer acquisition costs) and treating operating expenses as one-time or extraordinary, when they are neither, have become accepted practice.

GAAP 52

GAAP Forecasting Accounting Numbers 52