Barry Ritholtz

DECEMBER 12, 2022

My back-to-work morning train WFH reads: • The sneaky economics of Ticketmaster : Ticketmaster’s maligned fees and customer service issues are again under the microscope. Yet the fundamental math of bond returns bodes well for 2023, our columnist says. ( Will American music fans ever see anything better? ( New York Times ). •

Math 116

Math Communication Economics Marketing 116

Barry Ritholtz

SEPTEMBER 10, 2022

KCP Group ). • Your Career Is Just One-Eighth of Your Life : Five pieces of career advice, shaped by economics, psychology, and a little bit of existential math. ( Here are some of the most interesting things I found. ( The Atlantic ). •

Math 118

Math Finance Economics Investments 118

PYMNTS

FEBRUARY 21, 2020

This announcement comes following last month’s announcement of the Riksbank joining the World Economic Forum’s Blockchain think tank at this year’s Davos WEF summit. Cryptocurrencies — like bitcoin — are “produced by solving complex maths puzzles and governed by disparate online communities instead of a centralized body,” reports said.

Currencies 105

Currencies Banking Math Economics 105

PYMNTS

JUNE 15, 2020

We take a similar attitude when it comes basic math and science — but when it comes to financial literacy, only 21 states require financial education, Dr. Annamaria Lusardi recently told Karen Webster. But with 2020’s economic instability in full swing, no one is arguing against helping Americans run their financial lives better.

Education 103

Education Math Economics Technology 103

Barry Ritholtz

AUGUST 29, 2023

My Two-for-Tuesday morning train WFH reads: • Stock Pickers Never Had a Chance Against Hard Math of the Market : In years like this one, when just a few big companies outperform, it’s hard to assemble a winning portfolio. The leading economic indicators show the U.S. The approach that works the best is also the one most people ignore.

Treasury 52

Treasury Math Economics Sales 52

CFO News Room

JANUARY 3, 2023

They are far less concerned about how well students learn to read, write, and do math than with turning them into zealous advocates for their pet causes. A regular columnist for Forbes.com, Leef was book review editor of The Freeman, published by the Foundation for Economic Education, from 1996 to 2012.

Education 130

Education Math Economics Marketing 130

The Finance Weekly

FEBRUARY 23, 2022

A study by the University of Baltimore and Excel-based FP&A company, , DataRails , lays out the full economic costs of businesses sticking with manually prepared financial reports. Breaking down the Math. This number represents how much of an economic uplift could occur “if FP&A departments hit a conservative 0.1%

Financial Planning and Analysis (FP&A) 83

Financial Planning and Analysis (FP&A) Profit and Loss Budgeting Math 83

PYMNTS

NOVEMBER 10, 2020

In this case, the “cake” is the improved performance and economics that many banks experience when they update systems that in some cases have been in place since the 1950s. “On On average, our customers will see a 20 percent lift in approvals and a 30 percent reduction in charge-offs just by deploying better math,” de Vere said.

Math 138

Math Credit Risk Compliance Banking 138

The Charity CFO

MARCH 21, 2024

For example, over the last 10-12 years, the economic environment has been rather friendly. In essence, because the economic environment has been favorable, a non-profit can take time figuring out where the group wants to spend its time. Then it comes down to the math of the conversions.

Nonprofit 52

Nonprofit Math CFO Economics 52

PYMNTS

SEPTEMBER 4, 2020

“Those differences are the result of several factors, but two stand out: the shape of the retail landscape, including the maturity of the online channel in each country were paramount to be in a position to sell toys to consumers; and a combination of cultural and economic strength of each country.”.

Math 64

Math Education Retail eCommerce 64

PYMNTS

OCTOBER 22, 2018

It’s All Math, All The Way Down. It’s all mathematics, and very high-level probability and statistics — math used in a different way than it ever has been. This is similarly new mathematical ground, which means it needs to be thoughtfully explored — and math, at base, makes a lot people nervous. Data is not centered.

Math 68

Math Technology Construction Numbers 68

Barry Ritholtz

MARCH 31, 2023

Real Estate Bust Exposes Big Divide At the heart of the country’s economic and social crisis is a broken housing market, which has amplified social divisions. The Guardian ) • What Broke Sweden?

Math 60

Math Banking Economics Securities 60

Barry Ritholtz

OCTOBER 23, 2023

” That poor belief system has disadvantaged America — it has made us economically weaker, prevented the country from performing basic maintenance on its infrastructure, and generally made it a harsher place to live. Note that we undertook much of the work anyway (airports, electrical grid, roads, etc.),

Treasury 130

Treasury Economics Budgeting Finance 130

Future CFO

NOVEMBER 29, 2023

I can vividly remember my first high school economics class, that was when I first realized that math wasn’t only theoretical. It provided an in-depth understanding of emerging markets including consumer needs across culture, languages, and economic landscape.

Finance 52

Finance Leadership Auditing Math 52

PYMNTS

OCTOBER 8, 2020

The math implies that 87 million users were inactive. News came this week that the largest mobile operator in India, Reliance Jio , is seeing some headwinds in its active user base – a subset of the total user base of nearly 397 million individuals.

Math 93

Math Economics Numbers Planning 93

CFO News Room

JANUARY 18, 2023

But, as a matter of math , if your preference for diversity and inclusion supersedes that of compositional merit or worthiness, you will necessarily get a repertoire that is lower in quality.

Math 130

Math Leadership Planning Budgeting 130

CFO News Room

NOVEMBER 29, 2022

And I am a lover of math. I was a math nerd in high school. Math is one of my favorite tools. JACOB HAROLD: Well, the nine tools are storytelling, community organizing, institutions, behavioral economics, mathematical modeling, markets, design thinking, game theory, and complex system science.

Nonprofit 130

Nonprofit Math Economics Valuation 130

CFO News Room

NOVEMBER 18, 2022

In an interview with Lynn Parramore of the Institute for New Economic Thinking, Nomi Prins takes up and extends the argument that she has made over a series of books, that central bankers are ever-more administering policies that are good for the markets but very bad for the real economy and real people. economy and Wall Street.

Banking 100

Banking Economics Leverage Currencies 100

PYMNTS

FEBRUARY 1, 2021

We may be catching a glimpse of economic life beyond the pandemic. Added Michael Miebach , Mastercard CEO, current trends echo the past: “What we've seen in previous challenged periods in terms of economic outlook. The Congressional Budget Office said on Monday (Feb. in a downturn, debit is. generally preferred.”

Math 82

Math Entertainment Economics Budgeting 82

PYMNTS

DECEMBER 22, 2020

As Robbins pointed out, most chains have forged a reasonable and sustainable economic relationship with the marketplaces. But Robbins predicts that by summer, the math is going to look a lot different in terms of the importance of that digital pipeline. Hence, DoorDash is their best option to access the digital consumer.

Math 102

Math Leverage Economics Sales 102

The Charity CFO

FEBRUARY 17, 2022

Doing some simple math (25% x 12 months = 3 months), we can safely say that you should start with a goal of at least 3 months of expenses as your operating reserve. What’s the economic health of your community? . Once you reach that goal, keep saving and increase that reserve to 6 months of operating expenses.

Nonprofit 98

Nonprofit Budgeting CFO Math 98

Barry Ritholtz

FEBRUARY 21, 2024

In work on economic games, he explores how choices commonly presumed to be economic in nature actually hinge more on psychological factors, such as social norms and emotion. We know a little bit of math. . ~~~ About this week’s guest: David Dunning is a professor of psychology at the University of Michigan.

Math 56

Math Economics Planning Education 56

PYMNTS

JUNE 15, 2017

There’s another rate hike in the offing this year, said Fed watchers (and the Fed itself), with the caveat, as always, of economic growth. additional annual charge on every $1,000 in borrowings, if you follow the simple math. It is showing resilience.”. Credit card debt becomes more expensive, with a $2.50

Math 51

Math Economics Banking Investments 51

CFO News Room

DECEMBER 30, 2022

How did they do it?” • For math mavens! [ The Palindrome ]. This clay tablet from 1800-1600 BC shows that ancient Babylonians were able to approximate the square root of two with 99.9999% precision. Happy New Year! * * *.

Math 130

Math Transportation Advertising Leadership 130

PYMNTS

OCTOBER 5, 2020

Instead, it will dump a massive number of them out of their paying jobs, at the worst moment in economic history. And, he noted, moving to a mix of part-time and full-time drivers doesn’t meaningfully change the math - they would still be cutting over 900,000 drivers and would only end up with about 280,000 jobs total.

Math 76

Math Manufacturing Numbers Economics 76

PYMNTS

JULY 14, 2017

From Mandel’s point of view, the rise of eCommerce could be transformational and in regions where some economic transformation is needed. Mandel’s math is unusual, and though good economic news is always welcome, this variation on the idea that the digital economy will not be the end of employment in America has drawn some doubters.

eCommerce 46

eCommerce Math Retail Economics 46

PYMNTS

OCTOBER 5, 2020

Instead, it will dump a massive number of them out of their paying jobs, at the worst moment in economic history. And, he noted, moving to a mix of part-time and full-time drivers doesn’t meaningfully change the math - they would still be cutting over 900,000 drivers and would only end up with about 280,000 jobs total.

Math 56

Math Manufacturing Numbers Economics 56

The Charity CFO

JANUARY 17, 2022

You can grasp nonprofit accounting basics in just a few minutes, even if you’ve never taken an accounting course (and even if you hated math in high school). Revenue is inflows that increase economic wealth. Expenses are outflows of cash that decrease economic wealth. Donations of goods (food, clothing, supplies).

Nonprofit 98

Nonprofit Accounting Profit and Loss Accounts Payable 98

VCFO

DECEMBER 10, 2021

You can do your own math on what this will mean to you. There is significant debate on the causes with two [mainstream] competing theories – Keynesian and Monetarist Economics. It won’t be in one line called inflation but will be spread out across your income statement in increased costs for labor, materials, and opex.

Currencies 55

Currencies Profit and Loss Foreign Exchange Math 55

PYMNTS

NOVEMBER 20, 2017

He didn’t think much of math and science — rather unusual given his choice of a profession that uses complicated math formulas to communicate. His economic principles were what inspired President Lyndon B. For instance, economics, he once said , is a useful form of employment for economists.

Retail 54

Retail Math Leverage Economics 54

CFO News Room

DECEMBER 16, 2022

And he calls this ’empiricism-washing;—where you take something that is a purely subjective, deeply troubling process, and just encode it in math and declare it to be empirical. It is math, but it’s practicing racial discrimination.

Math 130

Math Education Management Consulting Healthcare 130

PYMNTS

JUNE 13, 2016

“This is an attempt to make the economics attractive enough that the paid content brands — e.g., Hulu and HBO — allow users to manage their subscriptions through the app stores. The math will essentially be what is the potential lift in buyers versus the 15 percent cost,” Dengel said.

Retail 40

Retail Math Economics Marketing 40

PYMNTS

MARCH 31, 2016

More often than not, the discussions revolve around economic redistribution as some kind of zero-sum game between the haves and have-nots — the side with the most money is the side that wins. percent in 2014 from just 8.8 percent in 2009).

Budgeting 40

Budgeting Retail Math Transportation 40

PYMNTS

MARCH 17, 2017

Evans, chief economist and founder at Global Economics Group, and a quartet of CEOs sat down to discuss how commerce has been wending its way speedily across borders. People like to believe algorithms are neutral — and purely rational mathematical deductions — when, in fact, they are man-made models codified by math.

Math 41

Math Securities Auditing Communication 41

PYMNTS

MARCH 30, 2020

They are the very businesses that make America’s cities, towns and urban centers lively and vibrant and interesting — and make our communities culturally, socially and economically strong. Doing The Math. Most of the SMBs we asked aren’t new to the world. It may not be so clear-cut.

Construction 92

Construction Sales Math Manufacturing 92

CFO News Room

DECEMBER 17, 2022

And while there are myriad factors that go into this calculation (from the client’s risk tolerance to their life expectancy), market and economic conditions play an important role, as portfolio returns in the early years of retirement can play an outsized role in the ultimate sustainability of a client’s retirement income plan (i.e.,

Education 130

Education Planning Benchmarking Investments 130

PYMNTS

OCTOBER 26, 2017

If these people were offered something more palatable, what kind of economic opportunity would that open for them? Maybe artificial intelligence will be the key to doing the math and extrapolating the data to make a specific offering to each potential customer. Where could they shop, what could they do? These are lost opportunities.”.

Math 49

Math Education Finance Budgeting 49