Global Finance

SEPTEMBER 9, 2024

However, Xavier Ferràs, associate dean of the Executive MBA program at Esade Business and Law School in Barcelona, Spain, points out that China’s market and economic systems are less efficient in leveraging these investments. AI’s positive impact will be concentrated, initially, “in a limited number of sectors.”

Economics 111

Economics Construction Leverage Technology 111

PYMNTS

APRIL 9, 2019

We see large and small brands/retailers leveraging Instagram’s leading reach, data, and ‘browsing/aspirational’ behavior to grow their online businesses.”. This same type of collection, in similarly concentrated form, has been cause for concern in the recent past , given the potential uses of such data.”.

eCommerce 57

eCommerce Advertising Concentration Leverage 57

PYMNTS

JANUARY 24, 2019

“We also saw a 350 percent increase last year in customers sending live payments, and we’re beginning to see more customers flip the switch and leverage XRP for on-demand liquidity.”. Among the dominant players: UPI, IMPS and others.

Concentration 62

Concentration Banking Leverage Retail 62

PYMNTS

SEPTEMBER 18, 2020

Shoppers are settling into a new retail normal — one that features seamless service — during the ongoing pandemic. They have boosted their use of mobile and online tools to make purchases of all sizes, leaving retailers racing to promote their products across digital channels as well as in their brick-and-mortar storefronts.

Retail 63

Retail Concentration eCommerce Leverage 63

Global Finance

OCTOBER 11, 2024

The US Federal Deposit Insurance Corporation’s quick response to the banks’ failures stemmed additional contagion and has left businesses with an object lesson in concentration risk. Its Consumer & Community Banking business added a substantial amount of retail branches and advisers and leads the First Republic integration.

Banking 111

Banking Foreign Exchange Profit and Loss Finance 111

PYMNTS

FEBRUARY 4, 2020

Canada’s FoodHero , in one case, has technology that connects retailers with consumers to help sell surplus food that might otherwise be wasted. Devoy noted that many of FoodHero’s shoppers have tried services such as Instacart, and may have ordered online from their favorite retailers. The Retail Market.

Concentration 57

Concentration Retail Education Forecasting 57

CFO Plans

OCTOBER 9, 2024

By effectively leveraging business tax deductions, companies can reduce their taxable income, releasing capital for reinvestment and innovation. For instance, a retail business conducted thorough financial analysis and implemented tax compliance solutions that aligned with its growth objectives.

Compliance 52

Compliance Tax Planning CFO Concentration 52

PYMNTS

MARCH 28, 2019

Synchrony already offers consumer financing to those merchants across verticals such as retail, auto and health. Consider the funding gap that exists when a retailer needs to both procure and make payments on inventory — before the goods ever hit the market and are sold. Hiccups — And The SMB Financing Need.

B2B 52

B2B Invoicing Concentration Finance 52

Global Finance

OCTOBER 31, 2024

Official media in July reported China Merchants Bank Chairman Miao Jianmin’s announcement of a strategic shift for his institution from “retail bank” to “value bank.” That level of concentration defines ICBC, the world’s largest bank by assets and winner of this year’s Best Corporate Bank award. trillion, up ¥1.21

Mergers and Acquisitions (M&A) 52

Mergers and Acquisitions (M&A) Risk Management Manufacturing Banking 52

PYMNTS

OCTOBER 9, 2019

wholesale by continuing to reduce our concentration in that channel.”. The success of that and other digital and mobile programs by Levi’s — or lack thereof — promise to provide lessons and even case studies for many retailers, both here and in China. “Growing our U.S.

Concentration 55

Concentration eCommerce Sales Leverage 55

PYMNTS

JULY 26, 2017

“The greatest volume of easing has occurred in large and mid-sized banks,” the report found, “and the easing has occurred most often in pricing, guarantor requirements and loan convenants, as well as in retail loan sizes, collateral requirements and debt-to-income requirements.”. Cyber Threats.

Banking 46

Banking Compliance Currencies Concentration 46

Musings on Markets

AUGUST 19, 2024

In the mature phase, you will see earnings multiples become more widely used, with equity versions (like PE) in peer groups where leverage is similar across companies, and enterprise value versions (EV to EBITDA) in peer groups, where leverage is different across companies.

Corporate Finance 123

Corporate Finance Valuation Investments Finance 123

PYMNTS

NOVEMBER 26, 2018

We know that online sales … has certainly eroded traffic from retailers over the years,” Brian Field, senior director of advisory services for ShopperTrak, told CNBC. The cameras and the technology they leverage have been associated with tracking Muslims coming in and out of mosques in the western Chinese region of Xinjiang.

Concentration 40

Concentration Restructuring Sales Leverage 40

Future CFO

AUGUST 18, 2023

This allows the organisation’s core finance and accounting (F&A) operations to concentrate on more strategic work, such as financial analysis and planning. "We This transformation involves leveraging systems and re-engineering processes coupled with changing the way the teams work through upskilling and "re-culturing".

Finance 52

Finance Communication Accounts Payable Invoicing 52

PYMNTS

JULY 24, 2019

The experience economy is likely to expand as consumers place an increasing amount of importance — and spend more of their money — on experiences over typical retail goods. We do leverage several algorithms to help refine the experience to [customers’] needs, but there’s always room to do more.”.

Concentration 44

Concentration Leverage Planning Technology 44

PYMNTS

FEBRUARY 7, 2017

The concentration of merchants with Pay with Amazon was one of the best-kept secrets in payments — well, until that report. The surprise was as much about the number of sites that accepted Amazon as it was that getting to that threshold all happened rather quietly and without a lot of public fanfare.

Concentration 46

Concentration Accounting Numbers Retail 46

PYMNTS

AUGUST 21, 2017

And, in 2011, eBay acquired eCommerce tech platforms GSI Commerce and Magento to create more synergies with the online retailers that were its customers. Speaking of online retailers, eBay went all out to court them. Facebook Stores was launched in 2009 as a way for online retailers to sell to the fans who “liked” them.

Advertising 51

Advertising Retail eCommerce Startups 51

PYMNTS

AUGUST 26, 2019

All in, the company sells over 35 SKUs of skincare and bath and body products that are “formulated with pure, active, highly concentrated vitamins, minerals and botanicals.”. Herbivore identifies as a prestige skincare brand that sells a lot more than just soap.

Concentration 43

Concentration Manufacturing Leverage Marketing 43

CFO News Room

DECEMBER 5, 2022

The most prominent of which is Facet Wealth, which has stated a goal of getting advisors up to 250 clients/advisor by leveraging their own proprietary technology to make their advisors maximally productive. banks or retail brokerage firms) who want to cross-sell deeper wealth management/advice relationships to their existing retail customers.

Planning 130

Planning Technology Valuation Communication 130

PYMNTS

MAY 9, 2016

Not many companies can lay claim to losing as much value in 12 months as the entire market cap of the world’s largest retailer and still remain standing. The latest Nielsen study tells us that most people only use 27 of them – and concentrate 80 percent of their activity in five – Facebook, Google Play, Google Search, YouTube and Messenger.

Sales 42

Sales Retail Leverage Concentration 42

PYMNTS

JANUARY 22, 2018

Later, the launch of Amazon Pantry leveraged Amazon’s brand and Prime reach to offer consumers the convenience of buying online the bulky items they once schlepped home from the grocery store. Warehouse clubs are a $200 billion business, highly concentrated among a few big brick-and-mortar players: Costco (the largest), BJ’s and Sam’s Club.

Sales 54

Sales Concentration Marketing Manufacturing 54

Global Finance

SEPTEMBER 5, 2024

In 2023, the lab honed its focus to concentrate on startups between seed and Series A funding stages. The lab concentrates on several technological areas: AI, data science, immersive media, and the Internet of Things. It strives to leverage technology in transforming financial services to better meet customer needs.

Startups 52

Startups Banking Finance Technology 52

Barry Ritholtz

MARCH 7, 2023

And as the time goes by, I think the two lines get blurred also because of technology, because of the increased presence of retail investors in the markets. VASSALOU: — which are effectively retail investors. You need the lower leverage than you used to need before. VASSALOU: I think it’s much more nuanced.

Marketing 69

Marketing Investments Risk Management Economics 69

Barry Ritholtz

MARCH 4, 2025

And I also wanted to make sure that I was going somewhere that would really leverage the quantitative skills that I was acquiring at Chicago. I mean certainly there’s still like a huge, a huge concentration in kind of, you know, the Bay area and then kind of New York, Boston area. Barry Ritholtz : So that makes a lot of sense.

Banking 52

Banking Mergers and Acquisitions (M&A) Marketing Manufacturing 52

Barry Ritholtz

SEPTEMBER 12, 2022

And so, with this gave me exposure to everything from investment banking to retail, looking at like checking account campaigns, like how do you get more assets in the door to credit risk. BITTERLY MICHELL: Not in leveraged, no, not at all, give more …. And ultimately, to make a very long story short, I fell in love with derivatives.

Investments 119

Investments Marketing Profit and Loss Banking 119

Barry Ritholtz

AUGUST 16, 2022

And now, some of the retailers are talking about easing Amazon and Walmart. And I think that’s reflective of employee having a lot of leverage over employers. The employee still has the upper hand, you know, as it relates to — RITHOLTZ: Is that still true? Because the sense seems to be you have layoffs at the tech firms.

Profit and Loss 122

Profit and Loss Foreign Exchange Valuation Marketing 122

Barry Ritholtz

DECEMBER 6, 2022

And definitely, their retail market participation is significantly lower than you can see in the U.S. We have retail clients. I think, obviously, the ticker is very important, particularly for the self-directed retail client base. I mean, I do think there is a market for leverage and inverse ETFs out there.

Investments 64

Investments Marketing Numbers Risk Management 64

CFO Talks

FEBRUARY 20, 2024

The conversation delves into the evolving landscape of the telecom industry, the impact of technology on business models, and the necessity for CFOs to embrace change and innovation, particularly in leveraging AI for forecasting and strategic planning. And then also in the larger scales being wholesalers and retailers. Farhaan: Sure.

CFO 52

CFO Leadership Accounting Finance 52

Barry Ritholtz

AUGUST 20, 2024

That’s amazing leverage. It’s, it’s double concentrated risk. Every concentrated portfolio I’ve looked at, every active manager you have to really go down the list to get to people who don’t have some combination of Nvidia, Microsoft, Netflix, go, you know, go down the list of the top 10.

Concentration 69

Concentration Marketing Valuation Investments 69

PYMNTS

MARCH 1, 2017

Looking at the geographic concentration of activity, the US was the most active region, with 47 percent of activity, followed by China at 41 percent. The retail landscape is changing fast in the face of new technologies and shifts in buyer behavior and consumer demand. OrderGroove Funds Frictionless Commerce With $20M Series C.

B2C 49

B2C Concentration Retail Leverage 49

CFO News Room

NOVEMBER 28, 2022

Furthermore, because clients today have access to myriad options (from robo-advisors to DIY retail platforms) for setting up an appropriate asset allocation (often at a lower cost than using a human advisor), portfolio management is not the differentiator that it once was. Psychology Of Financial Planning.

Tax Planning 130

Tax Planning Planning Investments Profit and Loss 130

CFO News Room

NOVEMBER 5, 2022

Amid growing interest in direct indexing ( whose use cases and potential users have expanded well beyond its original focus on tax management for high net worth individuals ), competition has heated up among asset managers to provide direct indexing services to advisors and retail clients on their platforms.

Mergers and Acquisitions (M&A) 130

Mergers and Acquisitions (M&A) Profit and Loss Investments Securities 130

PYMNTS

JUNE 27, 2016

NFC penetration at launch was 15 large retailers’ stores and some 200k merchant locations. OpenTable retrenched and instead concentrated on building a critical mass of consumers and restaurants in cities that then gave them the ability to expand with a critical mass of both in tow. But not Apple Pay. WHERE DO WE GO FROM HERE?

Numbers 66

Numbers Technology Concentration Retail 66

PYMNTS

MAY 23, 2016

Utilizing unique feedback from the marketplace and our Columbus pilot, MCX has made a decision to concentrate more heavily in the immediate term on other aspects of our business, including working with financial institutions, like our partnership with Chase, to enable and scale mobile payment solutions.

Invoicing 43

Invoicing Concentration Reconciliations Accounting 43

Barry Ritholtz

APRIL 4, 2023

So you would see pretty high concentrations of, you know, $100 million, $200 million, $300 million, all essentially sitting on a single balance sheet of the bank. We don’t invest in oil and gas and restaurants and retail and more volatile businesses. KENCEL: So, now, leverage is lower. RITHOLTZ: Yeah. RITHOLTZ: Right.

Mergers and Acquisitions (M&A) 59

Mergers and Acquisitions (M&A) Investments Finance Banking 59

Barry Ritholtz

SEPTEMBER 10, 2024

We have institutional clients, we have retail clients, we have, you know, pension funds, we have endowments. Or we do, we, we do these regular touch points and that regular communication, whether it’s to the institutional community, to the retail community, to our endowment community, whatever that might be.

Valuation 64

Valuation Investments Economics Marketing 64

Barry Ritholtz

DECEMBER 14, 2022

So where are the warehouses closest to the densest population centers, those assets are in demand because of e-commerce, retailers wanting to get things to people in the same day or within a few hours even. MCCARTHY: — and really concentrated the business in those best markets, and then helped to grow. Cambridge U.K.,

Mergers and Acquisitions (M&A) 64

Mergers and Acquisitions (M&A) Investments Construction Concentration 64