PYMNTS

FEBRUARY 8, 2018

According to a press release , Fit Pay said the new device will enable cryptocurrency holders to use their digital coins to pay for goods at retail locations. Flip TM uses the value exchanged from virtual currencies to make traditional payment transactions. dollars that are exchanged from the user’s existing cryptocurrency account.

Currencies 61

Currencies Communication Leverage Retail 61

PYMNTS

SEPTEMBER 18, 2020

Anecdotes abound, of course, in the popular music industry of artists who had huge hits — and rarely saw much cash flow, as royalties were siphoned off by others, or simply never made it into the right accounts. Or accountants did not do much accounting. That’s, of course, not the case today.

Foreign Exchange 125

Foreign Exchange Manufacturing Investments Accounting 125

PYMNTS

APRIL 29, 2019

FIS, Fiserv or Infosys will be tapped to provide the processing software for Robinhood’s upcoming mobile bank if it receives approval from the Office of the Comptroller of the Currency. There will be no fees attached to the account. retail consumers.

Banking 45

Banking Currencies Leverage Retail 45

PYMNTS

JUNE 13, 2019

The transactions between businesses are done on an account-to-account basis, as opposed to using the existing correspondent banking network — which, of course, relies on intermediaries. The digital identifier, he elaborated, tokenizes an organization’s sensitive data, including banking details and account numbers.

B2B 75

B2B Compliance Currencies Leverage 75

PYMNTS

OCTOBER 15, 2020

last year accounting for 47 percent of all payments under $10. Rapyd has made it our mission to expand the ways in which people can pay for digital goods and services across every border and every form of currency,” said Eric Rosenthal , managing director and president of Rapyd for the Americas. .

Currencies 40

Currencies Leverage Retail Accounting 40

PYMNTS

JUNE 19, 2018

Marketplace sales accounted for 50 percent of all online sales in 2017, according to an estimate provided by PayPal. eCommerce platforms and marketplaces are leveling the retail playing field by connecting buyers who have specific needs with groups of sellers that can meet them,” said Bill Ready, chief operating officer at PayPal.

eCommerce 50

eCommerce Currencies Leverage Retail 50

PYMNTS

DECEMBER 30, 2020

Another 33 believe D2C retailers have better deals on their websites, while 33 percent say it’s easier to see all of a brand’s offerings on one site: Even better, from the brands’ point of view, is that the consumers most interested in D2C are typically younger, better educated and wealthier than those with less interest in the concept.

Education 103

Education Sales eCommerce Retail 103

PYMNTS

AUGUST 22, 2018

No one wears just one suit of armor, and no one shops in just one place when it comes to the mixing and matching of that armor, the hunting for designer names and comparing price tags against the waxing and waning of one’s bank account. That partnership will seek to leverage insight into both online and offline channels.

Retail 40

Retail Numbers Valuation Investments 40

PYMNTS

MAY 5, 2017

It seems blowing past $1,400 at the start of this week wasn’t enough for the digital currency. The digital currency’s market cap sat at just over $25.4 The digital currency’s market cap sat at just over $25.4 Some exchanges even pegged the digital currency’s value at over $1,600.

Currencies 47

Currencies Banking Retail Leverage 47

PYMNTS

NOVEMBER 19, 2020

Demographic groups that have traditionally been slower to adopt payment apps, such as older or less-wealthy consumers, are now testing out these tools, and retailers are responding with new solutions. A close eye on shifting payment and technology trends in target markets can help retailers position themselves for success.

eCommerce 63

eCommerce Currencies Leverage Retail 63

PYMNTS

JANUARY 31, 2020

For the companies and brands that serve the travelers (airlines and online travel agents, for example), as well as leverage apps and mobile services, the goal is to drive affinity. Consumers win when they get to pay in their preferred currencies, and merchants win as they see higher conversion rates, he said. Closing The Gap.

Foreign Exchange 44

Foreign Exchange Currencies Leverage B2B 44

PYMNTS

MARCH 13, 2018

Besides that, Webster asked, “why would anyone want to get paid in a currency they can’t use to buy things?”. Those are markets, he said, where the local currency is devaluing, or where it can be hard to access funds quickly and inexpensively. Use cases like, for example, paying workers in Dash instead of fiat currency.

Currencies 47

Currencies Leverage Investments Numbers 47

PYMNTS

FEBRUARY 24, 2020

The 2020s will be defined by the innovators who understand that time is a currency people truly value — and they will use technology and connected devices to maximize each unit of time. IKEA made news last week when it took time as currency to a whole new level. Consumers understand that time wasted can’t be recovered. SMBs pay 1.5

Currencies 83

Currencies Benchmarking Banking Transportation 83

PYMNTS

MARCH 6, 2018

Mastercard CFO Martina Hund-Mejean said the company would not work with any unregulated currency that does not have the support of government, so bitcoin is out – but that doesn’t rule out other applications of blockchain. Mastercard. Instead, Mastercard would use its own blockchain, she said. “We

Currencies 47

Currencies Leverage eCommerce Compliance 47

PYMNTS

JULY 1, 2019

There still exists a lot of runway, of course, as India remains a cash-intensive economy, where 90 percent of transactions are still done through hard currencies. India, in contrast, has a huge point of leverage in embracing digital payments — namely, the power of mobile devices.

Leverage 52

Leverage Securities Banking Education 52

Musings on Markets

FEBRUARY 10, 2021

That may make sense if you are a retailer, and every investment you make is another mall store, but it clearly does not, if you are a company in multiple businesses (or geographies) and some investments are much riskier than others. The third is currency, with hurdle rates, for any given project, varying across currencies.

Hurdle Rate 52

Hurdle Rate Currencies Investments Valuation 52

PYMNTS

MARCH 22, 2019

Based on our learnings from that experiment, we actually decided to make meaningful improvements in the existing rails by leveraging the payments ecosystem, and within that ecosystem, we are considering the FinTechs as well or the regulators around the world as well, including SWIFT,” said Gulru Atak, who helms the lab.

Valuation 49

Valuation Retail B2B Investments 49

PYMNTS

FEBRUARY 28, 2018

The whole point of startups is to do things differently than mainstream players, and that is exactly what these companies are doing with automation, interoperability and digital currency initiatives. The startup automates chargeback responses for retailers, and its system is already doing everything the new rules will require.

Startups 40

Startups Currencies Accounts Payable Invoicing 40

PYMNTS

AUGUST 22, 2018

Patent and Trademark Office that would leverage blockchain to secure user authentication efforts and boost security initiatives. The bank had filed documentation at mid-month with the Shanghai Clearing House, in turn stating that the securities would be backed with portfolios of corporate account receivables.

Securities 41

Securities Invoicing Manufacturing Currencies 41

PYMNTS

SEPTEMBER 12, 2016

While it’s not hard to foresee the CFPB fining a bank in any given week, the fact that one of the biggest banks in the country had employees creating scores of fake credit card and bank accounts was something that was hard for anyone to truly predict was in the offing. Aéropostale And The Retail Miracle. Well, no one but maybe Amazon.

Advertising 77

Advertising Retail Currencies Leverage 77

PYMNTS

AUGUST 24, 2017

based transactions leverage it today. Under the old protocol, data gathered on secure transactions contained only six or seven relevant fields, including the currency used in the transaction and some merchant information. Today, banks know a static password is not enough to protect an account. In fact, only 18 percent of U.S.-based

Securities 41

Securities Technology Currencies Leverage 41

PYMNTS

JULY 8, 2016

Walmart Pay comes to market with a few built-in advantages: it leverages the Walmart.com app, which is used by 20M+ people roaming around their stores each month, it works on every sort of smartphone out there, and they control the POS in all of their stores, just like Starbucks does. Either way, Amazon wins.

Valuation 40

Valuation Math Manufacturing Risk Management 40

CFO News Room

NOVEMBER 18, 2022

Back before it became apparent that a financial crisis was happening, there was an immense amount of leverage in the banking system over which Bernanke had a responsibility to regulate. The banks had become over-extended, over-leveraged and Fed wasn’t paying attention at the time. Bernanke didn’t write about this. In what sense?

Banking 100

Banking Economics Leverage Currencies 100

PYMNTS

JANUARY 22, 2018

Success is now defined by the ability to reach a critical mass of users – consumers or businesses – efficiently and effectively … where time is an important currency, as is the ability to influence and/or control that end user experience. grocery business accounts for about 6 percent of the GDP and 6.4 At $627 billion , the U.S.

Sales 54

Sales Concentration Marketing Manufacturing 54

PYMNTS

JUNE 27, 2016

After you take into account both who has adopted the service, and how often people who have adopted it use it, the numbers have barely moved over 20 months: roughly speaking, only one person in 20 who have the service use it when they can, 19 out of 20 people who have the service don’t even bother. But not Apple Pay.

Numbers 66

Numbers Concentration Technology Retail 66

PYMNTS

MAY 6, 2019

Credits was a virtual currency and payments platform used to power in-app purchases on Facebook. I have to admit to being a bit incredulous when reading the Wall Street Journal ’s account of Facebook’s crypto-centric payments plans last Friday morning (May 3). It shut down in 2012, 15 months after its official launch. Social gaming.

Currencies 83

Currencies Leverage Planning Investments 83

PYMNTS

MARCH 1, 2019

bill payments accounted for 15 billion transactions last year — and is growing at mid-single-digit percentage rates. Through the last several years, Ersek noted, he has focused Western Union on creating a cross-border platform that enables cross-currency transactions. The Details So Far. The market is a large one — as in U.S.

Sales 56

Sales B2C Currencies Leverage 56

PYMNTS

OCTOBER 8, 2018

We have all seen the horrors of what happens when banks deviate from that playbook and people are scammed into setting up accounts without their knowledge, are denied access to their funds or, worse yet, lose them. We like our banks conservative, and we sleep well knowing that they are bound by regulations that keep that balance in check.

B2B 76

B2B Banking Economics Securities 76

PYMNTS

FEBRUARY 1, 2018

Amy Yu, Best Meta’s managing director, explained the concept is similar to crowdfunding, but with a few tweaks to the model to help hold creators accountable for what they’ve promised their fans — and, of course, to make it all run on blockchain. Yu explained that Best Meta leverages smart contracts to hold content creators accountable.

Entertainment 52

Entertainment Currencies Investments Leverage 52

Barry Ritholtz

JANUARY 16, 2024

Because the idea of syndication is that you make a giant purchase and then you sell it off in smaller units to really more of a retail investor. I worked in sort of a quasi portfolio management role for like a single client account type business. And he said, if I wanted an accountant, I wouldn’t have come to you.

Investments 103

Investments Marketing Transportation Finance 103

Barry Ritholtz

SEPTEMBER 12, 2022

And so, with this gave me exposure to everything from investment banking to retail, looking at like checking account campaigns, like how do you get more assets in the door to credit risk. BITTERLY MICHELL: Not in leveraged, no, not at all, give more …. They understand currencies. BITTERLY MICHELL: … risk management.

Investments 116

Investments Marketing Profit and Loss Banking 116

Barry Ritholtz

FEBRUARY 13, 2023

You know, people are comfortable, leverage builds. and what cross currency basis, et cetera, takes a while to assimilate at all. You know, the leverage in the system builds. Russia and Ukraine account for 12 percent of the calories in the world. And then all of a sudden, sometimes violently, it recalibrates. RIEDER: Huge.

Mergers and Acquisitions (M&A) 57

Mergers and Acquisitions (M&A) Investments Marketing Education 57

PYMNTS

OCTOBER 16, 2017

The ability to use an anonymous single currency to power a decentralized, permissionless distributed ledger operating over the public internet where miners compete to solve the math problems that enable the processing of transactions is a remarkable innovation. The Crypto Has No Clothes. The Need for a Balanced View.

Currencies 71

Currencies Concentration Financial Systems Investments 71

PYMNTS

SEPTEMBER 23, 2019

Western Union’s history as a retail cross border remittance platform is moving money between people, largely via cash, within minutes. We move money in minutes on the retail side of our business, and asked ourselves whether we could move money in real time to an account or mobile wallet,” Ersek told Karen Webster.

Accounting 82

Accounting Banking B2B B2C 82

PYMNTS

JANUARY 7, 2019

And, yes, this likely sounds blasphemous from someone who’s been beating the mobile payments drum since 2005, well before the iPhone and the App Store changed how consumers, retailers and payments players all use mobile devices. It’s an experience that retailers are embracing and investing heavily in. Consider this. They’ll have to.

Retail 82

Retail Leverage Numbers Sales 82

Barry Ritholtz

AUGUST 16, 2022

If you’re all interested in macro investing, trend following, commodities, currencies, fixed income, various types of quantitative strategies, and most important of all, risk management, you’re going to find this conversation to be absolutely fascinating. And now, some of the retailers are talking about easing Amazon and Walmart.

Profit and Loss 118

Profit and Loss Foreign Exchange Valuation Investments 118

Onplan

NOVEMBER 30, 2022

Our guide to the best FP&A tools compares each vendor based on five criteria: Adoption — How easy it is for users to adopt the technology and learn and leverage its full extent of features and capabilities. It also offers convenient multi-currency management. Customer success.

Financial Planning and Analysis (FP&A) 52

Financial Planning and Analysis (FP&A) Budgeting Forecasting Planning 52